Getting the most bang for your buck. The cost of the fancy College Degree keeps blooming higher and higher. But will their grad went a bit of salary to pay off the debt . A new last of the best colleges for your money is turning heads tonight with some schools youd never expect. Many of the names are not Ivy League Schools area kevin carey is the director of the Education Policy Program and he joins me now with some surprising details. Welcome to the show. You have written about this list which was a shocker, i have to tell you. Harvard and princeton, not wanting to come how that money magazine, with this list . What were the metrics . The two biggest factors in the magazine factors were the total cost of going to a college spread out over four years or more if the students typically take longer than four years to graduate. Minus whatever scholarships in grant money that you look at and they also looked at darling. A lot of students have to borrow or student struggle to pay their loans that. So that was the cost side of the equation and then they look at how much money the graduates of each colleges, how much they are making in the job market within the first five years after graduation and then after more than 10 years of graduation. Gerri return on investment is everything in these people pay no attention to it at all. Lets work our way through this list. Its interesting. This College Offers just 1 degree. Can you tell us about the school . Its an interesting school, its unusual, theres only one thing you can major in command its business. So you have all business majors. Its in massachusetts, one undergraduate has an mba program also and they are very focused and apparently their graduates are doing well once they finish. Gerri okay, so this college in massachusetts, just 2000 people, but here is a smaller school, the Web Institute with enrollment of just 79 student. Why was this one recommended amax. Two reasons, they are all studying naval architecture and engineering and apparently theres a steady job market for that. And they offer a full tuition scholarship to any student who enrolls. So costs are very low and the payoff is high. Gerri in my queue, mit. What did money magazine cnet . Well, graduates go on to some of the most prestigious and highspeed jobs in the world and interestingly money magazine actually in their calculations statistically adjusts for the mix of majors that people major in. So they try not to penalize the college were a lot of people become publicschool teachers because we need publicschool teachers and publicschool teachers are not paid that well. So even though the mix of majors at mit includes a lot of engineering majors who are more highly paid, it still did very well on the money rankings. Gerri and we get to who you expect to see, princeton university, totally different issue here. Why did they put it on this list colleges like princeton and harvard, theyre not actually the most expensive colleges because those institutions have very large multibillion dollar endowments and they offer a lot of Financial Aid for lower and middle class students and they are not the most expensive colleges and candidly those colleges tend to be the pipeline towards highpaying jobs on wall street. Gerri stanford is also listed as a top school by lots of potential students out there. But what do you say about stanford . Is a deserve to be on the list . The promise of it is that you can, you know, get rich and get a tan at the same time, different ways to make a lot of money being in a cool Silicon Valley startup and inventing a new iphone application. Gerri finally we have harvard bringing up the rear in the top six here. The average annual salary 55,000 and i wouldve thought more. And maybe everyone is graduating with a history degree. What do you say . One thing to keep in mind is that this is selfreported data and it comes from a web cycle pay scale. Com. And so there is a general sense that it is fairly accurate and it is not based on every graduate and it doesnt include some of the people who will go on to be doctors and it only looks at those with undergraduate degrees. So again, the data is not always a good approximation. Gerri we would like to put that whole list of on our website at gerriwillis. Com. It is interesting. Thank you for being on the show. And i think you. Gerri heres our question tonight. Our Ivy League Colleges overrated . Vote on the righthand side of the screen and we will share the results at the end of tonights show. And from school to debt, according to a new study by the urban institute, one and three americans were 77 million folks are still behind on paying their bills and their accounts have been sent to collection agencies. We have more coming up. I look at the study and i think how is it possible that a third of us are being chased by debt collectors. What kind of better be talking about . With a look that is whether people had debt that was so delinquent that it would be in collections. Not necessarily that they are currently hearing from a Collection Agency and i think that the thing that you need to keep in mind. If you have unpaid bills even if they are a couple of years old were three or four years old, it may be they will get to a down the line and it doesnt mean that the debt has gone away. Give him or the one with the other findings of the study that shocked or surprised you amax. I talk to the trade association for industry and said what kind of data are talking about because i was in this is