Facebook revolutionalizing the science of human behavior. What are we teaching ourselves about ourselves . Its happening on facebook. And. Dont sign up for a store credit card until you heard our report. The willis report, where consumers are our business, and the show starts right now. And we begin tonight with the deadly outbreak of ebola considered to be the worst in history. The cdc issuing highest level alert for outbreak. The death toll soaring past 900, over 1,000 confirmed cases and the outbreak may have spread to four continents. The World Health Organization is considering declaring International Health emergency after 108 new cases were confirmed over the weekend. Jonathan joins us live from atlanta where two americans are currently treated for the deadly disease, jonathan . The last time the cdc moved Emergency Operation center to level one was in 2009. That was during the h1n1 flu pandemic going on then. The highest alert level of the cdc and mobilized resources across the agency to respond to the Ebola Outbreak in africa. Cdc Officials Say this does not mean americans are at increased risk at home but more resources are needed to address outbreak in a part of africa that never experienced ebola before and got a late start in diagnosing and isolating victims to prevent the virus from spreading. Lessons learned moving forward, listen. Develop cdc modeled after the american cdc to respond to the outbreaks recognizing that individual nations dont have the resources they need do this. Today we got our first upclose look at the aircraft that brought the two american missionaries back to the u. S. For treatment. Phoenix air out of cartersville, georgia outfitted this gulf stream 3 with all the equipment you expect in intensive care unit with the added protection of isolation tent carrying the ebola patients. After each flight, the tent was sanitized, folded, incinerated and replaced with a completely new tent. Company Officials Say they had no hesitation about accepting the mission of transporting ebola patients. Cheryl . Heres the question for most americans nowsa the story continues, what measures are in place to prevent the spread of ebola here in the United States . The cdc has quarantine stations in place at International Airports and points of entry where you see International Passengers coming through. They can quarantine people they suspect of having the virus and hospitals have been warned to check patients. Those who come in, complaining of fever, gastrointestinal problems, if they traveled to west africa, doctors have been told to test them for ebola and isolate them until the tests turn out to be negative. This caused false alarms around the country, but it shows that doctors and nurses are heeding the warnings, taking them seriously, and that is what will prevent this virus from spreading in this country like it did in west africa. Where so many aid workers and medical personnel in africa are getting sick. Jonathan, thank you for the update on that. My pleasure. The cdc director is confident there wont be a large outbreak here in the United States. But should you still be concerned . Dr. Kevin campel, assistant professor of medicine at university of North Carolina joins me with what you need to know. The cdc director came out today, Many Americans are wondering we had a hearing in d. C. About this, if we need start worrying about what is probably there is no cure for ebola and a horribly violent disease. Should we be concerned in this country . You know, we have some of the best protocols for containment of disease in the world in the United States. We have great isolation wards, and we understand the disease and how it works and how its transmitted. I do not see an outbreak in the u. S. As a real possibility. If we continue to practice these types of measures. What about travel . We were showing the picture of aircraft, the jet completely refurbished that carried these patients, but in the world of International Travel in and out of africa with the disease, i believe its two to eight days it takes to manifest in the body . Doesnt that mean because of the way that we fly in this era that it could easily be spread around the world . Well, we have remember how ebola is spread. Its not aerosolized, you cant catch it through the air through droplets like the flu or the sars or mers virus. It is contracted by coming in contact with body fluid such as blood, urine, feces, that sort of thing, it requires very intimate closeup contact and casual contact, youre not going to transmit ebola. The president came out and spoke about this and, of course the big question is this experimental drug, and they decided not to send this experimental drug, this zmapp, because the president is saying basically that hes not prepared to do something. Listen to what the president had to say and i want to get your reaction on the other side. I think we got to let the science guide us, and you know, i dont think all the information is in on whether this drug is helpful. The ebola virus currently and in the past is controllable, if you have a Strong Public Health infrastructure in place. Which doctor, we have in this country, but they dont in africa. Thats the problem. Is the president being too cautious . Im a little confused because