Americans are waiting to the last minute to file their taxes. Gerri everything you need to know in our users guide to taxes. Also an, consumer warning about debit cards and outrageous fees some are now charging. Consumer reports is here with a list of the best and worst supermarkets in america. All that and more coming up on the willis report, where consumers are our business. Gerri new questions tonight over the safety of older model Jeep Cherokee and jeep liberties. The new attention comes after 150 million judgment against chrysler and potentially lethal location of those fuel tanks. Fiat chrysler insist the jeeps fuel tank design is not defective. Former nhtsa administrator Joan Claybrook says it is. President emeritus of. Welcome back to the show. The design has been criticized for years. Is it safe . No, it is not safe. This vehicle should have the fuel tank relocated or replaced. Unfortunately the way it was designed by chrysler it is way to the rear of the vehicle, behind the axle and it is low. So in rear end crashes likely to split or, have some defect come through and the fuel leaks out and then it catches fire. And a fire hazard is the worst. You can possibly have in an auto crash. Gerri i want to show you, show the audience why were talking about this tonight. A little boy 4yearold from georgia, recommend my walden was killed in one of these vehicles when it was rearended the way you just described. Thats why were talking about this story tonight. Joan chrysler says the vehicle, youre seeing vehicle right there after the accident. Chrysler says the vehicle is safe and that the design met or exceeded regulations when it was built. Nhtsa even gave it their okay. Why . Well nhtsa didnt give it the okay. What nhtsa dade they negotiate ad recall with chrysler for these vehicles which are getting older and older and still harming people. The vehicle has been redesigned in 2004 and there have been no deaths from fire in the redesigned vehicle with the fuel tank moved. So, this is a very dangerous design. Gerri but older cars are still on the road. They are. Gerri some have been recalled. Some have been taken back. There is even criticism of the way these cars are being modified to make them safe. Are you satisfied with the fix . Absolutely not. They have decided to put at fake trailer hitch on the back of the vehicle. When i say fake, it is a trailer hitch but it doesnt have all the steel and other parts if you were going to use it as a trailer hitch it would have to have. So people will not understand that this is not a real trailer hitch. What chrysler says is, that trailer hitch protects the fuel tank. Tests have shown that is not true. Even executive Vice President of chrysler testified the trailer hitch is not going to protect the fuel tank against splitting. Gerri shouldnt nhtsa reopen the investigation . Shouldnt they do something more aggressive here . Where is the regulatory arm of the government that is supposed to oversee this . Well the regulatory arm of the government a yearandahalf ago under now departed head of the agency and secretary of transportation cut a deal with chrysler. They said we wont require you to admit this is defect but please do something to fix it. They proposed, chrysler propose ad trailer hitch, a fake trailer hitch. The government accepted it. So now, this case has been finished. I think that it is time for the government to take another look at it although you know, they have a million things to do at that agency for auto safety. So it is really ridiculous for them to have to go back and do this all over again. Gerri how hard can it be . Not like they dont have the facts in front of them. They reviewed this before. They have seen what happened. We have seen as many as 75 people die in just this kind of accident with, back ended, rearended and the tank blows. Thats recently. I think that there are 160 some deaths from just the fire part. That is they didnt die in the crash. They died in the fire. Of course if you have a little child in a child seat, very hard in a fire case to get that child out of that fire seat. That is what happened in the georgia case. I think the government needs to do within more test, probably. To test the trailer hitch fix. The fake trailer hitch fix. And then ask the company to relocate that tank or to put some steel behind it so that if there is a rear end crash it wont harm the fuel tank. Gerri joan, quickly what do you do if youre a consumer you own one of these vehicles . I do everything i could to get another vehicle. Gerri okay. That is not what i would call a vote of confidence. Joan, thanks, for coming on and give us Straight Talk tonight. We appreciate your time. Okay. Thank you. Gerri with us now accident attorney jeb butler, who just won that 150 million case against Fiat Chrysler because of the issue with the fuel tank. Jeb, welcome to the show. Great to have you here. Weve been talking about your family youre representing, little remy walden who was killed in this accident. Tell us about this family from your point of view that you represented. What happened in this case . Well, first about the family they have been an honor to represent. As a lawyer these are types of clients you dream about. Theyre good folks and theyre tough. You probably know this, gerri but this verdict was the first case that chrysler ever allowed to go to trial involving postcollision fuelfed fire, basically a fire following