Impeachment related vote. Get all the highlights straight ahead. Flying under the radar. The Trump Administration is moving to end and obama era policy against foster care facilities, has to do with federal funding while religious organizations say it is way to get those funds without compromising their beliefs but activists say it is discrimination. We will examine and debate is legal battles lie ahead. Fox Team Coverage on the dueling 2020 events, Mark Meredith coming by at Donald Trumps rally and in Iowa Democratic president ial hopefuls wrapping up the annual liberty and justice dinner, the iowa caucus is officially on. It has been a lively and energetic crowd, one of the most important political events of the president ial election cycle. Every frontrunner has been here tonight trying to make one of those breakout moment except beto orourke who suddenly dropped out of the president ial race and Pete Buttigieg has the largest support and loudest supporters and a lot of focus on joe biden and Elizabeth Warren, both candidates attacked each other over warrens 52 trillion medicare for all plan which she insists will not raise taxes on the middle class. Bidens campaign criticize warrens plan saying it hinges on a joint middleclass tax hike in the limitation of all private Health Insurance. Warren shot back saying it was approved by obamas experts was warren did not directly address a medicare plan that is making headlines. Warren touched on it when she criticize other candidate take if they took the stage the night but were not willing to fight for big ideas they wont win. To meet the challenges of our time, we need big ideas, people who are struggling to pay their medical bills, are already in a fight. Reporter under his proposal, Blue Collar Workers will not be taxed and can keep their healthcare. We can do this, we can do it quickly without taxing the middleclass. We can make sure the 160 Million People who have Health Insurance they like and keep it if they want. If not they can buy in. Reporter biden remains the partys frontrunner nationwide but with 93 days until the nations first caucus in iowa biden is showing signs of weakness in the hawkeye state. New york times poll places biden at fourth in iowa. He unveiled a new 4 million ad by in iowa highlighting bluecollar and family values he claims were instilled in him growing up in scranton, pennsylvania, to connect with everyday voters and crucial iowa. Senator Kamala Harris had a good night with strong support, harriss campaign is placing all its efforts in iowa even Closing Campaign offices in new hampshire. Bernie sanders did not appear to have any large support, Tulsi Gabbard did not qualify because she did not have the required two Campaign Offices in iowa. Shannon donald trump slamming the obama admin station, the deep state and Hillary Clinton at his mississippi rally, touting the economy fresh off a brandnew record low, and the latest keep America Great rally. Reporter at the arena it was busy year earlier as donald trump is rallying voters to get them to the polls, and holding the gubernatorial candidates. Todays news is what the president wanted to focus on, the economy added 28,000 jobs, he repeated that message to voters for continued economic success and sticking to candidates he endorsed. Under Republican Leadership jobs are booming, confidence is soaring, wages are rising, crime is falling and the nation is stronger than ever before. We are an economic powerhouse. We have never been in a position like it. Reporter the president covered a number of topics during his rally, went after House Democrats for the decision to formalize the impeachment inquiry process and went after his potential rival joe biden by name, focusing on hunter biden several times. The news used part was when he addressed the decision by beto orourke to drop out of the 2020 race. He had plenty to say about his once rival for the presidency. Beto was nasty. He said he was born fort like he was born from heaven and came down. If that is the case some really bad things happened because he made a total fool out of himself. When beto quit, he quit like a dog. When he quit i said see, people think this is easy. Reporter the president went on to say not enough attention has been put forward on the decision to launch the raid to kill the leader of isis. The president is on his way back to washington and has a busy weekend ahead. Shannon thank you very much. Beto orourkes campaign is notable and not just for his promise on assault rifles. From the beginning he cast himself as a hip and cool candidate hoping to rally younger voters, streaming video as part of his campaign and few data showing millennial voters border between 81 and 96 tells democratic and easy to see why. And Bernie Sanders, among many actively targeting younger progressives. Bernie sanders leaves the packet 23 support among democratic primary voters 1834. He has been pushing the same socialist ideas for decades. Donald trump touting the economy pointing to another round of record low unemployment numbers. Under Republican Leadership jobs are booming, confidence is soaring, wages are rising, crime is falling in the nation is stronger than ever before. How will democrats like Elizabeth Warren who rolled out trillions in new taxes as part of her medicare for all plan against this economy. Jason nicholson clinical professor of law at cornell, with the legal insurrection website. Lets start with this. Senator warren says this, my medicare for all plan, give everyone good insurance and cut healthcare cost. Without increasing middleclass taxes. Back to you both. It is not possible. All the analyses that came out today, the plan includes aggressive