Really the best approach the best willing to. Tax is be a part of the market and realize that sometimes 7 out of 10 years father of 3 out of 10 years it can be negative. Will you really have the courage to rebalance after a stock plunge is rigged bunch a risk profile question is out there you can take the what is your wrist number on my website Chad burn dot com. But you really get people there's risk tolerance I've seen people that answer them very aggressively even the ones that called 1st on any kind of a correction you need to get to know yourself as an investor. Thanks for listening please tell a friend about the show you can find me at Chad Burton dot com If you need help the financial planning money management check our team out Facebook Linked In Twitter i Tunes for the podcast it's all at Chad dot com A new Focus Financial dot com Have a great day everyone saying I don't. Know what. To say on the plane. He. Comes to. The 5 lane but did you know that industrial real estate is one of the most desired and highest return asset classes in the U.S. Today e-commerce warehousing distribution service centers construction and automated manufacturing are just a few of the businesses increasing the demands for industrial properties and you can invest in commercial properties for as little as $50000.00 by utilizing experienced syndicators with a track record can experience to locate negotiate better and manage the best products in the best markets Wilson investment properties is a national Syndicate are headquartered in Silicon Valley with a long successful track record of investment real estate and commercial syndications the Cincinnati industrial portfolio is an offering with 17 percent projected average annual returns in available while shares last email commercial real estate guys Radio dot com for more information and private placement memorandum on this investment plan for your free white paper on commercial real estate again email commercial real estate guys Radio dot com. Take a I'm 1220 with you wherever you go what are smartphone apps coming. Scripts through the service of Salem Media Group. From the Fox Business Network thousands of Walt Disney World employees are about to receive a raise the theme park and its unions have reached an agreement to raise the minimum wage to $15.00 an hour by the year 2021 Money magazine says most of them are now making less than $11.00 an hour Tesla C.E.O. Elon Musk decided over the weekend to scrap plans to take the company private late Friday night must said the company's research indicates most shareholders oppose the plan the company's shares are expected to lose more ground today lithium batteries supplier alive and corp is going public on the New York Stock Exchange under the ticker symbol L T H M The company says its strategy is to supply high performance lithium compounds to the fast growing electric vehicle battery market the Dow was up 133 on Friday with a Fox Business Report I'm Jenny. Am 20 K.T.O. W. Traffic several accidents cleared West 92 in Hayward but the slowdowns continue in this bay area up to 1st 5 California west 92 very slow 80 the same taper talk was and several accidents in that stretch have been cleared out of lanes but once on the bridge itself at the limit all the way to 101 heavy going go West 84 for the Dumbarton from Newark boulevard to the toll plaza and then over the high rise to university quick check of the bay shore freeway one o one is doing fine in both directions and no problems to a T. On the number of Sarah 80 slows labelling in stretches down to around Mt and North Down remains happy limit West 80 on the East or slow going from the coming Sky way continuing to just past University another tip from 1st by a California teaching a baby early math doesn't have to be hard but it should be fun counting them on your lap or clapping is an early math lesson about rhythm and patterns more at 1st 5 California done I'm Paul Maxwell with traffic on AM 1220. Who are the winners and losers on Wall Street this is You Tube general for a fresh take on the market each week day with Rob's morning market no. Winners and losers and funded endless stream of financial insights when you browse hundreds of Rob Black video clips share them with your friends subscribe to Youtube channel black show or on Twitter handle ROB BLACK show and you won't miss a clip that's You Tube General Rob Black show and Twitter handle black show if you're paying too much for your health insurance listen carefully due to recent changes in the law you could be overpaying 500 dollars or more per month on your health care there are new more affordable health care options with better coverage these plans are exempt from the Affordable Care Act and now open to everyone health care options with better benefits costing 30 to 60 percent less than Obamacare plans and giving you the freedom to see almost any doctor or hospital in the country calls this the health care plan that is saving families $20000.00 a year and over 1000000 Americans have all right. Taking advantage of this game changing health care program call 802397174 now to find out how much you'll save employers you too can save 50 percent or more on group medical insurance with help sharing our licensed advisors can take away all the stress of finding the right plan for your needs and budget best of all our service is free because one call could be the best decision you make this year so don't delay call now to see how much you can say for your frequent call 802397174 that's 8023971748023 $97174.00 strategies and solutions with Johnny Dean hiring a financial planner or adviser is a big decision and the array of choices can be confusing so here are 3 factors to objective Lee consider 1st credential to ask about the planners years of experiences what college degrees they hold and whether they have any sort of occasions 2nd ask about