We wanted to stay in our same neighborhood. Cathy said, well, let me give you rachels number. Rachel just made it effortless. I didnt have to do any of the work. Rachel did it for me. The whole loan process was simple and convenient. The people at quicken loans really care. It was nice being able to call them whenever i needed to answer questions. They were on it. They were on top of everything. Quicken loans made everything super convenient and easy. So, the fact that they could work with my schedule was just wonderful. Thats why i love quicken loans. Hi, im jay farner, president of quicken loans, and were here in downtown detroit with some of our 10,000plus team members who are helping americans purchase new homes or refinance their existing mortgages. In the next halfhour, im gonna show you why millions of satisfied clients have turned to quicken loans for their refinance or new home purchase. Well meet members of the quicken loans team, and walk through our amazing mortgage process so you can see exactly why getting a mortgage with quicken loans is so simple. And well hear from more of our satisfied clients who found the right mortgage for their needs at quicken loans. People like jane and chickie. Im jane rothrock. And im chickie payne. I started teaching in 1973. I taught sixth grade for quite a while. I began to go to art school when i was 55 years old. I was in with all these young people and me. We hear of a need that somebody has, we try to assist them. Along the way, weve always helped people. I was online, and i actually sent in some information to quicken loans, and their mortgage banker summer khoury contacted us, and that actually got the ball rolling. No matter what i brought up to summer, it was a nonissue, really. I mean, she made all my worries go away. We eventually referred to her as our superstar. Working with quicken loans, i actually felt like i was working with a family member. It was amazing that you didnt even have to have a person sitting right next to you. You could sign things online esignatures and so on. We ended up saving id say 500 or 600 a month, which enabled us to be able to travel more. If i want to do something, it has to be something i believe in. I would say that quicken loans has a philosophy like we do, where were out trying to help other people, and i feel that quicken loans does whatever it can for making life better for others. What a great feeling it is to help people like jane and chickie refinance their mortgage, and free up money every month that they can use to do the things that are important for them, things that make their lives better. At quicken loans, we love what we do. Were passionate about helping people because were a highenergy team, and we put that energy to work for you. Its a comradery. Its a fun place to be. Its an enjoyable place to just let loose but still stay focused, help the client out and enjoy yourself. We get pretty loud. Its like a celebration. Youll hear horns going off, youll hear loud cheering. Thats got to be my favorite part of the day. It kind of pumps us up. If everybody here is having fun and enjoying themselves and loves working together, that comes through in how our clients are going to feel. Why do you sing to clients . When do you sing to clients . cause i get excited, especially when someones about to close. Im like, hey, youre about to close your loan. Oh, you have a closing song . Were about to close your loan. Can i get a whoowhoo. And sometimes theyre like well no, im not gonna go over your figures until i get a whoowhoo. Theyll give you one. Yeah. Theyre excited to close. Yeah. Were dedicated to getting the clients loan closed. Im gonna come in and just go the extra mile so the client knows that, hey, im working hard and my team is working hard to get the loan closed. We eat, sleep, drink urgency. Everything is done in a timely and order manner. We live by a code of conduct that i really believe in. I mean, i keep do the right thing on my desk because i love it that that matters here. Quicken loans is absolutely amazing. We are who we say we are, and we can do what we say we can do. Im talking to a client, a real person whose house is on the line. Would my mom be okay with the way im treating them right now . Announcer and for five years in a row now, jd power has ranked quicken loans highest in the nation in Customer Satisfaction and this year, for the first time, theyve also ranked us highest in the nation in mortgage servicing. Earlier, i mentioned the amazing mortgage process from quicken loans. Lets learn a bit more about that now. Announcer at quicken loans we do mortgages. And we know they can sometimes be frustrating. But dont worry. Everything we do is engineered to make mortgages simple every step of the way. Well make it easy to understand the entire mortgage process. So what really happens when you get a mortgage, and what can you expect when you get your mortgage with quicken loans . A streamlined mortgage process thats engineered to amaze. Lets walk through it together. Youll apply. Well review your credit. Youll create a myql account. Well underwrite your loan to verify all your information, and before you know it, youll be closing your loan and celebrating the accomplishment of your goal. Whether buying a new home, getting a lower payment, or cashing in on your homes equity. Mortgages may seem complicated but we really do make it that easy, because quicken loans is engineered to amaze. Now were going to hear from another satisfied client vikki erickson. Vikkis a big fan of the quicken loans experience, and one of our quicken loans team members in particular our very own matt schulman. Matt, you had an opportunity to work with vikki on her loan. I did. What was that like . It was such a rewarding experience. Definitely one of the highlights of my career. Shes such a wonderful person, and im glad shes in her home. Thats excellent. Thank you. Lets take a look at this video together and hear what vikki has to say about her experience with quicken loans. Hi, my name is vikki erickson. Im a social worker. As a result of certain life situations, it was difficult to pay my bills. Id actually considered just leaving my home. So i ended up taking on two parttime jobs in addition to my fulltime position. I had been hearing about the harp loan. I got online and i submitted my information to the quicken loans link. Within a half an hour, i got a call back from matthew shulman. You can just see his personality shine through on how he helped me. I would consider matthew to be a friend. He initially recommended the harp loan for me. And he said, you know, im not gonna give up on you vikki. Im gonna keep trying to get you qualified. And thats one reason i didnt leave my home. He called me on a sunday and said, the harp 2. 