Dow closing down 31 points. Nasdaq droroing 0. 5 . This morning we learned in a total blockbuster of a deal. That pfizer is trying to reinvent itself by buying allergan, agn, to be more efficient with overseas capital. Allergan gives them a way to do that. It cost them a pretty penny, the company is confident this is a good one. Allergan has an excellent vaccine and cancer franchises, includudg their benchmark drug, botox, which they havent raised the price up, while simultaneously keeping up with new uses for the darn thing, past wrinkles and migraines. Perhaps they can run into a new form of company with this merger and the cash flow they had. Thats what the hope is. In the meaeaime youre being paid to wave dividends that nets 3. 5 . The market doesnt like this. Absolutely doesnt like this deal. For real allergan shareholders because its delighted with phaser before it closes. And potential government challenge over the tax avoidance scheme. We believed in Brett Saunders aspirational earnings estimate. The ceo laid that over and over again, including on mad money. Thats something thqt frankly is no longer a factor. I still believe in Brent Saunders. Still believe in a aergan money, but pfizer makes the turn much more convoluted. The cut and run crowd and arbitrators will think otherwise, but i totally understand the frustration of allergan shareholders who were really pretty furious, come to think of it. But pfizer is bag allergan is the biggest example today. Alcoa which has been producing aluminum since 1886. Under the ceo, they have been trying to reinvent the use of the metal. Finding way to integrate it into trucks. The ford f150 made with aluminum was awarded gre truck of the y yr because it lightweighted with alcoaoa aluminum. They were the underdog. They bulked up on aerospace and earlier this year they decided to split raw material side of things from the proprietary aluminum engineering side. My squawk on the street david faber broke that elliott singer bought a stakeken the company and seeking constructive dialogue with company. He believes alcoa they think it will be worth a great deal more than kleinfeld indicated when he came on our show last month. I dont think he disagrees. Ive been welcome any dialogue to create morerealue, sisidown with elliott management. That said, the stock has been a terrible performer, both before and after. The world will number a deficit position with alluminum because of increasas use but chinese confound people with excess sales of aluminum. Theres no reason for him to bring out more value until we see the separation. I dont know how theyre going to do that until you see the two different halves. Candidly, i think this was an odd one because the activist is trying to reinvent the reinvention. Alcoas more than 4 bounce. Diebold which reinvented itself as automated tellers and today they bought Wincor Nixdorf, a German Company, for 1. 8 billion in cash and stock, making it the largest atm maker. Europes coming back. Diebold needs more scale. This is exactly what it needs. I cant wait to speak to thehe company ceo andy mattes. Part of the reinvention has been on the software side. Being the biggest atm maker eclipsing acr with 1 million cash machines around the world will help that software and services component. Its a big deal at a big price but didiold has to be bigger if its going to dodonate. Talk about cutting it down to onethird of the current size in order to get the deal done and growth mode and fix the Balance Sheet. A lot of people own diebold so youre probably disappointed. But if this company can reinvent itself with more of a growth angle, thats going to attract a whole new cohort o oinvestors. Or the story of deluxe, deluxe corp, the old deluxe check. Theyre trying as fast as they can to be more than a check printer. I think theyre succeeding. Im going totoit down with leo schramm to see how far the company has come and where2they can stay one step ahead of the plastic posse or more than that. Either way, deluxe understands they can never stop reinventing themselves as long as the check business remains in secular decline. Now, lets consider a stock that got slammed today and many of you are talking about. Gamemeop, down 4. 