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IN response to Pete Rowberry’s letter (April 9), there’s been no “change of language” regarding the state pension: State Retirement Pension is indeed a benefit and has been referred to as such for decades. It’s what’s known as a contributory benefit, although it’s paid irrespective of means. As someone who trained with the Citizen Advice Bureau over 30 years ago and went on to do generalist then specialist advice work for 10 years, I can assure him of this. The distinction he makes between his pension “entitlement” and benefits is a false one, as not only are some working-age benefits also contributory, but all benefits are entitlements for those who qualify for them. The social contract applies to all of us, regardless of our means or ability to pay National Insurance or income tax – in theory at least, if not now always in practice!

Ian duncan smithNational insuranceInstitute for fiscalOpen mindsFiscal studiesRishi sunakDuncan smithஈயந் டங்கன் ஸ்மித்தேசிய காப்பீடுநிறுவனம் க்கு நிதிதிறந்த மனங்கள்நிதி ஆய்வுகள்ரிஷி சுனக்டங்கன் ஸ்மித்