Operator
Greetings, and welcome to Trupanion's Fourth Quarter 2020 Results Call. [Operator Instructions] Please note this conference is being recorded.
I would now like to turn the conference over to your host, Laura Bainbridge, Vice President of Corporate Communications. Thank you. You may now begin.
Laura Bainbridge --
Head of Corporate Communications
Good afternoon, and welcome to Trupanion's fourth quarter and 2020 year-end financial results conference call. Participating on today's call are Darryl Rawlings, Chief Executive Officer; and Tricia Plouf and Margi Tooth, who are recently promoted two Co-Presidents. Similar to prior earnings calls, Margi will be joining Darryl and Tricia for the Q&A portion of today's call.