0 has just come out, and you qualify for this. Were gonna make it happen. And within a week, i was signing my closing documents. Quicken loans really took in consideration my time. I could do everything over my cell phone. My payment was significantly lower. It was just so easy. When i knew i was able to keep my home, i was very proud. I just love my house. Quicken loans allowed me to refinance my house and lower my house payments so i could free up time and finances to do activities that i really enjoy doing. I got to date and get to know my husband, bob. It allowed us to do things that we enjoy doing together such as cycling and hiking. Thats how we developed our relationship. I just highly recommend quicken loans. Its great for people who are hardworking folks that need that additional help. Harp was a great option for vikki. And id love to share a bit more information about the Home Affordable Refinance Program because it could be a great option for you too. What would an extra 250 a month mean to you . For some, its a little financial breathing room. For others, its a car payment a home repair, or help with college tuition. But what would an extra 250 a month mean to you . Call quicken loans now to see if you can save as much as 3,000 a year on your mortgage with the Home Affordable Refinance Program, or harp. Harp is a Government Program that helps homeowners who owe more on their mortgage than their home is currently worth. And 3 million americans have already taken advantage of this moneysaving program. But there are millions more who may qualify, and you could be one of them. Homeowners who refinance through harp save an average of 250 a month on their mortgage. Dont let this opportunity pass you by. Call today for a complimentary mortgage review to see if youre eligible to save with harp. Even if you were denied a refinance with harp in the past, todays guidelines mean you may now be eligible. Give us a call and a quicken loans mortgage expert will walk you through every step of our streamlined process. Why quicken loans . The homeloan experts at quicken loans fully understand the harp guidelines. Well work with you to understand your specific circumstances and strive to find the Financial Solution thats best for you. After a few simple questions well see how much money you may be able to put back into your pocket, where it belongs. With harp, theres less paperwork and often no appraisal required. Well work to get you closed and on the road to saving money in 30 days or less. Its just that simple. And for five years in a row, jd power has ranked quicken loans highest in the nation in Customer Satisfaction, and this year for the first time, theyve also ranked us highest in the nation in mortgage servicing. Dont wait to start saving. Call quicken loans today for a mortgage experience thats engineered to amaze. Announcer right now, Interest Rates are low, which means its a great time to purchase a new home or refinance your current mortgage. Quicken loans has been an innovative Mortgage Lender for 30 years, and weve closed over 2 million home loans, helping americans find the mortgage thats right for them. The majority of our home loans close in 30 days or less. Thats right. In 30 days or less, you could be saving money on your monthly mortgage payment or buying the new home youve always dreamed about. And with our Industry Leading Technology and outstanding Client Service, you can stay updated on the progress of your loan every step of the way. Its that simple. Our clients today are emailing us, theyre texting us. Get calls at 8 00 at night. I get calls at 8 00 in the morning, saturday, sunday. Theres always somebody here at quicken. Little different than the banking hours that they might have expected. You get our cellphone number, our email, our direct numbers. Heck, sometimes i even give them my home phone number if they need to. Announcer so call quicken loans today and talk to one of our homeloan experts. Well listen to your goals, your concerns, and walk you through every step of the mortgage process. You can get anything from anywhere, but do you want to get it from someone who cares, or do you just want to get it from someone whos gonna consider you a number . Announcer from your first call to your closing date, we are going to do Everything Possible to make your mortgage experience a great one. We understand how much getting the right mortgage can mean. A first home or a bigger home for a growing family. For some, its a little financial breathing room. For others, its a car payment a home repair, or help with college tuition. Whatever your goals, our homeloan experts will work hard to help you get there. Client satisfaction is our numberone priority. When my client closes their mortgage, its an overwhelming feeling cause youre realizing that you actually helped somebody. You dont understand how it can affect someones life as, you know, with simply closing their mortgage. So, to me, its a great feeling because i feel like i came in and i was able to change someones life. Announcer its why we do what we do. For five years in a row now, jd power has ranked quicken loans highest in the nation for Customer Satisfaction, and this year, for the first time, theyve also ranked us highest in the nation in mortgage servicing. So call now, talk to a quicken loans homeloan expert and find out more about the mortgage thats right for you. We offer a wide range of home loans to suit your financial situation, like harp. Its a Government Program that helps homeowners who owe more on their home than it is currently worth. A lot of times, theres different options that we can do with that. We can lower the Monthly Payment, we can consolidate debt. We just want to make sure that youre being helped, you know your options, and were here for you. Announcer call a homeloan expert now, and find out how quicken loans can help you find the right loan to fit your specific needs today. The quicken loans yourgage which allows you to customize your payment term, anywhere from 8 to 30 years, based on your goals and unique financial situation. We also offer a 30year fixedrate mortgage, an adjustable rate mortgage, or an arm, and v. A. Loans. We work with you step by step throughout the entire mortgage process, making it simple. The way we do things and our expertise set us apart. Were not just number crunchers. Im a clientcare specialist for a reason. Right. I specialize in what i do and i care about my clients. Announcer in fact, 95 of our clients say they would recommend us to friends and family. And weve earned an a rating with the Better Business bureau. Quicken loans is the numberone Online RetailMortgage Lender in america. So join the millions of americans who have trusted quicken loans for their home loan. Call quicken loans now. You have no obligation, and youll receive a complimentary mortgage review. Call today. Hi, im sohail bashir. Call today to see if our homeloan experts can save you money. Your home is an investment, so put it