Operator
Good morning and welcome to Umpqua Holdings Corporation Fourth Quarter Earnings Call. I will now turn the call over to Ron Farnsworth, Chief Financial Officer.
Ronald L. Farnsworth --
Executive Vice President and Chief Financial Officer
Okay. Thank you, Chris. Good morning and thank you for joining us today on our fourth quarter 2020 earnings call. With me this morning are Cort O'Haver, the President and CEO of Umpqua Holdings Corporation; Tory Nixon, President of Umpqua Bank; and Frank Namdar, our Chief Credit Officer. After our prepared remarks, we will then take questions.
Yesterday afternoon, we issued an earnings release discussing our fourth quarter and full-year 2020 results. We have also prepared a slide presentation, which we will refer to during our remarks this morning. Both of these materials can be found on our website atumpquabank.com in the Investor Relations section.