early in urban Institute Study in what they said was the number one type of debt is medical debt and number two is what you were just talking about which is Student Loan Debt and these are very big issues for many people and i really just want to want consumers that if you have done to an emergency room or hospital or have expensive surgery, you really need to watch the medical bills as its not unusual for them to slip through the cracks and if they do they can have a severely damaging impact on your Credit Report for the next seven years. Gerri you can have the best intentions in the world and if you miss one of them come you could be in big trouble and that the kind of thing people do lose track of when they are under pressure with health concerns. Getting you to answer something because we have some data that is at odds. For example the Credit Card Debt has fallen from 2008 until 2014, 659 billion and it would seem to me that things are Getting Better and not worse and get this new study seems to paint a very negative picture. Some of that debt that is still owed his debt that is in limbo and not yet in collections, but still sitting there from the financial meltdown and thats what i want to warn consumers about. I take questions from people and they are shocked when they hear from a collector about a debt that is four or five or six years old. Not all of that mess has been cleaned up. Gerri what a rude awakening that would be to get something in the mail in court or otherwise with the debt that you had completely forgotten about. What is your advice for folks who think that maybe they lost track of some kind of debt and what should they do . If youre not checking your Credit Report and monitoring your credit score, this is a wakeup call. You dont want to get in a situation where youre trying to refinance your mortgage and then suddenly you cant get the loan that you want. Gerri 35 less on average o 35f 5200 and that is in collections or about to go to collection that includes a ton of things. So thank you for being on the show. Thank you. Gerri we have a lot more to come including your voice is important to us and that is why during the show we want you to send us a message or an email at gerriwillis. Com. And coming up next, is amazon or go to when it comes to Online Shopping . We will tell you which products you should shop elsewhere for. We never thought wed be farming wind out here. Its not just building jobs here, its helping our community. Siemens location here has just received a major order of wind turbines. It puts a huge smile on my face. Cause im like, this is what we do. the fact that iowa is leading the way in wind energy, im so proud, like, its just amazing. Then youll know how uncomfortable it can be. [ crickets chirping ] but did you know that the lack of saliva can also lead to tooth decay and bad breath . [ exhales deeply ] [ male announcer ] well there is biotene. Specially formulated with moisturizers and lubricants, biotene can provide soothing relief and it helps keep your mouth healthy, too. [ applause ] biotene for people who suffer from dry mouth. Gerri if youre in the market for something, you may go straight to amazon. Com, thinking that youre getting a low price. But amazon has a secret. The retail giant doesnt always offer the best deals. So katie, welcome to the show. Many people think that amazon is a low price leader. About half the time it is, which actually isnt bad. Looking at about 5000 other retailers, about half the time theyre good to go with the best price. Gerri lets talk about what is good to buy and what is not. Under 10, youre probably good to go. Are you talking about toilet paper and paper towels . Household goods and buying in bulk is also a good thing on amazon. Those things are bad. If you wrap in that free delivery, thats a great thing. For two days they get Free Shipping on a bunch of items. Gerri so what should i not buy a . Electronics, often not a good deal on a electronics. You can find a better deal elsewhere. And some are saying dont buy this. Theyre not the low price leader. Photography supplies, cameras, things like that, and is as were the hugest savings are found. So these photography retailers are thinking that everyones trying to take pictures with their iphones and things like that and they are really trying to get people in the door. You regularly need diapers, toilet paper, one of those things come if you buy that mostly come you can do something to save on amazon. You can do that when you schedule automatic delivery. So that can be a good deal for you. Gerri i like price points, its a browser addin. And then you say, okay, i want this and able to send you a little message and you wont have to worry. You can go in the store and scan the bar on red laser and say that this is cheaper on amazon or elsewhere. Gerri we have price grabber and savings and this is sort of like the revenge of the brick and mortar because they are actually scoring here. One detail about the study that is not entirely entirely entirely obvious, the prices will take a onetime in there something out there called dynamic pricing. So does that diminish the value of studying . It does a little bit. Prices change every day on amazon. So i think that theres a lot of validity to that. Gerri trend is your friend. Katie, thank you so much. Coming up later in the show, imagine waking up to a scorched pillow things to your cell phone overheating. And next, we answer the question how do you do that with advice of