Organization says ebola cases will rise tenfold. The death rate has climbed 70 . That means your possibility of surviving is declining. While here at home the firstever human trials in this country for an ebola vaccine have begun. For more we have a professor of Infectious Diseases at Florida InternationalUniversity Department of medicine. She recently spent a month fighting ebola in nigeria. Also with us, ceo and president of the leapfrog group which specializes in hospital preparedness. Welcome to you both. Eileen, i want to start with you, today the cdc in a press conference just moments ago saying the highest risks contacts of Thomas Duncan have passed the highest risk period of quarantine. Should we feel safer tonight. You should feel a little bit safer but remember the incubation period varies for every individual. Until theyre finished with their 21 days were not totally in the clear for those individuals. And certainly your experience in coming back into this country through miami, it didnt actually provide a lost comfort for folks. What happened . Well, when i came back through the airport, it was mid september. And at that time there was not yet an awareness that we needed to be paying attention to people coming back. I of course had just been doing point of entry screenings in africa. So i was keenly aware of the importance of exit and entrance screening. Gerri well, as were all becoming increasingly aware. I want to turn to leah for a second. Your group is involved in getting the information out to the people. How are the hospitals doing . What is their safety . What is their quality . You guys do an incredible job at this . Tonight, other news from the cdc. Theyre setting up Ebola Response teams to help hospitals, is that enough . Well, it is a start. Weve been monitoring in section control and safety and hospitals for over a decade. And unfortunately weve been pretty dismayed at the lack of progress for a whole number, a whole host of infections and safety problems. You know about one in 20 people who enter the hospital get some form of infection. So ebola just ups the ante. So, were very concerned right now. There is no room for error with ebola. Gerri no room for error. Were watching this closely, no room. Gerri you say one in 20 folks get some kind of infection in a hospital. Right. Gerri if the hospitals cant take care of gardenvariety infections how good will they be at taking care of ebola . The good newsom hospitals are better than others for preventing infection. Cdc is identifying hospitals that might be the sites for specialized treatment of people identified with ebola. I think they better move in that direction because we do know some hospitals are much better at preventing infection than others. It is time we started making that information much more transparent. We dont have that information made public right now the way we should. That is what my group really focuses on, making that public. The public deserves to know. I couldnt agree with you more. I think you guys have done a great job. A lot of people trying to do the exact same thing, make the information readily available to the public. Dr. Aisle leap, one of the things that shocked me, it took 70 people, doctors and nurses to treat our first case of infection here had this country in dallas, texas. 70 people working full time. How is it possible if we have a lot of folks that come down with this well be able to take care of all of them . Managing a ebola patient is very expensive proposition. They require 24 7 nursing care and a tremendous amount of attention and monitoring. Now we have to work very steadily to try to keep from having anymore ebola patients if at all possible. So long as there is outbreak out in africa, there is the possibility that another individual may show up with the disease. Quick question for you. New estimates on the cost of ebola. Over the next 18 months, maybe as much as 32 billion worldwide. We have headlines today. Mark zuckerberg giving 25 billion. Can we afford this . I mean at the end of the day is money going to be prohibiting factor . You know how well the hospitals are doing and what kind of money they have in their fingerprints. Only thing we can afford is preventing it. Gerri only thing we can afford is preventing it. Wellput. We have to prevent it. Gerri great job to both of you. Really appreciate your time. Thanks for having me. Youre welcome. Gerri as our hospitals figure out how to respond to ebola they have a terrible track record as we were just saying of dealing with a host of other infections, gardenvariety infections. According to the cdc 75000 people die a year from hospital infections. With us, betsy mccaughey, founder of the committee to reduce infection debts. She was former Lieutenant Governor of new york. You saw the cdc talk to this afternoon about safety. What does it tell to you . People will more likely die in a hospital of infection than likely to get shot by a gun this country. That is shocking. Thats right, question l gerri. Infections kill more people than call cases of bret canser and aids and car accidents. 