2 on a m med quarter which has to be regarded as a step back for this companys attempt to transform and reinvent itself into something more than just a retailer that sells games. Thats no easy feat when video games are in your dna and youre hostage to a game rollout schedule. Now, i think the reaction here in this s ock was down badly might bebeverdone. Especially since gamestop maintained their fullyear guidance despite the miss and said november was stronger than expected. Still the market has spoken. Its not encouraged by the reinvention the ceo has been trying to put through, at least not yet. Given the cheapness of the stock, the yield, the humongous side of the rewardrdosition, i think you have gains as i told you last fridays game plan. I am shocked that commodity chicken provider tysons provider of hormel brands didnt give them more of a boost when it reported today. That said, the cost of feed down, the prices of chickens up, this was a truly blowout quarter for tyson. Disputed the lack of a boost from the hillshire acquisition, which was hurt by higher meat costs and lower margins. The reinvention didnt pay off president the legacy business did, hence the astounding 10 gain in the shares. Some reinventiononhappen on the fly. Well hear from campbells soup and general mills, to become campbells soup a buy because its a work in progress that i think will ultimately be successful. Hormel is ahead of the pack due to applegate farm. Heres the bottom line. I love reinvenon. Its how companies turn themselves around and take things to the next level. Yet the one thing we know from every one of these companies is that reinvention doesnt happen overnight and people get very impatient. Sometimes it doesnt happen at all. These reinventions they require e great skill. Its not easy. But it can happen. When it does, shareholders like you get rewarded. Like were seeing in the case of hormels move into the natural and organic space. I bet ultimately well see it in most of the other makeovers i just mentioned. Lets go to questions. Patricia in new jersey. Caller yes. I have verizon stock. Today i see its trading at 44. 99 a share. Right. Some shares some time in 2016. Do you see the stock going up much in 2016 or do we hold on for a while. I have to tell you, i would hold onto that. 5 yield, doing so many good things. Good growth plans, Balance Sheet is getting better. I dont ow. Evenf the fed raises, i ill think verizon is a good stock. I would not sell that stock. Steve in new york. Steve caller hey, jim. Ive been making money with you for ten years, jim. Youre the best. Thank you. Thank you very much. Caller whethe moon is blue i get stuck and i need help. Sure. Caller buy, sell or. We said it was undervalued, went up a lot, pulled back. Do you do it again . This market no longer finds these stocks in a favorable light. I have a have dozen just like this. I would not sell it at a 52week low. Luke in washington. Luke caller booyah, jim. Booyah. Caller hey, ive had my eyes on Spirit Airlines for a long time. High cash flows, you know, high margins, low peg ratio. The last time mr. Maldonzo was on, when the stock was around here, i thought absolutely the case is a good one to buy. And i think i am with you, luke. Save goes higher. Reinvention is not easy. Have you to be a little more patient. When a company does it right, shareholders like you get it right. Im making a list and checking it twice. Find out which uptakes. Facebook, amazon, netflix and old google cant seem to quit. And allergan and pfizer werent the only ones hitting the tape. Im sitting down with the ceo of diebold to talk about the companys latest acquisition and why i think it will work. Cramer. Announcer dont miss a second of mad money. Follow jimcramer on twitter. Have a question . Tweet cramer madtweets. Send jim an email to madmoney cnbc. Com. Or give us a call at 1800743cnbc. Head to madmoney. Cnbc. Com. Even the most troubled companies can change their stripes. Continual theme tonight. First, they need to know how to turn themselves around. Take ibm. An Old Technology company with a stock thats been stuck in a brutal longterm downtrend, off more than 35 from its alltime high. All of this time, what has ibm done in order to make a comeback . Mainly ibm has spent money buying back its own stock. An insane amount of stock. They should consider changing the name international buyback machines, might be more fitting. I think thereemore of a positive and constructive path for ibm to turn itself around. In order to make that happen, management needs to put its money to work in a more intelligent way, my own view. If ibms business is declining, stock isnt going to fix things. They have made a huge string of acquisitions, i dont think theyve bought big enough. After these last years of disappointment, my view is its time to get more aggressive up to the 40 to 50 region where ibm stock can fly on its own without the need for endless buybacks. Ibm needs to acquire other sizeable companies with rapid Growth Without breaking the bank in order to shrink exists businesses. Im going to do the ceo of ibm a huge favor. Im going to give her my Shopping List of Tech Companies she should acquire so ibm can get its muchneeded mojo back. Let me explain why ibm is in trouble and how they have the chance to be better. Smaller, more nimble compavies chip away at the companys market share and big boost struggles to pivot into faster growing businesses. Thats why they havent been able to deliver a single quarter of positive year over year Revenue Growth since the First Quarter of 2012. Thats 3 1 2 years. Some declines were deliberate as they divested some slow growers. While ibm sales are on the decline, the Company Still does one thing very well. It generates an enormous amount of cash. At the end of september, 9. 