hindered from because they're swallowed in debt from students from student loans. dan: okay, listen i understand your point there but here's the issue see the stat appearing on screen there crystal 22% of the people who are being helped by this -- are the wealthiest among us and 8 and a half% of people helped by student loan scheme here are in the bottom 20%. so this is a program i just gave you the numbers. that almost exclues ofly benefits people at the top because people at the bottom are paying taxes to pay off the loan for the people at the top. so i don't get it like what is it? >> well, that's just not true. there are many americans who are benefiting from student loan forgiveness, those who have, you know, permanent disabilities loan forgiveness programs that president biden current president is attempting to address improving those programs making sure that people who have permanent disabilities they're t their student loans are erased