75,000 people a year. Hospitals not only lack the space and staff and money to handle ebola, they lack the culture, the discipline, the rigor, the exacting performance. Betsy, let me interrupt you here for a second. We were promised, we were told western medicine would save us. Oh, yeah. Gerri that we have the best medicine in the world. We have cant handle ebola . Let me make it clear from the beginning, july, august, september, the head of the cdc, Thomas Frieden lied to us. He said any hospital with an icu that can isolate a patient can handle ebola. Well clearly that is not true. We saw it in dallas that is not true. Gerri let me ask you this. Did he lie to us or did he not understand how potent ebola is . I think it is clear that how potent it is because 16 of the doctors from Doctors Without Borders have contracted ebola. Theyre very skilled, very trained. Nine of them have died. 233 doctors and nurses and all have died treating ebola in africa. Some were undertrained or underequipped but many were the top epidemiologists in those nations. Let me get back to the point you came on to make. You say common infections rage, rage through our hospitals. Why . Because doctors and nurses forget to clean their hand in between patients. Overlook other protocols. The word that tom frieden keeps using, they overlook them. Also the surfaces in the hospital are heavily contaminated. For example, studies show when cleaners clean a hospital room, when one patient is discharged before the next patient is put in there, they overlook half the surfaces. 50 . So that the germs are left behind lingering to infect the next patient. In fact, what room youre put in is the single biggest factor determining who gets a hospital infection. Gerri oh, my goodness. So the other thing we heard of course is that it is not just cleaning up afterwards. Also cleaning up the caregiver afterwards and taking off the covers and removing this containment suit is so meticulous and so dangerous a nurse in spain is clinging to life. It is believed as she was removing her suit she inad have h vert antly inadvert arently touched her gloved cheek. One of the hospital administrators said having protective gear is not enough to keep you safe. That is my worry. Were not keeping doctors and nurses gerri one point you make, maybe respirators are needed for people treating ebola patients. Why . Thats right. Especially going through certain procedures like putting a breathing tube down or dialysis, there is a lot of aerosol. That means that the patient is sneezing, coughing, emitting droplets of the virus that can land on your face and enter your eye, enter your mouth. Many are not enough. Gerri we have a long way to go. Betsy mccaughey, great job. Story we wanted to tell. We appreciate your doing it. Sorry we have to tell it. Good point. Coming up 8 00 p. M. Eastern time, neil cavuto will sit down with a former hhs secretary, michael levitt, said mention have the right to be afraid, they should be afraid of ebola. Tonight, 8 00 p. M. You wont want to miss that. We want to know what you think. Here is our question tonight. Should the cdc director resign . Log on to gerriwillis. Com. Vote on the righthand side of the screen. I will share results at the end of tonights show. During the show we want you to facebook me or tweet me gerriwillisfbn. Go to the website, gerriwillis. Com. We want to know what you think about ebola. What should we be covering. Do you have questions . We are happy to answer them. Changes at one of the biggest Financial Services in the country. The founders daughter takes the reins at the second Largest Mutual Fund company. What does it mean for your portfolio. So ally bank really has no hidden fees on savings accounts . Thats right. Its just that im worried about you know hidden things. Ok, whys that . No hidden fees, from the bank where no branches equals great rates. Ghave a nice flight r bag right here. Traveling can feel like one big mystery. Youre never quite sure what is coming your way. But when youve got an entire company who knows that the most ontime flights are nothing if we cant get your things there too. Its no wonder more People Choose delta than any other airline. I wish. Please, please, please, please, please. [ male announcer ] the wish we wish above all. Is health. So we quit selling cigarettes in our cvs pharmacies. Expanded minuteclinic, for walkin medical care. And created programs that encourage people to take their medications regularly. Introducing cvs health. A new purpose. A new promise. To help all those wishes come true. Cvs health. Because health is everyth so i can reach ally bank 24 7, but there are24 7branches . Its just im a little reluctant to try new things. Whats wrong with trying new things . Feel that in your muscles . Yeah. I do. Try a new way to bank, where no branches equals great rates. Gerri a big shakeup rocking the nations biggest mutual fund. Abigail johnson taking over the reigns. Here is with the latest, lauren young, money editor at reuters. Full disclosure, we have known each other forever. Working together at smart money magazine. This was long expected but ultimately will it mean for running of the company. People have been expecting this for a long time. Abby has been groomed for the position for forever as you say. It is not going to be a huge change because she is the third johnson to run the company now. So theyre basically passing the baton. That said, she is very reserved. She is very smart. She is very strategic and i dont expect things to change dramatically. Gerri interesting to me, second biggest Mutual Fund Company in the country, right. Used to be the biggest. Gerri used to be the biggest, that the reins can pass inside a family. Theyre overseeing trillions of investor dollars. This isnt a case where people talk about who should