smallbusiness owners are comes to saving for retirement. We have the vice the need, please stay with us. You used to sleep like a champ then boom. What happened . Life happened. Stress. Fun. Bad habits. Kids. Kids. Kids. Now what . Not milk. Not sheep. Not that. Lets think smarter. Lets get some science in here. Lets build a bed. Another bed . No, a smarter bed a entirely new sleep number bed that tracks your movement, your heartbeat, your breathing sensors working directly with the dual air chambers yeah you need the air chambers. Introducing the sleep number bed now with sleepiq technology. It tracks your sleep patterns and tells you how to adjust for. A good nights sleep, a better night, and an awesome night. So what sleep number adjustments make the difference . Try cranking it up . Adjust it down . A little bubbly . Or nix the late night flicks . Wait, youll know what works, cuz sleepiq™ technology tells you. And all you have to do is sleep. Which is easy. Only at a sleep number store, mattresses with sleepiq start at just 999. 98 because everyone deserves a great nights sleep. Know better sleep with sleep number. Gerri smallbusiness owners are the biggest creator of jobs in the u. S. So what happens . What happens when its time for the owner to call it quits . How do you retire if youre the boss . We have information of dos and donts when it comes to smallbusiness retirement. Every Small Business owner that i know they never want to retire. They want to get pulled out of their and that doesnt always happen. Sometimes people can die on the job. Gerri when i talk to these folks from anything that they have an incredible amount of value bill to the business they can never sell it for what they want. That the biggest date because you think that you build it so much. Do you often underestimate the risks and the customer relationships are based on the founding or you have an older client or your products are not as diversified. Gerri so people dont see how they can take it on the next generation . Thats right, they dont groom that nextgeneration of leaders. And so as a result the value will go that much lower. Gerri these people all have numbers in your head about the hundreds of thousands of dollars and millions and you have to wonder how they got there. Yes, you wonder how they got there and that is why they are wrong so often and why it is important to bring up a business valuation expert ahead of time. So if you are about selling your business in 10 years, bring that valuation expert and in 10 years in advance, that way you can make the changes necessary to your business to make it more appealing to the buyer. Gerri what is the biggest thing they can do . Once i retire, will my life and . Humans are so wrapped up in this business, so much of their identity is wrapped up in running the business. Been busy because of the business. Swift Veterans Committee will think what will i do with myself. Gerri i think that that is right. What do the experts advise people they have that nagging fear in the back of the head. One of the things is to start transitioning now and think of it as a process, find your successors, start grooming them, some of your interests and keep yourself busy so that you can expand your circle and are not just working. That way you can see that theres life after retirement and it doesnt just and wonder business and. Gerri you talk to Financial Advisors all the time. What do they say is the single biggest mistake that these operators make . One of the big mistakes is expecting that their business and their personal expenses are going to be continued to be funded by the business or they forget that the business picks up a lot of the expensive things. So they might think that you only need 10,000 per month for expensive things. But then they actually need 15,000 per month because thats taking up their travel and entertainment on their phone and the business is picking that out. And also the valuation is a big one. Often asked is not a priority for them. A lot of them are afraid of the market and they feel that they have a lot of risk in business, which is true, but you need to diversified and have some sort of stake in the market. Gerri thank you so much. Coming up next, if youre looking for more advice on fixing finances them a listen the best, the willis report money coach will help you. Visit my website and we are happy to tell us your story because we want to hear from you. And its time now for a look at stories on fox business. Things not looking so good for you, the company lowering its outlook for the year stocks closing as mixed as investors wait for economic reports this week. The u. S. Releases the gdp for the Second Quarter and the fed wrapping up its twoday policy meeting. The jobs report comes out on friday. The competence index rose to 90. 