It werent for apple. What happened . Where did the boring days go to . I think they went the way september always seems to play out. Ninth month in the year statistically worst month of the 12. Always seems to play the role of the wakeup call. People come back from summer, particularly in an election year, survey the land skate and recognize there is more risk than they thought. Sure, averages are up more year to date. Nasdaq with a new high just last sense of gloom out there. One that was echoed today at cnbcs delivery alpha conference. A major investor where big money speaks his mind and that mind was definitively, and i can say this without question, negative. In some ways i cant disagree. Though i do not, on the record, do not share the depth of despair of so much of the speakers i heard today. Causes gyrations that are magnified by a month that so often ends the complacency of a summer rally. If only because the pain is back, the most people feel like the pain is just not worth the gain. Again, this moment of angst is understandable. Think of the major variables out there. Federal reserve officials each with the tune of desperate and unelected voices who wield tremendous power over stock prices. We ought to have Trading Cards to keep track of them so we know who the heck they are. You know what . My crack staff made them up. We know for instance that fed chief Janet Yellens card has real value. Like an honest wagger. Same for the Stanley Fisher card. She are potential hall of famers, hofers as they call to the rate hikes. Then a week ago tuesday, John Williams said he wanted a fed increase sooner rather than later. To me sooner means next weeks meeting. On top of that, wow, here is the shocker. Last week, Eric Rosenburg turned the market upside down. By suggesting it would be a good idea, a hawk. Place for boston. Switch from dove to hawk crushed the et sound cool to a hike but that wasnt a new position to the hawkish stance controlled the day and precipitated the 400 point decline. Thanks for watching. Maybe he was the reason why they lost so badly last night. Anyway, then yesterday however, fed governor Lael Brainard of washington along with dennis lock hart of atlanta and Neel Kashkari of minneapolis were even if it didnt make up for everything it lost on friday, hence the name of negativity last night. Fortunately these speakers will shut up now thanks to selfimposed lockout as we head into last weeks fed meetings. Without them, nothing tradeoff of. No earnings. No important pronouncements. No, check that. Last month announced they thought the big oil glut was easing. Came out this morning and said it wasnt easy. Oil got hammered mercilessly. Down a buck 39. Just below 45 again. And opec reduction and decline of 100,000 barrels a day and took out next years growth as well. 1. 3 Million Barrels a day still. Kiboshing the rally from and the market took a header as oil pictures got a lot perkier. And i would be remiss if i didnt mention the news from wells fargo that isnt exactly reassuring when it comes to putting trust in our financial institutions. Here we go again. More on that in a moment when we interview ceo john stuff. The market took its cue from wells in some ways. Never mind the early read on apples. So i sneeze. Anyway, sorry, tim cook, right saying about apple but apples new iphone where tmobile and sprint said the launch is much, much better than expected and i have been checking around and lets say verizon and at t seem to see a very similar demand. What do you do here . Sometimes the case is right in front of you. That was today when i listened to money manager bill miller at delivering alpha. I still regard that as a great yielded 9 and sixmonth Treasury Bill worth 6 . These days, fixed income, account stocks, different picture. Uncompetitive 1. 73 and sixmobile. 53 . Even though the s p 500 is more expensive now than a priced earnings basis then, he told the crowd that stocks are, and i quote, stupidly cheap while bonds are ridiculously overpriced. He reminded us, and i quote again, outlook for the u. S. Economy is solid. Among the best in the world. Low inflation and low unemployment. Record products, record gdp, record household net worth,ant quote. He wants to sell bonds and buy stocks for those reasons. Tim doesnt have enough to upset the picture. I went to err on the side of caution. I dont want to risk making a big bet here on stocks. Right now i prefer to have a you can follow along on it. And yesterday i suggested raising cash again with what i thought was a good game plan to sell into that strength. Still, here is the bottom line. I think bill miller is on to something. When the competition of stocks is that terrible, when things are descent out there, maybe we shouldnt take our cue from the last fed player at bat. Let me see. Yeah. Yeah. You have this card. This guys card. There are a hundred thousand fewer barrels of oil used everyday. Just take a tanker and stick a hundreou instead, take our cue from the value that stocks are offering and by the way, as they come down, they get cheaper. Not more expensive. Janice in texas, janice . Hey, jim. Hey, janice. Yahoo i bought about two years ago, because i wanted the asian exposure to the Search Industry with alibaba. Yes. Thats interesting. Verizon has a good yield, yielding 4. 