the president has no role in whether or not these drugs leave the country. Thats the role of the fda that can allow compassionate use of the drugs, and in all honesty, the president has no experience in the science of Infection Control and that sort of stuff. So really, i think that these drugs have potential, we have two case patients that theyve been tried in and seem to be working. We need more clinical trials, but when we have this many people dying in west africa, i would advocate releasing that drug to west africa for compassionate use. Problem is this company may not have enough of the drug available. Its a very Small Company and its going to cost resources to mass produce the drug. Breaking news, the stock tekmira was actually halted. Its tied to, of course, another drug treatment for ebola. Do you think that tekmira could be like youre saying, the fda could send that over . Is that a possibility here . I think it is a possibility. I think from what i am hearing, the fda is going to make a ruling on this drug in the next 2448 hours and that probably has something to do with the stock changing as it did at the end of the day today. I think that we must work very carefully with the west african officials to help them with Infection Control protocols and provide any assistance, be it pharmaceuticals or what not to prevent the spread of this disease. What about money, dr. Campbell, the british are sending about 5 million to help the africans to get this under control. They dont have the infrastructure and, again, as our correspondent let us know out of atlanta, its the doctors, the aid workers and nurses in africa that are at the most risk. Should we send funding for now like an emergency bill . And i think that is a good idea. We want to be sure this funding is used to buy good protective equipment to put the protocols in play. If you have outdated protective care and treating patients, you could be exposed. When youre exposed, you can expose others. Its critical that we do aid them in some way but want to make sure this money is used for actual purpose. Dr. Campbell, great to have you here. This story is continuing to develop tonight and we appreciate your time. Thank you very much for having me. Thank you. We have a lot nor come during this hour including your voice, your voice is important to us. During the show we want you to facebook the show or tweet us at gerri willis fbn or tweet me at cheryl casone, and at the bottom of the hour, going to read your comments. You Pay Attention to the amount you are swiping, do you know how much interest youre paying on each your credit cards . The surprising answer. We took it to the streets, that is coming up after the break. I had no idea i had shingles. There was like an eruption on my skin and burning. Id lift my arm and the pain back here was excruciating. When i went to the doctor his first question was did you have chickenpox . I thought it was something that, you know, old people got. Gerri do you know how much youre paying on the store credit card, twice the National Average of low rate cards. We took to the streets to see if the people of manhattan knew how much theyre paying . I dont know the Interest Rate right now. The same with me, we pay ourselves every month, we dont know the Interest Rate. Im with her, i pay it off every month. The Interest Rate 18. 8 or 21 now. Its high. Im really not sure, i think im going to go with 17 . And you . Ive seen them up to 24. No, i do not. 14. 99. I have no idea i never paid interest on the credit card. We pay in full every month. The only thing i believe in paying interest on is a home or car, or a big purchase. Pay, buy what you need and thats it. My kids are in their 30s and they dont pay interest either. You might as well pay a loanshark 16, 17 . Thats silly. Is it awful that i dont . No i havent paid im huge on just paying it off every single time. Minute i see a balance, i pay it off. Thats helped my fico score. Why would i need to know what the Interest Rate is . Well, liz, listen, the National Average for all credit cards is about 15 . And a new report by our next guest says retailers are the worst culprits when it comes to credit card rates. Here with the top offenders is matt schultz Senior Analyst at credit cards. Com. A lot of people had no idea what they were paying, youre saying the retailers are the worst offenders. Whos the worst offender in your mind when it comes to charging people and what are they chargeing . The highest Interest Rate we found on the Retail Credit cards was the zales credit card, 28. 99 . And thats even higher than the average that we found which was about 23 for these retail cards in general, and when you compare that to credit cards as a whole, the average rate is about 15 . So youre looking at pretty high numbers there. Thats what we were saying, office depot was on the list, staples, best buy. And also more offenders that i was surprised to see, walmart, 22 . A little surprising from walmart considering they try to serve that lower income demographic. People are getting groceries at walmart. Kroger, costco, target making an appearance here. These are big spreads. Obviously youre going to tell our viewers its not a good idea to get these cards, or are you going to say its worth it once in a while . Well, if they follow the example that the folks that you talk to on the street followed and pay their bills off ever month in full, then some of these cards can be a good deal because if you pay your bill off in full, then you dont have to worry about the Interest Rate because it never comes into play, and then youre able to get some rewards that you might not be able to get from some other places. I was going to say, a lot of times if you go to best by, im going buy a television, and do you want to open up a card . You get 15 off. Buying a tv, thats 700. 