rear impact in the jeeps with rear tanks. The reason for that it is tough to do, going all the way through trial. We just finish ad twoweek trial after three years of lit litigation. Gerri that is for sure jeb, but you must have been pretty confident in your case to two to jury trial. I want you to tell me chrysler is saying that the fault lies with the people who ran into the rear of the vehicle. How do you respond to that . Chrysler knows what every american with any common sense knows, that rear impacts happen. It is one of the most common kinds of collision out there on the road. Most people have been involved in or no someone involved in one of these wrecks. The real issue though, the first and fundamental rule of gas tank design is this. If the crash doesnt kill you, you should not burn. Put a different way, if your wreck doesnt kill you, your car shouldnt either. That is the problem with these jeeps. Foreseeable rear impacts can have these horrific consequences and took remy walden es life. Gerri chrysler said they redesigned the thing so the gas tank isnt in the back where it is so vulnerable. Is that a tacit admission there was something wrong with the original design . Well, i think so. I believe our jury, if they were here to speak would also think so. Chrysler interestingly denies that. That is one of the things so frustrating about this issue, chryslers repeated denials there is any problem. One of the crucial parts of our case was showing the chrysler knew there was a danger and failed to issue any warning about the danger. Now, the evidence of the danger is strong and it is common sense. I think you just spoke with miss claybrook about some of that. Chryslers refusal to acknowledge the danger and issue warning is troublesome. In fact Sergio Marchionne said over and over again, these jeeps are absolutely safe end quote. That is not true. Gerri i believe you had sergio marshy own knee testify in the trial, marchionne, which is remote. Do you have a bunch people calling we want to sue too or do you have a class action . Where does this go from here . Where it goes from me here is tough for me to say. It depends on vivid people and individual cases. I will say the evidence we gathered in this case i hope prove helpful to other victims of these jeep fires. Gerri going to tell you this little boy, Remington Walden so adorable, heart breaking to hear that picture. Goodness. Jeb, thank you. Appreciate your time. Thank you, gerri. Gerri still a lot more to come this hour including the kickoff to our weeklong user guide to taxes. Next the perfect storm of bad economic news. Is the u. S. Heading straight into another recession . Let us know what you think tweet me gerriwillisfbn or send me an email. Or go to our website, gerriwillis. Com. Well be right back. When the moments spontaneous, why pause to take a pill . Or stop to find a bathroom . Cialis for daily use is approved to treat both erectile dysfunction and the urinary symptoms of bph, like needing to go frequently, day or night. 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Whatever i can do to help compute a cure for cancer, thats what id like to do. Gerri are we staring down another recession . The atlanta fed slashing First Quarter gdp predictions to zero nada growth. Plus democrats are changing their tune on Social Security. So what should seniors and taxpayers expect in 2016 . We have the latest with fred barnes executive director for the Weekly Standard and rich lowery, editor of national review. Welcome to you both. I want to bring up a couple of numbers here to get started. This was the number of jobs added in march. We got the numbers on friday. People are still in shock. We were expecting 245,000 jobs added to payrolls. It was 1 it 6,000, a huge difference 126,000. Rich to you, im wondering a lot of people are asking the question, are we headed into some sort of recession and are politicians starting to think, well, i better start changing my tune . Its a sign certainly were in a continued muddle. There was disparity between the gdp numbers and employment numbers for a while now. Now were seeing convergence with the employment numbers coming down. It has been conventional wisdom for a while gerri, 2016 economy will not be issue anymore. To extent issue it is huge benefit to the incumbent party, white house, democrats. If this trend continues that will not be the case. Gerri i have to tell you if this trend continues it will be worse than that i want you to hear a couple of sound bites. The first is the president , defending economy. Second is george will speaking some truth this weekend. Listen to this. That adds up to three million jobs over the past year more than 12 million new jobs over the past five years that is the longest stretch of private sector job creation on record. During the reagan record there were 23 months of jobof over 300,000. Reagan had a month of job creation of one million this was at a time when there were 75 million fewer americans. Fred what do you make of that . I was blown away by those numbers. To hear those two things together, is eyeopening. What do you make of it . Well, im old enough to have lived through the reagan boom and now the obama, maybe not a bust but certainly isnt a boom and there is a big difference. You know, when you said that the jobs were about half in march what were expected well they also reduced the number of jobs that had been said to have been created in january and february by about 70,000. The trend, the trajectory is terrible. 