ethics ask for what's called their C R D number you can and check your potential advisors compliance records at FINRA dot org Also check for complaints and disciplinary actions with your state securities and insurance commissioners a bad mark doesn't necessarily mean anything was done wrong but it does mean you should look into it also ask the planner will provide a full written disclosure of all of his or her compensation and potential conflicts of interest and ask about business practices find out if you will pay them a fee or if they are paid commissions by investment and insurance firms and find out how many times you'll meet annually and who will attend securities offered securities L.L.C. Member S.I.P.C. In a subsidiary of Luci a Capital Group a registered investment advisor all investments are subject to risk including loss of principal John Dean is an affiliated person of Lucienne securities discussing you and relevant in investment and answering your questions to. Make My Day Join us for best with Steve Paisley weekdays at 4 pm on the theories business leaders I am 1220 K.T.O. W. . St business news service for the Cisco good San Jose 1220 K.T.O. W W. AM $1220.00 radio totally How much do you spend on your pest control each year 20300 or even $500.00 or more what if I say you could spend less than $25.00 a year and even less with promo code radio 20 then listen up get a M Scott from plugging press free and yes it is possible to read your home or business of unwanted pets for less than 25 dollars per year the answer is plugging pest free now best seller The plug in pet free pro will cover up to 4000 square feet and that's fair dinkum for just a one time cost of only 240 $9.00 even less with promo code radio 20 you'll be passed free for years to come log on to go pest free dot com today use promo code radio 20 and start driving those pests away don't spray and regret plugging in Forget go pest free dot com That's a go pest free dot com promo code radio 20. The views and opinions expressed by Ron Blackett as guests are not necessarily those of K D O W or its management owners or advertises and should not be construed as legal tax or investment advice always consult with the appropriate advisor before making any investment or financial planning decision insightful for the reverend already well 20 J D O W presents ROB BLACK get your money your source for breaking news market updates and successful investment strategies for the 21st century sounds like a great number getting you to retire in today's market so let's get I want to show his family buying it insurance the economy technology media and entertainment talk with. One 6th well. I have some fun now to start your day with the latest music market commentary Here's Rob Black on the Bay Area's BUSINESS LEADER Well 20 K. Deal done. A. Lot of men in black and your money on my Black talking money investor and more Thanks for listening to the show if you want I will we talk about. I've been interesting big year round numbers today Nasdaq hits 8000 that mean anything to you probably not well if you own the Nasdaq and if you own other things you may go OK. Interesting biases going on this morning you see the S P 500 the Russell 2000 the Nasdaq Composite the S. And P. Mid-cap 400 all hit record highs on Friday and today we get the Nasdaq rolling around 8000. Big positive bias bias bias bias it is kind of carry over momentum from last week to this week. You have China as one strengthening tool for your Huygens dollar things are falling apart completely and even though the United States and China remains in odds over trade issues the strengthening one is telling the ole. It's an encouraging sign that China isn't deliberately weakening its currency further and further and further to help mitigate their losses during a trade war. Us in Mexico coal are very close to striking a bilateral deal on NAFTA which could incite Canada. To get a deal worked out with United States. Them up by NAFTA and all us a Mexico deal Canada's Hey take off your holders we want in on this tool. We are big guy to the north. What continent has the largest land there between countries much. Kind of in the United States largest land barrier there is 3rd the snake. Retail sector it's good earnings news out of Best Buy how to tempt me and company out of Express out of American Agle out of Amber crumby and fetch out a Dollar General out of a Dollar Tree stores. A lot of retail Tesla still in the news a little bit weaker on a day when markets have a stronger. TEST has come out and said we will remain a public company that is what I would refer to as big news on a slowed new day with me against me. Since the end of April Glaspie 500 to 8.6 percent and we are starting to move towards the scary month of October and yet last year August is when the market really started to take off this year sell in May and go away was a disaster Yep 8.6 percent if you did that. The fear of missing out on further games as one of the secrets of Wall Street. Is that it tends to attract new money it's easy to understand why a consumer how resilient stock markets then in the face of so much negativity. 