Our young black youth to let them know that thats not the answer. Weve kind of warped the word respect, you know, with gun as not a way to gain respect. The mindset it is, it is but its flat out not going to result in anything good in the end. No. No, its not. So the Waterloo Community school district, i think, is trying to address this issue. Do you feel theyre doing a good job or i really do. I feel that under the leadership of dr. Lenderman and the ideas and mission that she has, i think that were headed in the right direction and, you know, im there to support her 100 for all children and truly, i know for myself, ron, that education can unlock the doors to the future. Absolutely. I wish we had more time. Wow. What an interesting topic. The book is called the maid narratives. Well see you again next week. Hi, everyone. Welcome to on the money. Im Sharon Epperson in for becky quick. Toys are an 18 billion industry that decides how and what your kids will be playing with next year. If you can save money by giving up privacy, would you do it . The new app that knows how and where you shop and could put cash in your pocket. The wheel deal. The best brands on four wheels. And your leap year money check lists. Moves you may not know about. On the money starts right now. Announcer this is on the money. Your money. Your life. Your future. The business of toys is a multibillion dollar industry. The toy industry not only has an impact on the economy but also your childs happiness. What can we expect to see in the toy aisle for 2016 . Morgan brennan recently attended one of the largest toy fairs in the country to find out more. She joins us with our cover story, a great assignment, morgan. Reporter it was very fun, sharon. The toy industry converged on new york city. Here as what you can expect from the business of play as 2016 unfolds. New hoverboard to more than 100 new shopkins characters, companies are unveiling their newest characters and play things. U. S. Toy sales grew to more than 19 billion last year. One of the strongest performances in years. Experts hope 2016s product lineup will keep the momentum going. Star wars has helped, with a number of companies benefiting from the franchises source. Legos saw sales surge next year and expect that to carry out in 2016. Of course star wars is another one, the same with superheroes. Theres no doubt the stories are a core part of the industry. Reporter 2016s film roster should continue to film sales. The hopes are very high. A lot of them are on the fantasy kind of genre. Hoping its National Licensing deal with the National Hockey league will propel it into the u. S. Mass market. We decided to go after it national wide. Were promoting it on television this year. Reporter while some you to makers are launching new lines, others are revamping classic ones. Barbie is getting more eye colors, hairstyles, even body types, in an effort to appeal to more girls and stoke more sales. Last year mattel also unveiled hello barbie, a talking doll intelligence. Now its adding a smart home dream house that connects to wifi and reacts to voice commands. All of these efforts seem to be working. Barbie sales last quarter grew for the first time in years. Theyre really reinventing those classics, like the wooden doll house that my daughter had, no more. Reporter the toy category that grew the fastest was gains and puzzles. Those were up 11 . Even those types of products are if you take a look at hasbros monopoly, that game is in the process of getting rid of its paper cash and moving that over to bank cards. One of my favorites is lionel, a centuriesold toy maker. Theyre unveiling something that looks like a toy roller coaster track with spaceship inspired locate owe motives that little boys can race. That sounds like fun for big boys and girls too. Thanks, morgan. Joining us it steve pasierb, and dana points. Thank you both for being here. What are you seeing, steve, as is fortunate hottest trends in the industry . Were seeing innovation from end to end. Tech has gotten really cool, tech toys are innovative and fun. As the piece said, games now wet head is a water roulette game. Theres an app that extends it, you can make it a trivia game or add your own clues. The integration of tech and toys, whether its slinky which still sells well. Dana, you mentioned props in a box. Were calling it antiscreenplay. There are these millennial parents who while they want their children to learn to code also want them to spend time without screens. Props in a box is two kinds of disparate costumes. They come in pieces. The child can decide do i want to mix the pieces, be a doctor, a fisherman, whatever, and put these things together in an inventive way. And kids are now making their own movies, posting them on youtube, teaching them all the and letting them come up with it on their own. Were no longer saying, or not as much, that this is a boys toy, this is a girls toy. Amazon doesnt have those categories anymore, target too. And openended play is really hot right now. The