15 is worth it. Maybe there are instances where its worth taking the chance . Sure, it is all about doing the math. If you have a thousand dollar balance on one of these 23 credit cards, and all you do is pay off the minimum, then youll end up paying an extra 800 in interest, and it will take you about six years to pay off, and if you have a lower rate card like the 15 National Average, you can pretty much cut that Interest Rate in half, and the payoff time by about a year and a half. One of the things we saw from the consumer protection, the consumer bill of rights, all the programs weve had since the recession, and correct me if im wrong, we can see the payoff amount on our bills. Thats something thats new that was a lastminute addition to the legislation that came out of washington. Yeah, that is definitely something that is new over the last couple years, and seems like it would be a really positive thing, because it puts it puts that data and that kind of, how daunting it can be to pay that stuff off, it puts it in front of your face every time you look at a bill. I dont want to depress gerris viewers, im just the fillin host tonight. Show them the top five lowest rate retail cards that you found. So there are decent deals. Armyair force exchange. Officemax. Nordstrom pretty good. Williamssonoma. These names, are they always this low or a fad . This is when you collected the data and the rates may change . Right, credit card rates change all the time, and fluctuate with the markets and all that sort of thing, and with the officemax visa signature one, the one with the lowest rate, unfortunately theres also a higher end to that range. You can pay 9. 99 if you have really good credit, but if you dont have such good credit, it can go up to 23. 99 . I have to say, matt. Were running out of time. We did see headlines cross, theyre looking to change how fico scores are calculated and that could be great not just for consumers who are trying to buy homes and loans in particular, that could be good for banks because they could have leeway in lending. Thank you very much for the data. Very interesting. Thank you. All right. Well, with an Unemployment Rate of more than 6 , it is important that you stand out from the pack when applying for a job, but sometimes applicants go a little too far and they lie. A new survey from Career Builder shows half those doing the hiring have caught applicants in a lie, and increased sincelet recession. Some of the most memorable resume lies. Number five, applicant applied twice for the same position and provided different work history on each application. Number four, applicant claimed to be olympic gold medalist. Number three, applicant claimed they had been a construction supervisor but built a dog house in his backyard. Better have been a nice dog house, buddy. Number two, applicant claimed to have 25 Years Experience but he was only 32 years old. Child prodigy . Genius . And the number one most memorable resume lie, applicant was an aid to countrys Prime Minister. But the country doesnt have a Prime Minister nice job. Those are the most memorable and common lies are embellished skill set. We want to know what you think . Here is the question for you, have you lied on a resume. This is anonymous. If you tweet me and your name is on, there its out for everyone to see. Log onto gerriwillis. Com, vote on the righthand side of the screen. Thats anonymous. Well get the results to you at the end of the show. Think about it. A 4. 5magnitude earthquake has rattled hawaiis big island as locals are preparing for back to back hurricanes that only seem to be gaining strength. Here is foxs meteorologist ri rick. They have never had a Tropical Storm or hurricane on the big island of hawaii ever make landfall. Hawaii is a needle in a haystack in the middle of the pacific ocean, thats directly what were talking about, they had impacts, direct landfall likely of a hurricane in the next six to eight hours. Tropical storm watches and warnings in the tropical islands where theyll see winds over the Tropical Stormforce range but not the 75mileanhour range in the big island. Thats the center of the storm closer to the big island, conditions get worse over the next number of hours. One thing that is different, we are accustomed to hurricanes across the eastern seaboard. All the eastern seaboard is flat, any time you have hurricane, its flat terrain. Hawaii, we have mountains and volcanoes over 13,500 feet high. Were talking 80mileanhour wind gusts at the surface, thats higher, potentially 100mileanhour winds. Rainfall increases and the rain slides down the mountain potentially bringing rocks and mud with it. Maybe about a foot of rain falling with. This wind