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CHARLOTTE – B/ Insurance. As you will read in the article on Cruising, one of the most concerning aspects of the Covid 19 outbreak, is medical care in foreign countries. Almost without exception, all countries came to realize there were 2 serious aspects of tourists becoming ill while visiting. First was the availability of testing and treatment options. Most countries used “WHO” to ramp up protocols to meet the new demands, and implemented policies to prevent spreading either direction, while visitors were in the country. Regardless of preventive measures, some visitors were still going to be exposed. There was a cost involved in testing and treating those victims incountry, as well as a very big cost involved if the visitor had to be evacuated. That led to a requirement by most countries, mandating you purchase ON ISLAND insurance that would cover those costs.