5. Treasuries 1. 7 for tenure. I think the company is doing well. They are selling a lot of phones. I applaud you for getting yahoo . This helps run alibaba, thats all that yahoo really is now. You make that switch out of yahoo into verizon and i think all right, want to trade a mint fisher . Ive got a mint fisher here. For a yellen. Geez. This could be a swap. Time to sell your collection of fed Trading Cards and lets put a little less emphasis on these guys okay . Could this guy take the market down 400 . I didnt even know he had a card until today. Instead focus on the values can you find in this increasingly table. Are investor worries warranted . Then my exclusive with wells fargo ceo. After last weeks revelation of one of the largest banks creating millions of fake accounts. Maybe, maybe not. And not all of the volatility of this market comes from the fed. Ill tell you about the stocks in the sites of both trump and clinton. Remember when it used to come with a stick of gum . Now that had value. Stick with cramer. Dont miss a second of mad money. Follow jimcramer. Madtweets. Sent email to cnbc. Com. Or give us a call at 1800743cnbc. Red 97 set red 97 did you say 97 . 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Today you can do everything in just one click, even keep your toilet clean and fresh. Introducing lysol click gel. Click it in to enjoy clean freshness with every flush. Lysol. How do we get a handle on this tumultuous and increasingly terrifying market . The notion that Federal Reserve might tighten rates into what seems might be a weakening economy. Last night i told you i didnt think a rate hike next year sometime sooner than later. I think we need a more imperial quote. At some level it is justified. Too much . Too little . Lets find out. Thats why tonight we are going off the charts with mark sebastian. He is a brilliant technician, founder of optionpit. Com. As well as my colleague at realmoney. Com. The vix measures the perceived volatility of the s p 500 in the near future. Take a look at charte volatility over the past year. Sebastian points out, the last time the fed tightened in december, we got a big spike in the vix. Which continues into january and february timeframe as stock market sold off big time. Sebastian noticed we often see the vix pop ahead of the Labor Department payroll reports. That makes sense because the key numbers, most important piece of dwrat for fed watchers, a always hike. However, as far as sebastian is concerned, see the real problem right now is that fed keeps sending these mixed signals. Just cant keep their mouths shut. We have tremendous uncertainty. Thats why it is spiking within recent days and 19. 6 move higher. We probably wont get any clarity until next weeks fed meeting and it wont necessarily be good clarity. That said, its not as if nobody saw it coming. 500 paired with the volatility index over the last six weeks. Toward the end of august, the vix did start it creep higher. Can you see this. See that creep higher . You got that . S p is oscillating and moving towards new highs. Remember this kind of action is a warning sign. According to sebastian, the s p 500 is higher the vix should go lower. That the sign after healthy market. Be lurking. It didnt take a genius to figure this out. Given we knew next fed meeting was coming and less time we heard from yellen three weeks ago at jackson hall, she talked about tightening. No surprise that the s p plummet he. The action over the past few days, sebastian thinks this will stay elevated and will deal with a choppy market like in december of last year. Of course the last time the fed tightened. What does that look like . Take a gander at the next charts. This is over the volatility total index over the next 12 months. I think is instructive. Ahead of the fed meeting december 15, no one is sure they would raise markets. When they did finally have a great december, the big spike, how else do we get a handle on the level . Sebastian likes what is known as vix volatility index or vivex in some case chess is perceived volatility in the volatility index. Maybe you took this class. Remember calculus . Think of the vivex of the volatility index. If the vix measures the loss of the volatility then the vivex measures acceleration now sebastian suggests when vivex moves higher, it is done here, when it moves higher, thats the sign the smart money continues. The hedge against volatility. Me and big boys think things can get worse. According to him last fridays rally, that is one of the nastiest moves he has ever seen. The last time we saw the vivex up like this was surprise, surprise, again, around the time of