Gerri the scramble for salt. Sits and towns are bracing for the salt. Joining me with the problems municipalities are facing, we have pittsburghs chief operations officer, we have chris koch, public works director for paterson, new jersey and bruce sisler, the mayor for morristown, new jersey. Bruce, this seems to be a problem across the country but what kind of salt issues are you facing . A lot. The fact that the storms are so frequent. The fact there is archaic law right now that is hurting municipalities here in new jersey and across the east coast. Gerri youre talking about a centuryold maritime law keeping a whole lot of salt stranded, i believe in maine, right . It is, yes. And the fact of the matter is that the federal government should have some emergency provisions and some procedures they can release this on emergency basis. Gerri i know that senators, new jersey senaton this right nt could be a while before you guys see this. Now you were involved in this daytoday. What kinds of problems are you facing . Well, we have a host of problems. Mainly were facing a lot of fatigue. Drivers have been out there because of lack of salt, they have been required to drive and plow more as a way to subsidize the salt shortage. But we reached out to our lawmakers from the Assembly Level all the way up to the federal level to request help in getting this salt delivered. Gerri you guys need help. Bruce, youre saying you guys are mixing all kinds ever things into the salt to stretch it. I dont know what it is doing to the roadways. Let me turn to guy for a minute in pittsburgh. You guys have Something Like 57 inches of snow this year . Yeah. Gerri how do you possibly keep up with that . It is very difficult. So far we have seen 57 inches of snow in the city. Typically by this time of the so weve seen double what we typically see. What has been hurting us, were seeing a lot of one to three inch snowstorms where they come day after day after day. We have four, three inch snowstorms the past six days. It is straining our supply and adding fatigue to the employees and equipment. So what weve been doing last couple days to stretch materials weve been adding rock salt with sand and crushed limestone spraying with liquid calcium and working with us. Gerri guy, isnt that hard on the roadways . Doesnt that create problems on its own . It creates problem for the roadway. Were making sure the road is safe for the commuters and school bus. With the salt were seeing, roads creating a lot of potholes. Once this wouldnter is over well reevaluate our paving program and spend more money on resurfaces streets this summer. Gerri bruce, what happens if you dont get the rock salt out of maine . At end of the day youre not getting enough salt to do what you need to do, right . Correct. What were doing, were plowing every day literally right down to the pavement. Were putting something called grit down which is sort of milling and rocks and dirt to try and give motorist as little bit more traction under their wheels. Gerri so the sun melt as little bit of that. I got to tell you, chris, ive been driving this stuff and the roads are not wide enough. Yep. Gerri there is no place to go. Theres a wall of ice on the side of the road. Are people having more accidents as a result . We are seeing some accidents. We asked the residents, paterson is the Third Largest city in new jersey and its topography is very hilly. Some of these roadways we have to salt constantly. Without a salt its a problem. In terms of narrow roadways were asking residents not throw back snow in the street. Gerri all the time. People try to get the snow out of their driveway and put it right in the road and create more ice and more hazards. Guy, to you, i understand a Company CalledAmerican Rock Salt that everybody orders from and that they cant mine it fast enough to supply people like you . Thats correct. We get our rock salt from this company out of western new york. They send it by train to pittsburgh. Then from the train it is hauled on trucks to the various divisions. But, we in city of pittsburgh and most municipalities in western pennsylvania throughout the state use penn d. O. T. Contract, Pennsylvania Department of transportation contract which we piggyback off of. They have that contract and very difficult for them to keep up with the demand for us but state and county and local municipalities. They are trying best as they can. They cant mine it fast as they can. Gerri they sure can raise the prices though. Were locked in at 55 a ton. That is us, the government. Im not sure in the private sector they may get more for that. I hear rock salt is going up to 200 a ton. Gerri are you seeing increases too . Yes, we are. That is one of the concerns we have. I dont know if there is a way to prove it are vendors holding back from the municipality that is have lower price of salt and cornering the market . Gerri unbelievable. I got to tell you. I think the next issue will be flooding. This snow is all