*Adrian Mitroi, CFA: "We will have to adjust to lower returns than last year's substantial ones"*Dragoş Mesaroş, Goldring: "Contributions to mandatory private pensions will increase, so the funds will have more money to invest"*Marcel Murgoci, Estinvest: "Promotion to the MSCI emerging markets category may lead high-profile issuers to consider listing on the BVB Regulated Market"*Alin Brendea, Prime Transaction: "The capping and lowering of interest rates on the money markets will be the main positive factor of the year"