805161222 calls in there it's 80161228 it's called in the air anything that you and Doug Well we can talk about money investing and more Mexican official same after talks with United States have concluded deal announcement coming soon it's pretty exciting Senator John McCain to be laid to rest at the U.S. Naval Academy after a week of memorial services. Say which might he appeared to be a politician who appeared to be very things done a that's true or false I'm not. Very up on politics Netflix sori. Next up new highs on Netflix right I got to be you know. Without sounding like stupid methods is a great product Apple makes a great phone it's expensive Netflix doesn't feel all that expensive for what you're getting. In my opinion. I think their coverage has some legs right now but something we're paying attention to. Netflix where from like maybe 350 down. I don't know a pullback a good 1015 percent and then since then it's just been moving back higher get him again and again again you can see that it held. Its technical positions so all time high is right around the corner. Is what can carry in stock market recently. Is big big growth stocks some people want to say tack but it's big growth stocks. News Cisco's were a little older Microsoft's. How much growth is left Net Flix trades at a P. E. Of $95.00 times forward earnings Microsoft Oracle Cisco trade below $25.00 times earnings so if you buy a company that earns dollars and the dollars that it earns are much more expensive that you're paying for for Netflix than you are for Cisco or core Microsoft So Cisco Oracle Microsoft become kind of value. But not it to the market but to the growth stocks to the value growth stocks what should you do now that's always going to be the next you know probably one of the biggest questions out there stocks an all time high is there some fear the bull market can take a sharp turn at some point in time and so off. You should have a plan I don't think that's saying anything crazy. Can you write that plan down that's when we start getting crazy. Jacksonville shooting. It never seems to stop the headlines about someone going into her or somewhere and shooting people up and whether it be a pop star from a reality show getting shot or whether it be kindergarteners or 1st graders This time it's just goofballs play in. Madden N.F.L. 18 so they're the Jacksonville landing entertainment complex which was live streamed on twitch if you can get audio of the shootings it's pretty crazy it's more than our rate it with fear and violence so all. The suspect died from self-inflicted gunshot why take other people down and the way that the media is framing this is a video game or you know kind of a loner an isolated loner who played video games lost a game got angry and shot people you imagine sending your kid to a video game tournaments. Probably one of the dumbest most inane things you could do as a parent just go out 5 you eat popcorn. And then he doesn't come home I couldn't imagine So that's my financial lesson that is that life can and will turn on a dime. When you need to do everything you can to be prepared for that financially so that it's not a disaster. Tesla's time one a little bit it's pointless sinking that's worthy of note in that that's a cop that can't seem to get out of their own way. As far as hey things are looking OK we've got a good discussion. About of salmonella and I really. Can't seem to fix that problem or that retrain all. 820 which calls on the air it's 805-1620 don't get their summers coming up here when up on the peninsula near Santa but Rob like show rabbit show you go to court burger $25.00 going for free it's radio $25.00 get him for free. But I think. We need to. Do. A I'm 20. Slowdowns continuing in this bay area up to 1st find California West 80 on the east shore that is slow from the coming Skyway all the way into the maze. Bridge to Willow past stretches of heavy up 268242 slows approaching Concord ave on a 680 which stays heavy down to stone valley and more happiness and pleasant to the Dublin interchange to just pass an old Boulevard West 580 slower to the 132 to Greenville South 80 slow slow Welling all the way down to Dakota but then some heavy down to just before reports of an accident there are no details it was $92.00 slows 80 to the same tail bridge toll plaza so earlier accidents in that stretch have been cleared another tip from 1st but California make reading together with your baby the most special part of your day cuddling while you read helps your child feel safe warm and connected to you more ideas on reading at 1st 5 california dot com I'm Paul Maxwell with traffic on AM 1220. Savvy investors know where to find the best possible investment advice and according to the financial experts at U.S. News and World Report one of the best podcasts is vocally growth am 1220 K. D.O.W.'s home for ROB BLACK IN YOUR MONEY weekday mornings at 7 now you. Take Rob Black with you in your car on your computer or on your smartphone with the our black daily podcast ranked one of the top 10 financial podcasts by U.S. News and World Report Why didn't I like to explore it Rob Black dot com Hi this is ROB BLACK BLACK IN YOUR money over the years on my radio show I've heard from people like he'll have been burned by buying expensive brand financial products for people that don't have your best interests in mind naturally I've developed relationships with people in the financial industry can trust so we need a new home or refund mortgage or reverse mortgage if you need insurance like home on the B.L.Y. For commercial or maybe you need a financial planner get in touch with me and I'll give you a trusted but actually for all the about me Rob Rob like that comets rob the black dot com. Lifestyles unlimited is the real estate investor education group that has been taking people by the hand and teaching them how to invest in real estate for over 20 years our students have been so successful at creating wealth and passive income that they have won local state and national investor bureau awards 12 of the last 12 years it's easy to see why I think realty magazine named us the best in the US if you're ready to speak your portfolio go to 5 ways make money dot com to access our free life training about schedule are you a responsible person and find yourself growing deeper in credit card debt then get ready for a toll free number that will put you on a path to financial recovery Trinity debt management will consolidate your accounts and work with your creditors you'll save thousands and become debt free for keeps If your debt has you down we should talk call Trinity