going to have to go somewhere. What do you say . Absolutely, our overtime costs with regard to our plowing is going to be difficult but what will we have to look at with our drainage and those issues . It is going to be difficult for any municipality here in this area. Gerri guy, last word. In our area too, with flooding. We have three rivers here. It is 48, 49 degrees with sun. A lot of snow is melted today. Well see problems over next couple days with flooding potentially. We have another snowstorm coming in over the weekend t will be very interesting week and well have to get through it. Gerri good luck everybody, new jersey, new york, pennsylvania, pittsburgh, wee all be fighting it. Thank you for coming on tonight. Appreciate your time. Great job everybody. Thank you, gerri. Gerri while cities are running out of salt, people are running out of patience, being cooped up during this endless winter. Joining me, dr. Keith ablow, a psychiatrist, how to deal with cabin fever. Let me tell you, doc, you know, out in the suburbs, people are angry. I saw some kind of vicious displays of anger this morning at the train station, let me tell you. Is this unusual . Are you surprised . Listen, im not surprised because this is unusual. Yes, people feel disempowered. When people disempowered by something great as nature, they become irritable. They become unable to plan their days, their weeks. It is relentless, gerri. So that is what really contributes here to people feeling dispirited. They cant control it and it is random. You dont know if it is happening next week or tomorrow or two weeks from now and thats a formula for helplessness. Gerri formula for helplessness but what do you do about it . Is there anything you can do . Youre sort of stuck at home, arent you . One thing to know it is going to end. Generally if you will define for people, listen this, is not forever. There is an end in site, they will do better if they keep that in mind. You can forget it. Other thing not effort so much against it because the truth is, sometimes it is better to say, you know what . Forget it. No plans this weekend because the snows coming. Hence well stay in with movies, this, that. Cabin fever is mostly cabin fever because people are itching to get out and they want to battle bense nature. If you just kind of relax into it you may win. Gerri some people say you should get a lot of natural light. Take a walk in the neighborhood. What do you say . Well i love that idea because listen, one thing is cabin fever. Another thing to be actually stricken with major depression. This winter is a formula for disaster for seasonal effective disorder. People who dont get enough bright light they can literally fall victim to major depion with all symptoms. Lack of concentration, decreased sleep, whole gamut. Believe in that . Lack of light can actually get people depressed . Absolutely can. Ill tell you, device you buy online for 100 bucks, bright light devices like the go light, many others they can actually reverse major depression and seasonal effective disorder and give people back their sense of balance. Talk a lot of cabin fever and depression, what i see is out and out anger. People are tired of having to deal with this. What do you say with people who are shorttempered and just fed up . You know what . Heres what i say. The best solution, best prescription for your irriddability to be helpful to someone else. I know it sound trite. You want to feel powerful . Check on couple relatives and friends. Make a few calls. Say how are you doing . I wonder is the propane supply okay . You need me to make calls. That empowers people. We forget we have reserves of effective hes rness in the face of Mother Nature effectiveness in the face of Mother Nature but we still do. Gerri thank you, dr. Ablow. Stay warm. Gerri you as well. We want to know what you think. Here our question tonight. Are you suffering from cabin fevee . Log on to gerri willis. Com. Gerri gerriwillis. Com. I will reveal the results at end of the show. We have 57 incheses in pittsburgh youre probably coursing your local weatherman or woman, right . It is not their fault. The it feels that way when their forecasts are off. What your weather forecaster wont tell you. Number five were great predict weather in place that is dont have any. Places like south dakota where High Temperature can vary daytoday by 10 degrees they were only right 70 of the time. More than 86 . Ologists right we all use same data. Why all forecasts so different . Meteorologists are trying hard to be different and to promote their newscasts as having exclusive, triple doppler whatever. Number three, the polar vortex is not a new thing. These freezing, bonechilling temperatures are not as much rarity what you see on tv. Actually dates back to the 1940s. Happens every five to 10 years. Number two, were better at marketing. Have you heard some stations like the Weather Channel calling these latest string of weather storms by names that are