to work for you. Whether its using those savings for a car payment, college tuition, or even a bigger home for your growing family, youll be surprised at just how easy the mortgage process is. Call us today for a mortgage experience thats engineered to amaze. Hi, and welcome back. If youre just tuning in, im jay farner, president of quicken loans, and were talking about how we make the mortgage process simple. How do we do it . New technology. At quicken loans, we give you more than just great loan options. We offer you easytouse online tools, like our myql and the quicken loans mortgage calculator, that make your homeloan process a breeze. I spoke to a few of our team members about these online tools. Lets hear what they had to say. Myql is great. It gives clients unlimited visibility as to whats going on with their loan. You have a lot of things you need to do, so heres what weve done to simplify it. Grab your documents, snap a picture of it with your smartphone and upload to me. Ill get it in a few minutes. Theyre blown away when they see that. Someone can go onto myql. Mmhmm. Theyve got a question about their mortgage. They ask that question, they type it right in, and boom, you get notified a questions waiting for you. Within id say a minute and a half, its there. When you think about the technology, what else can they learn when they go to myql . The myquickenloans websites gonna guide you from questions about your rates, what Homeowners Insurance you have who we have for contact information, and most importantly, how close are we to getting this process done . We can update you there. It allows our clients to actually monitor the entire progression of the loan from start to finish online. Okay. So, it allows him to know two fundamental things. One thats someones always working on their loan. Okay. Which people want to know. Paperwork isnt sitting on someones desk just kind of collecting dust. And two that the numbers arent changing, and if they are, you have your questions answered immediately. Okay, so myql will give you all that visibility. You can see whats going on with your loan program, and you can reach out and talk to you or anybody whos working on the loan, right . It makes it easy to communicate . Easy communication tool, and if anything, we want you to know what goes on with your mortgage 24 hours a day, 7 days a week. Now lets talk a bit about another one of our popular loan options the yourgage. Would you like a mortgage that is customized to your unique situation . With the yourgage, you have the flexibility to choose the length of your loan anywhere from 8 to 30 years based on your financial goals. And with the yourgage you can lower your Interest Rate while keeping your current mortgage term. Get ultimate mortgage flexibility with the quicken loans yourgage. Call us now to learn more. Announcer at quicken loans in the last 30 years, weve closed over 2 million home loans, helping americans find the mortgage thats right for them. And we close the majority of home loans in 30 days or less. Right now, you could be less than a month away from saving money on your mortgage or buying the home youve always dreamed of. From your first call to your closing date, we are going to do Everything Possible to make your mortgage experience a great one. In fact, 95 of our clients say they would recommend us to friends and family. And weve earned an a rating with the Better Business bureau. So call quicken loans today and talk to a homeloan expert. Theyll listen to your needs and your goals, and walk you through your home loan step by step. We offer a wide range of home loans, like harp. Its a Government Program that helps homeowners who owe more on their homes than its currently worth. Or the quicken loans yourgage, which allows you to customize your mortgage payment term anywhere from 8 to 30 years, based on your goals and your unique situation. We also offer 30year fixedrate mortgages, adjustable rate mortgages, or arms, and v. A. Loans. Quicken loans is the numberone Online RetailMortgage Lender in america. Weve closed more than 2 million home loans, helping americans find the mortgage thats right for them. Client satisfaction is our top priority. And for five years in a row now, jd power has ranked quicken loans highest in the nation in Customer Satisfaction. And this year, for the first time, theyve also ranked us highest in the nation in mortgage servicing. You have to see what the hype is really all about. I love it. Check out the quicken loans site. Announcer call quicken loans now. You have no obligation, and youll receive a complimentary mortgage review. So call today. Hi, im erin pecherski. Call today to see if our homeloan experts can save you money. Your home is an investment, so put it to work for you. Whether its using those savings for a car payment, or college tuition, even a bigger home for your growing family, youll be surprised at just how easy the mortgage process is. Call us today for a mortgage experience thats engineered to amaze. Welcome back. Im jay farner, president of quicken loans, and im here to tell you about a few of our loan options, like the 30year fixedrate mortgage. The 30year fixedrate mortgage is designed for homeowners who plan to stay in their home for many years. It provides a consistent mortgage payment for budget planning, and its got a rate that wont change for the life of your loan. So, youll have a Monthly Payment will never adjust. Lets take a look at this next video that will give us a bit more detail about that 30year fixedrate mortgage. Announcer the 30year fixed mortgage has been americas numberone home loan choice for more than 60 years. There are a few good reasons why, starting with the fact that it offers a low payment and allows you to finance the home of your dreams at an Interest Rate that never changes. 30year fixedrate mortgages also known as conventional loans, are backed by fannie mae or freddie mac. Theyre amortized over 30 years, meaning you have 30 years of fixed monthly mortgage payments. This is a popular option because you have peace of mind knowing your loan payment will always stay the same. And with the 30 year fixed, you could pay as little as 5 of the total home cost on your down payment. Or refinance up to 95 of your primary homes value. This can be a great option whether you are a first time home buyer or refinancing your existing mortgage. 