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want to freeing potential democratic candidates to spend their time running against, well, republicans. and we have delon from the washington post. good to see you. hi, ezra. by this time next year, will this agency have a permanent director? well, as you mentioned before, it is unclear if anyone can be confirmed for the position. the reason that it is so important for this agency in particular is because without a director, the agency can t make full use of the powers, and it does not have the power to write new rules or the power to oversee what many of them call non-bank firms and nonfinancialal institutions such as check cashers or payday lenders and some of those firms are the most shady of companies in the financial industry, and the cfpb would be the first regulatory body to actually have the power to oversee them, so without a director, this agency misses many of the potential new powers it was created to do in

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