6 billion on Balance Sheet and First Quarter of 2015 thth managed to generate 11. 7 billion cash flow from operations. Thats where painless transformation can come from, provided the money is spent differently thanurrently. Ibm doesnt know what to do with their cash. More importantly, they dont do the right thing. They bought back stock, warren buffett. They would be better served putting those billions to work, making smart acquisitions so potential growth fans who need to be brought into that stadium. Over for their buyback and keep warren happy. Last year ibm spent 13. 7 billion pupuhasing its own stock. The year before that, 13. 9. The youre before, 12 billion. The revenues continue to shrink and the stock goes lower. Thats a darn shame because theres Better Things they could spend their money on. 14 million a year. They could breed new life into this Old Technology company and move that needleleor the fast growers within the oration, which brings me to my Shopping List. I have five potential takeover targets i think could revitalize ibms business starting tomorrow. For starters,fy were big blue, i would snap up box. Its down because the market hates these kinds of stocks, only a a 1. 75 billion. Thats the amount ibm spent on buybacks. Its small but dominant player in the cloud. Boxs platform works across most devices, including apple and android and they have tremendous the last quarter. We know ibm announced d e acquisition of clevevesafe. Thats another Cloud Storage player. For an undisclosed sum earlier this month with the plan being to integrate cloud safe into the cloud business. I think they can do the same thing with box but acquiring a Higher Quality product, one that would help ibm boost its relevancy lets say, in this segment for the 21st century. Plus i think being part of ibm could be good for box because it would allow them to crack into the more profitable area. They obviously like each other. I say bring box in, keepephe hardrdharging aaron levy at the helmlm next up if i were running ibm, i would be eager to get into the rapidly growing cyberspace. Cyberark, Israel Security niche, for privileged accounts. Ibm can swallow them up for a song, down 46 from june high. Thats courtesy of the vicious decline. In cyberarks case, the companys recent quarter was terrific and magnificent 64 growth rate. Fireeye came out with good numbers. I bet the good numbers from palo alto that came out tonight can change that around. Ibm builds itself as a leader in itc security, this has the appearance, not actuality, an afterthought of acquisition for ibm. I think cyberark would give them a stronger footprint, particularly with ibms many government clients that might be more with hackers. I think it could be so crucial for ibmf i were them, i would double down. I would snap up imperva, another cyber leader that products business Critical Data and applications. Thats right in ibms wheelhouse and its a 2. 3 billion, chump change to ibm but magnificent Revenue Growth and that could offset ibm revenue declines. They focus on data protection, makes it a perfect fit for ibm. Oh, and theyre actually profitable. That might make it easier to swallow. Given how the stock has been roar, i think ibm needs to move sooner rather than later. Like tomorrow. Fy were ibm, i would snap up a big competitor in the data analytic space. Maybe the 3 billion Click Technologies or i dont think they want to sell 6. 9 billion tableu software. They have been taking shares from ibm in the analytics space. If you cant beat them, buy them approach. Still 7. 9 9 evenue growth. Wewenow ibm has been pouring money inin watson, which has some Great Health Care and Financial Services capabilities. But an acquisition of a click or tableu could get people excited again about the company, certainly more than the weather business they just bought. That did not move the needle. Maybe the most formal name in n cognitive data anatics but its important to take out the competitors. Ibm, the bulk of your business is in decline and you cant solve that problem with buybacks but you can fix it by buying other companies. Thats why they should acquire box, cyberark, tableu or all of the abovovp they can afford itit ill even wave my Investment Banking fee tonight because in the end, this deservedly Proud Company has a history of reinventing itself and i think these acquisitions, not