have. other countries are not as strong as ours. they re going to continue to debase their currency, hoping that we ll buy their cars or their goods, think the 17-1 peso ratio in mexico, which was 10-1 not that long ago. meaning you could go to mexico and buy a ton more stuff. the inflation is going to be very bad there and really low here. and the housing mark going to stall next year, because first-time home buyers are going to struggle, or will we see mortgage lenders get a little looser since they re having to get people into higher interest rate loans? i think it s going to be the latter. they ve been tight, the fico scores have been very high. people can t live with their inlaws forever, chuck. got to take my word on that one. any other industry win, lose, draw? banks make a ton of money here and everybody hated the banks before, and you ll probably hate them more, because