completely made up by the way . It is a way to get you to tune in by drumming up interest and hashtag nemo sound cooler than hashtag winter storm number four. Number one thing weather forecasters will not tell you it is this, raining money. Weather forecasts ballooned into 6 billion industry. Thanks o private companies trying to develop the latest and greatest Weather Technology to Public Services like the federallyrun National Weather service. But good news is, your local weather person is way more accurate than this little fellow we saw two weeks ago. Punxatawney phil fill, look at him, he is right just 39 of the time. I dont know why we listen. Lot more still to come this hour, including how your tv could be targeting you. Next, everything in the Grocery Store seems to be glutenfree these days. Is this important for your health or boosting companys bottom line . Female announcer ] its time for the nual shareholders meeting. Therell be the usual presentations on research. And development. Some new members of the team will be introduced. The chairman emeritus will distribute his usual wisdom. And you . Well, youre the chief life officer. You just need the right rofessional to help you take charge. To help you take charge. See whats new at projectluna. Com gerri well, from the Supermarket Food aisle to specialized menus at restaurants, the glutenfree craze seems to be everywhere and its a big billion dollar business that companies trying very hard to get in on but is it all just hype . Joining me supermarket guru. Com editor phil lampert. Phil, good to see you my friend. 10. 5 billion. Im amazed. How did it happen . It grew like topsy . It happened for a bunch of reasons. Number one we saw some celebrities coming out saying theyre going graduate 10 free. We have something called the atkins phenomenon. The glutenfree diet is similar to the atkins diet. So a lot of people they were able to lose weight. So that was a good thing but also we have a lot of docs and nutrition its being very concerned that people are not getting enough fiber. So we have to really balance out how much of it is a fad and how much is a trend. Only 1. 8 americans who are disease diagnosed a lot more people think they might have seeley yak. What they have is really gi discomfort. Gerri clearly what youre saying is interesting and clearly a number of people who have this very serious reaction to wheat, very small, but a ton of experts are telling folks every single day that wheat is do you agree . Gestive issues. No, i dont. And also we have a lot of alternatives now with all the ancient grains that are out there. We have kinwa. Which have hemp. There is lot of other grains that frankly we should be eating. It shouldnt be all one food, no matter what that foods. We need a much more balanced diet. Gerri phil, listen to this everybody is climbing on board, right . Lets see. Trader joes, in their weekly circular they had a little thing saying they have have a glutenfree greeting card. It was tongue in cheek and a joke but still funny. The girl scouts are going glutenfree. They are glutenfree short bread. Pillsbury in their annual prize is coming out with the best tasting glutenfree confection. This is pretty darn serious. There is no question about it. While it is 10. 5 billion last year, people predicting this could be is a billion, 20 billion, and soup irmarkets are clearing the shelves with more glutenfree products. What you need to know, a cup of companies who have certified certified glutenfree factories. That is great. Gerri wait a minute. Wait a minute. Certified glutenfree factory, what is that . Well, what that means is there is actually a certification process to make sure that there is no gluten in the factory because you can pick up a product that says glutenfree on the front and turn it around on the fact, may be produced in a processing facility that contains gluten. So you know, celiacs know what to eat. They dont need to buy over price, glutenfree products. They know exactly what to do. The glutenfree phenomenon is for the rest of to us try to figure out what is going on here and frankly gerri i got to tell you, 30 of the americans want to cut back on wheat. Want to gut back on gluten. I read sales of wheatbased flour are down to 22year lows. I think some americans are theyre flirting with this. Theyre experimenting with it. Even though they are not celiac disease, theyre feeling better. Some folks would argue with you this is fad. I think theyre trying to make the change for good. Well, yes, but what you need to do you need to talk to a registered dietician. You need to make sure youre getting a good balance. You cant just goblet 10 free. You need to eat yogurt for probiotics. You need some fiber in there. We shouldnt be selfdiagnosing whatever the diet is. A lot of people are doing it because they might think theyre feeling better, but it could be theyre losing weight and they needed to shed a few pounds in order to feel better. So, phil, obviously this