Stories that we have been falling. The big nils was about Larry Summers pulling himself out of the running for the Federal Reserve a job. Wall street loves this story. We will start tapering but we want to keep Interest Rates lower until we can prove that the economy has actually created more jobs. We are watching Interest Rates are rising. There are a lot no worries that things will head a bullish. Home prices a frenzy thats where seen in a variety of ways. Home sales are starting to ease. The number of homes being able to be sold, people are still a greedy. There are waiting for the market to rise. We raise prices too much. We are too greedy. Were also watching the company chipotile. I was stunned by them. You can watch this on youtube. Over 4 million hits. Here is a clip of it right here. This basically slams the corporate farming. This was this one off from mcdonalds. It is a great investment and it shows you that people under 30 years old want fresh from food that is not a factory and brutalize. As an investor, this is a trend. Newsweek funds stated that this is the year that tablets will out sale of pcs. Bets by can playoff with the tablets but this is a big win for apple and obviously one for samsung and google. About this trend again, microsoft is at the loser. This is something that is going to turn into the next big face and a cheaper version of these funds. Apple is not well positioning these cheap. You think that will come around . This discord cutting. Every device in my house has a record. I think i want to have your chords. I would replace it with a notebook. I probably not replace it all the time but i do like the keyboard. It is a trend that younger people want. A gives you more space for other items. We have been watching the trend with health care. This will keep going. It is interesting. The dull, care and the 04 will help track will kick in in two weeks. Most americans are not even familiar with it. Only 8 percent said it is easier. I can tell you that my Health Care Plan is seems like i am paying more. I am just pay more and more. Healthcare, will be big in the nose in the next three weeks. A lot of americans will have to pay for it if they do not get at work. Lets talk about obesity. Were seeing a trend where a lot of kids are getting more exercise. Could it be . This is good, i think adults are spending money theyre just not getting fatter. Obesity level is sideways. Being skinny is healthier. Being healthier is cheaper. You can afford more for your retirement. Mens wear house has been in the nose so much. George zimmerman was the face of a mens wear house and he was kicked off the board. What is interesting to know is that you were kidding yourself. George zimmerman was a big part of the brand. He started the mens wear out out of a town in texas. They expanded the concept and he wanted to bring them private which is very similar to how best buy did it. Some companies can operate on a public platform. The public wants profit and that is was going on with his image. Mens wear house has been crashing and the stock is lower. The sales are down 10 . Finally, a report came out about the unemployment gap. This is really starting to grow. This is starting to get to the great gatsby era. What is happening is in the middle class is taking the jobs to lower class. The lower class is unemployed and also black families are making less than hispanic families which is less and asia families. This is kinda like a bone in spirit some people are being left behind. Thank you so much mark dannon for joining us. I will talk about the high cost of nfl. We will be right back rick. Hn goodnight. Thanks, olivia. Thank you. So you can make a payment from your cell to almost anyones phone or email. speaking french so you can express your gratitude. In the moment. Chase quickpay. So you can. When you smoke, addictive ingredients like nicotine pull you in. Every day, over 1200 people die from smokingrelated diseases. Dont sink deeper into addiction. Pull yourself out wellcome back to the show. Lets bring in chad burton to talk about the 10th pillars of retirement. The first on the list is to know your expenses. Everybody is different and you cannot just use in the role. Everybody is different in terms of hobbies. How much trouble that you want to do. A lot of people are helping their kids and grandkids. Post college, everybody has a different things. There is also helped issues. Health issueu really have to know your expenses because you cannot even work is sent to you know what your expenses are. I fear retirement, and should undertaxed commission. People have differentno your if you have not paid a uncle sam, if you have taxable accounts like ross. Is it low base or high base. Do you know what you will pay when you sell the stock. You have took do longterm tax protection so that your expenses can be added to your tax bracket. Your bill to uncle sam on top of that. How do you maximize the Social Security . What should i know about Social Security . If youre under 45, you should say more than you need to. If youre over 55 and you are close to retirement spending i just think that it yucatec early. There are different tricks with a Social Security. If you are married and theres an age difference or income difference there is a ways that you can suspend your benefits and sectors also benefits until you are 70 years old. District and the 200 and dollars more than is available but people dont just in our research. My father did not plan well for my mother but what do i need to know . You really have the plan for this. Expenses are not cut in half when someone passes away. Just the full cost. The electric bill is not cut and one Social Security check goes away. If you have a married couple, the lore to go away. If you have a pension that is reduced when you have to wait that to my need insurance to cover the difference, your spouse may not have enough. You really have to make sure that you run this as an e scenario. Cash flow projections. This sounds like math. What do we need to know . This has to do bestthe longterm productioproduction is about the dividends and that you have. Taxes may include how much it will have to pull out of your ira, the irs may have you do this. You cannot really make some of the key decisions in life and in retirement to you the long term projection. How much i are a can you withdraw, will you have to sell your rental property. Lets talk about maximizing