have 180990697618099069761809906976 let's face it we love Alexis and we love the letter find your favorite radio station this one of course but you could find it's easier if we taught her a simple skill to get started simply say Alexa enable the AM $1220.00 K. To scale after she confirms you can then say Alexa play involved. That's all you have to do intellectual learn how to find us you can listen to us through your Amazon echo echo show echo got Amazon tap devices Alexa What's your favorite radio station that's a 20 K. To tell you. Dr Ford winning chief medical correspondent and Salon POS user Dr Bob Arnot for pain relief the best solution may surprise you I found that so long pause plus works best for my pain it's powerful available without a prescription and uses to anesthetics to numb nerves right where it hurts it starts to work on contact providing an effect of lasting pain relief I can count on so long pause in the silver box with the flu way. I'm Chuck cam like C N B C We've got a NAFTA rally on Wall Street the Dow is up 216 the Nasdaq 71 the S. And P. 20 Mexico says it could announce a NAFTA trade deal this afternoon that would remove one uncertainty from the list of Wall Street's worries another IF has been Tesla Elon Musk removed that Friday when he said Tesla will not go private test the stock down 2 percent today gas prices down $0.02 to $291.00 a gallon as summer driving season comes closer to an end as of today you can buy moose jaws expensive outdoor gear on Wal-Mart's Web site a lot of buzz around marijuana stocks they're all getting higher Canadian pot company has signed on to supply Nova Scotia liquor with a steady supply of cannabis and the U.S. Open tennis tournament begins today in New York with a total purse coming in at $53000000.00 the biggest pot ever each singles winner will get $3800000.00 Chuck cam like C.M. D.C. How do you. a black cock in the money invested in more Thanks for listening to the show. Well hi I'm bring us back from break there right Howard right now. 80161222 get calls on the air it's 80161222 calls there is something in this weekend that kind of. It's kind of interesting. I didn't realize how interesting would be for me to see Attention all for you know I ask myself what I would do if I were tired today and I don't have an answer is the most shocking part I keep hearing from people like financial planners that you want to have a plan before you retire not just a financial plan but a life plan one of things that you can feel accomplishment you know on radio doing the best do the best damn radio show ever but when I retire so I also be doing a radio show and I can't be the best damn radio show ever maybe I'll do like or manage your money podcast brought to you by the old Brad. But I started thinking like do I want to raise dogs that could be used to service animals I want to raise bomb sniffing dogs like don't want to be that guy. I don't know and for the 1st time in my of my adult life I'm actually kind of not scared but like well I'm overwhelmed on What does retirement look like and I want to spend less money in retirement I noticed so you know we do more family but then I kind of start running out of ideas Jet Blue is pissing me off today I want to come up with a list of things piss me off today no retirement plan is pissing me off today Jet Blue is pissing me off today just charged $30.00 for the 1st checked bag and other airlines will follow. So Jet Blue Airways is raising baggage fees becoming the 1st major airline to charge $30.00 for a 1st check back. On even when I know right isn't that just doesn't feel like if you want to charge us to fly charges then why don't charge or backs just be upfront with it say we're going to charge an extra 30 bucks on your. I know I know not everyone doing baggage I know I know it just feels nickel and dime in there dollars the 1st back $40.00 for the 2nd bag current charges are $25.35 so that's a big move up and it's kind of the standard of all major carriers a 3rd bag get this just in case you that person $150.00 tell you get your butt to Fed Ex or U.P.S. And ship it to yourself period. So airline fuel prices are spiking and airlines are scrambling to cut expenses and boost revenue that's called inflation and inflation is the bogeyman inflation is the devil inflation is Jason Vorhees inflation is it's bad Freddy Krueger Freddie vs Jason versus Manson inflation's bad because you'll hear stories from your mom or dad like I remember when we used to fly we used to wear suits. And then inflation scares you all I remember when we used to fly in those $10.00 a bag I remember when I was $20.00 and. And our kids one day will say I remember $30.00 a bag and $150.00 for a 3rd bag wall I remember that. So inflation's what you're fighting in life that's what you need to invest to beat inflation it's that kind of simple I know you're saying is it that kind of simple really is that kind of simple 805161222 calls on the air you know you want talk about we talk about markets are at an all time high Tesla is in the news today. While Tesla A. Lot of people are saying thank you on Musk is a negative for the company but who do you replace. Musk with if you the board of directors you try to fool the world and go with like a mosque where I must be. Or e-mail us could Taro you find someone of the name close enough because pretty much so you're on Musk is that company on a lot of levels to people they so badly need a chief operating officer who's good at. Getting manufacturing on badly need someone who can you know source the products a little bit little bit. Better how there was a bad news on tousle even on Friday last week there are stories of people taking apart the tassels and finding like missing bolt some situations like that. Are they dead now since to know that the test is going to market cap like 52 or 53000000000 and G.M. Is going to market cap of 51000000000. And G.M. Makes a lot more cars but they're also a lot more legacy but great data used to work for General Motors and these don't get a pension is 115 years old I know most pensions are killers. So it probably gets downgraded to underperform today at the $530.00 top U.S. Deal. At Morgan Stanley So me yes something to do with trade or maybe not it's a little tough to always predict this kind of stuff right. 