still at 75 miles an hour. Thats the latest and very, very close here as this is going to make landfall. Talking about two storms, cheryl, and the next one is julio. This one looks like its following in the same track, it is going to have impacts to hawaii this weekend but going to be different and we think its going to be farther to the north. Hopefully not a direct landfall from the storm but get rain this time to the Northern Islands like kauai and oahu, the first one is a big storm for the big island. I want to ask you about kauai, six people were killed and mass destruction in kauai in particular. Seemed to be a more vulnerable island. Are we predicting that type of storm . No, and it was a category 4 hurricane. A much stronger storm than this one. This is a category 1 storm. This is some of the images from back in 1992. The strongest storm to hit hawaii. This one will not be. That they do not get many direct land false. This will be the third on on record were dealing with. Thats likely the case during the next number of hours. Rick, thank you for the update. Appreciate it. Later on the show, another day, another Bank Settlement from the leadup to the recession. Should executives be going to jail . Thats a question. And do you want to make cash flying around this summer . Why a new travel insurance is wishing your plane will be stuck on the tarmac or the airline will lose your luggage. Youll profit from this. Details coming up. With my friends, well do almost anything. Out for drinks, eats. I have very well fitting dentures. I like to eat a lot of fruits. Love them all. The seal i get with the super poligrip free keeps the seeds from getting up underneath. Even wellfitting dentures let in food particles. Super poligrip is zinc free. With just a few dabs, its clinically proven to seal out more food particles so youre more comfortable and confident while you eat. A lot of things going on in my life and the last thing i want to be thinking about is my dentures. [ charlie ] try zinc free super poligrip. [ male announcer ] its one of the most Amazing Things we build. Ssrooms and exhibit halls, mentoring tomorrows innovators. We build it raising roofs, preserving habitats and serving americas veterans. Every day, thousands of boeing volunteers help make their communities the best they can be. Building Something Better for all of us. Having a perfectly nice day, when out of nowhere a pickup truck slams into your brand new car. One second it wasnt there and the next second. Boom youve had your first accident. Now you have to make your first claim. So you talk to your Insurance Company and. Boom youre blindsided for a second time. They wont give you enough money to replace your brand new car. Dont those people know youre already shaken up . Liberty mutuals new car replacement will pay for the entire value of your car plus depreciation. Call and for drivers with accident forgiveness, Liberty Mutual wont raise your rates due to your first accident. Switch to Liberty Mutual insurance and you could save up to 423 dollars. Call Liberty Mutual for a free quote today at see Car Insurance in a whole new light. Liberty mutual insurance. Cheryl flights being delayed it is not the only problem travelers usually have to deal with. Lost luggage, being stuck on the tarmac, the list goes on and on. What if you make money off of the travel hassles that you experience . That is the prop to the promise of the travel insurance theyre care. Here with how to do it, founder. This is what your saying. I pay 25. If my flight sets on the tarmac for two hours or more i get paid out like a substantial amount of money, right . You get a thousand dollars. And if yak, it is great. If your bag is lost to get thousand dollars. Cheryl how does this work . I signed up for this insurance. It is called aircare. To i have to prove that my flight was on the tarmac . You always think insurance is great. Im going to have to go backwards. The paper trail. Youre not worried thatwill fig . Great questions. What they do is check your flight. All the software, gps the can tell you when a flight has departed or if it is late. They actually jacket. At that to our market and automatic payment to your credit card or bank account. Cheryl on the domestic cannot Enter National . For now it is only domestic. It will be international sometime this fall. It is a great way to protect yourself against the outrageous fees. Cheryl how is it different from other types of travel insurance . Good question. Other types of travel insurance, many do not cover anything that this aircare program from Berkshire Hathaway covers. They just dont. There is travel insurance double protect you if your bag is delayed, but only a hundred Dollars Per Day for three days. Aircare, if year bag is delayed you get an immediate payment of 500. That is in addition to whatever your Airline Might pay you. All of these payments are cumulative and in addition to whatever other coverage you have if your flight is stuck on the tarmac and you miss your connection, thats 500. If your bag is lost, thats a thousand dollars so travel insurance, of people dont buy it. And usually it doesnt. It is kind of like playing the lottery. Its a nice little compensation if something the. [silence] will flight. Cheryl us talk about