30year fixedrate mortgages are perfect for home buyers who plan to be in their homes for many years because they offer the consistency of an Interest Rate and payment that never change. Theyre a great choice if youre looking for a lower Monthly Payment, and the 30year fixedrate option is also available on fha or v. A. Loans. Does a 30year fixedrate mortgage sound right for you . Quicken loans also offers an adjustablerate Mortgage Program with some of the lowest Mortgage Rates available. These arms are a great option for so many of us. Theyre ideal for clients who plan to move or refinance in the next 5, 7, or 10 years. You can save thousands of dollars over a traditional fixedrate mortgage during the initial fixedrate mortgage period. Afterward, the rate may change once per year. So, if you are looking for a savvy financial tool, call us today and find out how much you could save with an adjustablerate mortgage loan. You might also be interested in an fha loan, one of our most popular loan options. Like so many of our clients already know, an fha loan has less stringent qualification and credit requirements. It allows you to purchase or refinance if your down payment or home equity is less than 20 , and its a governmentinsured loan with flexible choices, so you can access the security of a fixedrate loan or the versatility of an fha fiveyear arm. Quicken loans is the largest v. A. Lender in the united states, and were proud to offer this exclusive home buying or refinance option for active duty military personnel veterans, and their families. V. A. Loans allow active or retired Service Members to purchase a home with little or no money down, and you can also refinance up to 120 of your homes value. So, if youre a veteran or a service member, call us today and find out how much you could save with a v. A. Loan. Lets take a look at this video of our client and service member, marjorie reyes. We were able to help her with our v. A. Loan option. And thats a real privilege for us because at quicken loans, we take special pride in helping clients who serve our country. My name is marjorie reyes. Im a chief warrant officer. I am very grateful and appreciative that quicken loans can offer Service Members v. A. Loans. It was very important for me to be able to close and refinance my home quickly. I wanted to lower my mortgage payment. Quicken loans guided me through every step of the process. The whole experience was amazing. Are you tired of paying private mortgage insurance on your home loan every month . Do you want to save thousands of dollars over the life of your loan . If so, our pmi advantage option can help you do both. Announcer private mortgage insurance, or pmi is an insurance policy on conventional loans that lenders require you to pay if the down payment on your mortgage is less than 20 or if youre refinancing more than 80 of your homes value. Pmi can add a substantial sum to your monthly costs up to a few hundred dollars. But the good news is pmi advantage. Our lender paid Mortgage Insurance Program gives you more options and flexibility. The biggest advantage is that you dont have to make a monthly pmi payment. Heres an example based on a 200,000 30year fixed mortgage. A traditional pmi plan would cost an additional 10,300. While pmi advantage would cost 4,750 over 8 years. With pmi advantage, youd save a whopping 5,550. Youll have more buying power. You may be able to afford a more expensive home with a down payment of less than 20 . And less money up front means youll have more cash on hand for things like furniture, renovations, or repairs for your new home. Pmi advantage is a great option whether youre buying or refinancing. And money paid toward mortgage interest may be claimed on your tax returns at the end of the year. Does pmi advantage sound right for you . We all know that a mortgage is one of the biggest Financial Decisions of your life. In fact, maybe the biggest. Thats a lot of pressure, but were here to help you make the right decision to benefit you and your family. The kind of mortgage you get the rates, the terms and the experience itself makes a big difference when it comes to your Financial Security and happiness. You want a mortgage that suits your needs, your budget and wont throw you for a financial loop down the road. You want answers and information, not surprises. At quicken loans, weve simplified the entire mortgage process, so that youre educated and informed every step of the way. Weve taken the guesswork out of getting a mortgage, and replaced it with clear information and transparency. So youll feel confident about your home loan decision. Client satisfaction is our top priority. And for five years in a row now, jd power has ranked quicken loans highest in the nation in Customer Satisfaction. And this year, for the first time, theyve also ranked us highest in the nation in mortgage servicing. I talk to clients every single day. Okay. Just so were being transparent and keeping the clients in the loop, and i try to make it as easy as possible for them. I actually feel extremely proud. I feel proud to work for a company that takes Client Service to the next level. I feel like every day, were focusing on the clients and worrying about, like, what is the best way to make sure that they close the smoothest way possible, and i take pride in that. What makes our team so special here at quicken loans is that we care about our clients on the other end. We care about the human being thats on the other end and we care about our people. Again, we dont just treat everybody like another number. We dont just treat you as a loan number. We want to make sure that we help you out. We want to make sure that our clients are fully taken care of and we put them into the best spot that we possibly can. Yeah. We want to make sure that also, on a larger scale, were all working together as a team and meeting your needs as a team. Announcer so call quicken loans today and talk to a homeloan expert wholl listen to your goals, and walk you through refinancing your mortgage or a loan for your new home. From your first call to your closing date, we are going to do Everything Possible to make your mortgage experience a great one. We want to be your lender for life. So call now, talk to a homeloan expert, and find out more about the mortgage thats right for you. The quicken loans yourgage which allows you to customize your payment term, anywhere from 8 to 30 years, based on your goals and unique financial situation. And harp. Its a Government Program that helps homeowners who owe more on their home than its currently worth. Our 30year fixed a great option with a low fixed rate for the life of the loan. Our adjustablerate mortgage offers a superlow fixed rate for the first 5, 7 or 10 years of the loan. And our v. A. Loans, which offer veterans and Service Members a home loan with little or no down payment. So, join the millions of americans from all 50 states whove trusted quicken loans for their mortgage. Call us today. You have no obligation, and youll receive a complimentary mortgage review to see how quicken loans could help you save money on your mortgage. And for five years in a row now, jd power has ranked quicken loans highest in the nation in Customer Satisfaction, and this year for the first time, theyve also ranked us highest in the nation in mortgage servicing. The surprise was that there were no