trends on fire and millions and millions of people are trying it and companies are making a heck of a lot of money on it right now. What is the next trend in your crosshairs . What comes after glutenfree . We think it is really just a gi diet where people are going to understand that their gastrointenstinal system needs. You take a look at sales of products like rolaids and tums and the otc medication for gi disorders. That is actually down by about 2 1 2 . A study just found a lot of people are concerned about the sideeffects. Those tv commericals that go on and on and on about all the terrible things that are going to happen to you. So as a result, i think the next big diet will be understanding of our gi tract and really just a balanced diet. Gerri wow. You know, one thing i want to mention. If you want to go glutenfree, you could eat cornbased products and rice cakes. Other things you can eat dont fill the bill and not two or three times more expensive than the regular stuff. Phil, great to see. Thank you, gerry. Gerri well have the latest later in the show as the cbo warns that obamas policies are killing the jobs market. Plus hear what the White White House is saying. Next taking advertising to a whole new level. How Television Sets may soon have commercials targeted for each individual household. [ male announcer ] whether it takes 200,000 parts, 800,000 hours of supercomputing time, 3 million lines of code, 40,000 sets of eyes, or a million sleepless nights. Ether its building the world st advanced satellite, the space station, or the next leap in unmanned systems. At boeing, one thing never changes. Our passion to make it real. Gerri are tv ads targetting you . How companies are using your personal data for your benefit. Details in 60 seconds. Dont go away. What is this place . Where are we . This is where we bring together the Fastest Internet and the best in entertainment. We call it the x1 entertainment operating system. It looks like the future we must have encountered a temporal vortex. Further analytics are necessary. Beam us up. Thats my phone. Hey. [ female announcer ] the x1 entertainment operating system, only from xfinity. Tv and internet together like never before. Gerri imagine tv ads tailormade just for you . A new Service Allows advertisers, even political campaigns to target and pinpoint specific homes for their commercial. Here to explain is a media president. Mike, good to have you here. You seem to be taking the mass out of mass media. To an extent, yes. Gerri tell me what youre doing. Sure. Historically television has been about just that, it has been about mass marketing. It is about using content as surrogate for the audience. Were changing that a little bit. So were sending, using technology and data to send specific tv commericals to specific households, generally through the settop box based on characteristics who is living in the household. Gerri let me see. So i watch tv all the time. Yep. Gerri and in the Campaign Season you might be sending me specifically targeted republican ads or democratic ads or even ketchup versus mayo . Absolutely. I can tell the fact thaw purchased heinz ketchup in the past six months and send you a message. I know you make over 200,000 a year and credit score is 750. So you will get a credit card ad. I know what kind of car you drive. Some of this is debated for a while but actually real and happening right now. Gerri mike, you see this in other parts of our life where you get targeting ads all the time. Right. Gerri but not on television. Technically how does it work . How do you get that into my tv set . It is fairly simple. There has been software installed into cable boxes or head end of about 42 million houueholds in the United States. Gerri if youre a cable subscriber. If youre cable, satellite subscriber you have to have a box. There has been software installed in those boxes which now allow the ability to insert an ad targeted to that particular household. Gerri so it is all there already . It is all there in about 40 of u. S. Tv households. Gerri wow, shocking. What is interesting about it though, we have think of it. V as way we come together with the communal fire, everybody sees the same things. We binge watch. House of cards this past weekend. You think youre seeing the same ads too but that may not be true in the future. Are you already up and running . Absolutely. This, we believe this is definitely every bit of the future of television advertising. We started multimedia specifically around this function. Gerri will this invade my privacy . I mean who are you selling to . Where is my information going . So that is a good question. Everything has been vetted from a 100 from privacy and legal perspective. It had to be. Gerri i think that is what Neiman Marcus said, my friend. I think that is what target said. Here is what is makes the difference. Data is tabulated by a third party, me the agency, the tidesser or the provider never actually sees the personally