to pay more because their wages are going up. the wages aren't going up as fast as the prices. as this sinks in and about $2 trillion of stimulus funding that people carried over gets eaten away, the rubber hits the road. until real wages are rising, wages faster than prices, that will be the change. >> charles: you feel like that has to be around the corner. savings look like they're dwindling here. >> yeah, there was an enormous savings boon. people couldn't go out and that savings rate has gone back to more typical numbers. the accumulation of 2020-2021 has been eaten away and what can you live off of in your day job and the raises that you're getting there. those raises are not big enough for people to continue to spend at the rates we like them to. >> charles: and we'll be reminded of that thursday when