805161228 get calls on the air anything you want to talk about money investing in more other big stories of note today I'm going over there. The extra cost on bags $5.00 to plough I'll get over it maybe I won't be an airline that a fly anymore or maybe I'll get on an airline credit card so when I do fly thinking about bag check for free. I don't know right so pumpkin spice latte speaking of were oh I must be really boring. You know what. I'm going to say I like white cars and you know white clothes and stuff like I'm not like that kind of boring but pumpkin spice latte does nothing for me I don't lose my mind I don't you know stain my pants it's just pumpkin spice latte. No Stop it you're put you're contributing to it don't do that so it's returning this Thursday August 28th the much awaited autumn drink 15th anniversary OK so it shows you that Wall Street's all about products Starbucks about product and Disney's about product the whole 15th anniversary of pumpkin spice latte reminds me of Cinderella Disney keeps her locked up in the basement of of the castle. Every couple years they release a thing and. Kids want to be. Coffee. It's a seasonal thing. You know if you go away. I think. Thank you. They are. Big delays continuing in this area of Compassion International. Solo accident that was blocking the 2nd lane from the left that's been cleared off to the shoulder traffic back up to Thornton and getting there that is slow going from the north 80 that is heavy from 238 pence Davis West 80 lots of slow for the freeway from the coming Sky way to just past university highway for slow. Stretches of. Slow and pleasant and from the double interchange and of the great past. 5 quarters a day you can sponsor a child through Compassion International it's pocket change deal it's life changing for the need be part of the change become a sponsor compassion dot com slash radio that's compassion dot com slash radio. Traffic 20. My average electric bill is just $20.00. A minute. And with one phone call you can. Save. Money. There is a difference among solar companies. Because. Everyone loves sentiment Jepson electric reminds us that every 3 minutes a woman is diagnosed with breast cancer early detection is the key although the risk of breast cancer increases with age all women are at risk if you're over 40 have an annual mammogram under 40 have one every 3 years this special reminder was a courtesy of Jefferson electric and Livermore serving the area with top quality work integrity and dependability or service or an estimate concepts in electric at 100-545-5087 extension 2 there a business that truly cares savvy investors know where to find the best possible investment advice and according to the financial experts at U.S. News and World Report one of the best podcasts is welcome to grow am 1220 K D O W is home for ROB BLACK IN YOUR MONEY weekday mornings at 7 now you can take Rob Black with you in your car on your computer or on your smartphone with the ROB BLACK daily podcast it's ranked one of the top 10 financial podcasts by U.S. News and World Report Why didn't I to support Rob Black dot com Hi this is Rob Black from Rob like in your money over the years on my radio show I've heard from people like you have been burned by buying expensive and wrong financial products from people that don't have your best interest in mind naturally I've developed relationships with people in the financial industry you can trust so if you need a new home or refund mortgage or reverse mortgage if you need insurance like home bottom of B.L.Y. For commercial or maybe you need a financial planner get in touch with me and I'll give you a trusted financially for all email me Robin dot com It's Rob Rob like to come. In Now I thought from Geico motorcycle It took 15 minutes for you to decide to trim your eyebrows. As to whom all off the top. Of your left eyebrow home and frantically tried to place the Brown back on your face my favorite To add insult to injury you could have used those 15 bro raising minutes just with your motorcycle insurance to Geico guy go 15 minutes could save you 15 percent or more. Or on motorcycle insurance. Everybody the security law school buddy to listen to my show real life lesson every Tuesday night at 6 pm discuss what's new and true and more financing and what's happening in your local real estate market after 20 plus years in the business I call like I see it learn what it takes to get back in the game of homeownership listen to a candid perspective about new loan programs and changing guidelines for your 1st time home buyer experience investor call and Tuesday night your questions to real life lead in real life lead Tuesdays at 6 pm on AM 1220 K D O W. Your comments and questions are always welcome visit Rob last one line at Rob Black dot com Now back to Rob Black in Your Money money in 1220 K.T.O. Double. Game. Or a block of money invest in more Thanks for listening to the show. 805161222 get calls on the air anything you want to talk about we can talk about money investing in more. And the NAFTA story is a big strong business story of the day in my opinion but it doesn't take away from other sub stories of both market in our lives U.S. Mexico agreed to a NAFTA deal as Canada awaits talks that's a big thing to remember going back in your brain into that harass Perot and how upset he got about NAFTA and trade with Mexico and how you're going to make America great again something like that right. Present Donald