5 growth in the Third Quarter of last year. 2. 2 in the final quarter. And now the atlanta fed is saying zero percent growth. It may be a little better than that, but it will be lower than 2. 2 . That is a terrible trajectory. Gerri you bring up the number i was going to bring up, projection from the atlanta fed is 0 growth. It aint negative but it sure aint positive. Yep. Gerri rich financier youre politician, say youre running country and president obama, see numbers like these, you must be shaking in your boots . Of course. Everything should be oriented how we get economy kicked into higher gear. Were off on other issues like Climate Change will at least at margins, probably much worse than that depress economic growth. And when you have an economic recovery, that hasnt been felt yet by most people even when the numbers have been better than what we see coming down the pike that is just crazy, not to focus growth as your foremost priority. Gerri things like income inequality get more money to poor people, on and on it goes. Fred, i want to talk to you about the Social Security idea that the democrats have. Okay. Gerri they want people, retirees to have more money in retirement and think the government should provide it. What will they pay, how will they pay this tab . Lollipops and rainbows . How do we get money to do that. There are lots of ways to do it but republicans wont vote for it. One of the things obama always wanted to do though he never proposed, get rid of cap on income subject to Social Security taxes, it is 117,000 a year, 120,000 a year. If you lift the cap, which would be the worlds biggest tax increase it would, raise a lot of revenue. Probably in short order would, it would crash the economy, but that is one way you can do it. Look, this issue of actually raising peoples Social Security benefits beyond just the normal cost of living increase going to become the chief democratic talking point in 2016. The partys been moving to the left. It is champion on the left. That is where all the energy is on the Democratic Party. Wait until one person, you will know it has taken over the party, when Hillary Clinton says, she wants to increase Social Security payments. Gerri as a practical matter rich, to you how do you do that . I think everybody would love to see people, seniors in particular who paid into this, right, get more money. But there is practical side of how could you ever finance that . How could you pay for it . You cant. Gerri you will go brac anyway. There is practical side and idealogical side of this. As fred alludes to it all about the left to the Democratic Party moving center of balance in the party to the left. And this is all about pressuring Hillary Clinton. It is very hard to do when you dont have a viable vehicle like Elizabeth Warren running against her. But i think they will succeed anyway. The left just likes having fights about Social Security. It is not about Social Security cuts, they will talk about Social Security increases. Social Security Administration says Social Security is going broke by 2033. There you have it. Great to see both of. You thank you very much. Youre welcome. Gerri thank you. Now we want to know what you think. Here is our question tonight. Are we heading towards a recession . Log on to gerriwillis. Com and vote. I will share the results at the end of tonights show. Coming up were kicking off the users guide to taxes. Why one Taxpayer Advocate is predicting the worst tax season in 30 years. Prepaid debit cards are making a come back. So are their fees. Were watching out for you and your money. Stay with us. Gerri Prepaid Debit Cards, the suze orman card, the Justin Bieber card, they got a bad rap for food reason. Thankfully the two cards are not around. Bankrate. Com survey says many Monthly Service fees with other cards declined somewhat over the past year. That is the good news. But fees fees involving atms are on rise. So have Prepaid Debit Cards really cleaned up their act, what does it mine for you . Here with me, greg mcbride bankrate. Com. You did a huge survey of these things. What were the big findings here . I think positive development for consumers, gerri, as you noted, those higher fee cards for so long characterized the Prepaid Debit Card space have been marginalized and discontinued entirely. What were continuing to see in the market are offers more simplified in terms of their fees. More transparent in materialses of fee structures. We found some fees are actually coming down, making it easier for consumers to avoid them, or some cases get the fees waived. Wind is blowing in the right direction for consumers. Gerri shocking. We used make a joke about, activation fees. Monthly fees. Want a paper statement, fees. Details get into. What kind of changes have you seen . How much are the changes coming down . Two most common fees, two you mentioned, Monthly Service fee and activation fee. Monthly service fee we found half of the cards we surveyed, dont have fee, or would wave it, if you have a regular amount of money loaded on to the card. In terms of activation fee onetime fee when you first get the card. 2 3 of the cards dont have it or would waive it if you purchase card online. Two most common fees there are ways, clearly to avoid them. The other ancillary charges, this is an area where Prepaid Debit