way to think about this is toys are the instruments of play. And play is an essential part of childhood development. It teaches them social skills, spatial skills, negotiation in the case of Something Like shopkins where kids are trading them. Youre having your child play, and unstructured play in particular is an important part of developing a wellrounded child. Lets talk about shopkins. I have a 10 and a 13yearold. Shopkins is a relatively new company thats really taken off here through youtube. Around the country, theyre cleaners. Its a huge wave. Moose toys, a Small Company from australia, really hit on that, driven by youtube and the internet age. There are now shopkins clubs in schools. Kids learn how to collect. They have the patience to collect. They learn how to negotiate because they trade them back and forth. They learn organization, all those things. Theyre cool little toys, enjoyable, and at a price point that families can afford. I think the market has awakened to the fact that this is really hot. Youll see companies, lego and hasbros little kingdom, which has even tinier pieces. Everyone is aware that now if you have a product with like a 10 price point, people might buy lots of them. One thing that i think still needs to have some progress here but were getting there is diversity in toys. I was really excited to see melody, the new africanamerican doll from American Girl coming out. Were seeing more from latino and latina boys and girls also. Companies are understanding reflection of broader society. So the gender changes, the broadening of race and diversity in toys are a real important part. Barbie is representative of that and some of the other disney lines. The market of the future is really largely latina. Mattel went into that with barbie, a doll that looks like me. Great to have you both here and great to come up with new ideas for our children. Thanks so much. Thank you. Now heres a look at whats making news as had he wed into a new week on the money. Americas economy grew at a slightly faster pace than expected for the Fourth Quarter of last year. The second reading of the gross domestic product, the broadest measure of the size and scope of the u. S. Economy, showed an increase of 1 on an annual basis. Thats slightly ahead of expectations. Although Consumer Spending was weak. Stocks and oil prices moved hand in hand most of the week and when oil climbed on thursday it the dow was up more than 200 points and the s p 500 hit a sevenweek high. Stocks were mixed on friday. New orders for goods that last a long time, like refrigerators and washing machines, we hope, were up. If you like that starbucks reward program, you better look at the rules more closely because theyre changing. Instead of collecting a star every time you visit, youll get points based on how much you spend, sort of the model that the airlines use. That means youll have to spend more to get the same rewards. Well see if that leaves customers with a bitter taste. Up next, we are on the money, and were cashing in on refunds. One startup is on a mission to help shoppers put cash back in their pockets of this they just need one little thing to do it. And later, which cars are most reliable. The survey that has the car and truck brands with the fewest and the most repairs. How the stock market ended the week. They say that in life, we shouldnt sweat the small stuff. But when youre building a mercedesbenz, there really is no small stuff. Every decision. Every component. Is an integral part of what makes the 2016 cclass one of our most sophisticated cars ever. Because when youre setting a new benchmark for refinement, it is the small stuff. That makes the biggest impression. The 2016 cclass. Lease the c300 for 399 a month at your local mercedesbenz dealer. Hi, im here with some advice from the future dont buy makeup that settles into lines, it ages you. Get simply ageless makeup from covergirl and olay. With b vitamins, and spf. It floats over lines and you look beautiful and now theres simply ageless liquid makeup so in the future when youre older you look younger. Simply ageless from olay. And easy, breezy beautiful covergirl why are you singing the end . Who doesnt look for the best deal you can find when youre shopping and what happens after that deal comes after youve made your purchase, though . Many stores say you can keep the price difference. But billions of refunds go unclaimed every year. Startup paribus is looking to automate that process for shoppers. Whats the catch . Youll need to give them access joining us are cofounders eric glyman and karim atiyeh. How does this work . All these stores guarantee if you buy something and it goes on sale later, youre entitled to this difference in the form of a refund. Most people never check or know how to get this. What we do is automate that process. Simply sign up with an email account that gets your receipts. It will pick it up automatically. Any time a price drops well send in a claim for you and get you paid. Im on amazon more than i like to