more buybacks, will provide the answer. Much more mad money tonight. Its a birir its fang iitelling you why it cant be explained by numbers alone. Allergan and pfizer were the talk but diebold made a merger. And the launch corporation celebrated 100year anniversary. How have they kept themselves around in im getting the answers. Stick with cramer. I have asthma. One of many pieces in my life. So when my asthma symptoms kept coming back on my longterm control medicine, i talked to my doctor and found a missing piece in my asthma treatment. Oncedaily breo prevents asthma symptoms. Breo is for adults with asthma not well controlledd on a longterm asthma control medicine, like an inhaled corticosteroid. Breo wont replace a rescue inhaler for sudden breathing problems. Breo opens up airways to help improve breathing for a full 24 hours. Breo contains a type of medicine that increases the risk of death from asthma problems and may increase the risk of hospitalization in children and adolescents. Breo is not for people whose asthma is well controlled on a a longterm asthmamaontrol medicine, like an inhaled corticosteroid. Once your asthma is well controlled, your doctor will decide if you can stop breo and prescribe a different asthma control medicine, like an inhaled corticosteroid. Do not take breo more than prescribed. See your doctor if your asthma does not improve or gets worse. Ask your doctor if 24hour breo could be a missing piece for you. See if f ure eligible for 12 months free at mybreo. Com. Snowmen with buttons, snowflakes with icing candy corn feathers, sure look enticing Rice Krispies treats, the fun doesnt stop how many ways can you snap, crackle, pop . The economic psychology behind the running facebook, amazon, google and alphabet. It should be a case study as stocks devevop a scarcity value e that cant be trumped by the four walls of the spreadsheet. These high flying stocks become modern art of professional sports sheets. They cant be explained by simple numbers can absolutely be understood from the. Speculative there just arent enough Trophy Properties to gogo around. Last summer i d a discussion with an nfl team owner, one i consider the brightest around. We were talking about how the price of a nfl team goes higher. I postulated that at some point there would be a valuation. He requested my judgment. He said i should evaluate the purchase of clippers by steve ballmer. He mentioned a clippers they were a mediocre team. Then ballmer by his investment with microsoft stock from ages and ages ago, had the money to snap up the franchise for what looked like an unbelievable sum. If he had held onto microsoft t would have had a 400 million gain on that investment since the purchase of the clippers. However, ballmer couldnt pass up the chance to buy the clippers because of the scarcity value. My staff cant stop using the video of him dancing. Is that dancing . You decide. Nba teamamjust dont come up f f sale very often. They are the, owners said, like plastic paintings. Their availability or lack thereafter sets the price. In that sense its like the reclining nude that sold at auction for 170 million earlier this month. But he wont be painting any more reclining nudes any time soon. Turnrnyou back to the psychoeconomic value of fang. Its not all of these companies are doing well. Its that no other recent vintage tech company or that iteration is really challenging facebook, amazon, netflix, google for streaming. What has facebook done in the last couple years . They spinned their way into an unsalable ridiculous profit made up of content mostly on mobile. Facebook is the most sophisticated Delivery System of yourself. Potential challenge was instagram, they bought that for chump change three years ago. Maybe snapchat poses a legitimate threat. Can it come public at the last price of 16 billion . We dont need another facebook. How about amazon, alltime high today. At various point we thought other companies could challenge amazon, particularly walmart with its supply chain. We learned a company even with billions at its disposal could do it. Walmart will try to compete with amazon, even if its halfheart or the giant retailer wouldnt be spending 20 billion to buy back stock. Amazon bought distribution. That was worth a whole lot more. Netflixs stock got hammered when hulu said something about netflix has rallied. What a testament to the creativity that its done one sequel to every original program its produced. Netflix has another hit on its hand and im hearing good things about the marvel series with jessica jones, and the artist formerly known as google. How Many Companies try to dominate search . How many try to take over with programatic selling . Alphabet can spend all on next generation while monetizing youtube. Meanwhile, how about