Injured due to these defective safety hinges. Gerri weve got a slow motion video of actually what happens. I want to show people, were seeing it right here. So this stroller, when it comes apart can grab a childs finger and smash it. That is the scary part. So now graco, and federal regulators are saying for the love of god, if you have a child with one of these strollers get them out prompt toe. Dont let them linger in the stroller, if it folds up it will be a hazard. They have a kit coming i out, right . They will help parents get the situation fixed. Is the kit a real solution . The kit doesnt come out until decent 2014 which i find. They should have the bring the stroller into a repair site. To me that is not enough. Gerri the repair is just a cover for the hinges. Im wonder if that will actually work . There is no proof that it will work. They have issued a statement that the repair kit has been tested. We dont know the result what that will be. Gerri graco has history of problems with recalls. I want to show you history, problems with glider rockers, the harness buckles. A lot of Different Things that havent worked. What is going on here . And why arent there goodness, more obvious things coming out from the government, the Consumer Protection safety commission, saying goodness, avoid these at all costs . In 2005 graco had to pay 4 million for belatedly reporting the defects in their products. So they do have a history in the past of not reporting the issues with their products. And the government should perhaps take better control of this company because children are most important. And theyre gerri look can they fine them . Can the company be fined . The company can be fined. And company can be sued by these families whose children suffered. Gerri so they have voluntarily done the recall which is interesting because theyre doing it on their own accord. What should parents be doing if they have one of these strollers . Be clear, these strollers have been around since 2000. You may have one sitting in your garage and not realize it. Good thing, online, you can see if the stroller you have is one of the strollers being recalled. Even if you dont have the serial number or product name you may be able to determine if that the is stroller you have. Now what the families can do use extreme caution when concern children are put into it. Make sure the safety hinge is locked and be very careful. Want to tell you on our website, gerriwillis. Com you can find a complete list of models and model numbers. You find the model numbers by going underneath the stroller looking on the model there and match to numbers on our website. We have all the details. Gerriwillis. Com. Get the complete graco recall list. That is where you would be looking on the stroller to find the number. You need to know because not all of these are a problem but some of them are. Made in china, thank you very much. Gerri thank you for having me. Gerri thanks for being here. From your stroller getting recalled to your recalled airbag, the japanese government is ordering takata to investigate what went wrong. The defective airbags killed at least six and injured over 100 people. One of those injured is 26yearold cory. Cory was blinded in one eye. This is the picture here, when a piece of metal shot out of takata airbag from his 2001 civic. With more on this, rich newsome. Thanks for coming on the show tonight. Before we talk about cory, i have to say the japanese government will launch an investigation. Meantime people could get hurt . Isnt it time takata recalled these airbags . You know it has been a moving target since back in 2009 when this, what they call rolling recall started. The thing they have been trying to get their arms around it. They have recalled a lot of these. Senator nelsons hearings talked about yesterday, it is a still debate which one of these need to be recalled so yes. Gerri i want to talk about your client, cory, has two children. Of the six months ago, it wasnt even a horrible car accident, was it . It was a fender bender and his airbag blows out and he gets injured. Tell us about that. Before you do, i want to tell our viewers i have graphic images well be showing. If you have small kids in the room you might want to take them out. This is really a story worth hearing. Rich, go ahead. Cory was on his way to work. He is a forklift driver. He left his house that morning. Was going through an intersection. His car stalled. There was a fenderbender as you can see some of the pictures you show your viewers. Should have been something he walked away from. Instead when the airbag blew, like you said, a slashed of metal 3 1 2 inches long went into his face and destroying one of his eyes. He has a pretty serious, not only lost his sight but disfigured. He will have to live with that the rest of his life. Gerri he said in a story i read about cory, you can see the stitches here. You can see the extent of the damage, he said i thought i was going to die as he sat on the sidewalk waiting for help to come. This is going to affect him forever, right . This is an accident that could, cap his earnings. It could inhibit his ability to interact with his family. The ramifications are pretty big. Youre right. For his little family, cory works for a living to support his family. As i said he drive as forklift. He is typically loading ballots pallets 35 feet up in the air. When you lose sight in one eye it affects your depth perception. It makes it harder. His company has been