9 in july. And russia facing new tough sanctions from the u. S. And the european union. President obama said the sanction targets Russias Energy weapons and Financial Industries and those are some of the hawks hot stories. Coming up next, why your electricity bill may go up against again soon. And i will be joined by a 13yearold girl whose smart phone caught fire while she slept. In new york state, were changing the way we do business, with startup ny. Weve created tax free zones throughout the state. And startup ny companies will be investing hundreds of millions of dollars in jobs and infrastructure. Thanks to startup ny, businesses can operate tax free for 10 years. No property tax. No business tax. And no sales tax. Which means more growth for your business, and more jobs. Its not just business as usual. See how new york can help your business grow, at startup. Ny. Gov gerri a possible safety warning after a young girls cell phone was byrne to a crisp it caught fire you were her pillow, welcome to you for coming on. Ariel, with you, this just happened sunday, what occurred . Help us understand. Well, i fell asleep with my phone in my bed, then during sometime in the morning i woke up a smelt a burning smell, i went back to sleep, i woke up again. And it was like very strong. So i went looking for my phone, i turned one of my pillows over, i saw the burnt phone. Gerri were you scared . Yes. Gerri i cant imagine how surprised you were to see that, did you know that phone was under the pillow . I did not. Gerri you didnt, so you were more surprised. What do you think when you saw it . Did you think you know, is my phone broken . What were your thoughts. The first thing was is like happened before was oh, my god it happened against but to a further extent. Gerri thomas, were seeing pictures of this by the way, the burning of pillow, and fabric and beding that is messed up. Thomas, your daughter called you at work. What went through your mind as she told you . I thought she had to be exaggerateed, she just wanted a new phone to be honest, i said phone, and i got home she showed me her bed. I was shocked. I felt physically sick. I cant believe this happened, you know, while we were sleeping, that you know, bed could have went up in flames. It could have gone up in flames, your daughter could have gone up in flames and your house. Stakes were pretty high. Now, tell me, slew heard from sam shupblg told me, have you heard from samsung on this. They you know they asked if everyone was all right. They said they wanted the phone, so they could test it, they replaced the new phone and bedding, bot department got department of Consumer Protection askeds if you for the phone. You are talking about Consumer Financial protect bureau, they will take the phone, here is what samsung said, were working to retrieve the product on investigate what happened, we strongly advise all customers follow guidelines for care and handling wireless batteries, their points is, that the battery in the phone was not their battery, and that at the end of the day, you are not supposed to have turn a pillow, what is your reaction to what they say. That is sounds like a copout to me, they know that this is a second time the battery got overheated. And first time she burned her hand it was 4 months prior, we took the battery out. And put it outside, it swelled up. And there was a replacement battery, the same thing happened, ariel does not happen to sleep with a phone, she just fell asleep with it the fact that pillow was up in phone kept it from getting oxygen. Gerri ariel , what do you take away from this i know you love your phone, and however to talk to your friends and get online, but what do you take away from this experience . I shouldnt be using my phone all of the time, that could cause it to heat too much and catch fire. Gerri wow, what a story, let me tell you, thomas, im with you uif i have seen those that bedding i would have been upset too. Thank you so much for come on, let us know what happened we want to hear the rest of the story. Tom and ariel thank you. Thank you. Thank you. Gerri we want to hear from you, here is what some of you post on our Facebook Page about your question. Are Ivy League Colleges overrated . I think it depends on what you are trying to achieve, an Ivy League Education should be of a higher quality. And larry writes, i feel they are overrated. And here is gilbert, since i went to a Small College in louisiana, i can not measure if they are overrated or not but i am overwhelmed with the cost of the schools, they are expensive. And some of your emails on white house plan to forgive Student Loan Debt. My wife and i worked or way through college, no student loan, paid for it on barrel head, so now well be forced to pay for other people . And ron, agrees, absolutely not if students had say less than 2 those 0 gpa or made no attempt to pay or use the money for nonschool purposes what about parents having responsibility. And no body should be on the hook for student debt but the colleges, i have said before, colleges and universities are not institutes of education they are just plenty making institutes. It seems that more and more, right . We love hearing from you, send me an email, gerriwillis. Com. Gerri when we come back uthe white house war on coal mean higher prices for all of us. Should you also expect to pay more at the Grocery Store . Well tell you what foods you should watch out for, coming up. She inspires you. No question about that. But your erectile dysfunction that could be a question of blood flow. Cialis tadalafil for daily use helps you be Ready Anytime the moments right. You can be more confident in your ability to be ready. And the same cialis is the only daily ed tablet approved to treat ed and symptoms of bph, like needing to go frequently or urgently. Tell your doctor about all your medical conditions and medicines, and ask if your heart is healthy enough for sex. Do not take cialis if you take nitrates for chest pain, as it may cause an unsafe drop in blood pressure. Do not drink alcohol in excess. Side effects may include headache, upset stomach, delayed backache or muscle ache. To avoid long term injury, get medical