be the running company. This is dad passes the reins to daughter. I think it is amazing in this day and age this amount of money can be handled that way. What do you make of it . The johnsons are very private. Theyre not flashchy. And flashy. It is all about fidelity all the time this is what they live and breathe. It is not surprising that it is so closely held. That said, i mean, abby has worked at the firm in many different roles. So she has got a lot of experience. She has insight that somebody from the outside would not have. Gerri how did she do as a fund manageer . Not well. She was not a stellar fund manager. She has done a lot Better Running other parts of the fidelity empire. There are tent can cycles in the benefits Administration Business tentacles. Youre getting steady revenue helping manage payroll. Gerri fund flows are down in actively managed fund. I think of fidelity as huge name. Seems to me theyre having issues here. Fund flows are down for sure, because, passively managed funds, index funds at vanguard is biggest fund are in vogue. Etfs are in vogue. Gerri they been slow. Vanguard, blackrock, light years ahead of them. So that has been a problem. Fidelity has a giant brokerage business. They have 10,000 advisors many independent on their platform. That is an amazing business to be. Gerri it is growing. Theyre very good in that business. Gerri that is interesting. They have a legendary name at this institution at fidelity. How is he doing . Isnt he getting to a point where he might want to pass the baton too . He is 54. He manages con Interest Fund with 100 billion in assets. He is an amazing fund manager. He had his ups, he had his downs. I dont think he is going anywhere. Fidelity moved away from the star system. Dennis is the best known manager but there is young talent out there to be watched. Talk for a second what is going on in the Fund Industry generally. I think it is fascinating that reins at fido is changing hands. Pimco with bill gross going. Is there something in the water with Fund Companies or what is going on . Were seeing older people shifting chairs for sure. Gerri, you and i been in business for a while. We put the fun in mutual fund. It used to be hot and cool. People were into Fund Managers like bill miller. They were stars. Those stars have gone away. If you listen to what jack bogle, the founder of vanguard said, dont try to beat market. Think a lot of people, particularly after the financieral crash, have gotten that religion. They want to match the market. Lauren young, thanks for coming on. Thank you, gerri. Gerri later in the show, it is day two of our users guide to choosing the best Health Insurance. It is open enrollment time. First a tv legend that is changing the way women view getting older. The author of im too young for this. Suzanne sommers is joining me next. Stay with us. Introducing Synchrony Financial bringing new meaning to the word partnership. Banking. Loyalty. Analytics. Synchrony financial. Engage with us. I if you want to actually enjoy the process of aging but not only feel great but look great too. You will want to hear this. With how you can slow down the clock, were going to stop the clock, tv icon and author suzanne sommers. Author the book, im too young for this. Natural hormone solution. Great to have you here as always. We talked talked about this boo. This is the paper back version if youre going to buy it. Why dud write this book in the first place . Probably most comprehensive book on hormones ive written so far. I have written about nine. It really had impact the way women are aging. When i first started doing this, found about 30 doctors in whole country who got it. Now were up to a couple hundred thousand doctors who are doing this i realized i had to expand the demographics because younger and younger women are experiencing hormonal decline. Gerri why. Younger and younger women are getting cancer. Because were under the greatest environmental assault in history of mankind and experiencing more stress than ever before. Our food has been damaged. So you have damaged food with a lost chemicals. Youre using chemicals to clean your house. Using chemicals to you know, for hair care and skin care and makeup and lead in the makeup, et cetera. Then the stress, the combination is blunting harm knowns earlier earlier hormones in women earlier. If you start noticing a lot of 30, 35ish women are starting to get cancer, oaf varian, breast cancer. Very scary. I talk to people all the time. You hear stories about young people getting canser. It is concerning. What is the most important thing . Is it the food that im eating . Is it exercise . What do people need to be doing and especially women . If i knew then what i know now i would start getting a baseline blood test, to see where my hormone levels are now. So that year to year, you can do a comparison to see where your deficiencies are. Once you start seeing deficiencies, why wait until in fullblown symptoms. I call it the seven dwarfs the men news. Itchy, bitchchy, sleepy, bloated, all dried up. If you any of those live in your house, read the book. Gerri tell us about hormones. Biologically identical to the human hormone, an exact replica what you make, what i make none of. For me, i completely replace everything. Every day of the year i rub on mys throw again cream. Two weeks of every month, i rub on progesterone cream. Every day i rub on testosterone cream and dhea. That is really all it