identifiable information. Done like a third party likes experion or axiom. Were replicating direct mail business on tv. Gerri very interesting. Are there other downsides that you can see . Advertisers can reach out there and grab exactly the audience they want. But from a consumer point of view, do you think that consumers wont like it for any reason . So to be fair most consumers, probably unless theyre in the business probably dont know theyre getting a targeted ad right now. Gerri right. If i never saw an ad for womens shampoo again that would be okay. If i never saw an ad for a car that i cant afford or helmans or mayonnaise, because i doesnt like it. Gerri unlike obamacare you will tailor it to the person getting the service . Absolutely. We believe the ads are more refined, better targeting, reduced waste is higher return on investment for the advertisers. Gerri very interesting, mike. You have a big business in front of you. Thanks for coming on tonight. Thanks for having me. Gerri coming up well tell you about a new tool for individual investors. Next the ceo says job losses are coming thanks to obamacare. The plan to raise the minimum wage. So why isnt the white house listening . Stay with us. [ male announcer ] how could switchgrass in argentina, change engineering in dubai, aluminum pduction in south africa, and the Aerospace Industry in the u. S. . At t. Rowe price, we understand the connections of a complex, global economy. Its just one reason over 75 of our mutual fun beat their 10year lipper average. T. Rowe price. Invest with confidence. Request a prospectus or summary prospectus with investment informatio risks, fees and expenses to read and consider carefuy before investing. With investment informatio risks, fees and expenses iwe dont back down. We only know one direction up so were up early. Up late. Thinking up gamechanging ideas, like this dozens of tax free zones across new york stat move here. Expand here. Or start a new business here. And pay no taxes for 10 years. 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He is the author of a study that shows just how many job losses there might be. So how did you react to the comments today . They sounded like shes playing on the word is and referring to what has happened maybe in the past year. But the law hasnt really gone into effect until this month. And its come into effect as we go forward. So of course there is not evidence because we didnt have the law in the past. Gerri can you tell us about what you found. You look at this very seriously and your study that the cbo key off up with their own analysis of job losses. You are right come i have studied it. I dont know what the cbo has done or what they have looked at. They are aware of what i have done. I kind of look at the Affordable Care act is a collection of new taxes and a variety of taxes on earnings and wages. Some unemployment regardless of how much you earn. And then also new taxes on the hours of work. If you work over that 29 hour mark, you will pay tax again regardless of how much you earn. To the idea essentially is that if people can get incentives for saying entrancing home, they might opt to do that instead of having to work to get that health care . At the end of the day according to your oped in the wall street journal, you didnt round too happy about that or think that was a great policy idea. You still feel that way . Definitely when youre going to a attack Something Like work, youre going to get less work. Youre going to subsidize unemployment. And i think we need to acknowledge that. Maybe it is worth it for health objectives, if there are any been being achieved. The one is a little annoying ann maybe even dishonest is the administration denying that there are any consequences or tradeoffs in this life that we are being fed a free lunch. Gerri today we also had a conversation about job losses that might occur as a result of raising the minimum wage. Some 500,000 job losses might occur from the cbo. Do you agree with that . It just came out a few hours ago. I have not totally digested it. That sounds a little bit like an underestimatee you have the two forces and the minimum wage and also obamacare which is pushing the weight of down. So even if the minimum wage didnt change, there would be job losses from that. So in a sense the minimum wage needs to go down to be congruent with the pressures of obamacare. Gerri you said 2 illion fewer jobs in 2017. Pardon me, i believe that if cbo. People opting to leave the workforce. I look at this and i think of so many policies in the administration. Devaluing work. What do you make of that . Obamacare is not the first and what it did was create more lowincome people and we kind of travel we paid for. We were helping people and its nice to be helpful. But the price of that was the Smaller Labor market, more people in poverty, more people unemployed. Through a figure coming on the show tonight. We appreciate your time. You are welcome. Gerri small