assumptions about the components, cost savings, incomes that will be generated, taxes that will be generated from high taxpayers and no one thinks it is realistic and that is the problem with it, shes going to take insurance from hundreds of millions of people, that is a certainty. You can keep your plan if you like it, her plaintiff you cannot keep your plan even if you like it and what do we have . You are going to lose private Health Insurance, you will get a promise from her, which even liberal leaning organizations like the New York Times of analyzed as being unrealistic and it is unrealistic in so many ways, and her promise. In many ways i agree with him. Bernie sanders is more on the level that middleclass taxes are going to go up but you will save money on healthcare costs. The vast majority of americans will save money. The problem with Elizabeth Warrens plan was the payroll tax. Middleclass people will pay on the front end or back end. What you will see is a workforce, a lot of businesses, when their payroll taxes go up there workforce shrinks and that is one way the middleclass will pay for it. The other way to pass on to consumers. I understand she didnt want to say we will raise your taxes, she thought that would be a republican talking point but i think she should come out as Bernie Sanders said and say we are going to raise your taxes a little bit but it will be to your benefit in the long run. Shannon there are some establishment democrats, and they dont think it is going to work in the general election. Politico has a piece, the issue obama across the Democratic Party ordinary voters, senior strategist and healthcare wonks are increasingly nervous the candidate many believe the most likely nominee to face donald trump has burdened herself with a policy that in the best case is extraordinarily difficult to explain it is in the worst case could make her unelectable. Weigh in on how this plays. I dont think it will do her in. Most americans want universal healthcare. How that is achieved, i dont think americans are concerned about how we achieve that. People want universal healthcare when you think about deficits and all that kind of stuff i dont think that factors into voters. They want someone who is truly devoted to making sure they have the healthcare they need and are not overburdened. Shannon people will favor some of these ideas but when you ask are you going to lose private insurance, our taxes going to go up, are you to be delay treatment or see doctors support falls away very quickly. That is the problem with Elizabeth Warren. It scares so many mainstream democrats. Medicare for all sounds great in concept but when you turn to 140 Million People and say we are taking away of the insurance you have depended on and what is the guarantee, it is a promise based on assumptions that wont come true. What people want is choice. They want to control their own lives and that is missing from bernies plan and Elizabeth Warren. They are taking away the individual choice americans make. Shannon some are still stinging from not keeping the plans they thought they would keep under president obama so they need to be some convincing done. Thank you, good to see you both. The latest on the impeachment inquiry against donald trump, nancy pelosi hinting they may expand the program to include information from the mueller report. The moment that he thinks will backfire on democrats, more on this hot topic. Reporter the white house is the president is his own best spokesman. Press secretary Stephanie Grisham seemed to pull out a new page in the strategy. We are hopeful everybody will come to their senses and realize the president did nothing wrong but we are prepared for impeachment to happen. Reporter by slim majority the American People want it to happen. According to a new abc Washington Post poll 49 of americans now support impeaching and removing the president becoming independents it is split the other way, 47 favor removal, 49 oppose. According to the survey 18 of republicans now support removing donald trump and in tonights rally the president slammed the impeachment process but he thought it would help republicans in the elections next week and especially in november 2020. The democrats outrageous conduct has created an angry majority that will vote many donothing democrats out of office in 2020. Back to the polling 52 of americans say democrats are investigating trump because they are mainly interested in hurting him politically but when asked why republicans were defending him 55 say republicans congressional support is politically motivated. Nancy pelosi says democrats havent made a decision about impeaching the president. Listen to her tonight and be the judge how open her mind really is. You dont need quid pro quo it is quid pro quo. You need to quit and it was there but now we are learning about the rest of it and on that conversation the president of the United States in my view violated the oath of office to the constitution of the United States. Reporter take note, that is different from what is in the rulebook, the constitution says the president can be impeached for high crimes and misdemeanors. Over the last 24 hours democrats have moved the goalposts lightly but significantly saying they might bring articles of impeachment for things and related to ukraine. 