is. Then changing your lifestyle, eliminating as many toxins as possible. Eating organic food. I cant afford. You know, whoever thought it was a good idea to spray poison on food . Im so surprised that the demand isnt, demand hasnt caught up with restaurants. What do you have organic . Oh, nothing. Even highend. Gerri you see it everywhere. If you talk to economists, if you talk to people who worry about everybody getting enough food to eat, they will tell you, if you use those toxins, those pesticides, there is lot more food for a lot more people. At what cost . See, look at gmos. Look at pesticide laden food. Look at the impact on health. If you look at biggest picture, thats what you do in terms of your understanding of the economy, yeah, so there gerri more people superior quality food here but sales are up and they can eat it. But down the road, here are people with cancer, autoimmune diseases. So, this is a big, expense down here whereas over here its a minimal expense to start turning the ocean liner around. Im just, what i want women to know, and men, is that there is a new way to age. You dont have to go the way of those before us. If you look at those who end up in nursing homes, is there any one person in a nursing home whoever thought they would end up there . What did they do . What did they do . They didnt do anything wrong . Just out of ignorance and lack of education, they didnt understand the impact of these things that were talking about. They didnt understand replacing what were losing in the aging process. And they have extended life which is great. You and i will be around, i will be around gerri a long time. 90, 100, 110. Gerri i want to feel good and look good. I think that is exactly what youre trying to do. Sleep without drugs. Have a sex drive. How nice. My kids are grown and they have their own, i kind of laugh now. My son is putting his daughter through college and im thinking, yeah, that is called adulthood, big college tuition, ha, ha. Were just enjoying our life. I celebrate my age. I tell me age so that women can see that what we thought was going to be so awful can be so great. Every day is a good one for me. I wake up happy. I dont take a single drug. Maybe that is gerri so you look fantastic. Im here to say it. Will you tell us how old you are . Yes. On thursday i will be 68. If you were sitting here with me, i know youre thinking camera is lying, not 68, my friend. You know what it does . Hormones, keep your insides young. So if your insides, organs and glands are young and operating at peak, then your hair stays young and luster russ. Your nails are good. You wrinkle less. Things get perky. You dont gain weight, when your hormones are balanced if eating right. It is, i never thought i would love this age. Gerri you do. And i do. My husband, who is 10 years older than i am has been hormones for a couple of decades. Instead of it, at this age, losing interest in one another and drifting apart in various interests, we kind of are just locked arm in arm. Gerri i love that story. Suzanne well have to leave it there. Great to have you back on the show. Did i make you want it . Gerri youre the best advertisement for your book. Thanks for coming on. I always enjoy you. Gerri coming up next, users guide to choosing best Health Insurance. Were looking at open enrollment. What choices are you facing. How much will your costs rise . Answers coming up after the break. 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Discuss all medicines you take, even eye drops. Stop taking spiriva and seek immediate medical help if your breathing suddenly worsens, your throat or tongue swells,. You can get hives, vision changes or eye pain, or problems passing urine. Other side effects include dry mouth and constipation. Nothing can reverse copd. Spiriva helps me breathe better. Sfx blowing sound. Does breathing with copd. Weigh you down . Dont wait ask your doctor about spiriva handihaler. Gerri its day two of our week long special users guide. Open enrollment is just around the corner so were teaming up with top experts to help you navigate the process. Tonight were breaking down everything you need to know about workplace sponsored insurance. About half of americans get that. Joining us now nancy. Nancy, great to have you here. So its the eve of signing up. Signing your family up for these plans. What can people comp . Are they going to have more choice, fewer . About halfople who get workplace plans have a choice of more than one plan. So if you have one plan, youre kind of stuck, but otherwise you have some decisions to make. What are we going to see on the cost side . Ive seen estimates that doubles this year will be up 7 percent. What about premiums . We dont know until next year how much the premiums have gone up. Last year was a good year. The average premium only went up 3 percent. Gerri what about other costs . Copays . What are we seeing the outofpocket costs. Out of pocket costs have been creeping up little by little. Im assuming that trend will continue. Gerri right. And a lot of companies out there, theyre giving you these special plans to make you stop smoking, theyre going to charge you more in some cases if youre doing the wrong thing. What is the general trend in that . Those are wellness plans. Theres a lot of companies trying it. Its not a widespread yet. Theres a lot of recyst answer from employees. If you are offered it though take it. Its good for you. Gerri exactly right. The