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There are several reasons you fail to be consistent with your monthly household budget. Some of these include overspending, family not co-operating etc. Here are some of the reasons why they are unable to maintain discipline and what they can do to ensure compliance.
Te Ao Leach among Rotorua s Beverley Anaru Memorial Scholarship winners
20 Jan, 2021 04:00 AM
4 minutes to read
Te Ao Leach was one of six recipients of the annual Beverley Anaru Memorial Scholarships. Photo / Andrew Warner
Te Ao Leach was one of six recipients of the annual Beverley Anaru Memorial Scholarships. Photo / Andrew Warner
When January rolled around and Te Ao Leach hadn t heard if she d been successful in getting a $5000 scholarship, she carried on with her goal of making it through university debt-free suing other means. But just last week, the organisers of the Beverley Anaru Memorial Scholarships rang wondering why she hadn t responded to the scholarship presentation invitation.
‘Our objective is not sales, but cash flow and profit’
The international arm of Kirloskar Brothers Ltd. is planning to streamline operations of the business and aims to be debt-free soon,
Alok Kirloskar
said in an interview. Edited excerpts:
How big is the international business and what is the focus?
The international business accounts for a little over 40-45% of KBL’s revenues. Our objective is not sales, but cash flow and profit. In these difficult times, we had focused on realigning the business. We plan to shrink the business and release the cash and enhance profitability. The focus is on improving the balance sheet. We have been doing that at KBL for the last 10 years. In March, at the net debt level, we [KBL] are almost debt-free and the next two quarters have shown similar improvements in our balance sheet position. The same focus is on the international side. We are focussing on bettering the balance sheet. We feel that stronger balance sheets in difficult times