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i thought it fell from the sky. they said they d write off $54,000, and our payments would be reduced to $69.36 from over $600. initially, we had the two loans where our house payment was almost $2,500. and by the time all that was done the mediation, the second mortgage, to negotiate all that stuff was done it went down to about $850. if the banks would have cooperated with us from the very beginning, we would have never missed a payment, they would have continued to have gotten their money, and we would have gotten what we got in the end, anyway, which is a reasonable payment. and that s all we wanted. if only one side talks, there s no way there s a winner. no. not at all, not at all. but we re still here. as i said, we haven t missed any payments whatsoever in five years. we enjoy our little single-story home. good for you. you re a great american, grady. hey, thank you very much. thank you for your service and thank you for your time today. thank you very much, bob

House payment69 3699 36600 initiallyThe endSide talksBob massiVeteran gradyWe haven tGreat american