Its not just the rails, the problem is for people to be there, live, provide services, thats the task, now is the time for economic news, russian banks earned 899 billion rubles in net profit at the end of the quarter. Growth compared to last year by 2 . This was stated in the central bank review. The regulator emphasizes that over the past year the Banking Sector has grown significantly, assets increased by 20 . The number of profitable banks has reached 255, which is about 80 . Mts bank announced the price range within ipo 2,3502,500 rubles. Per share. In this case, the banks capitalization will reach 75 billion rubles investor applications will be accepted until april 20, 5 inclusive, and the trading itself will start on april 26. Today it became known that the astro group raised almost 12 billion rubles as part of the spo. A total of 21 million securities or 10 of the authorized capital were sold. Investor demand exceeded supply three times. Russia has sharply increased supplies of goods to africa. At the end of the year, its share in russian exports doubled to almost 5 . Rbc writes about this with reference to data from the federal customs service. Totally our country. Sent goods worth 21 billion to the continent, including wheat, petroleum products, chemical products, machinery and equipment. And in russia the popularity of automobile tourism is growing. According to the association of tour operators, by the end of 2023, up to half of travelers reached their vacation destinations by car, this is a record share. Previously it did not exceed 15 . The association noted that there are no prerequisites for a reduction in auto tourism this year. His expected share this was economic news, briefly. A real legend is immediately visible, it is almost impossible to touch it, but not for you, this is your legendary alfabank credit card. 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What do we bring back from savitas travels . A little sea, delicious traditions and cashback bonuses for your next trip. The avito trip will go as planned, with cashback and bonuses. Sometimes you expect one thing, but get something completely different. Do you dream of something beautiful . But what you get is not what you get at all. And it happens that you are just waiting for a convenient office, but you get it. The best alfabank is the best bank in every office. The Employment Law comes into force in a new edition; by the way, it has not changed since 1991. How the measures to support the unemployed will now work, we will tell you in 5 minutes in the program instructions. Lets start with Unemployment Benefits, now they will be indexed for everyone. Thus, the maximum unemployment benefit in the first 3 months will be 13,739 rubles, the next 3 months 5,370 rubles. Allowance in this amount citizens will be able to receive it starting february 1. The minimum benefit amount will be 1611 rubles. Let us remind you that the benefit is calculated from the average salary for the last year. In the workplace , you can claim the maximum if you worked 26 weeks during the year before registering with the employment center. Former individual entrepreneurs and selfemployed people will now be able to receive the new benefit at the top level. Individual entrepreneurs and those who work under a civil contract will be able to count not only on the minimum amount of Unemployment Benefits, as it was before, and a higher benefit amount will be accrued if a year before registration at the employment center. In addition to entrepreneurship, 26 weeks of employment relationships will be confirmed; in this case, the calculation of Unemployment Benefits will be based on the average earnings in such employment relationships. Lets remember who receives the minimum benefit these are those who are looking for work for the first time, who have not worked 26 weeks over the past year, who want to resume work after a break of more than a year, and those fired for violation of discipline and those who were laid off without completing 26 weeks of work for the year. Along the bottom bar. Those who were sent by the Employment Service for training, but were expelled, will also receive. Special conditions were and remain for orphans and children left without parental care. If they are looking for work for the first time, they are paid a maximum benefit until they are 23 years old. And now another very important support measure has appeared the new version of the Employment Law provides additional payments for children, orphans and leftbehind children seeking work for the first time. Parental care for. If such applicants are employed before the expiration of 6 months from the date of receiving the status of unemployed, then the Employment Service will pay them an additional payment for the remaining period between the wages they receive and the average wage in the region. In most cases, benefits can be received for no more than six months. The main goal of the Employment Service is to help find a job. All applicants can undergo free retraining under the national project. Demographics by priority professions for the labor market the list is approved by the government after studying the personnel needs of employers. The law specifies the categories of citizens who will be primarily. Assisted in obtaining vocational education, these are those who have completed military service by conscription or under contract, including in volunteer formations, and members of their families, they will be assisted with training in within 3 years, such citizens have the right to priority employment through Employment Services. Another priority , Youth Employment for employers will continue partially to compensate for the costs of the hiring subsidy program, students will be helped with their internship. Which relate to quotas for the employment of disabled people, regions will have the full right to establish them for employers in different amounts, depending on the sector of the municipality and the number of employees. By the way, additional Financial Support is also provided. State support will be available to individual entrepreneurs who themselves are disabled, and to enterprises where the founder is either a citizen with a disability or a social disability. Organizations of disabled people for. Devices