11 obstruction of justice provisions in the mueller report. Some of them will be put as for whether democrats prejudged the case reporting shows even before yesterdays vote for the inquiry democratic leadership believed they had the votes for actual impeachment without further investigation. Shannon another busy week of closeddoor hearings, thank you. Has the deep state been exposed . Former intelligence publicly embracing what they want call the wild conspiracy theory. Our panel on deck. Nyquil severe gives you powerful relief for your worst cold and flu symptoms, on sunday night and every night. Nyquil severe. The nightime, sniffling, sneezing, coughing, aching, stuffy head, best sleep with a cold, medicine. Here, hello starts with hi mple. How can i help . A data plan for everyone. Everyone . Everyone. Lets send to everyone [ camera clicking ] wifi up there . Ahhh. Sure, why not . Howd he get out . a camera might figure it out. That was easy glad i could help. At xfinity, were here to make life simple. Easy. Awesome. So come ask, shop, discover at your xfinity store today. Thank god for the deep state. I mean everyone here has seen this progression of diplomats and Intelligence Officers and white house people creeping up to capitol hill saying these people are doing their duty responding to a higher call. Wednesday cried as a white ring conspiracy to him now selling widgets thanks to current and former intel officials. Former acting cia director saying americans should be thankful for the deep state. John brennan was at the event praising the concept. Bradley mouse, former assistant attorney general john you for more. The New York Times talking about this issue of donald trump saying the deep state has emerged from the shadows past and present to block cooperation with house impeachment investigators and provide evidence that largely backs up the still anonymous whistleblower. Your reaction . There is undeniably a break between the president and Intelligence Community but i dont think it is because the Intelligence Community is safeguarding their public from a road president. This break goes back to the beginnings of trumps entry into office when the head of the fbi jim comey tried to provoke the president into taking steps to independent counsel and you have people like brennan and jim clapper, heads of the intelligence committee, to attacking a sitting president , can think of a time that has happened before when they accused him of thinking he was a russian intelligence agent. Because of things like that i dont blame donald trump for being suspicious of the Intelligence Community and trying to oppose his agenda. Shannon we understand us attorney john durham who is conducting a probe into the origins of the russia investigation plans interviewer wants to interview brennan and clapper. That would be what you would expect if it is a wideranging investigation looking into anything and everything that went down as far as counterintelligence investigation was conducted, the original predicate whether all rules were followed and complied with. I have no problem with that and im sure they will happily sit down for those interviews with what john brennan was saying, they are playing into the president s game because it gets into the president s skin. Hes been talking about the deep state for 3 years, he called them the deep state for so long it would eventually play into the game, we had the big evil deep state, watch out for us, the bogeyman. Shannon folks who have been raising that phrase and talking about it for months if not years it is interesting that now, lets talk about timothy morrison. We have a deposition behind closed doors at the next phase of their impeachment inquiry, there has been debate over timothy morrisons testimony because we dont know. It is behind closed doors. This is part of the opening statement. I was not concerned if anything illegal was discussed because he was actually on the phone call, the right and the president s support our celebrity this guy saying he defame the whole argument. Thats a narrow understanding of impeachment, you dont have to commit a crime to be impeached, the phrase is treason, bribery or other high crimes and misdemeanors, the founders thought that included abuse of power. Morrison doesnt add much new. We pretty much have the facts of what happened because of the white house release of the phone call transcript. Sounds to me like there was an implicit quid pro quo, Ukrainian Military aid in exchange for ukraine starting an investigation into the bidens. The real question we are to be debating is not whether someone was on the call or not but was is a high crime or misdemeanor, enough to remove the president within a year of an election . Shannon the Editorial Board to your point about quid pro quo said democrats want to impeach him for asking for government investigation into a political rival for corruption though the probe never happened and for withholding ukraine in the end wasnt withheld. The impeach or is have the burden of showing why this shouldnt be left to the judgment of American Voters in 2020. Is the president so special he is exempt from the same criminal elements we usually use to put other people in jail . The conspiracy charge. We have people in jail who never committed the crime. They still tried. If the wall street journal piece is saying he is too inept to pull it off he is still the president. Unless we take away his authority which im not suggesting you have to go through with the impeachment process one way or another. You dont make special rules. Shannon what they were saying was not that but none of this came to fruition. There is a lot of room to discuss what he equates to a high crime and misdemeanor. The house is on the project. Have a great weekend. Breaking news from the white house, the number of refugees they are ready to allow in next year. Allegations of rampant corruption involving leaders of one of the nations biggest unions. Fox news at night investigates next. [mom] is he ok . [doctor] hes perfectly healthy, except