different population so how it will play out may be different. i would continue to say take your covid prevention measures seriously because you don't want to get sick from this virus. >> very serious. have fun, happy holidays. thank you for your time. merry christmas eve to you. so here's a gift that keeps on giving. stocks. but will uncertainty over the economy and omicron deliver a lump of coal in 2022? we'll debate. tipping during the holiday season. you're watching "your world." ♪♪ ok, let's talk about those changes to your financial plan. bill, mary? hey... it's our former broker carl. carl, say hi to nina, our schwab financial consultant. hm... i know how difficult these calls can be. not with schwab. nina made it easier to set up our financial plan. we can check in on it anytime.