the fed of december of last you know i think thats the analog you should be focused on. Remember we talked about it almost everyday last week. Talked about it this week. This sells sebastian they are scared and looking for protection. I dont blame them. Im thinking down 7 if things go awry. When does all this end . The fed could put the market in a much more positive frame of mind. Hold off on tightening next week and clear calming statement. How can you tell the chaos is ending simply by ending the chart of the vix . Sebastian managed to nail the bottom when we talk to about it. By looking into the s p 500. Look at this chart. Remember, normally the vix goes up when the s p goes down, okay . So when the markets declining but the vix is too, or standing still, that could mean the average is ready to rebound on a sustainable fashion. Voila, thats exactly what the action of volatility index is interpreted by our expert, mark sebastian, suggesting turbulence is far from over. Keep an eye on the vix. If it starts to go down along with the s p 500 that could signal the fear of the fed has finally baked in and is time to start buying. Its not yet, though. For now, as ive been stressing for weeks, it just aint worth the risk to be a hero. The rewards not there. Fix your eyes on the vix. There could be serious ic more mad money. 3 in 5 americans say this is the biggest wreck to the economy. No, not the fed. The election. I will tell you how the race to the white house is impacting your portfolio. Scorching up 30 year to date. One of the best i follow. Can he keep the momentum alive . Im taking the pulse of the company when i talk to the ceo. Just ahead, ceo of wells fargo. Whats the plan to fix Investor Trust in the company . Whats the news about the Company Stocks . Now that it isnt setting goals about cross selling. Ill find out if this is the first step to build Consumer Confidence or if things are still up in the air. Do not miss this interview. Stick with cramer. . . when you are suffering from chest congestion but you have got a full day ahead of you, try mucinex 12hour. Only mucinex has a unique bilayer tablet. Mucinex is absorbed 60 percent faster than store brands. While the blue extended release layer lasts a full 12 hours. 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The stock is down big since the beginning of last week precisely because of the nature of the scandal calls into question what prides itself on the way it treats customers. Top that, wells is going to have to change practices going forward. We dont know how bad that will hurt the numbers. This raises a lot of questions. Lets go right to the top. Chairman of wells fargo. Thank you for coming shown the. I appreciate it, sir. Jim, thank you for having me. Before we start, or as i start, i want to tell you, your audience, and our customers, what we so where a customer got a product they did not request. There is nothing in our culture, nothing in our vision of values that would support that. It is just the opposite. Our goal is to make it right by a customer every time. If we dont do that, we feel accountable. I read these headlines, john, i have backed you, and particularly you, i think youre a community bank. You started all the way. Going all the way up. Fargo to be sanctioned for allegedly aggressive sales tactics. Paying 175 million for outrageous sales. And then today, i see wells fargo ceo defends bank culture. Lays blame with bad employees. Thats not you. You dont lay blame a bit. Youre the you told me youre the vince lombardi. Vince lombardi never blamed the linemen. Let me tell you, say one more time, we take accountability for not getting it right a hundred percent of the time. Let me tell you a little bit about our business. Absolutely. We have at any one time 100,000 team members in our branch and retail bank network. And we hire people and people turn over. Of those 100,000, the vast a majority do the right thing. Their lifes mission is to help people. I love these people. Every year, on average, for the last five years, 1,000 did not 1,000 out of how much . Out of 100,000. Okay. But that still is 1,000 too many. And that is over five years. Thats how you get to the 5,300. And we have actually increased our investment in compliance and different tools to help make sure that this becomes a smaller and smaller number. But all levels of management feel responsibility to make sure that we do it right every time. Okay, im looking at your code of ethics. We have a responsibility to always act with honesty and integrity. When we do so we earn the trust of our customers. We have to earn that trust everyday by hope and honest communication and holding ourselves accountable for decisions and actions. A lot of people told me you have to hold yourself accountable and Carrie Tolstedt who collected 120 million in shares, were not sure when she retired and to do that it may mean some people jim, i think the best thing i request do right now is lead this company. Today we made an announcement about Product Sales goals. You know, we never intended for Product Sales or any dynamic or any part of a Management System to be misinterpreted. And again, the vast majority do the right thing. So we took that off the table. Because even one instance of a sale or a product is one too many. We took that off. But also it has a Good Business purpose. We still love cross sale. We still love depth and relationship. But one of the tools of getting there, we think today doesnt make sense any more. And also the business is changing. 