Trump has signed off on a bilateral agreement with Mexico to revamp the North American Free Trade Agreement I heard Mohamed El area on talk this morning and he said it's probably about a 60 percent chance that what Trump is doing leads us to better trade deals I don't know how you handicap something like that but it's interesting to me that we see very much so in black and white. And is that the beauty and gray I don't really know what it is what's good and bad will trump Oh I saw so on there's a 45 percent chance now according to like the guy who does the S.P.N. Stats that Trump gets impeached. By the end of this year and I think that's really coming down to all maybe there's a 45 percent chance Democrats take back Congress I don't know how you know there's more in it than that. When my favorite speaker companies even have a service like Spotify or Apple music for the love of God For the love of Pete or don't listen that stuff on your Apple speakers or your you know $4.00 speakers that have your office so notice makes speakers that are worth listening to and they came public not that long ago and guess what analysts are starting to come out with their recommendations Here's how it works company says we're private we want to come public we want to talk to people to bring US public people have research teams people have got financing teams and sure enough people say well we will scratch your back and lend you some money or stretch back and get your I.P.O. Done we'll scratch your back and do that but you know we want to piece of the banking action and sure enough about $30.00 days after company comes public companies come out and start saying things like we're starting our coverage with a Buy given premium priced hardware with low current revenue it's difficult to see breakout growth. That's not the most positive analysts comment but it's true when you buy a speaker you pretty much suggested after that it's not a lot of Ottomans not a sex appeal to it from a business standpoint hardware now they are in an enviable position I want to analyst says that that's that's a good thing focus on high end speakers but on the negative increasingly competitive landscape. So you certainly get that analysts can teach you what to look for what not to look for and how to feel about it. Any company that it's that out there their 1st opinions on Sun US I like OK here's I'm going to go all the trouble I have standards you know what your standards. I want OK let's go back to dating when I was 18 I was like OK I'll take maybe a 16 year old been anything less than that is just not mature enough and I was 25 I was like a cow dating 18 year old but I think a lesson that's just not mature enough and I was $35.00 I was like OK well dated 21 year old Anything less than that's just not mature enough and you're saying you're climbing a sexist tree and you're have trouble falling out of the sort of not hurting yourself I kind of am but you have standards and for instance I'm using an age standard with so knows they're publicly traded their national public offering so you can call them is this under 18 and that's portfolio B. That's jailbait that's a problem for me I want to company is gone I want to company who's gone through 4 seasons and you're saying Please don't sing a song about seasons don't don't don't do the Seasons of Love Song from rent don't do it say I want to company has gone through a 4 Seasons. You know the year of earnings reporting to Wall Street for times show Wall Street what you want to show them. Let the analysts start figuring out. I can't buy I can't buy Santos until they're least year old I have standards. It's Gillie I get one of the funnier Saturday Night Live characters under-appreciated under appreciated so that's my opinion on on the sauce and I know you're saying but if you you buy Facebook if you hear about Facebook after big debt and a lot of change my mind if someone says big tip I might say to dip your chip in my dip chip I always want to have a friend named Chip and then I want bright invite him over to how dip in chips so I can say Dip your chip in my dip. Chip I know you're saying you really want to for a name check I can find you I get. So NAFTA's out there so this is less than a year old and less as a big big big recall like under the I.P.O. Price like Facebook did just not interested $1.00 in 3 Americans have less than 5000 dollars saved for retirement. Oh I'll tell you what talking about weird sex is statements there's those that have and those that don't have and there's a lot of power with money comes power whether that's a good thing or a bad thing I just think there's some truth in that as much in an H.B.O. Special last night that sports one real sports and they're talking about doing away with and I was fascinated by this they're talking about doing away with the pretty women who are in England darts is a sport I know you're saying no way darts is a sport that people watch on T.V. They go to clubs they pay tickets they watch the best dirt players in the world I know you're saying no I know you're saying it's kind of like bowling no darts is worse than bowling. In my opinion but there's a point in time in Britain where they they're an intern in the U.K. Just off Scotland's coast. That they have these really sexy women like you know booth babes or cheerleaders walk up with a guy who's about to throw a dart holding his arm or him holding her arm and it's just the ultimate in sex and real sports the thing last night or last week I've had it on tape and I like real sports talk shows I actually enjoy when I have sometimes sit down and unwind and they brought up the question of Shouldn't we do away any when they're doing away with the sexy girls the sexy dark girls should we do away with cheerleaders and had one cheerleader head cheerleader from Denver Broncos and she was just adamantly defending like we may call