that. You mentioned the word cumulative. If theyre is a delay, lose my luggage to miss my connection, especially of my luggage is delayed 12 hours are more. I can end up making more than 3,000 . You could. And you could make it on the way back in which case you probably stay home. If you i that unlucky. Cheryl not fly anymore. Just give it up. That is a bad light. It happens. We have all been through it. Thank you very much. Sure. Thanks. Coming up, forget big brother. Find out who is flying on the Facebook Page right now and why theyre doing it. And coming up next, bank of america agrees to the biggest settlement in history. Why is no one going to jail . We will have a great debate coming up right after the break. Youve reached the age where youve learned a thing or two. This is the age of knowing what youre made of. So why let erectile dysfunction get in your way . Talk to your doctor about viagra. 20 million men already have. Ask your doctor if your heart is healthy enough for sex. Do not take viagra if you take nitrates for chest pain. It may cause an unsafe drop in blood pressure. Side effects include headache, flushing, upset stomach, and abnormal vision. To avoid longterm injury, seek immediate medical help for an erection lasting more than four hours. Stop taking viagra and call your doctor right away if you experience a sudden decrease or loss in vision or hearing. This is the age of taking action. Viagra. Talk to you doctor. Hi need help finding a dependable used car . Yeah, im worried about things like flood damage. Oh, our team doesnt keep quiet about those cars. Frank to carfax®. Found an suv here heres a sports sedan ill get the vin number theres a convertible avoid that one large mouth bass. They get the word out. Only one site has a free carfax report for every car listed. Thats it start shopping at the new carfax. Com cheryl at fox business alert. The credit scoring company just announcing a new way of calculating credit scores. From now want it will no longer a factor in any debt or account that is with a Collection Agency that consumers have paid off for settled. They also place less weight on the unpaid medical date. Lenders check scores as they figure out whether to give credit to consumers and at what Interest Rate. The changes should help some folks that are looking to get a loan and especially a mortgage. It will also be good for banks. More leeway. This should be a winwin. Bank of america getting set to pay the federal government the biggest single fine in the history of corporate america. Expected to pay 17 billion for dealing in shoddy mortgages. It is a bank, and shareholders being unfairly punished for the activity of two companies that they were forced to buy. Lets go back a few years. With us now, chief strategist at bell. With the manhattan Institutes Center for legal policy. And i do want to start with you. Lets go back to this. He knew we had problems, sub prime mortgages. He decided, get that bank. I am going to sell it. The epicenter. Ground zero. He knew the sub prime crisis was so big that he approached bank of america to try to sell the company. Before he could he was ousted but not before receiving 167 million severance package. A lot of these guys were the poster children for the financial crisis. Cheryl it is interesting. As we look at this, you look back. He is talking, and no one really countrywide, what is he doing he is still ten, looks relaxed. Yet these billion dollar, multibillion dollar settlements keeping the banks. Are we punishing the wrong people . The answer is yes and no. I dont think that we should just lock up individuals and criminally prosecute individuals for essentially making a mistake. There has to be evidence of actual fraud. Cheryl is it more difficult . From a legal perspective, is it more difficult to prove a criminal case verses a civil case . It is more difficult to prove, but these are essentially all wallace. That is the real take away. Some of these are civil. Some are criminal. They never go to trial. No Business Manager is going to take this business against the federal government. Some of these guys have the best lawyers and lobbyists on the planet. It defies logic that some of these guys did not know what was going on. The perfect example. They actually had to admit guilt. There were consorting with the enemy. They were actually clearing transactions for sworn enemies. How could they be not doing anything wrong . Cheryl that is a recent case. A lot of the settlements, bank of america in particular through the mortgage crisis. It is a recent case, but it just goes to my point that they are not treating the shareholders properly. Theyre putting it off on them to be there are individuals here , and if you really want to change behavior that you have to go after the people. Cheryl the shareholders of suffering. I want to catch everybody up at home because there have been so many. Look at the numbers, what each bank is paid. Billions of dollars. I mean shareholders, if you dont think you own shares of these companies, you probably do you know, brace yourself. 