85 of our customers, a hundred percent of our customers in the past bought things in the store. Today it is only 85 . At the same time, john, youre a buck stops here kind of didnt the buck stop with you in this . Of course. And im the leader, i get it. I said right off the bat, when we dont meet our goals of 100 right, im accountable and im leading this company and leading it forward through this. I want to make sure that every customer knows when they come into one of our branches, deal with one of us on the internet, whatever the case is, we are a nd jim, an unwanted product or unused product doesnt help us. Doesnt help customers. But the opposite, ones used and valued, they help all of us. Okay, i understand that. But i also want to know, why, if you have call back provisions, if there are call back provisions, why wouldnt someone like Carrie Tolstedt, why wouldnt you want to reclaim some of her stock . Even if she worked there for many, many years . Just cant go after the low guys. Thats not how we work. Of course not. To the extent, thats a consideration to the extent that a consideration, we have a process. Okay. Has james quickly, head of the audit committee, has he looked that the has pena, corporate Response Committee looked to the extent thats a consideration in the process. Okay. Lets go through. New york says 2 million customers are explicitly defrauded. So we hired an independent Third Party Accounting firm to look at all of the product that our customers opened. Okay. From 2011 through 2015. That is a fouryear fourmonth period. They reviewed 93 million accounts opened. Okay. And of that, 2 million accounts that they identified that they could not rule out that they either authorized or unauthorized, we didnt know. We couldnt tell from the data. And third party not hold to you. Couldnt tell. And that is not explicitly defraud. No. Just 2 million they couldnt rule out. Sometimes savings account open and close within a 30day period. We said to ourselves, we dont want one dime of income if we dont know if it is authoriz or unauthorized. So then, we they look for that and we found 2. 6 million of fees for 115,000 accounts averaging about 25 per account. We sent that money back. We apologized. And even though thats a small it is we dont want one dime of income that we dont earn. That is unacceptable. And 5300 people were not fired after the l. A. Times did a 2013 piece wells fargo cooked their sales. Pressure comes at a cost. We know running a business that not everyone will do everything right. Every minute of everyday. Thats why you build compliance programs. Thats why you do training. Thats why you do coaching. Unfortunately, 1,000, 1 of these 100,000 who are in a seat they didnt get it right. But i have to say, the vast majority dot right thing everyday. Why would anyone risk their career at wells fargo for 25 bucks a throw, john . I dont know how to explain that. I dont know how to explain human behavior. But i know we own it also. We have we meaning you . To the e. Tent we dont get it right 100 of the time, because thats our goal, if we dont neat plan, im responsible p. M. Im accountable. Anybody else in the company, we all feel when we fall short of that plan, we feel accountable and responsible. And were taking action. Were investing in more compliance. We have a couple new tools out there. If a customer is an accounts open for a customer they can okay. If thats the case you did not like this headline you think is misleading. You did not lay blame with bad employees. Youre taking responsibility for this. Of course. I didnt say that. We are all in this. But if you did change your rules, when i speak to you last, you were thinking you were doing everything for the customer. Why do you have to to change the rules on cross sale if you were always doing what was right for the customer . Great question. We are not abandoning cross sale. We love cross sale. We love that. One of the tools are changing. And thats the tool of Product Sales. We will have no more product sale requirements any place in the retail bank. Because we never some people might misinterpret those, even if it is a few people, that somehow thats our motivation. It is not. We have been migrating that way. We have things like customer service, customer loyalty, usage, things that customers value are some of the things along with why you had 10 accounts pieces of business per retail banking. Thats one of the reasons