surprises. Everyone at quicken loans made things amazingly simple for me. Its not just an online service. It is personal service. I didnt have to think about any of it. Easy. Easy. The whole loan process was simple and convenient. The people at quicken loans really care. It was nice being able to call them whenever i needed to answer questions. They were on it. They were on top of everything. Quicken loans made everything super convenient and easy, so the fact that they could work with my schedule was just wonderful. Thanks, everyone, for watching. We hope youve enjoyed learning more about quicken loans and how you could save money on your mortgage. Im jay farner, president of quicken loans. Call us today and talk to one of our homeloan experts about the loan option that might be right for you. Youll see firsthand how quicken loans provides you with a mortgage experience thats engineered to amaze. Announcer the preceding has been a paid presentation for quicken loans. [. ] announcer the following is a paid program for the tummy tuck miracle slimming system, the nonsurgical method that instantly erases inches from your tummy, slims fat off your belly without diet and exercise, burns belly fat faster than exercise alone and delivers results so shocking that at first, people dont believe it. My wife saw an ad in the newspaper and she wanted to start it. She wanted me to go with her and i was thinking that this thing is a scam. [typing] before the tummy tuck id gotten to the point where i just wanted to give up. [typing] had my 50th birthday here a few weeks ago i want something to help me out here. I want it gone. [typing]. I cannot believe this. Look at me its just like having surgery without hospital bills or any kind of money. Its just an instant miracle. Its so amazing, i just i cant get over it. Im shrinking in the middle. These are real inches. This is nothing fake about this. The fat is disappearing. When i stand in front of the mirror, im amazed that its actually leaving my body. [laughs] i wanted to see what this product was going to do if i just lived my same life and just used the product. And i didnt change one thing, my lifestyle, my diet or anything. I have no reason to lie about anything. Im not getting paid for this. Im not doing this other than i wanted to see if the product works. Announcer what you are about to see is a scientific breakthrough that targets the tummy and slims away fat so effectively, you may wonder if its real. And thats why this show is unlike any other youve watched. Theres no paid host for this show, no paid models and no paid actors. Just real people with real results. I am not a paid actress. I am an everyday working mom. I have a twoyearold and a fouryearold. Those are my before pictures. I know, i cant believe it either, but those are my before pictures and this is me now. These results are. Its real. This is me. Announcer what is this belly fat reducing miracle . The tummy tuck slimming system with the revolutionary tummy tuck belt that instantly erases inches and gradually slims fat away from your belly every time you wear it. Best of all, this fatburning miracle works even by wearing the belt twice a day for as little as 10 minutes. Make no mistake; the tummy tuck is not like other slimming garments. These other products simply hide the fat, that is, until you take them off. But the tummy tucks unique 10minute method ignites a fat burning Chain Reaction like flipping a switch that sets off a domino effect gradually reducing fat away from your belly long after youve taken off the belt. Just look at how this heat vision photography captures the effect. Before the tummy tuck belt measurements were taken. Then they followed the 10minute tummy tuck method, and right after the belt was taken off temperatures were again recorded and the measurements were the same. But watch in this timelapse sequence how the temperature then begins to rise and continues for over three hours. The increase is only a few degrees, so its comfortable and unnoticeable to most people. So after you take off the belt its gradually slimming the fat away as youre just going about your day relaxing, reading, at the office or just watching tv. This is real easy. I was surprised how easy and how well it works. Put on the belt and wear it while i was getting ready for work and then i could take it off and get ready and go on to work. You can wear it as little as the 10 minutes. It just fits in with my regular morning routine. I put on the belt and then get ready for the rest of the day. When my 10 minutes are up, i can just take it off. It really does work. It does do what it set out to do it really is a tummy tuck. After having three kids, you just dont think youre ever going to lose it unless you actually have it surgically removed. So to just put on the belt and find that you could actually start to see results, see inches lost, was, i mean, it really was amazing. Announcer in a joint clinical study, two medical universities put the tummy tuck to the test. Coming up, youll see the test results, along with the high tech ultrasound images the universities use to visually measure fat disappearing as a result of the tummy tuck system. But first, heres how easy the 10minute tummy tuck method is. The three part system includes the tummy tuck belt, the thermal accelerator cream and the abdominal tummy tighteners. Simply apply the thermal accelerator cream which contains patented technology put on the tummy tuck belt, then do two minutes of standing abdominal contractions to activate the thermal fat burning effect. Then, simply wear the belt for eight more minutes while you relax or do other activities. At the end of the 10 minutes you can take the belt off and the fat reducing Chain Reaction has been triggered and continues for several hours while you just go about your day, and it works even without changing your lifestyle. Im a busy person with working and grandkids and. So i dont have a whole lot of time to devote. Ive had this little bulge ever since i had my last child 30 years ago. I was excited that i wasnt going to have to change my lifestyle and i thought that would be a real test. After the first week, you could visibly see that it was coming off. I was amazed that i could lose that much, because i didnt change a single thing about my lifestyle. I continued to live the same way, i ate the same way and im not always a healthy eater. I tend to snack, but i have not changed any of that. And now, its wonderful to look down and its pretty slim and trim, its flat. This is very easy. This was something that just takes 10 minutes. Theres a special cream that you put on and then the tummy tuck belt and you continue to wear it around the house for 10 minutes and then youre done. When i first saw it, it was like, this has got to be too good to be true. That it was unbelievable how you could. This little thing that you wear and