508 billion, 27 billion. I mean, you know, the consumer, the shareholder, the innocent person who had nothing to do with this is the one that will be head. Well, that is absolutely right. You could make the argument if there was a genuine fraud that the shareholders of the banks were benefiting from the fraud in some capacity. The shareholders are getting the short end of the stick. And it is not even just the financial industry. What we see just with the deferred prosecution agreement on criminal prosecutions where the government says were going to walk away. Ten of the 100 Largest Companies in america are now operating under the thumb of the u. S. Justice department where you have government lawyers with no business experience telling managers of businesses what to do. And they are going along with it because in many cases the government says, well, you will lose your u. S. Banking license. It is pretty Good Business when you think about it. Cheryl for the department of justice. More than half the settlement will go to justice and be spread out. They will be fighting over this, and that is the way it has been. A lot of money as a stake. I can see why they do this. There would like to settle, but they should do their job because ultimately they are supposed to root of criminal behavior. Cheryl again, the journal and every other News Organization is reporting that this will happen. The Neighborhood Assistance Corporation of america comes out. The treasury saying some of this money from the banks is dont to go to struggling home owners. They are saying it is not. Just like past settlements. But why should the Justice Department be making these decisions in the first place . I mean, this is the decision of congress of want to help homeowners. We are talking about i think its not. It. Cheryl but now its not the home owners. The big endowments, Insurance Companies that bought these packages and securities from these banks. And so what were doing here, its another case of the administration doing an end run around to rule of law, setting up a fund where the Justice Department can give out money for whatever programs at once without going through congress, without alternately [inaudible conversations] cheryl an executive order. That is the next executive order. Last word. Makes a good point. A lot of the people that had a mortgage or not the ones that should really be getting the money. The victims in many cases, those who bought the actual mortgage securities. Hedge funds, endowments, a lot of rich people. Cheryl thank you very much. Interesting take on all of this. Well, when we come back we will have a look at el burial plots are becoming seriously big business and are costing big money. We are all going to die. You want to listen to the story. Also, your friends and not the only ones looking at what you post on facebook. Why and how psychologists are doing research on you. And as we go to break, here is your consumer debts. Cheryl in x÷÷÷÷÷÷÷÷÷ cheryl well, you allow your friends and family to see what is going on in your life by posting pictures and statuses, but they are not the only ones getting a glimpse. Facebook and other social media art treasures of terms for psychologists and researchers. Here to weigh and chief of psychotherapy and a good friend of the network. To you think that they are overreaching . What exactly are they looking for . My god, there is so much information on facebook. A huge age range. We get to see what people post, what theyre interested in, what emotions theyre sharing, what videos theyre sharing. Theyre is a lot of voluble information that we have not had access to before. For researchers that is like a kid in a candy store. Cheryl co what are they looking for . I cant tell you how many dog and cat videos. Does that say . Maybe you have that were looking at emotional contagion. What happened when someone posts a positive thing. But with that due to the people looking at those. What they found was it was contagious. Emotions are contagious. I think what companies are looking for is what people are buying, what people were interested in. Who is going viral, what people find attractive. And we are trying to get aspect into the human mind. And i think thats fine as long as everyone is up cant. What we know about researches the people who agree to be research privately say, i know im being researched. I know im being studied. Im agreeing to that. The problem that people have with facebook is the research is being done that wasnt transparent. There might be ethical issues. Cheryl the dating site just got into a heap of trouble because there were basically messing with peoples dating matches. Seeing how they would react. Did that and they were criticized. That is going too far. Well, anytime you are manipulating people without letting them know, especially people that are paying for a service. You dont want to mess around with peoples emotions or choices because that feels not right. If somebody agrees, i agree to be part of a research study, and i understand, i may not know exactly what is being studied. The person is signing up commanding think thats okay. We dont want to be manipulated. Cheryl is there an ethical question . We are talking yale and harvard and stanford, some of the top psychotherapists in the world. Theyre using gas as their laboratory. And it feels like using when you are letting people know what and why you were doing. It feels sneaky. We like to know when we are a part of a