for disabled people. If an applicant with a disability gets a job working in such companies, the employer receives a subsidy in the amount of six minimum wages, which is about 140,000 rubles. For each employee. To receive a subsidy, you will need to submit an Application Online on the russia work portal. The work of russia platform will have new functions by next year; through it they will create and maintain an electronic personal file of an unemployed person, in the end everyone will go processes, including. With the postponement , several more important changes will come into force if previously a person got some casual work during unemployment, then he was deregistered at the employment center. According to the new law, it will be possible to work for up to five working days on the basis of a civil law contract; in this case, the Employment Service does not have the right to remove a citizen from the status of unemployed and stop paying benefits. This norm has been in effect since 2025. And if a person. Is declared unemployed in a temporary place stay, then the new legislation also allows him the opportunity not only to find a job in a new place, this was possible in the previous version, but also to receive Unemployment Benefits. These changes also come into effect in 2025. Lets repeat, the most important unemployment benefit will be indexed every year in february, and you will receive it in the maximum amount. Now former individual entrepreneurs and selfemployed people will be able to pay the difference between orphans under certain conditions. Their salaries are average for the region; finally, disabled people, entrepreneurs will be able to receive subsidies for disabled workers; some of the provisions of the new Employment Law will come into force next fall. If you have any questions, if you want to know more about some measure of government support, subscribe to our telegram channel, ask, and we will disturb the relevant departments and tell you about everything in one of the next episodes of the program. The market for Household Appliances in russia has changed, european and American Companies have been replaced by russian, chinese and turkish ones. The range of products is growing, Sales Volumes are increasing, smart gadgets are increasingly appearing in russian homes. More details about everything in the special report by alena logovinova, immediately after the short advertisement. Meet new limited designs of savings cards and stickers. 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On friday, april 19, we are giving 50 cashback on performances, concerts, festivals and other entertainment. Only in the alfa Poster Service in the alfabank application. Not just profitable, alpha profitable. Brands of Household Appliances that left russia they are gradually closing their stores, our companies are taking their place, what market entry strategy do they choose. A very good balance between emotions and economics. While we are opening stores, we have only 20 of them; we opened half of them there last year. Sales of equipment are growing, and in Retail Stores on Online Platforms it is also expanding. Assortment, customers increasingly trust new brands, how do retailers adapt to Current Conditions . If we closed last year at a level of about 150,000 unique items, then we entered this year having boldly crossed the figure of 200,000. Indeed, people have begun to trust more online sales on marketplaces of both large and small Household Appliances. Smart gadgets are increasingly appearing in homes. Russians, what household processes can already be optimized using a mobile phone or Smart Speaker . If we are talking about a dishwasher, that is, you set it, forgot it, and after some time the phone reminds you that you need to add more powder or add more water. The departure of european, american and south korean brands of Household Appliances gave russian brands a chance. Last year, the profits of our producers as a whole increased two to three times. For example, the vacated niche was successfully occupied by mgrs. 2 years ago, the dishwasher industry was dominated by german and swedish companies. After they left, the manufacturer focused on this category. Equipment is ordered under contract from china, europe and turkey. If you have a wide range, its easier for you to work with all the channels that exist in russia, kitchen channels, and online, offline, federal networks, and, in fact, their own retail. At the end of 2022, the brand began to develop its own Retail Network in large cities with populations of over a million. The average bill is growing, in different ways in different categories, interesting categories appear that are growing dynamically suddenly, well, to a certain extent unexpectedly, that is, not because of. Domestic producers were forced to leave the russian market due to sanctions. Brands. Kaliningrad household assembler technicians decided to change their registration after the closure of the sea logistics chains. Investments in expansion have already exceeded 150 million rubles. After the imposition of sanctions , Container Lines stopped entering the kaliningrad region and it became very difficult to import equipment here. Our company decided that it would be easier to bring the equipment to the Moscow Region, due to the fact that the main customers are located. Precisely in moscow, the company itself is currently located in the same place as it was in kaliningrad, but the production itself is only remains in voskresensk. Essentially , Contract Assembly has been established here, brands order tvs mainly from chinese partners, they supply components in the Moscow Region and then specialists assemble the equipment, an obligatory aspect is quality control. During the shift, products are checked randomly. A new tv comes off the Assembly Line in voskresensk every 45. The Digital TelevisionSystems Company is located in the kaliningrad region in the city of gusev on the territory of techtopolis gs. Produces tv settop boxes up to 2. 