all those privately held u. N. Corner challengers like uber and airbnb. I see more Companies Like square, total commodities that can come public and languish. Theres a glut of unicorns but a growth internet plays. Psychoeconomic explains of fang and explains the weakness of square. Yes, there are too few of the former and too many of the latter. John in florida. John caller booyah, cramer. I would like your opinion of wwe, World Wrestling entertainment, is it time for me to increase my positions . You know what, people keep trying to get me to bite on this one. It has come down but its up. I think its in the middle of the range and i dont see anything special to make you have to do that, frankly. How about jerry in west virginia. Jerry caller hello, jim. How are you today . This is jerry from almost heaven. All right, whats happening . Caller my question for you, jim, is about skywork solution. I first heard about skyworks on your show several years ago. And i want to thank you for that very much because ive done very well with the stock. Excellent. Caller but over the last several months the stock has corrected, the earnings have been guide, guidance is good and buying back 400 million in stock. But the stocks not moving up. In your opinion, jim, what do you think the reason is for this i think its too close with cell phones and people decided cell phones peaked. Not that no one will continue there wont be new buyers of cell phones but theres a level of sat race to skyworks is regarded as being saturated. I disagree, but im not getting in front of that freight train. Lets go to sid in california. Sid caller yeah, hi, jim. Im a longtime viewer. Thank you. Caller firsttime caller. Thanks for all your helpful advice. Thank you. Caller i wanted to ask you about the current status of the planned or announced distribution by alcoa of their i mean, of yahoo of their alibaba shares . Where does that stand now . We actually dont know. I think thats one of the reasons why everything is in flux. Theyre trying to get a ruling, trying to do it ahead. Some people say there could be severe tax consequences. Me, i think you own yahoo and sell alibaba, because i think theres something left to yahoo but i seem to be very lonesome inhat position. Sometimes all that matters is when a stock develops a scarcity value. Thats whats behind fang supremacy. Much more mad money ahead. Forget about lengthy passwords. Nothing can stop criminals until now. I got to play with diebolds ceo. A company that works with over 4 million Small Businesses. The ceo of deluxe. The old deluxe check print. Find out what hes announcer tomorrow kick off the trading day with squawk on the street. Live from post nine at the nyse. You know, dont put the ifp in. No. Thats the ear piece. Everybody has to answer questions. Thats what we like. Eastern. Allergan and pfizer werent the only one hitting big merger we got news diebold, largest manufacturer of atms a a the u. S. And many other countries, is buying Wincor Nixdorf. Its a German Company another leading provider of hardware, software and services to banks and retailers. Including atms. 1. 8 billion cash and stock deal. Diebololhas been undergoing a massive multiyear turnaround. 160 million in cost synergy expected bit end of the third year after the deal and the geographies, theyre very complementary. Diebold is a major player in the americas while wincor is big in europe. I think this could have the potential to be transformative. Diebold got t ammed today, down 2. 51. That was in part because their issuance of new stock and also because they announced a dividend cut. Is this a buying opportunity or should we be wary . Lets take another look with andy mattes, ceo of diebold. Mr. Mattes, welcome back to mad money. Good seeing you again. Last time you wewe on you were saying, heres where we are. Were crawling. What are you doing now . Were walking, jim. So whats changed . The biggest thing about walk is that were shifting our revenue mix from hardware to software and services. And the secoco thing is, that were dodoling down on our popofolio and making sure we get the right elements into our portfolio that will have higher margin Business Opportunities going forward. With this acquisition i noticed the company youre buying, Wincor Nixdorf, dominant company for banks in europe, but dominant for retail. What are they doing for retail . Yoyohave a couple of retailers, too, cracker barrel, cinemark chain. What are they doing in retail that you can do in retail here . They have point of Sale Solutions in retail, but most important they have backend cash automation in retail. Because once you get the money out of the Cash Register back into t t back office, thereea lot of manual work still being done today. Wincor has a great automated solution. Theyre