say. Is that one of the places that you can go get me a better price . Im not saying the places i shop all the time but a lot of people shop at these places. Absolutely. These places we support, we support a bunch of other stores, best buy, target, walmart. Really the Biggest Online stars are supported by our service. Its a little scary i must admit. The idea of someone going into my email, knowing what im purchasing. Isnt that happening all right . Telling me to buy products from certain retailers. Obviously, all these retailers are looking your shopping patterns, and they optimize their prices to get you to pay as much as they can. What were doing is not going through your emails, obviously not. We have tokenized access to your mailbox that allows us to pull only receipts. We can know what the receipt is and pull it up on your servers for analysis. Anything thats not a receipt stays in your in box. Im really into finding discounts. I have retail me not book marked. Were kind of an oddball, were first to the scene in doing this. Were also a strange business to begin with. Most things out there are either trying to sell things to you or you are the product, theyll sell your information. We dont do anything of that kind. Instead we built technology that so if something has changed after youve bought something, if you missed a better deal, if you missed a coupon, it will spring into action. We take a cut, so we share the same incentive as you. How much of a cut do you take and how much are you saving me on average . Normally we charge 25 of what we recover for you. You can bring it down to zero percent by referring friends. For us, we generally save people between 60 to 100 a year. But some results can be way higher. There was somebody two weeks ago who saved over 1,000 on a single price drop. Someone who saved over a thousand times in 5 months. It depends on where youre shopping. Well be there to catch anything you miss out on. How many customers would you say you have . Were getting close to a quarter million users, which is crazy to us, we launched in may. Nine months ago. Wow. Today its growing by a few thousand people every day. Anything to help people save money, were happy to tell them about on the money. Thank you so much for being here. Next, the car models that are speeding ahead and the ones in the breakdown lane. And how to you show up. You stay up. You listen. You laugh. You worry. You do whatever it takes to take care of your family. And when its time to plan for your familys future, were here for you. Were legalzoom, and for over 10 years weve helped families just like yours with wills and living trusts. So when youre ready, start with us. Legalzoom. Legal help is here. Every insurance policy has a number. But not every Insurance Company understands the life behind it. For those whove served and the families that have supported them, we offer our best service in return. Usaa. We know what it means to serve. Get an insurance quote and see why 92 of our members plan to stay for life. Want to know which car brands have the most and fuse problems . J. D. Powers new study tracked it. Lexus came out on top for the fifth straight year, followed by the most complaints . Smart, dodge, and ford ranked last. The cars high tech features often failed to work. If youre ready to buy that new car or truck, heres some information that could help you make that choice. Consumer reports is out with its annual rankings from best to worst. From safety handling to reliability to affordability, reporter phil lebeau has what you need to know before you head to the dealer. Reporter with americans buying a Record Number of cars, trucks, and suvs, Consumer Reports says testing of those new models shows a clear split between the best and worst brands. Top picks this year include audi, subaru, lexus, porsche and bmw. When it comes to subaru, Consumer Reports says reliability makes it a top pick for buyers to consider. Actually drive extremely well. They ride well, they handle well. Theyre reliable and do have a lot of advanced safety features that you normally only see in much higher priced cars. Reporter among the best individual models, the toilet camry is Consumer Reports top midsized car, calling it a near perfect sedan. The kia sorrento was named best midsized suv. The ford f150 was named the best pickup truck in part because its cab is quiet and spacious. Some models got high marks because they have Collision Avoidance systems which Consumer Reports believes should be standard in all vehicles. What were the lowest rated brands . Fiat, jeep, and in my opinion sue mitsubishi. Consumer reports says there are several issues that keep it from recommending a single jeep model. Good. There are better vehicles out there. You know, certainly theres the image, the styling. I admit the styling very good. But you know, if youre looking for something deeper than that, unfortunately its not there. Reporter fiat chrysler, the parent of jeep, says it respects Consumer Reports opinion but says its continually improving