banks are becoming been business in the mortgage industry. Customers seem to be passing over big banks for the small ones. We have just with details. What is causing this reversal enact. You will not see this at the bank of america branch. And i will tell you, if you look at the share common we will get why this is. But the big banks got in about five or six years ago about 40 of the share of the mortgage business. Now we are at 50 . What is the reason im not. I do think the customers when youre dealing with mortgage, this is one of the largest loans youll ever taken probably the most an asset that you own, its important to be able to talk to someone with experience and knowledge and to give advice on what the right product is for you 92 people walking in. You have a family environment. You mock up someones office and talk to them facetoface. Lets take a look at the size of a market. Its really shocking part of that is the lack of refunds. But if you look at the and what they think about what it would be this year compared to last year, half a trillion dollars left to so you must have a big runup, but youre taking share away. Estimate of purchase market is good this year. Refund market may have slowed down a little bit. We are seeing people come in and call a simple online and ask for advice because they dont want to make possibly some of the mistakes that they made in the past. You compare the big banks with some of the people that are benefiting from this and theres a lot of public we traded companies that are. And these are entities that are really benefiting from this. Hey ran a red event and backed off a little bit because some people said that they think that the big banks will eventually trump the smaller ones. But you got your way. This is the attitude and maybe you can see some of this. You know, it was an older bank needs to be frowned upon and fingers worked there for 30 or 40 years and ive met a couple of them today kind of a Great American institution. Bear usually little but more flexible. The hunger index is plunging. I just talk to david about them and so maybe not as we go down the road. We get a better sense of it once we get past this weather if we ever do. Of the big question i cant answer that. Thank you so much for your report. Its great stuff. Good to see you. When we come back, a sad look at the state of our nations veterans. So how do you do that . We wwll tell you how to get a better bang for your buck. Ask me what its like to get your best nights sleep every nigh [announcer] why not talk to someone whos sleeng on the most highly recommended bed in america . Ask me about my tempur. Ask me how fast i fall asleep. Ask me about staying asleep. [announcer] tempurpedic owners are more satisfied than owners of any traditional mattress brand. Tempurpedic. The most highly recommended bed in america. Now sleep cooler with extra cooling comfort on our bestselling tempurbreeze beds. Visit tempurpedic. Com to learn more, and find a retailer near you. A smart new website that changes the way you invest using social media. The idea is based upon businessman peter lynch and his mutual fund manager and his philosophy to invest in what you now. Here to explain is the cofounder of this show. So explain to us what you are doing and how youre going to help me invest in things that i know where my friends know about. At the Company Created by mice elf and my brother last year and what it is is a tool for people behind the bands and products that they actually like in real lifethe bands and products that they actually like in real life and we will actually look for the meetion sunlight of the brands and products that you and your friends like the most and displayed to you the really cool actor boy. It doesnt stop there. You give us Additional Details on those companies. What you are saying is that it is a peter lynch theory and famous for buying retailers and companies in things that were in everyones world so that we can all understand. And with the social network that we cannot do, we can see the brands and product burin actually talking about on twitter and facebook and tie those in Investment Opportunities that you might have messed. Looking at pictures of the website and how it works. So you can get a sense of it. So the five most mentioned companies, they are google and facebook and twitter and apple and this is a tool that is being used and it sounds like its just feeding us back what we already know and so where are the new fresh ideas . Actually you can select to see companies that are seeing unusual enthusiasms compared to their baseline. Until companies this week like comcast and directv for very Different Reasons are seeing extreme social media chatter. We saw a 14000 increase in the amount of enthusiasm for tesla, the electric car manufacturer and its really about looking for outliers in total media and more of the enthusiasm that is bubbling up on main street before it translates to profits on wall street. Gerri so youre