surprise getting all that money when they get in the student loans are not necessarily spending on school stuff. >> this is against white people sometimes question some of what you're saying. this is a survey student loan recipient 73% of applicants that are likely to spend their extra money on nonessential including vacations, smart phone, drugs and alcohol. they admitted that to the poster. >> who is this poster? [laughter] nbc news. >> like you made this one. >> this is why bill maher is a very watchable show. he is unpredictable he does not toe the party line. he came prepared for the interview but one last point in terms of numbers 34% of americans have a bachelors degree. one third period what about the other two thirds? what is that say to those people