why Warren Buffett always liked it. But Piper Jaffray said you may be doing a Material Change to hurt earnings. Do you expect mr. Buffett to increase it above 10 . The future but talking about earnings. Okay. Without giving you any guidance, i believe were a Growth Company. We were a Growth Company yesterday. We are a Growth Company today. And we will be a Growth Company tomorrow. This idea of deepening relationships and doing more business with our customers who we just love is as firm today as we have ever been. Dick vosevich in 2014 told squawk box that the government never goes after the actual wrong doers because thats too hard. He says it takes a long time to do so. Have you cooperated with the authorities to actually give up the people in high branch levels who may have encouraged something you clearly dont want to have happen. First of all, of the 5,300 people who we terminated because they did not live up to the managers of those managers. Secondly, with respect to cooperation, when we did this full reveal, every issue right, you know, we shared that with our regulatory you did . Absolutely. If they wanted to take action you would have cooperated. In fact we worked hard to share everything that we knew with them and we worked hard to get to the agreements that we had that were announced concentrated. Because l. A. Got 50 million or there are other cities now going to go after wells fargo and were the tip of the iceberg moment rather than through the socalled news cycle. Again. If we go back to this independent review. 93 million, 2 million, 115,000, and now we will be vigilant. Continue to look. But for that period of time we okay. I think i just literally, because this is a social media generation, john. I just quizzed twitter. Was it ignorance. This is the question people wanted know ask you over and over again. I the ask. This is what people who watch the show want. Was it ignorance of the practice happening or was it your culture . I dont think it is either. I any weve been working on this for a long time. Were making investments in compliance, in training and so weve gotten, seen the incidence come down. So and today again, thats what we are making today about taking Product Sales goals off the table is i think another way of taking risk off the table. Was your bonus ever tied to those Product Sales . All of my compensation is in Public Record in our proxy. And theres no anything tied to Product Sales goals in my compensation or any of the named you will be in front of congress. It is hostile environment for banks. John, will they give you this amount of time to discuss what happened at your bank . Well, i dont know. But i will show up there next tuesday and im looking forward or i will be prepared to answer their questions and that will happen next news. Have you gotten a call from Warren Buffett . I talk toot constituents. But warren, very important. If i knew he backed you, i would personally feel better telling people to own the stock. Jim, again, im not going to talk about any conversation about any one investor but im looking forward to lead our company through this. Is 125 million the right amount tore this kari hole said it who quit and what could be taken back . What i said before, a. Guy i think you are to come shown the even though i know this is not the kind of action that i expect from wells fargo. Or you. Thank you much, john. Thank you. Chairman and ceo of wells fargo. Mad money back after the break. T dust and allergens get between you and lifes beautiful moments. 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I want to a panel by etrade on the street and it was stunning to listen to the lack of Common Ground. But here is some takeaways. First, the pure uncertainty after Trump Presidency be, he himself said he likes being unpredictable. You should sell any company that produces commodities you if you think trump will win because he seems eager to start a trade war with the chinese and thats ground zero for commodities. On the other hand if you think clinton will win you have two variables. You have to prepare for pain and health care. Because it is clear she will take her cue from what i call the big three. And they had do everything they can to prevent Drug Companies from raising prices. Why these three . They are seen as putting through the most price increases while spending the least on r d. But it will extend to the companies that do the most r d and release price increases and everyone else in the industries, panelist said, whoa. You have to expect that clinton would try to raise capital gain taxes but as long as ryan is speaker of the house they will fight tooth and nail. Elizabeth warren would have a huge input. You can only imagine the damage that warren could do. I wouldnt be surprised if she runs financial oversight subcommittee that would call for moratorium on bank cross selling. One account, thats it. Because the recent egregious wrongdoing at wells fargo. Thats only going to happen in