Operator
Good day and welcome to the Sandy Spring Bancorp Earnings Conference Call and Webcast for the Fourth Quarter of 2020. [Operator Instructions] Please note that this event is being recorded. Now, I d like to turn the conference over to Mr. Daniel Schrider, President and CEO. Please go ahead.
Daniel J. Schrider
Vice Chairman, President and Chief Executive Officer
Thank you, and good afternoon, everyone. I appreciate you joining us for our conference call to discuss Sandy Spring Bancorp s performance for the fourth quarter of 2020. Today, we will also bring you up-to-date on our response to an impact from the COVID-19 pandemic.