Cards, they used to be littered with these ancillary charges for everything under the sun. We find they are more the exception than the rule. There are charges that charge you for using card at point of sale terminal or online bill payment. Those are increasingly less common. What were find something that there are more and more cards dont have the fees at all. My point, gerri it is really important to assess how you plan to use the card before you choose the card. That way youre getting one that best fits your needs. Gerri what about atm fees . What is the story there . Just like checking accounts were seeing atm fees continue to rise. Here is commonalty, if you go outside the atm network you will pay through the nose just like checking accounts. What is different from check accounts with Traditional Bank account, if you stay within the banks network you will not pay any fees. Not so with debit cards. Not always the case. You have to really look, to see, is this card associated with an atm network. If it is do i have access to the atms charge . Gerri that ace critical question. I have to ask you, im dying to know do you vote for these things . Are Prepaid Debit Cards, are they good deal for consumers . Theyre becoming a better deal for consumers. Certainly better than they were. In some instances and for some consumers they can work and work very well but as supplement to, not replacement in the banking system. Gerri, call me oldfashioned, if you will build wealth and Financial Security you need to be part of the banking system. Having a Prepaid Debit Card as lone method of transactions month in month out will not cut it in my book. Gerri greg, thank thank you. Thank you, gerri. Gerri here is my view. Open a small account at credit union. Maybe bank fees are high. Maybe dont want to pay for the red bank or blue bank. Go to a credit union. Get a great deal. Establish a relationship with them. Get the goodies a loan for the house. A loan for education. Good stuff. Well more news. The department of education is releasing the names of an additional 20 institutions facing financial investigation. On top of the 500 or so colleges it said are in financial trouble. Look at these. These are the newly identified colleges are mostly moreprofit schools and beauty colleges. Three Public Institutions are on the list. For the full list of these colleges in trouble and being investigated, go to my website, gerriwillis. Com. Its a list of colleges that the federal government is saying are having problems. Next, Congress Battling for a say in the iran nuke talks. Will the white house shut them out . Here is the consumer gauge with the numbers that matter to you. Well be right back. Good. Very good. You see something moving off the shelves and your first thought is to investigate the company. You are type e. Yes, Investment Opportunities can be anywhere. Or not. But you know the difference. E trades bar code scanner. Shorten the distance between intuition and action. E trade opportunity is everywhere. Do you want to know how hard it can be to breathe with copd . It can feel like this. Copd includes chronic bronchitis and emphysema. Spiriva is a oncedaily inhaled copd maintenance treatment that helps open my airways for a full 24 hours. Spiriva helps me breathe easier. Spiriva respimat does not replace rescue inhalers for sudden symptoms. Tell your doctor if you have kidney problems, glaucoma, trouble urinating, or an enlarged prostate. These may worsen with Spiriva Respimat. Discuss all medicines you take even eye drops. If your breathing suddenly worsens, your throat or tongue swells you get hives, vision changes or eye pain or problems passing urine stop taking Spiriva Respimat and call your doctor right away. Side effects include sore throat cough, dry mouth and sinus infection. Nothing can reverse copd. Spiriva helps me breathe better. To learn about Spiriva Respimat slowmoving mist ask your doctor or visit spirivarespimat. Com you cant predict the market. But at t. Rowe price weve helped guide our clients through good times and bad. Our experienced investment professionals are one reason over 85 of our mutual funds beat their 10year lipper averages. So in a variety of markets we can help you feel confident. Request a prospectus or summary prospectus with Investment Information risks, fees and expenses to read and consider carefully before investing. Call us or your advisor. T. Rowe price. Invest with confidence. Welcome back to the willis report. In a moment, president obama is making his sales pitch for his iran nuke deal. Is anybody buying it . First time for a look at other stories in the news. The fraternity at the center of a discredited Rolling Stone story about an alleged gang rape at the university of virginia is planning on suing the magazine. It was defamed. Sams club and bluebell is pulling ice cream. It closed the plant after ice cream was contaminated and was linked to three deaths. Fox Business CorrespondentCharlie Gasparino reporting medallion financier melrose is planning to sue the city of new york city. Its allowing uber to disobey the law. A record 143 milliondollar opening, this is the last film to include one of the stars paul walker who was killed in 2013 while the film was still in production. Furious 7. Those are the stories in the news tonight. Well, to a global story. President obama is now on a collision course with congress as lawmakers demand having a say in the