her cheerleaders they either have to go to college full time or have to have a 12 time job show women that they have a career and brag Gumbel and everyone like don't you think it's kind of weird that they're shaking their stuff and do we need that in sports days of the sport enough oh no it's all about the entertainment pockets and I couldn't be more done with cheerleaders but then again I started thinking about it in the question was brought up taking jobs away from people and if a woman has her foot in the world of professional football as a cheerleader at least she has her foot in the world of professional football before we take away that cheerleading job maybe we should find some other jobs that they can go in like some teams like Dallas Mavericks they're going to let skimpy outfits and you can just hear the people Bill there's 2 professional male cheerleaders this year I think one's in L.A. And one I'm not sure you have him I want the Seattle but that may or may not be right and I just hear the drunk guys harassing I can just hear it and I'll tell you what I was 20 that was fine. But when you're when you have a kid you're like Would you please be quiet please just anything other than harass people. So I don't take jobs away from people but it does bring up a lot of hash tag me too and questions on where we're going to send Sidey if we're going to be mad it over sexualizing women should we be over sexualizing women and should women let themselves be over sexualized or is it taking a job is it not taking a job is a pretty good philosophical question and some people can handle and some people can't use what comes down to 0 so I start the segment by saying one in 3 Americans have less than $5000.00 saved for retirement and I want to get back to that because to me that's tragedy vast majority of Americans 78 percent say they're extremely or somewhat concerned about not having enough money for retirement can you imagine of less than $5000.00 and how sexy and how powerful your to be if you have a $1000000.00 retirement and no 33 percent of people of less than $5000.00 Do you realize how much power is going to shift to those who have money in the coming years. But. Well you're poor rich we're in for a change in our society. And one of them in the pay checks are getting bigger than the purchasing power. We have a lot a lot to worry about. Money invested in more. Serious. Players 20. Of slow going on south 80 in this bay area of Positive Coaching Alliance celebrate flights on south 80 all the way down to Mission and earlier accident itself that's been clear northbound heavy from Whipple up to 92 but then a little slow period in stretches past Davis. That is slow going approaching all the way to Ashby west down Highway 4 slows from just after summer. A crawl off the big bridge down just for Highway 4 but then the usual slow to 42 to Diablo and then heavy and Pleasanton from the Dublin interchange and the snow grade past and got issues with high school sports Positive Coaching alliance can help a national nonprofit offers more than a 1000 unlined resources for youth in high school sports coaches parents students and administrator visit. Org I'm Paul Maxwell with traffic on AM 1220 you. You Tube. With this morning Market Street. And. Hundreds of video clips. Subscribe to You Tube. And you won't miss You Tube channel. And were handled. Are you ready for the advantage. Van It's the concierge magazine launch is an incredible opportunity for you for not just another guide who needs another business guy listing we don't we are the concierge advantage guy keeping you on our global mass platform and taking the concierge advantage to the airwaves locally nationally and globally on AM 1220 K.V. Old W For more information visit small business concierge dot visits the following is not an actor but a real life story from Trinity to management's probably been about 10 years ago I had quite a few credit cards the interest on the cards was really high I was making the minimum payments but barely and it was just getting to be too much so I called Trinity if you're in debt and you need help call trinity at 180-990-6976 extension 2 talk to a certified counselor they met with me and they were able to get all of my credit cards in one lower payments trinity will consolidate your accounts into one easy to manage monthly payment put a stop to late fees and overlimit charges reduce your interest and possibly improve your credit score you'll save thousands see did help me learn how to manage my money now you know we have a house and we're doing a lot better if your debt has you down Trinity have 180-990-6976 My name is Holly and I am debt free 809906976 Have you ever wondered of a banks make all their money and want to be on the banks side of the deal at Pacific private money their clients do just that for almost a decade clients of Pacific private money have consistently earned high yields on their investments early returns of $7.00 and a half percent or more secure primarily by California real estate at conservative values as most baby boomers know it's important to earn consistent above market returns on their savings and retire. Accounts high yield alternative investment strategies like Pacific private monies mortgage backed investments might be just the thing you need to boost your income join the thousands of California residents who have learned one of the best kept secrets in investing for more information call Pacific private money at 415832150 that's 415832150 or visit their website at Pacific private money dot com All investments have inherent risk to the market fluctuation and your individual results may vary based on the investment the station does not guarantee nor indorse any investments or investment strategies. I'm Chuck Kamloops E.M.C. President Trump will make an announcement shortly about trade talks 11 am Eastern that's just