this cream, how could that change something when you dont change anything else about your life . But i honestly didnt. I did not change my eating habits, nothing. Announcer the tummy tuck slims your belly without changing your lifestyle. And if you like to exercise, then adding the tummy tuck turns regular exercise and diet into being two times more effective at burning away belly fat. Thats right; in a university study, compared to just exercise and diet alone, adding the tummy tuck almost doubled the amount of tummy fat lost. And because the tummy tuck jumpstarts the fat burning Chain Reaction, theres no need to wear the belt during your exercise. So in the morning, you can do the 10minute tummy tuck method and then any time during the day, you can exercise whenever you choose and the tummy tuck method still accelerates your results. Before the tummy tuck belt, i was working out probably four or five days a week at my local fitness center. You know, running, doing elliptical machine doing a little bit of weights and literally was seeing no results. My waist, it never was changing. It was just almost like an inflatable tire. It just was going nowhere. Before the program, yeah there was a level of skepticism. I wasnt sure you look at the ad and you are not sure if its really going to deliver what the program is being advertised to deliver. But i was willing to take that chance, and im thrilled that i did because my stomach and midsection is so much flatter now. Ive never seen results like this before. From week to week, you start to see the difference and you start to feel the difference in your clothes. I actually really enjoy actually going to work out now and exercising because of the fact that ive had the results with the tummy tuck system. I know that the tummy tuck system is working and it targets the midsection perfectly. I mean, it worked. It did exactly what they said it would do. Announcer the tummy tuck belt is made with soft flexible, spaceage fiber, designed to provide comfortable compression that pulls your tummy inward. So during the initial days while youre erasing the fat you can either use the belt just for your 10 minute sessions, then take it off, or continue to wear it under your clothes for an instant slimming look that smooths away the lumps and bulges, flattens your tummy and slims your waistline, giving you instant slenderizing confidence as the inches underneath are gradually melting away. Theres a dual benefit with tummy tucks belt because not only does it hold you in but the fat is going away. With the tummy tuck, when you put the belt on at the beginning of the program, you immediately get the motivation to continue because the tummy tuck belt gives you that instant slimming look right away. And that really motivates you to keep going, and pretty soon, that instant slimming is a slimming that you dont even need the belt to achieve. Announcer with the tummy tuck, you choose how to use it. Wear it for an instant slimming look. Keep your lifestyle as it is and still slim away real inches from your tummy. Or add it to your exercise and diet program to burn belly fat even faster. And best of all, no matter how you choose to use it, the tummy tuck method takes just 10 minutes. What i like about it is its very quick. [typing. ] i did not exercise but the fat is gone. You can really tell that its working. You just put the cream on, put the belt on, couple minutes, leave it on for another additional 10 minutes and youre done. Before this program, my belly just kind of stuck out and it wasnt very attractive. Ive held two jobs down for 15 years. I keep very busy and i work out and i go home and take care of family at night as well. The tummy tuck program was very easy to use. It really targeted my midsection. This is the slimmest ive been. Ive never had results like this. It works. Announcer coming up, well go shopping and put the tummy tucks instant slimming to the test. That is amazing. An instant tummy tuck. Its an instant tummy tuck, absolutely. Announcer plus, well take an insider look at the University Clinical results and well meet april, mother of two, and reveal her amazing tummy tuck transformation. But now, heres how you can get your very own tummy tuck. With the tummy tuck miracle slimming system, youll receive everything you need to trim size from your waistline. Your system includes the revolutionary tummy tuck belt, which comes in three flexiblefit sizes to comfortably fit small tummies to big tummies. Simply tell the operator your shirt, pant or dress size and theyll select the size thats right for you. Next, youll get a full, 30day supply of the thermal accelerator cream and the tummy tuck instructional video that walks you stepbystep on how to use the tummy tuck including the followalong twominute standing abdominal tummy tightener exercises that activate the thermal fat burning process. Plus, youll also receive the tummy tuck quick start you choose how to use it guide. So, how did the real people that youre seeing here today use it . We gave them the tummy tuck and asked them to choose. Some decided to keep their lifestyle as is without added exercise or changing what they ate. Others wanted to combine it with diet and exercise, so we hired a local health club and asked them to test the accelerated slimming power of the tummy tuck. Many chose to wear the belt for just the 10minute tummy tuck method twice a day and then would take off the belt, while others loved the comfortable fit and instant slimming look and wore it under their clothes to look better at work or when they went out. And unlike other slimming garments that can cost upwards of 100, the tummy tuck system gradually slims away the actual fat around your belly. So now its your turn to choose. Do you want instant slimming keep your lifestyle with no added exercise or, for best results, combine the tummy tuck to your exercise and diet program to burn belly fat even faster than exercise alone . Then call now, because you can get your very own tummy tuck for just three payments of 19. 99. And the tummy tuck comes with a riskfree, 30day moneyback guarantee. If it doesnt trim size from your tummy, no matter how you choose to use it, then simply send it back for a full refund of your purchase price. But it gets even better. Call now because well make one payment for you and youll get the tummy tuck for just two payments of 19. 