its models. Fiat chrysler says its own internal reviews shows hits models are getting better. Phil lebeau, on the money, chicago. The only car brand that has grown its u. S. Sales every year for the last ten years is subaru. Up next, on the money, a look at the news for the week ahead. And one very small and simple way to make a big impact on well tell you how, next its sleek design. Is moldbreaking. Its intelligent drive systems. Paradigmshifting. Its technologyfilled cabin. Jawdropping. Its performance. Breathtaking. Its selfparking. And selfbraking. Showstopping. The allnew glc. Mercedesbenz resets the bar for the luxury suv. Starting at 38,950. Jake reese, day to feel alive jake reese, day to feel alive for more on our show and our follow us on twitter. Here are the stories coming up that may impact your money this week. On monday well get a look at the Housing Market with pending home sales for january. On tuesday, well see if the Auto Industry is driving up sales with the latest monthly report. And its super tuesday, when 12 states in one territory will hold primaries or caucuses. On thursday well get an idea how the Services Sector is doing with the nonmanufacturing index for february. And the big number everyone will be watching on friday. The employment report. It will show how many jobs were added to the economy. There are plenty of ways to mark leap year. Weve come up with one that you may not have considered. When februarys extra day rolls around on monday, why not do a fouryear checkup of your money . From your retirement to your career, theres plenty to think about and see if youre on track for different milestones. More. Of course you should always be monday to do mondayitoring these things. Keeping your career on track. What are some things you should think about every four years . Every four years you want to reevaluate where you are in terms of what your goals are. Its a revealing thing. You want to look at the different responsibilities that youve had. I wanted to be a manager by now, have i gotten the reviews, the support, the mentoring that would get me there. Four years ago, is this what i wanted to be doing. A lot of people in their financial plan, one of the last things they think about is insurance. Thats something that at least every four years you need to think about. What are some things when youre talking about Auto Insurance or homeowners . The first thing you want to do with insurance is look at all the cool new things out there. That will let you build cash that you can use for things like your childs education, something im personally looking is you can add a Long Term Care rider to your Health Insurance policy. You want to make sure youre not paying for coverage that you dont need, for example if your kids are out of your house, get them out of your policy. If your car is at least ten years old, you really dont need collision insurance. Look at those types of things. When it comes to homeowners insurance, again, think about, have i done any upgrades, have i added a new bathroom, have i added a new kitchen. Make sure that your coverage that youre paying for matches what you need. What about retirement . This is something that we tell people to look at every year. And often team just set it and forget it. One thing thats really cool, Retirement Savings is such a daunting thought, but small increases make such a big difference. If youre 25 years old, lets and you add 1 every leap year, by the time you retire youll have an extra 739 a month. Thats just by adding 1 every leap year. 45 years old, for some of us that might be getting close to that, if you add just that 1 a year, every four years, by the time you retire, youre going to have 263 extra dollars. The other thing you said is to make sure you assess who is helping you with your money, assess that relationship. It changes. Your goals change. You want to make sure that your adviser knows what your goals are, you want to make sure theyre on track. You might need to make adjustments to your portfolio or whatever. One thing thats important is look at your relationship with your financial adviser. Are they accessible to you, are they asking you about your goals . Thanks so much for joining me. Beckys guest next week, warren buffett. Well ask him his views on the economy, oil prices and so much more. Each week,s we it right here, see you next weekend. Its monday, february 29th. Coming up on early today. Leo wins, spotlight shierchs, and chris rocks on. Well, im here at the Academy Awards otherwise known as the white peoples choice awards. And the political insults and miscues as the candidates sprint for votes ahead of tomorrows super tuesday with 12 states voting. Plus a major assist from an anonymous shopping cart guy. That and much more as we kick off a busy week ahead. Early today starts right now. Good morning. Im dara brown. The award goes to last night the stars came out for the awards. Spotlight won best picture wheel mad max, fur yore road and the revenant won big. It had plenty of controversy