selling to the premiere retailers in europe. One of their marquee logos is ikea, the Swedish Furniture store. And we can offer right off the bat Great Service cacabilities to all of the Wincor Nixdorf retail customers around the globe, plus we can combine some offerings with the retail opportunities that we have, like walmart deal we announced earlier this year. The crosscell looks pretty terrific from your point of view . Crosssale is terrific on the retail side and more importantly, crosssale is terrific on the services side. If you look at the services attach rate, the number of times people buy a Service Contract with your machines, diebold has a much Higher Service attach rate than wincor. If we can do nothing but raise the wincor attach rated to the opportunities. Youre faster grong with. A lot of people did love your higher dividend. Worth it at this point because of the cash flow and what you you dont want youve got to pay down some debt so its the prudent thing to do right now . Thats exactly what it is. Once we consume the deal, well have a four times debttoebitda ratio. We made a commitment on r Earnings Call today that were get to sustainably three times debttoebitda within the first three years of the transaction. And reducing the dividend for that period of time is just prudent thing to do. When you talked last time, biometrics of millenials. You seen have a slide in your presentation about millennialinspired atm concepts. Where are we with those . We Just Announced at money 200 a next step where we introduced the first atm into the markrk with iris recognititi together with citi labs. Increases the safety and security while increasing the convenience for the customer and in addition to the diametrics you can also combine the atm with your mobile phone and have a secure way to interact your transaction between your cell phone e d your atm. Now, who wouldnt that . Theres pushback. Not everybody likes that, but to me having been hacked so many times, it sounds like a really good idea. Its like a nobrainer. We just have to get over it. If you look at the mobile apps, the financial apap, can you sign in with your thumb print. Yes. I think user acceptance in this country is rapidly increasing. Its a level of security that we would be amiss if we didnt take advantage of. That plays right into what diebolds strategy is. Diebold is a Market Leader in biospace in the western world. It p pys right into our strategygy and combining the physical world of cash tomorrow, thats where we see the services that we can deliver to the market and thats where were unique in the industry. One last point because ive been remiss, i know a lot of my viewers on twitter arerengry i never focus s it, but bitcoin is something you guys were involved with. Where is bitcoin in your eyes . If you think its legitimate, its legitimate. There are two things. First thing, bitcoin as a currency, and thats a longer debate, but there is a Technology Behind bitcoin called block chain. That technology is absolutely fascinating because its unhacked. It gives a realtime journal and is an absolute secure way to transfer just about anything from one person to another in a virtual world. That can be money, that can be theater tickets, it can be anything else. And the Block Chain Technology will be something that will be very transformative e our industry and were spending a lot of time and energy in it. Well follow up next time when youre running. I want to hear more about bitcoin because i find that fascinating. Thats andy mattes, president and ceo of diebold. I think transformative and i think its going to work. Americans. We try to live healthy. But many of us dont know there are nutrients that can help support our metabolism. Take new one a day healthy metabolism support multivitamin with chromium to help use carbs from food and bvitamins to helpconvert food to fuel. One a day. Snowmen with buttons, snowflakes with icing Rice Krispies treats, the fun doesnt stop how many ways can you snap, crackle, pop . It is time, lightning round. Buy, buy, buy sell, sell, sell lightning round is over. Are you ready, ski daddy, lightning round. Well start with ted in new jersey. Ted caller this is ted in redbank, new jersey. First, i want to tell you, jim, that im blind. Ive been blind for ten years, so i really cant follow the market that closely, so i have to do is rely on you to tell me what to buy, when to buy and when to sell. Well, im honored. I hope we can do some homework beyond that. Im honored you count on the show for that. How can i help . Caller royal dutch shell. I have some shares. Should i buy some more . I dont think so. I dont think they acquitted themselves much during this downturn. I cannot emphasize enough they have not done a good job. Thank you for those kind words. Michael