i still need to write him a prescription. [female narrator] learn why the American Academy of pediatrics now encourages doctors to write kids prescriptions for play. Go to the genius of play dot org. No, just a sec. What would it look like if we listened more . Could the right voice, the right set of words, bring us all just a little closer . Get us to open up . Even push us further . It could, if we took the time to listen. The most inspiring minds, the most compelling stories. Download audible and listen for a change. Shannon breaking just minutes ago the white house officially lowering the amount the white house officially lowering the amount of refugee admissions into the country capping at 18,000, the lowest number of admissions allowed since 1980. The refugee ceiling was 30,000. It is becoming a possible murder witness was police in florida seeking recording this of a deadly fight. And appointee the bed frame post during a fight, pulling her off the bed. Investigators turning to see what it may have reported during the struggle. Allegations of corruption in the auto workers union, highranking official charged with embezzlement and fraud. Newly negotiated deals, mike tobin looks at the alleged scheme. A raid on the home of United Auto Workers president gary jones last august continues to generate criminal charges and continues to move closer to jones himself was a criminal complaint filed thursday in federal court charged an associate of jones and repeatedly references uaw official a once the Detroit Free Press citing Anonymous Sources identified as jones. Another reportedly is former president dennis williams. Concessionary contract after concessionary contract and they have been stealing from us, negotiating for themselves. Reporter jones speaking about negotiations with the company. We have seen record profits from American Companies and they translate to our members. Reporter the complaint alleges dues which came from the members were embezzled by a number of top Union Officials who buried their luxuries as official offenses the two purchases of cigars and 13,000 and above. Almost 20,000 in greenpeace, golf clothing and equipment. Several meals, some reaching 10,000 were Double Billed to union funds, the cash split by officials. In some cases checks were generated out of Community Action counts. The complaint alleges 1. 5 1. 5 million were embezzled and hid from the irs. Witnesses said cash and golf clubs were taken in a raid on joness home. The complaint says the day of a raid 32,000 in cash was found at the home of official a. A spokesman for the union issued a statement to foxbusiness saying we take any claim about the misuse very seriously. The uaw is grounded in the principle of putting members first. That believe has never wavered. There are two charges, ambivalence and tax fraud, robinson could look at 10 years if convicted, the 12 present charged as the federal government continue to scrutinize United Auto Workers. Shannon the trump admin station plans to end obama era regulations it says targeted faithbased adoption or foster care groups, details and debate next. Drones getting in the way of california firefighting topping the western roundup. As authorities fight the maria fire north of los angeles their aerial support was grounded because of private jones drones in the area. The ninth time drones have gotten in the way of firefighting this year. 9000 evacuation still in effect tonight is crews battle the fire inventory county, check out this video from the alert wildfire program, a camera catching the moment the maria fire started. See how quickly when they speed it up it spread with the gusting santa ana winds. Californias proposition 47 passed in 2014 reduced the penalty for stealing things if they were valued at less the 950 from a felony to a misdemeanor which usually means no jail time. Shop owners are blaming that law for a spike in shoplifting saying it incentivizes stealing to turn around and sell things on the black market saying shoplifters have 0 fear of actually being arrested. California Highway Patrol getting multiple calls about a man reportedly waving down cars and trying to sell them jewelry and asking for money to buy enough gas to get home out of state. Officials say it is a scam warning drivers not to stop for this guy, describing is 20 or 30 years old, of middle eastern descent and driving a black suv. If you see them call 911. Las Vegas City Council passing unique parking policy. Anyone who gets a parking ticket between october 16th and november 16th can pay off their fine with food donations. Oh, its back with shrimp now steak lobster starting at only 15. 99. Hurry in before these three are gone again. Outback steakhouse. Can you tell me the story again . Every family has their own unique story. Give your family the chance to discover theirs this holiday season, with ancestry. This seat . This seat is reserved for the restless. Those who need to move. And roar. And ride. Up, down, over. Powering through. This seat is for those that get down in it. Into the fray. The arena. This seat is not for spectators. Gladiator shannon schools across the country considering curriculum advocating math as oppressive and possibly racist saying it is aimed at ending inequality. A few months ago a review panel said the nations Largest School system in new york proposed eliminating all gifted and honors programs. We examine how other School Districts are voting increasingly progressive plans. Anita vogel has this. The sweeping changes will affect them across the country. They are speaking out. Seattle Public Schools presented a plan for math, the ethnic studies framework with goals to identify the inherent