the highly unlikely event that democrats stay in congress as under clinton. Then have to lose very badly indeed lose the house. How about trump . Here is a man who is literally courting a trade war with china. Begging for it. They have a ton of companies that make phones in china so they ban apple. They need to build roads, so they ban cat. Thats a communist party. We have a number of Consumer Product in china. Chains, starbucks and kfc. Huge presence over there. Say goodbye. Does anyone think our railroads wouldnt be effected by trade. So much cocacola goes to china. Aircraft builders and their contractors, crushed. So much for boeing and United Technologies who says the disadvantage of serving otis elevators. You think the Chinese Communist party cares about who does this stuff . Toing industrials would be impacted by the trade wars. He may want the trade war. What can i say . You cant hide the Domestic Companies because lets face it. Minimum wage with hillary, if you get that wrong, wow. Retailers and restaurants i dont think can you touch those stocks. If she gets a landslide then the corporate subsidies for clean energy. It would be a hillary special. The only real Common Ground is defense. The fed might be over before the election, something im not sure about. Suffice it to say unless we have a clear winner and uncertainty is one thing, the bain of all investors. When you see the volatility keep in mind that not all that is based on the fed or oil a lot of it is going to be the election even lack of Common Ground. And the fact polling has gotten tighter. Until we get to november 8th. Good panel. Stay tuned. Lightning round is next. For. Use charmin ultra soft so we dont have to wad to get clean. Mmm, cushiony. And we can use less. Charmin ultra soft gets you clean without the wasteful wadding. It has comfort cushions you can see that are softer. And more absorbent, and you can use up to 4 times less. Not enjoy the go with charmin. Oh, dishwasher, why dont you dry my dishes . Oh, he doesnt know any better. You just need to than detergent alone. Sorry dishwasher. Finish . Jetdry . It is time for lightning round. And are you ready . Lightning round, starting with david in virginia. David . Booyah from the great city of virginia. Love it. Hit me. Worried about penske. It has had a good run. No, those are specs. Douglas in california. No, i need douglas, douglas. Booyah to you. Did you see that Company Last Week . What a fabulous story. Loved it. Jason in florida. Jason . How you doing . Tss, your opinion . Total systems is good. That the key. That is the end of the lightning round. Lightning round is sponsored by td ameritrade. Good thing geico offers affordable renters insurance. With great coverage it protects my personal belongings should they get damaged, stolen or destroyed. [doorbell] uh, excuse me. Delivery. Hey. Lo mein, soy sauce and you got some fortune cookies. Have a good one. Ah, these small new york apartments. Protect your belongings. Let geico help you with renters insurance. Oh, dishwasher, why dont you dry my dishes . Oh, he doesnt know any better. You just need to add finish . Jetdry . In the rinse aid compartment. Its there for a reason. It dries much better than detergent alone. Sorry dishwasher. Finish . Jetdry . For drier, shinier dishes. I love my shop, but my back pain was making it hard to sleep leve pm. The only one to combine a sleep aid plus the 12 hour pain relieving strength of aleve. Now im back. Aleve pm for a better am. I asked my dentist if an electric toothbrush was going to clean better than a manual. He said sure. But dont get just any one. Get one inspired by dentists, with a round brush head. Go pro with oralb. Oralbs rounded brush head cups your teeth to break up plaque and rotates to sweep it away. My mouth feels super clean oralb. Know youre getting a superior clean. Im never going back to a manual brush. On a hideous day like today, i like to focus on what is definitely worth buying on the way down, okay . Last night i told you the biggest splitters would go down hard in the selloff. Lets talk about a group crushing it this year. Medical device stocks. Roaring. Roaring higher part because one subsection of the health care and investors feel safe putting their money in as they should. Stint and various other cardio vascular urology related products and this Company Seems to be firing on all cylinders. The at end of july it was fabulous and they roll out lots of Innovative Products and the sub cutaneous defibrillators. Under the skin instead of in your chest. And plantable stroke prevention device. Dangerous blood thinner drugs. And Boston Scientific is the story that will keep working regardless of what the fed does. The hike isnt about to stop this one. Wont stop someone who needs a pace maker from getting a pacemaker. This is the difference between life and death. Thats why i think you need to check in on this. Lets talk to the president of Boston Scientific. Welcome to mad money. You have reinvented this company a year ago ways so thrilled that you could do 3 to 6 organic growth. Here we are talking about 8 to 9 . Seems like it is all done with innovation. Yes. Your ball. Thank you. First of all we are super excited about our success. 