In a recent episode of Caleb Hammer’s financial audit series, he discusses with Gia, a 25-year-old from Sacramento, her challenging journey through financial mismanagement leading to homelessness. Hammer, known for his straightforward advice, addresses Gia’s decisions and their impact, highlighting the importance of financial responsibility. Don't Miss: If the average American household is a millionaire, why do people feel so broke? The average American has $65,100 in their savings account — How