inequities of the standardized testing system used to oppress and marginalize people and communities of color and explain how math dictates economic oppression. In maryland, one School District introduced a proposal to integrate schools for the achievement gap which basically meant buzzing 7300 students from schools with higher test scores to other schools with lower scores and vice versa. Parents from all racial backgrounds who lived there for many years led a protest saying they werent going to take this sitting down. Do not take unity out of community. Ive never been involved in organizing our community but busting out kids for unnecessary reasons in the name of socioeconomic condition based on flawed research. Reporter as we mentioned at the top in new york city the nations Largest School system a panel appointed by bill diblasio proposed to eliminate the citys gifted and talented programs to promote racial integration. According to the New York Times, in 2018 the citys gifted classes were made of 70 white and asian students, the plan would end the practice of School Screening kids by exams and grades but could have also resulted in many families leaving the system altogether. The panel was put together to address an issue facing american education. How do we i diversify our classrooms. How do we address segregation in communities that obviously affect our schools . Reporter after a lot of criticism the mayor says he will delay making a final decision on reworking the districts gifted and talented program until sometime next year. Plans to diversify curriculums in several other states are moving forward. Shannon thank you. A fox news alert, newly proposed regulations set to end the obama era policies restricting federal funds from flowing to some faithbased adoption and foster care groups, a move religious organizations say is long overdue but progressives argue the administration is legalizing and endorsing discrimination against the lgbt q community. Lets discuss with contributing editor kathy a route and video columnist stephanie hamel. What this equates to is there was a regulation couldnt close Catholic Charity groups that have adoption agencies and they say we prefer to place children with people who share our catholic faith or believe in traditional marriage, not samesex marriage and i talked to an attorney who said they never had a samesex couple come to them but they are being sued over this was the Trump Administration says they are trying to help out on in front. They are moving forward with this and i have been tracking this for a while and talk about this quite a bit. The attack on religious freedom, seems there are so many attacks from the left on religious organizations when it comes to christian organizations and if you look at this i see it as charities have to choose between the religious views and beliefs, putting that before helping the needy and that is what this case, as you pointed out, this charity is being sued over something that is never even encountered. I think people shouldnt be discriminated against but religious people should be protected. Shannon tony perkins said the need for this action is evidence, travel up on religious freedom protection in the first amendment, and a decline to leave their faith at the door. Do they have to choose between the two things. Hhs is in charge of this plan. For health and Human Service administration, hhs, i am a raised catholic, you need to put the needs of the needy in front of religious beliefs when it comes to these issues, the needs of children and the needy have to go first and then our religious beliefs need to come second. Of family does not fit religious needs, those children will go without. The case of a family does want to adopt and take care, they cannot. This is in place to make sure the needy are not left out, religion has to be set aside to help the needy in our country and im a religious person. Reporter the attorney handling the case said they never had anybody come to the with this but there are many other agencies that offer this, we would just refer to one of them. If that happens that is their plan for the aclu saying religious liberty is not a license to discriminate, the needs of children in the foster care system Must Come First and that is the argument kathy is making. It is a fair argument and i see where she is coming from but this obama era rule didnt help any of the children in the foster care system. It hurt them because a lot of these catholic organizations and foster Care Organizations had to shut down because they didnt have the funds to keep going and couldnt fight the lawsuits. No children were adopted through those means. Lgbt couples could adopt children because there are several other organizations they could go to. I see people trying to find an area or problem where there wasnt necessarily a problem. Shannon final word to you. It was their choice. They turned away those needy because of their religious beliefs. The Obama Administration did not have anything to do with those kids not being helped. It was those organizations that put religion first. Shannon i have not heard of that but people will tweet and let me know. We will follow all of these cases, thank you very much. Night court convenes next. A tennessee man taking popeyes to court saying he was devastated and emotionally damaged when he did not get his hand on their delicious chicken sandwich. You dont want to miss it. Ady. But one thing we could both agree on was getting geico to help with our renters insurance. Yeah, switching and saving was really easy drink it all up. Good could have used a little salt. Visit geico. Com and see how easy saving on renters insurance can