great. He is still working. It has been hard and obviously affect continue to doing that for a long time. Gerri so what is the status of his case . What kind of damages are you seeking . Well, it is early. Obviously in this case we filed it recently and were still in the early stages and were going to try to get compensation. I think one of the things that cory has said, and was underscored yesterday by senator nelson, maybe, maybe this case gives opportunity we can make the process better. It really helped spark a conversation about the problems with our recall system in the wake of of course not just this case but toyota and General Motors ignition. This will continue to happen unless we take this opportunity to change the rules. Gerri that is my next question for you. Yeah. Gerri which is this. Are there going to be lots more cases filed . This is a problem according to the New York Times is 10 years old. And the folks at takata knew it. Right. Gerri and have done nothing. Do you think thrill will be more cases . Are you filing more cases . You know were looking at cases for a few other clients. You know, im not sure how many serious injury cases are still out there that havent already been resolved. As typically happens, when ever there is very public recall like this, clients who didnt realize they had a case may come forward. So you know, that still has yet to be seen but, the good thing, like i said, is that, it is going to hopefully lead some change so were not here again six months from now with another company, with another defective product and more people being needlessly hurt and killed. Well continue to cover this story, rich. Let us know of any developments. It is a tragic story for cory but, maybe we can see some changes long term to nhtsa and regulators and companies themselves. Thank you. Thank you so much for having us. We appreciate it. Takata airbags and gm ignition switches, we covered them a lot, right . They are far, far from the only problems on the road these days. The government is cracking down on chrysler, telling the auto maker to speed up its recall of 1 1 2 million older jeeps. Chrysler says the gas tanks can rupture in a rear collision. Nhtsa sent a letter saying only 3 of the jeep grand cherokees and liberties fixed more than a year after the recall began. Jeep owners complain turned away by dealers due to lack of parts. At least 51 people died in crashes due at problem. Meanwhile toyota is recalling nearly 420 lexuses to repair leaks. Some of lexuses were also recalled in 2009 for similar problems. 423,000. Still a lot more to come this hour, including your voice. Your voice is important to us. During the show we want you to sent me an email. Go to gerriwillis. Com. At the bottom of the hour i will read your tweets and emails. First another arrest. A night of protests as people of ferguson, missouri, await the grand jury decision whether to charge Darren Wilson for shooting michael brown. Well cover it next. Gerri as the town of ferguson, missouri awaits a grand jury decision in the death of michael brown, his father, michael brown, sr. And officials are preparing. Destroying property is not the answer. No matter what the grand jury decides i do not want my sons death to be in vain. If there are protests, we expect some protesters will be disruptive. They will likely try as they did in october, to inconvenience people to make a point. If protesters are northern violent nonviolent, police will not be aggressive. But in some protesters turn violent and threaten, or are threatening police will respond to keep everyone safe. Gerri joining me from ferguson is jan lalani, his store was ransacked by looters in august when this all began. Welcome back to the show. Great to see you. What is the mood there and how are people feeling as we await for this decision to come down . Well, it is a tense situation and people are just kind of waiting to see what is going to happen. A lot of people are just talking about, it might be crazy and, i even have people coming in that are still hoping and praying for peaceful protesters. Gerri are you worried, nervous, anxious, about what might happen . Yeah. I mean, of course. I mean, i dont want anything to happen like it did back in august. And, were just kind of, preparing ourselves for good or bad. Were just kind of hoping that nothing is going to happen and that, we can get through this peacefully and let the court system take its course. Gerri august 9th, your store was hit, looted, with and we have unbelievable video of it because your security cameras caught it. I think a lot of people have seen this video, of the looting that went on at your store. Were seeing it right now. I cant imagine that, are you going to be open all weekend . Will you keep your doors open . Will you serve the clientele . Will you serve the community . Will you be confident that you can stay open . Well, as it is right now, the plan that me and my dad made was well stay open until the verdict comes out about what is going to happen. And how it turns out and then, just kind of take it from there and if it, if it turns bad, were not going to open and well have to stay closed until the situation has calmed down. We dont want to go through all that stuff that we went through back in august. Gerri fingers crossed but youre showing some confidence in the community by staying open. At least until that time. Are you seeing more evidence of increased security on the streets . We, im a little bit, im about a mile 1 2 