whether or not there's injury to a bank. even if you lie on a credit application, that's a federal crime. just because there's not an injury doesn't prevent that from being a crime that can be punished by 30 years in prison. >> let's jump into -- >> reporter: go ahead. we're going to hear from attorney general james. >> let's jump into that point. we'll jump in when we hear from the attorney general. we're watching the mics like everybody. you're raising something she spoke about before. i want to remind you what she said to the public and have you translate for us how that's continued to resonate in the trial. it's easy to get sort of fatigued, dismissive of all this, but she was forthright saying, when it comes to people's financial opportunities, this is very important. this is not something everyone else gets away with. we're going to play letitia james on that in 2022 as we