Big Questions workers should be asking themselves, how do you make the decision about how to make the best decision for you and your family. Dont just look at premiums, your share of the premium. Look at how much the plan is going to cost to you. Whats the deductible. Do you have to pay to go to the doctor . Does the plan give you anything before you meet the deductible . Whats the most out of pocket limit which is the most you can pay in a year if you have a really bad year. Gerri those are good ideas. Smart response. Lets talk about high deductible plans. These are plans that a lot of employers have been pushing on workers. It has a high deductible. And the thought that younger people in particular are going to take these up because they can pay less out of pocket. If theyre coupled with a Health Savings account they can be a great deal especially for younger workers who dont have a lot of health care costs. Many employers put money into the Health Savings account and then you can use that money to pay stuff the Insurance Plan doesnt pay. Even stuff like glasses, dental care that might not be well covered in your plan. If you take advantage of that, you get money to pay your bills, you get tax advantages, and if you leave your job, you take it with you. Gerri 23 percent of Companies Offer that high deductible plan. Its super popular right now. Thanks for coming in. Now, if youre not on obamacare doesnt mean the law isnt impacting your company plan and your bottom line. Joining me doug president of the American Action forum. Its always good to see you. And i know you you are trained on this topic like nobodys business. Tell me fully if you would, what is the major impact of obamacare on private sector, Company Sponsored health plans. Theres a requirement that employers offer a plan. The other 10 percent will have to pake up the cost of Offering Health insurance thats going to auto come out of somewhere. Second thing that the laws does is it puts benefit mandates in. Insurance have to be good enough. Youre going to see higher costs because the plans having to expand their benefits. Thats going to show up with the individuals paying higher premiums and the employers again having less money to put out in wages. Well see those impacts acrosstheboard. It begins january 1st. It begins a year after that for those who are 50 to 100 employees. I expect in that second group well see bigger impacts. Gerri and those will be higher the costs workers . Sure. Workers are going to get a double whammy. Because the money has to come from somewhere, less in the way of wages. Thats bad news. Gerri you look back over the last ten years its been super ugly. Rising doubles. Were talking of doubling essentially workers costs here. Can this go on forever. It seems to me at some point weve really stuck a knife in the heart of the employer backed plans. And to our determent in our view. Tell me your analysis . The fundamental problem is the National Health care program is going up. Insurance is just a way to shift it around. . if i have a Big Health Care bill, i can use my insurance to shift it to someone else. The employers are trying to shift the cost to their workers. And the Insurance Companies are trying to push it back to the hospitals. We need a policy that brings down costs and enhances quality. Until we see that, well see some combination of very meerkd wage growth and were going to see pressure to shift costs on onto workers. You look at the high deductible plans you were talking about only 3 percent of workers had that thats up to 19 percent in 2014. Its just a push to shift the cost over to workers. Gerri another group of workers having a hard time is parttime workers. Walmart told 30,000 of its parttime workers were not going to cover you. Theyre not the first to do that. Target, home depot, walgreens all did the same thing. And doug, this is interesting because walmart prizes itself on offering coverage to people like this. This is a straightforward incentive in the law. In f youre working 30 hours youre fulltime and your employer has to provide you affordable insurance. Many of their employers are putting their people at 29 and below. We saw the big employers do it this year because their mandate starts sooner. Imagine the smaller franchises and the mom and pop shops thats the next year phenomena. Theres no way around this. Its a big financial incentive for the firms. Its a big problem for the workers who get fewer hours and have to go off and shop somewhere else. Its just beginning to show up in the labor market. Gerri doug, thank you. And remember all this week as part of our users guide were helping you choose the best Health Insurance if you have any questions about your coverage please email the show by going to gerriwillis. Com and this friday were going to have a panel of experts to help answer those questions including doug. And coming up tomorrow a look at medicare with the costs up how do you mcthe right plan. Well tell you what you need to know. And now we want to hear from you with still no answers on how a texas nurse contracted ebola many are calling for the cdc director to resign. Do you agree . Heres what some of you are posting me on facebook tonight. Tom says just another government guy not telling the truth. And george writes, yes, he should resign. He should have had the Trauma Center set up. And signs of all communicable illness. I dont think he knows exactly what hes dealing with. Despite his