from ferguson. Im in delwood which is neighbor city. Up there where my store is, we dont have any, there is not a lot of people or security in the streets right there. And to be honest with you, i havent even been down ferguson or down there because i wanted to stay away from it. Gerri so youre staying out of any potential harms way. What are your fellow store owners tell you . What are they doing . Are they staying open . I think a couple of the people that i have talked to, they want to stay open for the community and, just kind of hoping that nothing is going to happen. But i also have heard a couple of guys talking about, might even just close down from tomorrow and then wait until, if it is going to happen this weekend, then dont open until it is over. If it is not going to happen this weekend, maybe open again on monday so. Gerri how much money have you lost, having to be closed or shuttered part of the time because of all this violence. Well we had our stores, the store windows boarded up with plywood for two months. That brought down sales about 45 to 50 . So, it is a lot of money. Were still just kind of, trying to build up from what happened last time, so. Jan, thanks for being on the show tonight. We really appreciate your time. Were thinking of you and your dad this weekend an praying everything goes well. Thank you so much. Appreciate it. Gerri thank you. And later in the Show Congress is ready to take president obama to task, not over just immigration but obamacare too. Next a consumer alert about debt collectors as a new york prosecutor talks about a epidemic of abuse practices. What to look out for after the break. . Gerri now to a consumer nightmare. Imagine answering your phone and hearing this on the other end of the line . What is wrong with you man . Are you lowlife piece of [bleep] if i dont hear from you i will have the Sheriffs Department at your door. That is a real call from a real debt collector and though they may seem intimidating theyre breaking the law. So what are your rights . Here with the dos and dont of Debt Collection is fox news legal analyst bob massi. Bob, welcome to the show. Great to have you here. Thank you. Gerri are those calls legal . No, theyre completely illegal. Both civilly and criminally by the way. They violate federal law and violate state law and violation of a criminal code. Assuming they ever find who did that, there is no question they could be prosecuted for that kind of activity. Gerri so, it is coming up because there is a recent case here. I want to know what you make of this case, the feds cracking down on thieves who posed as debt collectors, saying they were debt collectors. In fact they were not. They just wanted to con people out of money. What happened . What do you make of it . You know what, actually, gerri, these kinds of things going on for years, particularly through the real estate crisis we saw a lot of collection agencies doing things that were illegal but in this case theyre not even real debts. Goes to show you vulnerability of people when theyre contacted by somebody saying, you owe me 100. That is what they do, by the way. Go after 50, 150, oh, gees, i didnt owe that debt. Gerri why do people pay . Because people are afraid. They will absolutely grow exploit senior citizens. They will exploit young people that are vulnerable. They know what theyre doing. These people are pros. As a result out of fear and anxiety and idea of credit the idea of having good credit, gerri, absolutely close to who we are as people they pay and it is a numbers game for them n this case, finally the feds have gone after these people. I think they were out of georgia. They will prosecute it. Good for them. Gerri they will prosecute it. Yeah. Gerri i have to tell you there are also people in the crosshairs of legitimate debt collectors. Yep. Gerri in fact im astonished at this number. I covered this stuff for a long time. One in three, one in three adults have debt that is in collections. That is astonishing. How could that be true . Well, look, i sort of look at the way you and i covered everything that happened in the last several years with real es stay and all the bankruptcies. I just think when this real estate crisis hit, people got in over their head. They borrowed against credit cards. As a result never thinking that things would go bad, figuring to save their home. There are a lot of Different Reasons for it. But the bottom line is, they just built it up. Then they lost their job. As a result, they either go bankrupt or just dont pay the debt. So there is a lot of Different Things that happened in the last seven or eight years resulted in the amount of debt, billions of dollars worth of debt. Gerri billions of dollars. That people have. And wrung people, young people which is ridiculous. Gerri talk about guidelines on debt collectors. What can they not do . What is ten stepping over the line . Theyre not supposed to call you before 8 00 a. M. Or after 9 00 p. M. In the earning. Not supposed to call you at workings if you give them notice you dont want them contacted at work. Cant contact you continuously during the day. They cant call neighbors, masscy owes xamount of dollars. They can call neighbor to say, hey, does he live out at home. They cant give out proprietary information unique to me, call coworkers friends, family members. Those are violations. And what happens is this. When those type of violations occur, what we, today want to let our viewers know, which well get into, they