help right away for an erection lasting more than four hours. If you have any sudden decrease or loss in hearing or vision, or any allergic reactions like rash, hives, swelling of the lips, tongue or throat, or difficulty breathing or swallowing, stop taking cialis and get medical help right away. Ask your doctor about cialis for daily use and a free 30tablet trial. Gerri one ofs biggest coal fire electricity plans is set to close under strict new epa climate rules. The closure of arizona station and others like it, is renewing fears of a big spike in electricity prices for consumers as epa proposes another set of emission regulations, rich edison with more from washington. Reporter from arizona, and states like west virginia, they mine it, sell it, burn it. The Environmental Protect Agency proposeing existing powerplant cut Carbon Emissions by 30 from 2, 00, 2005levels by 2030. The epa says at most, these rules will increase electric bills by about 6 1 2 , opponents say that is understateed, reverend u. S. Chamber of commerce study citeing a similar regulation claiming billions added to bills nationwide, administration said that the report over states the cost of its regulations, those arguments played out in a hearing on capitol hill. And epa sessions in the country. I am frustrated by various groups that are trying to shut downs coal industry and eliminate those jobs out remorse or conscience. Coal means that kids can go to school, and get an education and family can buy homes and put food on the table. Epa, this is a mere lean in the right direct. Reporter epa is accepting Public Comments about the proposed rule until mid october, coal powers about 40 of the nation, and requiring each state to cut emissions by different ache mounts. Gerri what happens next . Epa considers these comments from public, and can change the proposed rule, in june, they are scheduleed to finalize regulation, and states would have to begin figuring you on how they will hit the emission target, the course system could derail that, several states are already suing the epa over the rules. Rich thank you. Reporter thank you. Gerri well, from high price of energy on high price of your grocery bill, food prices on the rise, and for some of our favorite staples. Chocolate, honey, coffee. These hikes may beginning. Here to explain, phil of super market guru, thank you, phil. So, what are Popular Foods that well see prices go up . Everything. Gerri oh. Get to that credit card how out, if you look at what ising about on in the weather in the world what is going on in the weather in the world that is a problem, we have more problem with pests in produce. Well see prices go up, then just look globally, reports came out yesterday, about how australia now wants to import more u. S. Beef, look at our price for beef. Keep my beef here. Were sending it to australia and china, lets keep it here. Gerri i hate giving that up, so what is happening . Is it the export of beef prices that have them at 30year highs or more . A lot more, there is less cattle, a lot of cattle ranchers found a couple years ago they were not making enough money, they had shorter herds there are fewer cows, nen then the droughn california that affected feed prices, and bottom line there are a lot of ranchers that say im getting out of the cattle, i can not afford it fewer cows, fewer cattle ranchers more exports on the way, and as a result well pay more, we have find new proteins. Gerri up 15 yearoveryear. Talk about avocados, i love those. And they do nothing but gets more expensive. Production is to drop 40 are you kidding me . Why . Well not only do you love avocados but they are healthy for us. They are have vers versatile wee them but because of problem in mexico and california with the drought, with pests, there is smaller crops, also, lets not forget about whole immigration situation, in california, texas, and florida. We have nobody willing to come over the border work for pennys to be able to you know get those crops to harvest. As a result of all of these factors, well see avocados, lettuce, tomatos, just about everything going up in price, and less supply. Gerri and st. Russ price citrus prices, i cannot get a good orange to sraef m to save. Forget about st. Citrus, it started in 1995 in florida, Citrus Greening problem, it keeps on growing and growing, are right, a lot of oranges did not have flavor and tastes, a solution is we really have to rethink agriculture. We have to have more hothouse products, more celled environment products more controlled environment products andin agriculture work more closely with science,. Gerri chocolate, so, mars and hershey are raising prices on chocolate, why . Well, it is a staple. But it is cacao prices, whether it is coffee or chocolate because of the rains, and environmental conditions, we have less of it. And you know we have gotten very socially responsible, we want more fair trade products, which is a good thing, however, with fair trade comes higher costs, and higher prices, you can combine those and well see less economicaalal coffee, more cheag with coffee, robusto beans, and added into that sticks ans and twigs, well lose quality in chocolate and coffee and then higher prices too. Gerri i just my snickers bar, a couple of ideas for saveing money. Have that shopping list, never go shopping what you are hungry, and think about replacements, when you want that stake steak, maybe a smaller cut of steak, fill the rest of the plate with vegetables or another