Nuclear Deal Negotiations with iran. Can congress get its way before the june 30th deadline . We have the latest with zuhdi jasser. President of the Islamic Forum of democracy. Hes the author of the book a battle for the soul of islam. Zuhdi, i want to start with fresh news here. First to the president and what he said im sorry first to Benjamin Netanyahu and what he had to say about the president s plan with iran. Not trying to kill any deal. Im trying to kill a bad deal. You say its a historic decision, a historic deal. It could be historically bad. I think theres a third alternative. That is standing firm. Ratcheting up the pressure until you get a better deal. Im sure youre aware Benjamin Netanyahu has been highly critical of this deal. Calling it out on many levels. Possibly one of the most important is that he says iran needs to recognize the fact that israel exists. The president just moments in an npr interview says that shouldnt be an important part of the deal, shouldnt be considered. What do you say . Its just bizarre gerri. I dont get how they compartmentalize. They want the Prime Minister who lives in the most dangerous reason in the world not to consider the fact that theyve been arming the genocide of assad over the sunnis provoking wars all over the region. Thats not related to the Nuclear Talks . The Prime Minister doesnt want a bad deal. He really gave minimum deals. He said have them get rid of their uranium. Have them open any inspections any time, anywhere. The president is trying too to tell us as americans that were supposed to trust a regime thats lied to us. The iranians have not earned this kind of a deal. Yet we seem to be pushed into it. Gerri and, of course, Benjamin Netanyahu israel a long time ally to this country. You wouldnt know it with the way weve been acting lately. I want you to respond to bob corker and Senate Republicans trying to review this deal in detail and really see it before it gets approved. They have a law now. They say they may have a vetoproof majority to get this thing through. What do you make of this . And is it possible that congress will actually have a say on this . Well absolutely. And if we can get the vetoproof. That will obviously demand that we have a sayso theyasay, so they cant lift sanctions. They have not approved they earned that. The president cant expect us as americans to sort of lay down and let this pass through. Its not only israels security, our security the entire region. By the way lets see what theyre saying about this deal in the media. The English Media our media has been listing in deal what the president thinks weve got. The farsi says they have legitimatized nuclear power. In the Arab Community theyre quiet. They dont believe it. We need to hold our president accountable. Thats what senator corker is asking to do as we get more details of how well hold them accountable. Thats what i dont understand about this. How can we have these different versions of what this deal is . Why is there no agreement on it . Doesnt it beg for more public details about it . Well its because i think the president just and the state department dont really understand what theyre dealing with. And theyre dealing with them as if theyre a normal country. This is not a normal country. They are liars. They are imperializing the region. They will do anything to try to have the sanctions relieved. Somehow it will help their economy. It will help the mullahs stay in power. They want them lifted for their power so that they can send more billions to hezbollah and has said and assad and all those other people. Somehow theyll live by this arrangement so its a new era, i think the president said, its a new era, but its for the mullahs, not for the reality of our security. Zuhdi, thank you for she gotshedding light. Where does your supermarket rank with Consumer Reports best supermarkets of america. Day one of our users guide to taxes. Deadline to file just around the corner. The irs is refusing to take any of your calls. We have last minute tax advice you cant afford to miss. Gerri the tax deadline is nine days away. Our users guide to taxes is here to make the filing process easier. Just last week, irs chief john gave troubling news that the agency is so overwhelmed. Its unable to answer 60 of taxpayers calls. Is this acceptable . Grover norquist is joining me now. Its not acceptable. And this year, its particularly not acceptable. This is the first year obamacare really kicks in, the 20 taxes in obamacare the rebates and the penalties if you dont buy aca approved, obamacare approved insurance. People got subsidies. Half of the people who got subsidies paid too much. The irs will want the 500 or so back. All the mess that is obamacare is now merged with the mess that is the irs. And why this year . Well when they passed this in 2010, they didnt have it happen before 2012 when president obama had to get reelected they even in congress thought about themselves, not the taxpayers. But themselves a little bit and put it after 2014, because offyear elections in the second year of good way to hide the problem. Heres what were talking about. Here are the forms and like the little background explainers for people who have to file. And i want to read some of the material from this. Because let me tell you grover, i know youre experienced at this. I dont even think youll understand it. Heres what these Obamacare Tax forms say. It says, if