have rights. And even though it may be a legitimate debt, if those debt collectors cross the line, that is their leverage for the debt thats owed. Gerri of course as we close here, just reminder to viewers out there, if somebody calls you and says you have a debt and you dont, do not respond to these people. Absolutely. Gerri a lot are just out and out criminals trying to collect money from people. Bob, thanks for coming on the show. Thanks, good to see you. Thanks for having me. Take care. Gerri for stories youre clicking on foxbusiness. Com. Online streaming service aereo filed for chapter 11 bankruptcy protection of the company blaming a june Supreme Court ruling that said aereo was violating copyright law unless it paid broadcasters licensing fees. Ceo says that ruling was to difficulty to overcome. Federal reserve will review how it overseas big banks amid criticism it has grown too cozy with the financial institutions. The Central Bank Says the review will examine whether decisionmakers get decisions they need to make good decisions. It will look at the fed internal culture and whether dissenting views are being stifled. Dow chemical will add four new members to its board of directors after pressure from hedge fund activist, daniel lobes fund third point. They are looking to increase shareholder value. Hertz named john tagg as its new ceo. The car return tall companys former ceo stepped down in september for personal reasons. The new ceo steps into the job and this is a big move by hertz to correct past accounting problems. Those are some hot stories right now on foxbusiness. Com. Coming up next, the white house says obamas immigration plan will will boost the economy and expand the workforce. Well separate fact from fiction. While people debate whether he overstepped his executive order, republicans are suing him on republicans are suing him on doing just that on obamacare. You drop 40 grand on a new set of wheels, then. Wham a minivan tbones you. Guess what your Insurance Company will only give you 37thousand to replace it. Depreciation they claim. How can my car depreciate before its first oil change . You ask. Maybe the better question is, why do you have that Insurance Company . With Liberty Mutual new car replacement, well replace the full value of your car. See Car Insurance in a whole new light. Liberty mutual insurance. Gerri president obama immigration overhaul shields 5 million undocumented immigrants from deportation giving them Social Security cards and work permits. But they also have to meet the tax man and a pledge they have to pay their fair share but at what cost . With the american taxpayer taxpayers we have steve more from the heritage foundation. I am fascinated of the net to net impact. What kind of taxes are they likely to pay . First of all, i am pro immigration for their good for the economy and it is good to have people working here. Here is the positive i have the big problem for constitutional reasons as an economist what is the cost to the american taxpayer . I will give you a couple of examples. He said specifically they will not be eligible for obamacare but i dont believe that for one second. Gerri but he said that. [laughter] once they get legal status. I will make a bet if you have me on the show is into years he will say it is of big success i just signed another 5 Million People for obamacare now eligible like medicaid and medicare and benefits that will be extremely expensive. I estimate in the first couple of years this will cost 30 billion to the taxpayers. Gerri but were told they will pay taxes. They do. But the point is a lot of them are here already paying taxes right now. Most of them but now they are eligible for the programs. So why would you take though were skilled workers and . Went we need now are the abreact the engineers and mechanics and those with high a skills you had people on the show but what makes people so angry is the people that came illegally are now first in line. Gerri and not fast indoor even stand in line. So that turning earned income tax credit they get money off the bat maybe in their mailbox right away. They pay the payroll tax speesix of them incometax is withheld but because of the underground economy we dont know that much but these are lower in, they dont have a lot of skills. Theyre not paying a lot of incometax. Gerri but how many will come out . They have been living in the world for all longtime. What is the pay off . Caller that is a good point. There are fees and fines you have to pay if you come forward and the lots are living on limited budgets they dont have the money. It could be much less. Gerri the other question is the government could not run obamacare and they tell us they will find documents going five years on billions of undocumented . Really . Know they will not. By the way the number could be more than 5 million over time because people will say i have been here since the cut off. We dont have records and you will start to see people climbing over the border to parachute, because basically it is open season. If you live in the United States you will get the of these the. Gerri everybody know someone like that. That is why my position is first do border security. And all think the American People have a huge problem with the legalization if it is done in a sequence like getting the border under control first. Gerri always a pleasure. From immigration to obamacare criticism continues against the president for repeatedly sidestepping congress. House