only the second time in our history, see nationwide home prices decline. so this idea, it now is the time to encourage people who can't otherwise afford who can't otherwise afford to do soot is really, really sor dangerous. these people will probably be underwater in their homes be underwater in their homes then what? then what kind of policy arer to they going to prescribe? you know, i shudder to imagine. and , you know, it goes without saying, tucker, should that the reason homes are increasingly unaffordable for people is because we havwe havet over a decade pushing moneye into this economy. with reckless monetaryonomy wi and fiscal policy that inflated a massive bubble in housing. but now the fed is raising rates to dampen. so you have a combination of inflated home prices and higher interest rates that have made it unaffordable. it's not racism.da it's makinmpg homes unaffordabl. it's reckles os policyf , and they're layering more reckless policy on top to solve it.