you and your former spouse must allocate policy amounts you will allocate a percentage of the enrollment premiums for the applicable slp respectively. You can allocate these portions you must allocate them in the same proportion. What . Remember when they set up obamacare and that didnt work very well. Now they merged that with the irs and both dont work very well. And the president walks away as if somebody else created this mess. They ought to be spending time cleaning up this mess before we have to live with it. We were talking about these long hold times for folks. Lets look at those numbers. In 2005, the average hold time was 12 minutes. The projected for this year, 30 minutes. John says its all about the budget. Do you agree with that, grover . Well, first of all theyve been making decisions on how theyll allocate resources. We saw they spent several years spending their time making sure people couldnt start tea party groups. If you have time to harrisharass people who belong to the tea party, you have time to answer the phone from time to time. Its particularly onerous as we have these new rules for obamacare. Lets step back for a second. I was talking about how complicated these rules were. But the entire tax code is incredibly complicated. I have a copy of the bible. The total tax code is times five. This is how you live your life maybe right, if youre a christian this is your book. Well, imagine if this was five times bigger. Thats how big the us tax code is. Thats what we have to live by. Let me tell you, you cant understand that unless youre an accountant. Shouldnt it be simpler . It should be simpler. The reason they make it complicated is for that purpose. If it was clear how much you were paying, you could be mad. A lot of people with those deductions think theyre getting away with something. If it was simpler and more transparent people would see what they were paying, they would have a good idea what other people are paying, they think other people arent paying taxes in point of fact, everybody is paying more than they should be paying. Government is too large. Taxes are too high. The government is messy in the way it collects it. I know a lot of people are saying amen and amen to you. I want to bring up another issue that is important. Nina talks about this all the time. She says, stop thinking about enforcement and help the people out there that want to pay the taxes because they are the vast majority. Do you agree with that . Yes. And thats what the government ought to be doing, they have to make it easy to pay your taxes. They make it difficult and then they yell at people. If the irs gives the you advice, thats no defense if they decide later that its wrong. Theyve also been making up new rules. Sending letters to conservative contributors and donors to say maybe their contribution to the Heritage Foundation is a gift. It should be hit with a gift tax. They didnt send that to left of Center Donors or groups. They did it to harass conservative donors and theyre just making this stuff up. Gerri well, there are a lot of questions right now about how the irs is enforcing the rules. And nina, like a lot of people out there say stop focusing on enforcement. Let me show you numbers here to give you an idea why that so wrongheaded. If the government wants to collect money, they would if the irs were to collect 10 less in enforcement revenue tax revenues in total would combine by 6 billion. However, if they if voluntary tax payments were to drop by the same amount 10 tax revenues would go down by 300 billion. See, you get the idea here. Right . Its the big kahuna isnt the people the scofflaws out there. Its the people filing their taxes. Doing what theyre supposed to do. Asking questions. Wanting help. They have to get it. This is complicated stuff. And ultimately i think what has to happen is we have to make it simpler. I know you want to get rid of the irs altogether. But for goodness sakes at least pick up the phone. That would be a good first start. And look, recognize that you work for the taxpayers, not the other way around. Thats not the attitude that the irs agents take unfortunately. You are so right about that. Grover, thank you for coming on. Thank you for kicking off the series this week. Really appreciate your time. Cheerful week. Cheerful week. That was grover norquist. If you are one of the millions of procrastinators who waited until the last minute. Not filed your taxes. Turbo tax says a quarter of americans wait until the last week to file. Here with last minute tax tips al. Al welcome back. Great to have you here. You say the first thing to do is dont freak out. You know what, this time of year is so stressful to so many people. But if you dont owe any money stay cool. I mean the irs theyre not coming for you if you dont owe money. The irs assesses penalties on people who owe money. There are a bunch of people getting a refund. I dont have to file anything at all. No no. But dont worry about the deadline. So what if youre a day late and they owe you a refund. If they owe you money, you should have filed a month ago. Exactly right. There are a lot of people in the situation that is, i cant get all the documents together. Im not ready. Some dont file altogether. Thats a big mistake. No one should advocate evading taxes or avoiding taxes. Everyone should pay the tax thats due to them. Theres a lot of things going on in this day and age. K1s in