protein, seafood for example is less expensive, right now chicken is higher because of foster farms recall, and shine says they will shine is sayinchinaingimport chickens tot want to eatin chinese chickens,i will be eating seafood. Gerri keep it off our shore thank you. Thank you. Gerri still to come, by two cents more, and you know it started as a joke but now jack brown earned jac zac brown ed 50,000 to do what . Make potato salad, are you kidding me . Well be right back. Ampaign that is viral having many folks kick themselves for not coming up with the idea first, this month we had a man on the show raised big dough on web from visitors investors, to make a batch of potato salad. Gerri you dont even know how to make potato salad, and people gave you 43 thousand why . So i could learn how to make the salad, i posted 3 or 4 funny jokes, and internet turned that to 60,000, i think that is strong, i dont know what that means. Yep. And how much stkro do have you . Unbelievable. Poe papotato pioneer zac brown k for seconds, i can not get over the story it makes me crazy, i dont understand. So, you are done . Done on saturday. Campaign ends saturday. Gerri then what . On it egg salad . Where do you go from here . Whoever said mo money fewer problems was wrong. You know, the next thing we have to do fulfill promises for our backers, then, were planning a big Charity Events proceeds will go to a permanent fun of columbus foundation. Gerri i believe for homeless is that right . Yes, hedge skpe hunger and h. Gerri and last time you said you were having a big concert. Yes, benefit show, called potato stock, on september 27 from noon to 8 00. Gerri have you booked any bands . A few local bands were looking for a headlineer, headlineers out there who watch fox business come on. Gerri ill make some phone calls. Now, are your friends jealous that have you done this . Are they trying to do the same thing . What has been impact for you, more broadly . Well my friends have been doing it with me. Since about first week they got involved. Weve been making videos and putting them online, and having fun with it. Gerri and what do investors get . Remind me. Last time you could not make the popotato salad. I still condition, they make potato salad, i read all names out loud while making the salad, and make hikis are a few backers and shirts and hats and recipe books. Gerri do you ever get a recipe . Do have you one. Gerri i can share one if you want, but i thought, what it has been a couple of weeks you may have found one. I can surprisingly few recipes since in i assume i am now asking for it i will get thousands, but weve gotten a couple. Gerri zach where to . Tweet ztbrown. Okay, not that hard, boil some potatos, and mayo and mustard, it is easy, thank you, zach. Thank you. Gerri well, if you are looking for a different summer vacation, check out some best landmark and historic sites, usa today been compileing a list of just such places, we have picked a handful for tonights list of top 5, 5, gettys berg battlefield in pennsylvania, there is not only a pridiet to history but picture pictureesque beautiful. And tpr erp french quarters w orleans, and mark twains house in connecticut. No kidding. And niagara falls. Popular with tourists but still worth a visit by land or sea. And number one american spot on bucket list should be, the Bad Lands National Park in south dakota, how beautiful is that . The rock formations are amazeing to look at any time of day, for other places go to top 5 section of gerriwillis. Com, well be right back with my two cents more, and answer to the question of the day, are Ivy League Colleges overrated. We want to hear from you. My mother made the best toffee in the world. Its delicious. So now weve turned her toffee into a business. My goal was to take an idea and make it happen. Im janet long and i formed my Toffee Company through legalzoom. I never really thought i would make money doing what i love. We created legalzoom to help people start their business and launch their dreams. Go to legalzoom. Com today and make your business dream a reality. At legalzoom. Com we put the law on your side. Gerri money magazine turn College World up side down with release of new rankings. Are Ivy League Colleges overrated . We ask that question, 94 of you said yes, 6 said no. I agree. Log on to gerriwillis. Com for our online question every weekday, tech geeks always anticipate the newer iphone 6, if you want to stand out from masses there are special edition of phone to reorder, luxiphone 6, encrusted with diamonds, and 24kt gold, and range from price from 4500 to 8800. Is that how you top spend your money i dont know, here at willis report were looking for ways to save you money, we have plenty. Amazon may not below priced guarantee leader you thought, you my have to find substitutes for your dinner favorites, because in many states prices are skyrocketing, well keep an eye on it,you spot and help you spot trends early do what you need to do, that is it for tonights willis report, dvr the show if you cant catch us live, have a great night. Charles on making money. Financial engineering gone wild, Corporate America uses tax loopholes to enhance their bottom line. Contra ducks continue to mount from message of market on Consumer Confidence and economic data. What are we to believe. Does it matter when you with buy the dip. Tonight we take on the poor doors, a society based on wealth. I am fired up, i have two fresh ideas for you, were going to make some money