title he doesnt impress me. He needs to replaced anyone following a political line does not need to be in this position. Very, very critical of the cdc director. And here are some of your emails on host of stories recently. Greg from california answers this question cash or credit . He says my personal experience shows we spend less using cash for those of us trying to control our spending and budget its better to use cash. If you dont see it, you dont feel it. Even the studies prove it had it. He says isnt letting the government decide on how to invest and save my money sort of like letting made off handle my money. And ricky says, if someone on welfare wants weed they need to be using real cash, not working taxpayer dollars. Amen. And amen ricky. We love hearing from you. Send me an email go to gerri will us. Com. One supermarket changing the way it labels meat much to everyones surprise. Americans arent spending like they used to how is this helping Credit Card Companies making more money. Are you being taken advantage of as a result heres a consumer gauge with the numbers that mean the most to you. Well be right back. Gerri a fox business alert for you now macys is throwing down the gauntlet when it comes to black friday. It will open 6 00 p. M. Thanksgiving day. Thats two hours earlier than last year. And with the holidays fast approaching a new bank rate survey may have some unwelcome news for retrailers. Twothirds of americans are limiting how much theyre spending each month. Joining me is greg mcbride. It might be bad for retailers, but for those was us trying to stay in our budget maybe it makes a lot of sense. When you dig into these numbers what are the reasons people are holding back . The two big ones are stagnant Household Income and the need to save more. Of course, the missing ingredient from the economic recovery is that we havent seen income increase. People havent been able to move the needle on savings. Gerri digging into those numbers, we havent seen median incomes rise for nine years. Its 51,000. Folks are upset, angry and theyre trying to find a way to spend more with less. We know some prices in the economy at least are going up. Its a vice grip out there. Even so the Credit Card Companies are making more money. How . Dlingz have come down. As the economy recovers, as unemployment comes down more people are paying their bills on time. The other component is that people are reluctant to pile on new debt. Im not convince that would last forever. People are reluctant to pile on new debt, debt they dont know if they can pay back. Gerri thats fascinating. You know economist greg has told me for years one thing you can count on American Consumers is that they will spend money. And they will always spend money. That has changed. Whats behind it . What decides the experience maybe of the last five or six years . Does it go beyond that . Well, i think really for a a lot of people the memories of the financial crisis are still very fresh. They dont have the same access to credit now that they did prior to the financial crisis, but also they dont have the same appetite to consume that he did prior to the financial crisis because people know savings is their weak spot. They dont have enough Emergency Savings to absorb on unplanned expenses. They rein in their and then also that Household Income that i mentioned earlier when its not going up when its barely keeping pace with inflation. It doesnt give people a whole lot of buying power. People just dont have extra money laying around that they can use to bring up spending in a meaningful way. Gerri thanks for your time today. Time now for a look at stories youre clicking on on fox business. Com. Stocks falling again today as the market cant seem to shake off the slump. The largest Bank Jpmorgan return to profit. Wells fargo was in line with wall streets expectation. And citigroup reported a great year. This time involving more than 180,000 suvs. 2014 Dodge Durango and jeep cherokees are being recalled due to a wiring issue. Recalls. And mcdonalds wants to show you its food isnt as bad as some people think. The chain is answering some unappetizing questions. Those are the hot stories on fox business. Com still to come my 2 cents more. And one of the biggest supermarket operators in america is changing the way it labels meat. Well have details on that. Im only in my 60s. Ive got a nice long life ahead. Big plans. So when i found out medicare doesnt pay all my medical expenses, i looked at my options. Then i got a Medicare SupplementInsurance Plan. [ male announcer ] if youre eligible for medicare, you may know it only covers about 80 of your part b medical expenses. The rest is up to you. Call now and find out about an aarp Medicare SupplementInsurance Plan, insured by unitedhealthcare insurance company. 