5 Million Units per year, components are obtained from neighbors, also residents of the cluster. First , microcircuits and other Electronic Components are installed and soldered on the raft, then connectors and elements are mounted. Management, then the final assembly of the finished product, its testing and packaging. Here they also produce software that our engineers write, plus the development of the design itself, this is also ours, the production of molds, this is also ours, so here everything is in cooperation, the Enterprises Work with each other. The Contractor Company produces up to 20 million integrated circuits per year, all of them as components. For any kind of technical devices, both for Household Appliances and for complex computing systems. Most of the work at the plant is performed by artificial intelligence; employees are needed mainly for control; nearby is a manufacturer of plastic and metal cases. A full production cycle, when a customer comes to us and says that i have an idea to make this or that product, our designers work with them, make drawings, mathematical models, which then we agree with him, after that. If the customer is satisfied with everything, we manufacture this or that equipment, we manufacture parts according to his requirements. Sales of televisions in the country grew by 28 last year. Russians purchased 8,700 devices. The chinese have become the leader, with south korean brands ahead. The Household Appliances market is being actively explored by new brands, mainly from turkey and china. Russian and belarusian manufacturers are also strengthening their positions. According to research, approximately half of buyers believe that finding the product you need is quite easy. The market has changed, so large players are restructuring their business models. For example, a qualitative transformation was carried out in a large chain of Household Appliances and electronics stores. The retailer found new formats of work and expanded its portfolio of brands and services. As for leaving, in fact, almost no one left. One way or another, brands maintain their presence, some explicitly, some implicitly. From the point of view of the emergence of new players, of course, Household Appliances have increased their positions in the first queue chinese brands. At the same time , online sales are growing rapidly in russia. The three largest marketplaces, wild, borizon and yandex market, sold electronics and equipment worth 720 billion rubles in 2023, which is 75 more than a year earlier. As the participants themselves explain, with the departure of some manufacturers, the strength of the brand ceased. The Important Role of the buyer is no longer so important to purchase equipment in Retail Stores, which were famous for direct deliveries. You can choose a place market, where prices are often lower. Indeed, people have become larger. Trust online sales on marketplaces for both large and small Household Appliances, and we would like to point out two main factors that contribute to this firstly, these are reviews, people actually read them, use the experience of previous buyers, and product certification has been introduced on marketplaces confirming it originality, all products that have passed the test have a certain mark of original product and another trend among online retailers. Growth in income from the sale of smart household gadgets. The category is becoming a mass product. Such devices are used increased popularity during major sales on the eve of the new year holidays. There are only a third of vacuum cleaners left on the market, the second third are occupied by robots, where you dont even need to press, all he needs to do is say, go vacuum and he goes to clean, vacuum. The last tretrynka is now gone with such a device. Like sticks, we call them, or well , vertical vacuum cleaners, yes, that is, this is actually a newfangled story, whats convenient is that there is no connection to the network, take it, you can reach it anywhere, the power allows there remove any dirt, it seems like a fitting room, but this is a demonstration of the smart curtains function, and we can say, open the curtains. She will begin to open the curtains. Following the trends, in september 2022, marvel Distribution Company signed an agreement with a chinese manufacturer of smart Home Appliances and began supplying Brand Products to russia. Turn on the red color. The first to enter the market were robotic vacuum cleaners, water purifiers, Climate Control devices, and large and small Household Appliances. Feed the cat. Device. Possible from your phone control the washing machine via wifi, unfortunately, do not load things, but at least you can control the modes, manage the time, on the phone you can see how much time is left until the end of the wash, these functions allow the user to think less about how long poured powder, how much water it. Water, if we are talking about a dishwasher, that is, set it, forgot, and after a while the phone reminds you that you need to add more powder or add more water. You can now find smart gadgets in Online Stores specializing in apple products. In september last year, the restor chain announced a change in the brand concept and a redesign, above all. The assortment has become different and expanded. Now in stores you can buy Household Appliances for the home, goods for sports and recreation, and there is even a special section for animals. Stores will open on an area of 150200 m2. This format is more convenient for the client and optimal in terms of revenue. Along with the rebranding, the Company Changed its assortment policy; a certain, so to speak, policy of the brands that we take, of course, but here. First of all, there are a lot of chinese brands, why . Because the chinese , in principle, are now the cutting edge of the knife, so ill say, they are the first to introduce all the most interesting things, come up with them, and there are quite a large number of, so to speak, advanced brands that, in principle, compete today with korean brands and are one of the most advanced ecosystems from the point of view, for example, of a smart home. Last year the demand for large Household Appliances in our country has increased, brands from china, turkey, russia and belarus accounted for more than 40 of sales, according to experts, in 2024 the market will grow by another 1015 amid the recovery of consumer demand. Information picture of the day in facts this is russia 24. In the studio artyom yamshchikov and olga armyakova. And thats what well talk about in the next hour