particular. If you belong to a partnership, traditionally theyre a little bit late. The brokerage statements are late. Come on. You know what file an extension. Its not a big deal. Now but if you file an extension, you have to pay the bill. Well filing an extension means that youre extending what you owe. You still have to pay your tax on time so you guesstimate or estimate what you owe pay it, then pay whatever you owe on the next return. Many years ago, my husband and i had a payment installment plan. We wrote a letter to the irs. Heres what we owe you. Over the next six months. Well pay x amount each and every month. You go to the irs website. Theres a form. You fill out how much you make. How much you spend. Et cetera, et cetera. They put a plan together where you can pay monthly. Theyll charge you a small percentage. They wont do it for free. There are still penalties involved. Theres a penalty. But better than not accruing a big penalty when they do hit you. Exactly right. Look the bottom line here is youre in big trouble if you dont file at all and you owe them money. Big, big trouble. You have to file and estimate. Even if you dont have the right numbers, go ahead and file. Give them something. Because otherwise, youre in big they can garnish your wages. Take your property. They have a lot of power. Absolutely. Dont be afraid of the irs. You know what, you shouldnt be afraid. If, in fact, you file a return number one. Number two you guesstimate or estimate the best you can what you owe. And make an attempt to pay with a payment plan you should be okay. All right. My shoulders are coming down from my ears right now. Al, thank you. And coming up tomorrow, our users guide to taxes continues. How to watch out for tax scams. Especially identity theft. Who is responsible and is the irs contributing to the scams by being incompetent . Thats a touchy question. Consumer reports shares its annual survey of americas best supermarkets. What store should you avoid . Gerri youve been waiting for this. The results are in. Over 60,000 americans have cast their votes on the best and Worst Grocery stores in america. Consumer reports crunched the numbers and has the details on how Grocery Stores stack up. Todd joins us on set. Great to have you here. How do you decide if a store is great . Well you know the parameters. Low priced. Convenience. Helpful staff. No long lines at the checkout, but increasingly the quality of the fresh foods. The perishables. The fruit, the venezuela,vegetables the baked prepared foods. Those are the things people are looking for in the stores. People arent cooking from scratch but theyre competing with food trucks, with convenience stores, with drugstores for your dining dollar. They have to be in the game. Gerri got to be in the game. Tell me, who won the game . Wewewegmens. They do everything in an exemplary fashion. But publix has done well. Trader joes is up there. Those are the best chains in america outright. You talk about fresh stuff. Right . Only 60 of the people who responded to the survey are satisfied with the quality of the produce. Its highly satisfied. Were looking to elevate the game. We want to see the exemplars. Wegmen. Sprouts. And the fresh market. Another entry to our survey were great. I think people are designing a different format to appeal to people. But who is missing the mark out there . Well you know its unfortunate. The stores that have ranked lowly in previous surveys tend to rank lowly this time around too. You have wall bounds. Theyre under common ownership. . you also have walmart supercenters. The biggest aggressor grocer in our survey is the lowest rated. They have a long way to go when it comes to the cleanliness of their stores and the quality of their perishables and the quality of their survey. Their own customers have been telling us that. These stores function as restaurants. That happens more and more. Millennials are reshaping the shop environment. They arent scratch cookers. They take a very instantaneous approach. A lot of them prepare meals on the spur of the moment. Whatever moves them at the moment. So stores appeal to this new powerful and Dynamic Group by virtue of the fact, we cater to foods you want. We have foods that you can heat and eat or eat in the store. More stores are adding restaurants as well. So interesting. Todd, thank you for coming on the show. I love this survey. So much fun. A lot there. Gerri theres a lot there. Thank you so much. Well be right back. Gerri are we headed towards another recession . We asked the question on gerriwillis. Com. 88 said yes. Big vote there. Coming up tomorrow, chipotle ceo monte shares how his company is changing the fast food game and how you eat. Thats it for tonights willis report. Have a great night. Well see you back here tomorrow. Charles im Charles Payne and youre watching making money. The economy hits a brick wall. March job creation was a disaster. 126,000. January february, they were revised lower by 69,000. The jobs, a loss. The atlanta fed said the First Quarter gdp will be 0 . Significantly different than the 1. 9 they saw at the beginning of the year. Just like that, all critical aspects of the economy seemed to come to a grinding halt. All of them. Lets talk here. Industrial production. They skipped on me. Take my word for it. Theyre coming apart. Despite all this stuff. I need you to look at this stuff. Industrial production has been relatively