0 are liking it. again, thank you for joining us tonight. ms. megyn kelly up next. i am bill o'reilly. and please always remember that the spin stops right here. because we are definitely looking out for you. good evening, i'm megyn kelly, and this is the kelly file. breaking tonight, the white house seems to be in panic mode. they are firing out about the president's explicitly clear health care law which did not turn out to be true. promise, if you like your plan, if you like your doctor you can keep them. we heard it over and over and over again. fact, over ten, perhaps as many as 15, perhaps more million people will lose their plans. and perhaps their doctors. and this administration knew it >> no, they can't keep it. they just got cancellation notices, you can't keep it. the president says you can't keep it. why are you saying you can? i don't understand. >> all right, time has expired. >> joining me notice, the chief legal counsel of the american center for law and justice. i don't want to do broad rhetoric, walk us through it. what did they do? it started with the health and services regulation. kathleen sebelius tightens the noose back in the summer of 2010 right after they passed the law. what did she do? >> all right, so this is the hhs regulati regulations. and in it she re-defines the term "grandfather," with six provisions that eliminates the grandfather policy. there are six ways it could get voided. simple ways such as increasing the deductible, a co-pay, a individual market no longer have the grandfathered plan. all of these people are getting cancelled totday. that is why it is happening, correct? >> that is exactly correct, i'm sure the president will deny knowledge, as jay carney said, it was in context, here is the context, the hhs and the irs in the regulatory process, abandoned the policy to keep the doctor you like, the plan you like, and instead, they're forcing everybody onto obama care. and when that fails, megyn, watch out. it will be single player, which is the plan all along. that is another reason we're not getting real numbers on who enrolled in this program. >> and now they come out, they say it is the insurance company's fault. it is their fault because you made them. >> they're trying to figure out how they're going to comply with this. >> you just heard jay. an estimated 2 million americans recently received notices that their plans are being cancelled. it is expected to go well beyond first? >> we had to destroy your health coverage in order to save it. and this is the bizarre reality, the through the looking glass moment for america right now. we find out even as we speak, the website is down, crashed again. that is not good. if you just got a notice in the mail today from your insurance company that says you're dropped. and if you have a family and you have people and you have medical bills and you are living paycheck to paycheck like so many millions of middle class americans are, imagine the panic that would greet a system log-in, it is broken. or the data that makes it through to the other side is corrupted and we can't even use that. what a panic. >> and they don't know what they're going to get when it is all said and done. they don't know if they get to keep their doctor. what about people on chemotherapy, people who have children who are getting ongoing care from physicians and hospitals. they don't know if they can still go to the hospitals and have doctors. all they know is they have been cancelled contrary to an explicit promise, and now when they go to get coverage, they can't even get on the darn website. >> how about this, we don't even know about the americans losing or have exchange programs through their employers. because they don't come out through the numbers like these droppings do. how many more people will be there shaking at the gates of the website, of this portal, please let me in, i need coverage. this must have sounded a lot better when democrats were doing it in 2009. we're going to blow up the system, push people into the new obama care experience. i bet they didn't imagine that kathleen sebelius would be talking about what she will be talking about tomorrow. >> the answer is they will get on the exchange, better coverage, she told me people paying on their own, doing the hard work, paying on their own, get those policies cancelled they get a bunch of benefits didn't want and in many cases didn't need. now the federal taxpayers need to subsidize their plan that they were paying on their own happily before. quick last word. >> that is the reality. and guess what? kathleen sebelius tomorrow is going to do everything she can not to answer that question. >> we'll have full coverage of her testimony this time tomorrow. we hope you will join us. chris, thank you. >> you bet. >> so are insurance companies the individuvillain? should they have foreseen this, that is next, plus, what did the president know regarding the promise that he made to americans over and over again, was not true. former white house chief of staff, andy card, next. ladies and gentlemen, the president of the united states of america. barack obama. >> thank you, everybody. >> the obama care debate. are there real solutions? a panel of experts on an explosive "hannity" tonight. i've saved $75 in checked bag fees. 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