99. Simply call the 800number on your screen now or log on to tummytuckbelt. Com. And best of all, with the tummy tuck, you choose how to use it and no matter how you choose you will lose fat and trim size from your belly, guaranteed, or your money back. So call now im just an everyday working mom. I have a twoyearold and a fouryearold. Ive always had a bigger waist. I carried it for 10 years. Ive done everything dieting or even exercising and working out; never, ever works on my stomach. But with the tummy tuck belt look at the results its just disappeared. The fat is gone. Ive never had a waist this size, never. The results, i mean, i dont even know how to describe it. Its shocking its shocking to me. I look in the mirror and go, is this really me . It is and its easy. The first thing you do, you get up in the morning, you put your cream on and you pull the tummy tuck belt on and. I get ready for work, i get breakfast ready, get the girls ready. Wear it for 10, 15 minutes. Sometimes i wear it into work. Its very comfortable. My first time, i lost inches instantly. It just gives you kind of that smoothing look. I already love going to work but now i really like going to work because i get compliments all day long. When i tell people i have a twoyearold and a fouryearold, people ask me how are you getting these results . You look fabulous, you look great. The first thing they say is, is this all external, internal . Did you have surgery . And i said, no, i didnt have any surgery. Its this belt and the tummy tuck system. I know that when im wearing it, its working. And i take it off and the fat is gone. Now that ive tried this tummy tuck system, i feel incredible. My confidence has just soared. My inside is just. Im just glowing. Announcer still wondering if the tummy tuck system will burn fat from your belly . We asked two medical universities to jointly put it to the test. To measure belly fat, they used stateoftheart ultrasound imaging to document the thickness of the belly fat under the skin. Just look at these photos showing a significant reduction in the fat layer after using the tummy tuck system. Even more remarkable, at the start of the clinical study, participants were specifically instructed not to change their lifestyle. Thats right, no added diet and no added exercise and they still lost size and fat around their tummy. I am totally shocked at how well this worked. I was on a program where i did not change my lifestyle. I continued to eat like i normally eat. I put the cream on twice a day i did the belt, i did the crunches. I didnt do anything extra that would make these inches disappear. It works. This product works. Announcer now, lets find out how the tummy tuck compares with exercise. In a recent independent university study, they had two groups follow the exact same diet and exercise program. The only difference one group did the 10minute tummy tuck method twice a day, and when it came to the bellies, the tummy tuck group lost almost twice the tummy fat, compared to what the exercise alone group achieved. Thats right; double the fat loss. Plus, theres no need to wear the belt during the exercise because the 10minute tummy tuck method ignites a fat burning Chain Reaction that keeps working long after youve taken off the belt. It absolutely works. When i first started this, i had a beer belly and i was just a big blob and i knew i had to do something with it. And with the tummy tuck belt i lost inches the first week. I could just tell each and every day that i was getting smaller and getting smaller, and. Fat has definitely gone away. Its really targeting the tummy. Ive always been a very athletic person, worked out my entire life. And im seeing results with the program that i had not seen from exercise alone. Before the tummy tuck program, i would say i still had a very fit midsection, but after the tummy tuck program, i have a much more defined and toned midsection. Im starting to see ab definition improve far greater than i would have expected. The tummy tuck program is really pretty simple. You apply the cream twice a day, you put the belt on, you do your ab tightener exercises, wear the belt for at least 10 minutes you take the belt off and then go about the rest of your day. Its extremely simple. Its a nobrainer to just add it on to your current fitness regimen. I was doing exercises before but i havent had any results from exercise similar to the results ive had on the tummy tuck program. These are absolutely real inches that are gone. Announcer and while the real fat is slimming away, want to fit into the smaller size right now . Today . We took women shopping and asked them to pick out clothes that were one size too small. Ugh thats my pooch. It shows too much here. I really like this material, i just cant wear it, cause it shows absolutely every single roll. Announcer clothes that they really wanted, but would never purchase because they just didnt fit. I would not buy this top. Not because of the color but just because of the way it fits. Announcer then, we gave them the tummy tuck belt. Much better. That takes care of all the rolls. No more fat in the back or in front. Now, thats a lot better. I love this tummy tuck. Its just smooth and its instant. It feels very comfortable. It looks great to me. My stomach just instantly disappeared. Wow. Announcer regardless of the size or shape, all of the women got an instant tummy tuck. That is amazing. Thats so good and the idea that i can lose it while im wearing this lose inches, makes me feel even better about it. Announcer the tummy tuck system not only gives you instant slimming, but it gradually slims fat away each time you use it, even if you wear it twice a day for only 10 minutes. And the results youre seeing today are from real people. Theres not one paid actor or paid model in this show. Im just a typical, you know, person. Im your average housewife career person. So many times when you see ads on tv or in magazines or on the internet, they always show you know, really skinny models. And it really starts to get upsetting to the average person, and i am the average person. [typing] i thought, this is never going to work never, because ive had the issue with my stomach for quite a long time and nothing else has ever worked. But this actually worked. This actually did work. The fat is gone. I think it just worked every day a little bit here and there, because its all gone now. Its more than a miracle its more than a miracle, its youre getting what you were promised and thats a lot to be said about any product that can do Something Like that. Announcer call now, and you can have your very own tummy tuck for just three payments of 19. 99. But it gets even better because when you call in the next few minutes, well make one payment for you. Thats right; you get the entire tummy tuck system for just two payments of 19. 99. Your system includes the revolutionary tummy tuck belt, which comes in three flexiblefit sizes to comfortably fit small tummies to big tummies. Next, youll get a full 30day supply of the thermal accelerator cream and the tummy tuck instructional video that walks you stepbystep on how to use the tummy tuck, including the followalong twominute standing abdominal tummy tightener exercises that activate the thermal fat burning process. Plus, youll also receive the tummy tuck quick start you choose how to use it guide. You get the complete system for just two payments of 19. 