be. The amount of Student Loan Debt i have, im embarrassed to even say. We just decided we didnt want debt any longer. I didnt realize how easy investing could be. Im Picking Companies that i believe in. I think sofi money is amazing. Thank you sofi. Sofi thank you, we love you. Shannon listen up, the sandwiches b foodys listen up, the sandwich is back, popeyes chicken and sandwich which sold out after two weeks after the debut officially returning to popeyes nationwide sunday. Thats not stopping a tennessee man from taking popeyes to court over the sandwich shortage seeking 5000 in damages alleging the fast food chain wasted his time and engaged in false advertising and claims the company is liable for damage to his car he says he incurred when driving back and forth to a bunch of popeyes locations searching for the chicken sandwich. The case is set for trial in january. The legal eagles, Robert Pattillo and Legal Affairs reporter alex lawyer. Im trying to be a host and not laugh about this, the man is very upset and i love chicken sandwich myself but hes going to court over this. Exhibit a, heres what he said. I cant get happy. I have the sandwich on my mind, i cant think straight, it consumes you, totally deceptive. Who runs out of chicken . It is a big fiasco, someone has to big stand up to big corporate. Everyone is captivated by these sandwiches. Everyone it just up over them. It is understandable, the sandwich is delicious, it is an amazing world changing sandwich. There are millions of youtube reviews around, people lined up around blocks, people climbed windows. A very cultural sandwich for this generation. Shannon it is a moment. Like friday you go to best buy and you have the 80 inch flatscreen for 10, there are five of those, limited supply marketed as a limited run and the bottom of the advertisements a limited time, limited supply subject to availability. There is no claim for false advertisement, just because he did not read the fine print or use a telephone to call ahead to find out if they had sandwiches at the location does not mean he is eligible for damages. Even damages to his car could have been avoided with any amount of Due Diligence to ensure these locations had them before driving there. Shannon he had to get out and drive around and local news stations talked about the parking lot and you can see the damage. He said he wasted time, there is wear and tear on his car driving to numerous locations, emotional damage, the trial to start january 8th. Popeyes marketing quoted in time magazine, popeyes head of marketing tells time the Company Expected a high volume of customers and ended up seeing far more than was initially forecasted. The problem was mostly in the supply chain. The president of popeyes for the americas tells time we literally ran out. There was no more chicken for the chicken sandwich. Here is the problem with this individual lawsuits. They also didnt say subject to location. There should have been a disclaimer not all popeyes might have the sandwich. And a limited run so the wall street journal reported they expect only to have maybe 60 sandwiches sold at each location per day and they had thousand so it suggests they were not ready for this. Shannon if there was limited time and a warning there was going to be limited option apparently the wear and tear on the car is 1500. I thought about this, they couldnt just say we will settle with you, give you one chicken sandwich today and per year and it would be less than 5 grand, it would save everybody many. Corporations cant be extorted by people filing frivolous lawsuits for the purposes in his mind he doesnt feel he said it was driving him crazy. He could not be happy because he can really think about the sandwich. They ran out of sandwich, chickfila is still open, kfc had a chinos chicken sandwich. There are other chicken sandwich options. This is the holy grail chicken sandwiches clearly that does not justify you being able to write off Emotional Distress or damages based upon trying to order you might want to be in a popeyes that carries it. Go to the grocery store, deep fry a sandwich and you will be fine. Shannon i want to know where craig will be on sunday. This is a real case we will follow in january. Thank you to our legal eagles for breaking it down tonight. Check out our midnight hero, ricardo rivera, a priest in fort lauderdale, florida joined the dance team, stole the show during a pep rally, earned himself the nickname the dancing priest. Father rivera, for your moves and the nerve to get out there like you did, we like what you are selling or buying. You are our special midnight hero. We leave you with a little more of father riveras moves tonight. Maybe you will do the same over the weekend. In the meantime, mostwatched, most trusted, most grateful you spent the evening with us, thank you for watching from washington, i am shannon bream. Usaa took care of her car rental, and getting her car towed. All i had to take care of was making sure that my daughter was ok. If i met another veteran, and they were with another insurance company, i would tell them, you need to join usaa because they have better rates, and better service. Were the gomez family. Were the rivera family. Were the kirby family, and we are usaa members for life. 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President trump he says have you ever stood on the floor and speak . Hes waving his hands and i said what is he doing, what is he on . And made the statement, he was born for this. I used to have guys come into my office. Sir, im the greatest salesman. The truth is anybody that says they are a great salesman, usually they are not a very good salesman. Its true