it may come as a surprise... but medicare doesn't pay for everything. and that can leave you looking for help with some out-of-pocket costs. well, here's a way to help bridge the gap... with a medigap plan, like an aarp medicare supplement insurance plan, insured by unitedhealthcare insurance company. medigap plans help pay some of what medicare doesn't, like co-insurance and copays, reducing your out-of-pocket costs. there are also zero networks and zero referrals needed. which all adds up to a little more peace of mind. with this type of plan, you could go with any doctor who accepts medicare patients. great for staying with the one you know... or having the freedom to find somebody new, like a specialist. and when you travel, your plan goes with you throughout california or anywhere in the country. so if you're in another state visiting the grandkids, stay awhile... enjoy.