What If the Baby Boomers Had Personal Retirement Accounts? AnAnalysis of Retirement Security for Americans Age 40-58

If Social Security personal retirement accounts had been availableto baby boomers, they would have substantially increased the babyboomers' net worth, especially among low-wealth families.Additionally, the gain in retirement security would be between$41,000 and $214,000 at age 65, in inflation-adjusted 2001 dollars.

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