in connecticut. Michael caller jim, hi. Ive got a position i established, and its doing nothing for me. Should i hold or sell and move on . You know what, i still think that that custom made knee implants, we like that company. But i understand. You know, this is a market that likes the bigger cap guys. And i would rather see you in a bigger cap biotech. Lets go to jude in new jersey. Jude how are you . Caller happy thanksgiving. Same to and you your family. Caller thank you. Thank you for all the money you helped me make. Very big question. The bank stock syf, is that yes. Creatiti two good things with sink row any and general electric. These are both buys. Let me go to paul in new york. Paul. Caller hi, jim. From my standpoint would you comment on the progress of mostmerger benefits thus far by lnte. You know, we like that deal. Buy some here and buy some on the pullback. This is a brand new food colossus we like very much. Lets go to al in new jersey. Al caller hi, you doing, jim cramer. Youre a blessing. Thank you. Caller i want to know one thing. How come at t got 1. 88 dividend share when verizon got over 2 a subsidiaries. Remember, at t, the cash flow and what they can do thats prudent. I like at t. Its got a great yield. And i like the directv acquisition. I think the stores are a little more crowds because of that acquisition. Lets go to josh in new york. Caller booyah, jim. I need your. On Molina Health care. Were staying away from that. These are houses of pain, this group right now. The house of pain were not going to go near them frankly. As much as there might be another takeover. G. L. In indiana. Caller thanks, jim. Canadian sole, csiq. This is very cheap stock. I mean, if you have this one is not a bad stock to own if you want to own these. I have been way from it because its you know, its a chinese stock based in canada. Im not crazy about it. Lets go to don in hawaii. Don. Caller aloha, cramer. I have much respect for you. Ive been following you for years. United technologies too low to sell. If we get another dip to 95, well pull the trigger. I think you have time. Lets go to greg in florida. caller booyah, dr. Cramer. Thanks for helping with the health of my portfolio. Nimble. Wow, that was a really bad quarter. I dont know. The stock wait until if you really want to be in there, wait until the end of tax law selling but that was a bad quarter. And that, ladies and gentlemen, is the conclusion of the lightning round. Ameritrade. Dry spray . Thats fun. Its already dry no wait time. This is great. Its very soft. Can i keep it . laughs all the care of dove. Now in a dry antiperspirant spray. I take pictures of sunrises, but with my back pain i couldnt sleep and get up in time. Then i found aleve p p aleve pm is the only one to combine a safe sleep aid plus the 12 hour pain relieving strength of aleve. Im back. Aleve pm for a better am. [cough, cough] mike . Janet . Cough if you can hear me. Dont even think about it. I took mucinex dm for my phlegmy cough. Yeah. But what about mike . He has that t y scratchy thing going on. Gugus what . It worksksn his cough too. Cough guess what . It works on his cough too. What . Stop dont pull me spoiler alert she doesnt make it with two medicines in one pill. Start the relief. Ditch the misery. And windows s n be credibly difficult endeavor, which is why so many f fl. Thereealso tremendous opportunities when it comes to Small Businesses succeed and thats where deluxe corp comes in. Heres a company thats now 100 years old. They just rang the bell at the nyse this morning to mark this anniversary. Deluxe used to just be a checksprinting play but theyve been expanding where they now have a whole suite of products and services desesned to help Small Businesses and financial the transformation continues. Giving the stock is trading just 12 times next years earnings estimate, you could get a tremendous bargain. Lets check in with lee schram, ceo of the deluxe corp. Lets see how its doing. Hi, jim. Have a seat. Thank you. It really is today. Today is the birthday. Its actually today. 100 years today, november 23rd. Whats the Company Look Like versus then . Versus what . Then, when you started. Incredibly inventive, unbelievable changes. When you say youre helping out Small Businesses. Theres lots of different decks and various reports. But what youre trying to do is help an area of the economy that is still sluggish. How do you get Small Business to be moving . Because in the country, its not doing that well. What were trying t tdo is get involved earlierern the work flow. What we want to do is get to the point where were helping them with branding, promoting and selling themselves. We only used to help with operating, checks. Now were moving earlier in that work flow. Thats whats really getting them