a few minutes from now the Dow is up 203 the Nasdaq 6717 points higher on the S. And P. On hopes the news will be positive the Nasdaq by the way it now over 8000 for the 1st time ever Tesla stock dropping after Iran must drop plans to take test the private August may have been a hot month for car sales J.D. Power says close to 1300000 vehicles may have been sold even though dealers are offering fewer incentives automaker sales reports next week starting today Jet Blue now charging $30.00 for the 1st checked bag the 1st airline to go that high will see if others raise their prices following suit and the U.S.D.A. Says cargo is recalling nearly $25000.00 pounds of ground beef it might be contaminated with E. Coli that meat was shipped to warehouses in California and Colorado but so far the U.S.D.A. Says no illnesses reported Chuck cam like C.M.C. County votes girls and. Some. Black on black dog. Back to run black in your money on 20 K.T.O. Double. Regina Spektor. I'd like Regina Spektor oddly for many many many many years. Whether it's a song stores camps and laughing way better. She plays the piano and sayings. And I find that is so attractive. On a human being it's clear it's charismatic Right yeah no kidding. Probably not going to win Miss USA on the standards in Americans of belt of swimsuits and answering questions about puppies and posture and white teeth but man you play a piano and you can sing a song and you come from Russia from Russia with love writing Russian born American singer songwriter and passed I've got a great pianist joke but I'm not allowed to tell us Have you ever seen me in person come ask me about my piano joke it's actually a pretty good joke. About one in genie in a bottle. But that's neither here nor there so when she's 9 and half years old her family emigrated from the Soviet Union to the United States do you ever stop and think about words like immigration Imm to come into to leave is E.M.I. We were in these words for reasons right anyhow and anyway I named aggressing I know you're saying if you like greediness back you must like Joni Mitchell Hey Joni Mitchell you know Spector You must like and frankly I hate her ego so I'm kind of pick you know I go about it I did get we're going to Spector at Little Rock sitter about 3 or 4 years ago and now with Mr Berger and it felt like we might have been the only male female couple there so you look at Regina Spektor to go OK to she market to women this she market to women women couples and I you know I don't know that but I can tell you that when you start scene things like that that's when you become a great investor. We've seen that you know Apple going to come out with a bigger phone and Apple's all about being. A status symbol right we don't need a $1000.00 phone we're not going to moon boom boom boom moan to the moon no we're not going to moon we don't need it but yet it is a status symbol and I misplaced my air Pods and I'm distraught I think that in my. I think I know where they are but I think they're 4 miles away from this point in time maybe 250 miles away from now here and there 805161220 tickets calls on the air I have to leave digressed I'm so sorry please forgive me in you want to talk about. So sort of this is pulling back and I do like I.P.O.'s when they get beneath that I.P.O. Price because it tells me something maybe people are misunderstanding big story of the day is Dow or comes from a 6000 level as Trump tweets that a big deal is looking good. With Mexico and then makes me want to pull up the. You marvelous. Subtly thing with Mexico are looking good and we'll see there's a lot of details that we got out. To Steph Curry is the greatest basketball player of all time. Greatest 3 point shooter. He has a personal crusade What's his personal crusade equal pay for women and it kind of makes sense right he's got a strong mother he's got a strong wife and he's got 2 beautiful daughters so if that were you know all you would say. Let's close this pig out in this country because every day. The pay gap is there it's affecting the country and it's affecting women and every day when the pay gap it's in the wrong message to women about who they are the show today has taken on a weird weird. Cheerleaders cheerleader should be banned or not banned. Steph Curry talking about women and getting paid equally women working full time United States made $0.83 for every dollar that a man made you don't think that adds up all asking a man to trade their Social Security with any woman. You know find that most men will be a no no no I don't want to do that and yet. In retirement we're kind of like it's one of the great equalizer right we're no longer all working but some I'm going to paid more than others so I think they're going to be some income inequality not only for those who saved versus who did it but for men versus women so my dad did a good thing with his retirement plan he basically let my mother get full funding of it when he died which was great because you know he got less but over time it's equaled more September is a great time to start thinking about snagging deals I was looking at some apple research today about there are bigger and more colorful phones come out this fall and that just reminds me that the i Phone 7 is about to become a very good deal just like the i Phone 8 not a very good deal a very good deal compared to other new product offerings so September is a pretty good time to consider phones September not so good of a time to get a T.V. There's few excellent times at T.V.'s ones late November when Black Friday deals roll out. Last year Best Buy had a 50 inch Sharp L.-E. D. Smart 4 K. T.V. In-store $479.00. That's a pretty good 50 inch T.V. For K. $180.00. But that comes in November Black Friday or the Super Bowl it's only timed by T.V.'s phones best time if you're cool and you could buy last year's model or the year before model.