speaker gators sues the administration on behalf of the House Republicans saying the president has overstepped his authority to implement parts of obamacare but do they have a case . We have our guests. Is the president over stepping his balance . Not legally he has Great Authority talking about executive order to deal with deportation. Lin case goes back through 1988. The court failed looking a deportation the orders are very broad. So legally he has the right to do this. Gerri republicans say there are two aspects of unconstitutional. What are they . Basically the president s delay of the mandate forces employers to provide health care has been delayed and there is no provision. And they say the appropriations for medication expansion will not be appropriated by congress but through health and Human Services to use 175 million. Also let you talk about is that this is how congress can fight back. That if it is legal now congress can come back to say we dont have the money to go forward with this program. In terms of the obamacare situation comedies cases usually dont work on behalf of congress because it is not the entity that is hard with the person industry who was not getting what they want. Congress does not have a standing to do this. The reason the courts stays out is the very reason the case is brought. Republicans really dont want the employer mandates but they hold the president accountable for the enforcement. John boehner had some comments. We dont have his statement. I will read it. He can make is no loss of future president s will have that ability as well it cannot stand up to the constitution that is what we are pursuing in this course of action. It will take forever. It will take along long time to be decided after obama is out of the office by the way the next president can sign the executive order to say exactly the opposite. Gerri it to be now but not later . Of course,. With the enactment to promulgate regulations with those agencies that is the point to the administration with that discretion under it is in place of those running the agencies of the approach will change. But the word is discretion the whole reason is because of a broad prosecutorial discretion of food to deport and whod not to. We are talking about obamacare not immigrants. If this winds through the courts obama will be long gone. Even if it is all true the court has no jurisdiction. Gerri we will be that there. Thanks for coming on to buy. Now we want to know what you think. Well another lawsuit change obamacare . Vote on the screen and will share the results. Here is what you were tweeting me. The leasing the only thing is to scrap it is due scrooge to be written. And don facebook, it is more political theater. In addition to following me on twitter and facebook. Like fox business as well. Here is some of your emails on the hot topic of voter identification. A photo identification should be required for voting with early voting going on is too easy to ski in the system will to times in different jurisdictions. Yes. You should be required to prove who you are to cast a vote to someone impersonates me at the polls i cannot be allowed to vote. In this stage voter i. D. Firstly i get offended when those sales stop the elderly from voting. Because im elderly and disabled. Gerri we love to hear from you send me an email from gerriwillis. Com. Making the most of your frequent flyer miles and reforming the disabilities as a Security Program but here is your consumer gauge. We will be right back. Go ahead and put your bag right here. Have a nice flight traveling can feel like one big mystery. Youre never quite sure what is coming your way. But when youve got an entire company who knows that the most ontime flights are nothing if we cant get your things there too. Its no wonder more People Choose delta than any other airline. Gerri when the hour Social SecurityDisability Program was created it was to be a lifeline for the severely disabled but today it serves 11 million of 20 but the last several years has been focused on oversight and investigatory efforts to the Disability Programs that this system is filled with waste fraud and abuse sandys reform. It is great to have you here. This is a topic you have delved into. Why such a ramp up for the numbers the last few years . Congress did not do its job. There was of backlog give legitimate claims and when the new secretary was confirmed the only thing he heard was get it cleaned up. He did. Gerri get rid of the backlog. Can we had a tremendous economic downturn and a lot of people whose option was to apply for this benefit which was never intended them as you are truly disabled 97 that is not what happened. How does this get fixed . If the legislators would Pay Attention first talk to the representatives of the truly disabled. We have been working with that group of people. Now we protect the system from those of virtue of the disabled . And how to make sure those who have short Term Disability get covered . Also so were not filling it. Gerri so break that down. So the people that come off the rolls is low, less than 1 . We have the disability review by the Social Security system is to send the post card that says are you still disabled . Most people say yes i am so they continue. Gerri so they stay on and nobody ever questions them and the czech will continue to come it is also the attorneys. 1. 