excited. Thats where were able to help them and help focus on growing. You made a key acquisition, datamix. Datamix, is on the Financial Services side. But it is an exciting thing for us. What were focused on there is really how do we help banks acquire new demand account holders. Digital Marketing Service, is a Marketing Service but more focused on the f. I. Space. I own two Small Businesses. Have i a tavern and those a a smaller than you but lets add a couple. What could you do for me. We do everything from websites to printing to marketing. So we can help you get found, get you awe website, get you online. Once you get online with Search Engine marketing, getting people to find you and your business. We can do a logo for you so youre brandininyourself we call it on demama print marking solution. Its that whole gamut, everything that helps you promote yourself and get you out to your customer. How do you compete against a salesforce thats doing that or wix thats designing websites. How do you get yourself known. Is the total package. Online were getti our customers throughout banks, getting our customers through major accounts. We have a distributor and find them many different ways. We think thats unique. We also think whatat unique is the breadth of p pducts. We have a lot more richness than the players you just mentioned. The check business itself, i mean, i know its in decline but still generates a huge amount of cash. Really important to us. We always tell people the story f youre going to invest in the company, have you to understand that were managing the secular decline of check. Putting a loloof technology around that right now. Very innovative in terms of what we do there. Then wereaining share. Were winning share with in the f. I. Market, so weve won suntrust, citizens, zions in recent years, and were winning on the Small Business side with all those channels and channel reach. Its winning there. And thth continuing to really put technology around check. And then focing in on the new stuff were doing. Will checks forever be in secular decline or is there a point where its just we all still carry some checks. I always have checks. I mean, my my kids have checkbooks. I mean, i have to believe that at a certain point it just stops going down. We dont plan it that way. We hope its that way but we think were smart at managing it at about that 6 decline level so that allows us to move more quickly and stay focused on the newer spaces. Are there a company or two you can say, listen, they use deluxe Small Business and this is what its done for them . Small businesses . Yes. Oh, theres a lot of Small Businesses. Give me an example so people say, oh, yes, deluxe my own neighborhood, basically a leather and shoe repair place. And i wear my soles terribly, so theyre a Huge Customer of ours. They use all of our products and services. And the people who do tshirts and things you outsource that . You actually have we outsource that. We put the logos on it but we outsource all of that. I have to tell you, its a built around a brand, a trusted brand thats 100 years old and i think people feel comfortable using. Absolutely. Fantastic story. Thank you very much. Lee schram, ceo of the deluxe corporation. You know, 100 years, going strong. Thank you, sir. Thank you, jim. So how ya doing . Enough pressure in here for ya . Ugh. My sinuses are killing me. Yeah. Just wait til we hit ten thousand feet. Im gonna take Mucinex Sinusmax. Too late, were about to take off. These dissolve fast. Theyre new liquid gels. And d ure coming with me. Wait, what . you realize i have gold status . Do i still get the miles . New Mucinex Sinusmax liquid gels. Dissolves fast to unleash max strength medicine. Start the relief. Ditch the misery. Lets end this. I take pictures s sunrises, t with my back pain i i uldnt sleep and get up in time. Then i found aleve pm. Aleve pm is the only one to combine a safe sleep aid plus the 12 hour pain relieving strength of aleve. Im back. Dry spray . Thats fun. Its already dry no wait time. This is great. Its very soft. Can i keep it . laughs all the care of dove. After the bell we got a really good number from palo alto netwowos saying a lot of good things abououdemand. Remember, that group is one of the worst performing groups, that socalled hack group. It would be night to see that ignited. Many of you are fed up with Brent Saunders and allergan. I say, come o the man has been money. Lets give that deal a chance. Do i feel he has to do the deal because hes worried about the whole growth angle of allergan running ouou no. My whole hope happened he would take the money and go buy a big company. I have to understand you have to understand the economics of this deal are too compelling for allergan shareholders to turn down. So, im sticking with it for my