your marginal bracket. People look at their stocks before tapping their iras. If you have the jurors, you can sell this and the gang where you can maximize your marginal income bracket. All of your standard deductions, you are talking about 80,000 as a married couple and its 15 . We still have to look to your ira first. Speaking to the czech version talk about retirement planning. Lets talk about the incumbent tab. What do we need to know . You should harvest your losses. Make sure its your pain of assemblies to my money. If you have a stock that is at a loss and even if you do not have today, you should sell it and stay out of it for a least 31 days. You should offset other Capital Gains for the future. No. 9 on the list is a tax sufficient investing. This is one of the most important because cash is king in retirement. As long as you have three years worth of portfolio in cash thing you can make it during market cycle as long as i arrests of your projects and is building. You have a certain amount of cash and you draw from that. 75 percent of the time or have been the and the other party is scary. Were talking about longevity. What do we need to know . You have to insure against longevity. Right now it is low Interest Rates. You can get insurance without mine an annuity. If you have a balanced portfolio an Insurance Company it will back up 4 to 6 depending on your age. If you attacks against longevity been your portfolio will go to 0 and it was still pay you. It will protect against a kind stock market. Thank you very much. You can read jireach him at chats burchadburton. Com we will be right back. Wellcome back. Lets face it most people are not saving enough for retirement. Social security will not provide enough and and yet every weekend i turn on the television the stadiums are packed with people at games. Lets talk about the high cost of being a fan. The tickets are bought 82 on average. Parking is about 31. Beer is 7. When you start averaging out all of these fees, 200 you are looking at about 600 to 500 for a family of four to enjoy a game. It is even more expensive if you go to stub humb all you need toub. One danu back. The game can set you back. I see people waving their flags every weekend getting all excited. My advice is for you that says you cannot afford it unless you are funding your retirement. When im 65 years so i will be living at a trailer. I do not see how people of for this. It is out of this world we are a part of this problem because they have this amazing brand, guess we will continue to support it and yes it is fun to watch the 49ers go to the super bowl. What remember it but you have to it be making some serious callings to go to a gang. Coins to goto go to a i think football is a better sport in my opinion watching on television. I received email from megan. When do i start saving for retirement . If you go to a football game, you can start right there. There are three areas. The first, the goals. What do you need . Jeanette about a Million Dollars. A Million Dollars will pay you 50,000 a year. Second, a budget. If you have a goal, and you need a budget. You have to figure out where you can get this money from it will take you roughly 10,000 in your 20s, 40,000 in your birds, a hundred to four and a thousand dollars when youre 40 years old. Lets do the math. You have a goal, but it and then you have to all the make this. This will becom that is just a hundred and 66 a month in your 20s. You want have a least a million plus of dollars. What the fund isnt enough time. A hundred and 66 will do what and you need to start sooner. You should do 20 percent of your salary and put it in your 401k. You have a bundle of money when you retire. If you want to email me you can add as robblaat robblack. Com { for over 60,000 california foster children, extra curricular activities help provide a sense of identity and a path to success. Joining the soccer team. Getting help with math. Going to prom. I want to learn to swim. Its hard to feel normal, when you cant do the normal things. To help, sleep train is collecting donations for the extra activities that, for most kids, are a normal part of growing up. Not everyone can be a foster parent. But anyone can help a foster child. Welcome back. I am a financial expert. Lets pull in some emails. You can go to a face book and like kron 4 and rob black. The first email, and one comes from jack. He wants to know how do i get shares of twitter . Well, you probably do not. There is a secondary market but we do not know how bestkeep in mind that when they became public it drops all way to the insider is self. Then you had your bind option. Now its back up. I do not think that i would rush because everyone who owns the shares have it is a market of winners, they are basically assuming a return. The ideal of twister is a publicly traded stock. What is the best financial newsletter . This comes from very. I do not think there is one. You and i are different, i have plenty of money saved, you have nothing say. The newsletters been another one is. Be very cautious. I like websites that publish a new is a chicken your screen the next the milk comes from jessica. The i c e is a waemail comes from jessica. If you want to go with a one company can go in that direction. We are going to ensure our expenses but i am not against the concept. You should do your own homework before you buy into it. I like the ideal of things that will be there. Finally, i have an irs that . You cannot go bankrupt with the irs. This will falling in a matter where. Do not think you can get out of a. Keep in mind, some attorneys will promise that to you but very few will deliver that. You can find me on facebook or on twitter. We would do another show just like this one. Take your credcare. Announcer light up your life with debby boone is a special paid presentation by lifestyle lift, americas experts at looking younger. And you light up my life you give me hope. Announcer now heres your host, multigrammy award winner, debby boone. Im here today with news that really can light up your life. Its now possible for you to look young again. Imagine waking up, going to the mirror and seeing yourself the way you looked years ago. You can transform your appearance thanks to a breakthrough medical process that can take years of wrinkles, frown lines and sagging skin off your face and neck. Its called lifestyle lift. Look at these amazing transformations of just some of