Will Central Bank Digital Currencies be a Game-Changer for Financial Inclusion?

Central banks have been eying the emergence of privately issued digital currencies with a mix of excitement and anxiety, and some began experimenting with central bank digital currencies (CBDCs). Some advocates say CBDCs will help central banks advance financial inclusion. But are CBDCs really a game-changer for financial inclusion? What are the key enablers and constraints to CBDCs advancing financial inclusion and how should they be designed?

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