You will have to rely on a home loan to buy the house. If we consider a loan of ₹1 crore for 20 years then the equated monthly instalment (EMI) for the same could be approximately ₹87,000 at an interest rate of 8.5% p.a.
There were 26 schemes in the focused fund category in the first half of the year (January to June). All the schemes in the category offered positive returns.