25,000 colleagues around the world focussing on meaningful innovation. Second quarter we grew 10 . 50 of 7 businesses growing double digits. This year guiding to it 200 doubledigit. And interventional cardiology, the watchman, and lotus, i need you to quickly describe why everyone in cardiology is buzzing about these three. Great products. First of all synergy stint, market share leader, clinically proven to show a Great Healing benefit and easy for cardiologists to implant. Lotus valve. The lotus valve is a disruptive aortic valve replacement. What was there before . Typically valves and third place player to come into the u. S. And in 2018. Do have you Something Better than they did . We have a very disruptive product as lowest, called the peri valve leakage rate. It is very easy to control for physician. I dont want to slight endoscopy. This had limited growth, suddenly going from mid single growth to doubledigit growth in a year. How did that happen . Couple things. Innovative portfolio that we have. Our team has done a great job on emerging markets and half of our sales are outside the u. S. What we are doing is the general mark the market is large. And colon cancer. This sounds like it will save the system money so Neither Political Party is coming after Boston Scientific any time soon. We we look at innovation, Clinical Innovation and how do we help the Health Care System save money. A great example is the defibrillator line. It is out of minnesota. They last ten years. So we lose a little bit financially on replacement cycle and when batteries go out but it is better for hospitals and for patient. What about the mri issue . We just had our mri pacemaker approval in Second Quarter in the u. S. We grew that business 15 in quarter. Guided strongly for second half of the year. To go for mri, pacemakers know, they wont include you. They will not. They will now. They will now. Globally they can as well. I dont want to slight another division, neuro modulation. This sounds like something you are doing on chronic pain that can maybe stop what i record as the great untold epidemics in this country and fatal epidemic, which is addiction. Addiction to pain drugs. Yeah. A remarkable division. Spinal cord stimulation. About 100 million patients alone su 100 million . Thats 318 million in the country. And addiction is a big chronic problem for us. This is less invasive procedure that helps people get their life back. Either back to work or back to recreation. It masks the pain signals allows people to get back to work. Why dont people know about this . They wouldnt risk oxycodone or black tar heroin. We are the market share leader in the u. S. , market share leader globally. This is a great alternative for patient. Major health care insurers, are they coming along on this . Yes. Reimbursed. How do you continue to drive the innovation, there are people skeptical. It is impossible to keep up with this breakneer more coming that i dont know about . We have a lot coming. Our Financial Brand for the shareholders is strong growth, unique operating improvement and double gps growth. When we look over the next five years today we grow in the core markets. We will enter markets of about 8 to 9 billion of new markets. And aortic valve replacement. Parkinsons unfortunately many of us know sufferers of parkinsons. There are thing that can mask it but nothing real my father had it. You can just watch it. Is there youve got something . This is a product that unfortunately is an cure for parkinsons. But maintenance. You manage the patients. We have enrolled our Clinical Trial if the u. S. We expect approval in late 2017. Essentially, it helps patients reduce tremor, to get their life back. We saw it in europe, rolled in the u. S. And we will launch it as many people like me, have lost their parents to things that you are curing, it is a better time. Thank you. Michael mahoney, chairman and ceo of boston scientistic. This is the stock you buy when you hear all this Federal Reserve nonsense about a quarter point. Think Boston Scientific, will you . Stick with cramer. What the . . . Shhh. Dont you know that checking your credit score lowers it just be cool. Actually, checking your credit score with credit karma doesnt affect it at all. Are you sure . Positive. So i guess i can just check my credit score then . Oooh check out credit karma today. Credit karma. Give yourself some credit. Sorry about that. Wi 80 of recurrent ischemic strokes could be prevented. And im doing all i can to help prevent another one. Be sure to talk to your doctor before you begin an aspirin regimen. Today you can do everything in just one click, even keep your toilet clean and fresh. 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