Customers make better decisions. 136 year, we will have Group Health Plans and 26 different individual plans. When you have that many options, we know an shows that it is overwhelming. We heard that from our customers currently. We heard it from our broken partners broker partners, our navigators, and our assistance. Next year, we will be launching something similar. For 2016, we will also have new standardized plans. That means standardized benefits , as well as outofpocket expenses, that will help our customers make more informed decisions, compare apples to apples. In our first year of operation, we had semistandard products. The benefits had to be the same in the essential Health Benefits benchmark no substitutions. Copays and other outofpocket costs very. Although that was helpful, it was not the complete tools some needed to make good decisions. Same thingsed the as kentucky. Folks chose platinum when they had few opportunities to get medical care. They did not need it, they were
Another subject of protecting our country from terrorism. Let me say this, thousands of words have been written but the only thing you need to know is one thing, the the check tragedy of almost 3000 people murdered, the tragedies the moms and dads who never came home from work that day, the tragedy of people jumping from the towers, my friends we cannot let that man, osama bin laden, threaten on this country that we love. [applause]. When a refugee crisis impacts our world. Like most people i find the image of that poor syrian boy has not left my mind. Our responsibility is to help those with their lives. So to that we must keep our heads. Lets keep it simple fact, 1 Million People have been made homeless by the conflict in syria. If we opened the door to every refugee the best thing you can do is help neighbors, Syrian People with refugees. And then we do take refugees taken from the region. That encourages a dangerous but lethal journey. We have tos not stop caring about syrians. The