99. So call now, because with the 10minute tummy tuck method, you will lose fat and trim size from your belly, no matter how you choose to use it. Do you want instant slimming keep your lifestyle with no added exercise or combine the tummy tuck to your exercise and diet program to burn belly fat even faster . And with the tummy tuck moneyback guarantee, you can try the tummy tuck for 30 days riskfree. So test it, try it for a full 30 days, because its guaranteed or your money back. Simply call the 800 number on your screen now or log on to tummytuckbelt. Com, but dont wait, because theres just a few minutes left, so call now. I decided im not changing anything, which i havent. And thats why this product to me is so amazing, because you dont have to go to a lot of work to achieve the results. Before i started the tummy tuck system, i didnt know what to expect. I didnt know that it would happen this fast, that it was. That it was genuine. I just wanted to try it, because for the last 18 years, ive been battling to lose the inches in my tummy and nothing worked. So no matter how much i ran on the treadmill or ran around the block or you know, no matter what type of cardio exercise i did, it did not go away. But with the tummy tuck, it started working immediately that first week and its accelerated that in just 30 days. The fat is disappearing. Before the tummy tuck program, i had two children. I have a threeyearold and a sixyearold, so i had the mommy tummy. Im a fulltime student and i work, so having something that i can just do in the morning and get it done with and then go on the rest of my day. So getting results from something thats just kind of quick and i can do it in my busy schedule. And now when i look in the mirror, i can definitely tell ive lost fat. Its definitely not the mommy belly i had before. This is great, cause this is what ive always wanted, just to get rid of the belly, the tummy, the tummy, the tummy. The tummy tuck system, it has just solved my problems cause its working. If youre out there trying to figure out what you need to do you should try it. Dont hesitate, just go for it. It worked it did exactly what they said it would do. It targets the whole midsection. Its pretty amazing. I didnt change a single thing about my lifestyle. I was amazed even at that first week of losing it was like i wonder how much more i can lose . Its just exciting to keep trying and seeing that come off. If youve got a stomach and you want to get rid of it, this is the way to go. I mean, it makes you feel better about yourself and just everything. Its kind of exciting to get around for work and get dressed up in nicer clothes and that and to know that you look good. Now its wonderful to look down and its not there. I am so excited that i made that phone call, because these results are. This, its real. I mean, its just fallen off. The fat has fallen off. Its gone. Announcer and now, you can get your very own tummy tuck for just three payments of 19. 99. But it gets even better because when you call in the next few minutes, well make one payment for you. Thats right; you get the entire tummy tuck system for just two payments of 19. 99. And the 10minute tummy tuck method is so easy simply apply the thermal accelerator cream, put on the belt, do two minutes of standing abdominal contractions and wear the belt for eight more minutes while you do other activities. Then you can take the belt off because the 10minute method ignites a fat burning Chain Reaction, like flipping a switch that sets off a domino effect, melting fat away from your belly long after youve taken off the belt. Just look at how this heat vision photography captures the effect. Before the tummy tuck belt measurements were taken. Then they followed the 10minute tummy tuck method, and right after the belt was taken off temperatures were again recorded and the measurements were the same. But watch in this timelapse sequence how the temperature then begins to rise and continues for over three hours. The increase is only a few degrees, so its comfortable and unnoticeable to most people. So after you take off the belt its gradually slimming the fat away as youre just going about your day relaxing, reading, at the office or just watching tv. The tummy tuck system has been independently tested. And the best part of the tummy tuck is you choose how to use it. Keep your lifestyle with no added diet and no added exercise and still trim size from your waistline. Or for best results, combine the tummy tuck to your exercise and diet program to burn belly fat almost two times faster than exercise alone. And because the tummy tuck jumpstarts the fat burning Chain Reaction, theres no need to wear the belt during your exercise. So in the morning, you can do the 10minute tummy tuck method and then any time during the day, you can exercise whenever you choose and the tummy tuck method still accelerates your results. Plus, if you want to look instantly slimmer, then why pay up to 100 for other products that simply hide whats underneath . Instead get the tummy tuck because youll look slender instantly and youre gradually slimming away the fat each time you use it. And if all you want is the easy way to trim your waistline then the tummy tuck works even by wearing the belt twice a day for just 10 minutes. Its that easy. So call now, because youll get the entire tummy tuck miracle slimming system for just two payments of 19. 99. The tummy tuck belt comes in three flexiblefit sizes to comfortably fit small tummies to big tummies. Simply tell the operator your shirt, pant or dress size and theyll select the size thats right for you. And with the tummy tuck moneyback guarantee, you can try the tummy tuck for 30 days riskfree. So test it, try it for a full 30 days, because its guaranteed or your money back. Simply call the 800 number on your screen now or log on to tummytuckbelt. Com, but dont wait, because now there is only seconds left. So call right now. [. ] call or go online now. [. ] call or go online now. [. ] this has been a paid program for the tummy tuck miracle slimming system. Male announcer the following is a paid presentation for the wen healthy hair care system brought to you by guthy renker. Female announcer whats got these crowds of people so excited . Its the hottest trend in hair that started in hollywood and has spread all around the world. Wen hair care. Millions of people are throwing out their shampoo and have started using wen, getting the healthiest, bestlooking hair of their lives. Male announcer created by worldrenowned hair expert chaz dean, wen is the first ever cleansing conditioner. Unlike traditional shampoos that can strip your hair, wen actually makes your hair softer, shinier, and stronger the very first time you use it. Female announcer wen is the numberone cleansing conditioner because its the only thing that