2 billion dollars . But we have set up the system for the attorneys to gain and it is Congress Responsibility to change that. Gerri but they are not. They will. But dont lose sight of the reason we have a disability system is for the disabled. In oklahoma last year we took 318 people that were truly disabled better fulltime employed today paying Social Security taxes paying for their own health insurance, independently living because we invested in a jobs program in them rather than say youre on a system we will not worry about you anymore. Gerri now you take people who legitimately could claim the benefits to turn into a taxpaying citizen. That is whole other level. I know you are retiring what you going to do . William pound said drum on waste fraud and abuse . You said yes. I think have a greater impact outside of the senate because i can say things that senators would not say. I think we need more transparency in government and i plan to try to create a couple of operations to will do that. Gerri senator coburn we appreciate having you. Coming up my 0. 2 and theres so much with the frequent Flier Programs we will show you the loopholes to your advantage. Stay with us. You dont think much about it. You never dwell on how it was made. Its just a blanket after all. But when Everything Else has been lost, the comfort it provides is immeasurable. The American Red Cross brings hope and help to people in need every 8 minutes, every day. So this season give something that means something. Support us at redcross. Org gerri you already know airlines have gotten stingy could become the new year they will be even stingier in those to get the most of the most loyal customers. Good to see you. Start with what theyre doing the big changes to the frequent Flier Program theyre not good for us syndicated the bad news week and united had the of one, to punch the announced he will have to spend more to maintain your status. But spend a 25 more. It is of war on the frequent flier middleclass. Those who fly first class are fine with the business travelers to have to book though low fares. Gerri harder to upgrade and cutting points benefits. Its not the miles long but the amount of money that you spent. Exactly they will stop awarding miles on how far the only on how much you spent if you fail he economy fares youll turtled lot less now is the perfect time to evaluate your loyalty to make sure youre in the right program to setting give some examples i want people to see this. Seven cisco to singapore from San Francisco it would be 16,000 now it is just 4200 the Current Program is 69 the net space is 36 come on like they dont want to do business with the. On the flip side if you spend 800 this new program could be good for you but you will get a lot less miles if you stay with the program. Gerri what is the loophole . Bivouac. Even if you fly on delta you can bank said delta flights to their Partner Airlines dont have to bank and into the airline that you fly. Gerri so singapore will give you a lot more miles than the domestic flyers to make exactly foreign carriers based on miles flown see you could bank it choose Singapore Airlines just make sure that the fare class gives miles. There is some fine print but it makes sense to make sure you maximize the planes. Gerri they will probably close that. Probably. Gerri good tear talk to you. We will be right back with the answer to the question of the day will another lawsuit to change obamacare . Yo, bro, you on woowoo . Are you kidding me . Everybodys on woowoo [elevator bell rings] woowoo . Lock and load, people were going all in on woowoo ok . Mark comp us up a profile page copy susie write us some posts ready grace upload some videos uploading i want sponsored woos. I want targeted woos. We want to be all up in your woowoo feeds gordon register our woowoo handle janice . we need an ethnically ambiguous woowoo mascot. Were cashing in the q4 budget, people, and were buyin some followers hahaha yeah [applause] woo woo woo woo woo woo woo woo woo woo woo woo woo woo woo woo o yeah [laughing] dude. Are you still on woowoo . Naaaahh, man, my moms on woowoo. Gerri House Republicans accusing the president of overstepping his Legal Authority when it comes to obamacare. You think that this lawsuit will change the law . We asked the question on gerriwillis. Com in the 59 said yes and 41 said no. Be sure to log onto gerriwillis. Com for our online question every weekday. Finally, not all bad news tonight. The stock market set another record high today after the announcement of a potential Interest Rate cut in china. The dow jones and s p 500 celebrating a fifth straight week of his stock gains. China made baby strollers are in three children in the country. The Social SecurityStability Fund will run out of money shortly and airlines are charging us more for less. 401k balances are rising and the iras are probably doing better today and we will retire someday soon, hopefully. That is my two cents more and thats it for tonight willis report. Dont forget to ddr the show if you cant catch us live. Have a great great weekend and d night from new york. Single mongo. Neil welcome, everyone, this is cavuto. A shout out to republicans. The president wont budge. You can say it more, but im telling you that he wont here and this is why he doesnt care. Do you know why he is all but writing off these next two years . We are getting anything done with you guys these next two years because he is done. He is done. He said that hes got enough done in the last 60 or so nothing has to be done in the next two years. He is already consequential. So he doesnt need yougu