process. We like to sign up for things and at least be a part of the knowledge. I agree to have my emotions studied piano want to learn what is going on. But we are in a new world. And so when you are in a new world some of these ethical questions dont get figured out right away. Cheryl like a social media petrie dish. It really is. I dont think theyre trying to be malicious, but people have a right to be upset. Cheryl so good to see you. Thank you very much. Still to come, have you heard about this burial plot costing consumers to upwards of a Million Dollars. What can save you and your loved ones a lot of money coming up after the break. Shingles affected me tremendously as a pilot. The pain in my scalp area and down the back of my neck was intense. It would have been virtually impossible in that confined space to move to change radio frequencies. I mean it hurt. I couldnt even get up and drive let alone teach somebody and be responsible in an airplane. As a pilot that meant i was grounded. Your studied day and night for her drivers test. Secretly inside, you hoped she wouldnt pass. The thought of your baby girl driving around all by herself was. You just werent ready. But she did pass. cause shes your baby girl. And now youre proud. A bundle of nerves proud. But proud. Get a discount when you add a newlylicensed teen to your Liberty Mutual insurance policy. Call to learn about our whole range of life event discounts. Newlywed discount. New College Graduate and retiree discounts. You could even get a discount when you add a car. Call Liberty Mutual for a free quote today at see Car Insurance in a whole new light. Liberty mutual insurance. Cheryl all right. Well, everything that your final resting place could end up costing you as much as your home . The cost can add up with burial plots costing as much as nearly 300,000. Here with more, chief operating officer admire hopper a funeral home and crematory. The producers really were astounded, as was i this morning, to see that subplots in manhattan are going for up to a Million Dollars. Is the cost of death going up in general . Well, you have to take into consideration that costs in manhattan are different and costs across the country. Everything rises in cost. But there is there are affordable options in every market. A Million Dollar plot is probably something you can only find in manhattan. Cheryl well, obviously we dont have a lot of landor space. It may be a different story, but what is your advice to people . Obviously every family in person has to deal with this issue at some point. Do you set it up beforehand, bargain shop . The important thing is to do your research ahead of time. Many cemeteries have perpetual care that will provide for eternity. And you need to know what the cemeterys plan is to maintain that place for eternity. He said it best. You dont make many purchases in your life that last forever. So do your research ahead of time. Cheryl do your research. Maybe talk to different people. Is there a trend now with burials to where people are getting more and more lavish . Is that a trend you are seeing . Well, we find especially as the baby boomers reach the age where they start thinking about end of life matters cheryl when is that . Im sorry. You hope it starts early in life when youre able to sit down with your children, family, and talk about the important things. While you are still working, still able to find these things. Baby boomers want to tell their story their way. They have that opportunity. They can do whatever they would like to celebrate and preserve the memory. Cheryl what is the craziest thing youve ever had requested . There are all kinds of crazy things. Someone requested of vikings funeral a year or two ago in a pond. Obviously we did not honor that. That was pretty out there. Cheryl a viking funeral. Okay. Interesting. Also, your advice to all of us is basically its like buying a car. A very expensive process. I do know that some Funeral Homes offer financing the beastie you recommend that . Oh, certainly. Cheryl how does that work . People make it. Arrangements and pay over time so that they can pay monthly installments and take care of everything in their working years. They lock in prices, and their family is not burdened with cost at the time of death. Cheryl we will all face it. We will. Cheryl thank you very much. Thank you. Cheryl a Million Dollars. All right. We will be right back. Stay with us. Cheryl we told you about a new careerbuilderure hav survey sayt half of those have caught people lying on resumes, have you . 13 said yes, 87 said no, you are still lying, log on to gerriwillis. Com for our online question, tomorrow night gerri willis will be out for a couple of days, i am cheryl casone, i i will be joining us umaking money is next wit with hiz lizr charles payne. On making money, the attack on amazon. Others keep trying to end amazons quest to dominate the world, latest effort in form of a partnership between google and barnes noble. People are up in arms over gender ineqaulity in a lot of industrys, here is one you dont often hear about, legal marijuana. Forget breaking the glass ceiling, were talking about breaking the green ceiling. Our panel is fireed up on this. Surprising new stats say that 1 , may be richer than you