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Remember, all Medicare SupplementInsurance Plans help cover what medicare doesnt pay. And could save you in outofpocket medical costs. Call now to request your free decision guide. And learn more about the kinds of plans that will be here for you now and down the road. I have a lifetime of experience. So i know how important that is. Gerri the usda has a big beef with meat labels at giant that Supermarket Chain is using new packaging on its steaks and some consumers think theyre too vague. The giant labels read usda graded. To find out why this isnt kosher were joined by consumer expert clark howard. Clark, always so good to have you on. Thanks great to be here. Gerri tell me about these labels. Why is it so important . Why is the usda so upset. What giant is really doing is really impossible for a consumer to be able to comparison shop. The supermarket business is so competitive right now. Figure in there and they have steaks in there and i dont know the grade or quality, which i have no way of knowing under this weirdo labeling system, i cant compare if its better. Or if its a a better deal way competitor and giant ill tell you in their service territory, they face such severe competition. This is all about being able to avoid the Price Comparison. Gerri theyre big, big thats for sure. And putting usda graded is like, oh, yeah, we passed by the inspector at some point. It doesnt mean anything. And heres what the usda folks said, its truthful because its graded, but its misleading because it doesnt tell you anything. Theres no question in the consumer marketplace people are going to push back. Giant will go back to traditional labeling because its what people expect. And for them to be able to vibrantly compete theyll have to do it the right way. This is definitely not the right way. In so many other industries right now, you go to buy a mattress. The same mattress at five Different Stores has five different model numbers. The mattress manufactures and retailers are saying the Price Comparison shopping is killing us so theyre giving every retailer their own unique names for the mattresses and model numbers. Now, its happening intronics for the same reason so that if you try and price match, onee Electronic Store will have a Different Number than the next one to try and take some power away from you and me. With our ability to price compare right on our cell phones. Gerri are you telling me that giant is trying to dupe us . Trying to make sure we dont really understand whats going on . Is that the issue here . Yes, and i think this was a terrible idea. They say it was their marketing people. But what a bad lame idea. Instead of competing wrks competition with the service you provide, the price, the selection, instead theyre pulling these labeling games. This is a really bad business idea. Gerri i want to show folks. So these are the rules from the government approximately regulating these labels. Look how much stuff there is here. Its hideously complicated too begin with. Do you think they just got mixed up . No. No. Gerri i was trying to offer an out for them. Who knows maybe they just got it wrong. No, it was a business strategy. I would think almost certainly, but theyre going to do it right. You know, food is something we need to be able to trust and theres already issues in the supermarket with all the weird labeling, the things that claim to be natural or claim to be organic, the various degrees of organic. So people are already on the lookout for deception in the supermarket aisles and this was really not a smart move. Gerri well, i think theyre taking it all back is what i hear. Theyll change those labels back. Clark, great to see you, thank you. Well be right back with my 2 cents more and the answer of of the day, should the cdc director resign . Stay with us. Gerri well, what do you think tonight should the head of the cdc resign. 86 percent say yes. 14 percent say no. Never to mince words, Chris Christie has some interesting things to say when asked if he would want a seat in the u. S. Senate. The republican said hed rather drown himself in the river than serve in senator from new jersey. He would be bored to death in the charm. He finished by saying he will never run for office in new jersey again. Wow. Okay. And finally as weve been talking about all week, its that time of year again. Companies are opening enrollment and health Insurance Plans. If you havent gotten the peek be advised you may get sticker shock when you do. Companies forecast Higher Health care costs if you work for a small company, watch out because your prices may rise even more than 7 percent average. In fact doubles have jumped from 184 bucks to more than 1,200 today. As you compare those plans dont assume your plan from last year is the same thing this time around. Plans are converging and looking more and more like each other. Youll want to think about what services youve used in the past and youre likely to use again. If youre not a big user of health care, you might want to think about a high deductible plan. If you choose this route, consider to set aside money in a savings account to cover the cost. Thats my 2 cents more. Well look at medicare well tell you what you need to know including the big changes this year. Be sure to watch. Thats it for tonights will us i sawillis report. Have a great night. Well see you tomorrow. Charles im Charles Payne and youre watching making money. Some very big news today. The cdc boss lays out a new battle plan to combat ebola. The United States begins testing ebola vaccines. Ashley webster has been following these developments. Charles, the government saying this afternoon it will send a Rapid Response team to any hospital in the country that diagnoses another ebola patient. The cdc says its still not clear how a dallas nurse became infected when treating Thomas Duncan, but suggested an Ebola Response team may have been able to prevent it a total of 76 hospital workers in dallas who may have had contact with duncan and his blood are still being monitored. We learned that the wallet