not only tarreting newcomers but traders and hoping that they will he using this product as well . Yes, that is right. We considered this a greatly for people to get introduced to the stock market because its introduced with stocks and products and companies that you like. But its also really good discovery tool for those who find the undiscovered gems like tesla 18 months ago or some of the other printing manufacturers today theyre being talked about in ways that are showing enthusiasm prior to the ellen prior to the earnings were words down the road. Gerri its all about the cashback. Thank you for coming on, its really interesting and i know people will check it out. Thank you. Thank you. Gerri still to come, my two cents more. And more bad news for nations heroes. Gerri joining me now is a former helicopter pilot in the United States army and a military advisor. Welcome to the show, its great to have you here. This is a disturbing trend. A doubling of the number of military folks are getting food stamps are and what is going on . Is, this is the unfortunate reality. Lower in the ranks of those who are married and have multiple children and they are unable to feed their families. Many of them are making just over the poverty line at about 20,000, which is putting them on a really tight budget and some of them have to go on food stamps. Gerri we are looking at the redemption levels and these are military Grocery Stores. So basically they are saying the huge increase of food stamps. You said that they start the earnings at about 20,000. Another big problem that ive read about is a lot of spouses are not working either. So essentially youre trying to raise a family possibly on just one salary. Yes, the military lifestyle is not consistent or stable as anyone in the military community knows. Often soldiers are called in to work during the middle of the night. Deployments, to go to the field and do different training events multiple times a year. Often it is going to be a one income earning home. Spouses at work a lot, its a parttime type of work. A study found that 90 of military spouses were underemployed and then another study found 30 of military spouses aged 18 years old in 24 years old were unemployed altogether. So that puts them even on a tighter budget. Gerri what he do you think washington should be doing at this point . This isnt just a military problem as we have seen. Even with the numbers going up. They dont know if its best, but definitely both. This is a problem with the unstable economy that we have been. Bill if americans are suffering every day in the is one of the problems. So we need to fix the Unemployment Rate with the post9 11 veterans. Well above the national average. In january it was 7. 9 . Then the veterans and the military members really deserve better than that. Gerri i agree with that. Whats obvious to me, having looked at this overtime these military folks are always the people who get targeted by bad guys who tried to rip them off all the time. That products, always getting marketed to the same folks. I hate you. How can people help military members that if they want to help them quit. If they want to help, there are great nonprofits out there that help members when they are in financial need. Each military service has their own, but the Army Emergency relief fund is one of them. You can google them and donate. It is a nonprofit that provides emergency funds to shoulders who need it or you multiple times per year. They get in a bind and are looking for help. Also active duty soldiers we contend they need to use what is out there. The military Financial Planners that are there on base, they are there for the soldiers to use and they need to be taken advantage of those. Gerri thank you for that. We appreciate the information and we thank you for your time tonight. Thank you. We appreciate it. Gerri we will be right back with my two cents more and the answer to our question of the day. Are you suffering from cabin fever . Will not go. In the new new york, we dont back down. We only kn one direction up so were up early. Up late. Thinking up gamechanging ideas, like this dozens of tax free zones across new york state. Move here. Expand here. Or start a new busiss here. And pay no taxes for 10 years. With new jobs, new opportunities and a new tax free plan. Theres only one way for your business to go. Up. Find outf yo business can qualify at startupny. Com [ cellphones beeping ] [ cellphone rings ] hello . [ male announcer ] over 12,000 financial advisors. Good, good. Good over 700 billion dollars in assets under care. T me just put is away. [ male announcer ] how did edward jones get so big . Could you teach kids that trick . [ male announcer ] by not acting that way. Okstuarter. [ male announcer ] its how edward jones makes sense of investing. Gerri more than 6 inches in pennsylvania today of additional snow. With all of these winter storms, are you suffering from cabin fever enact why does everything have to be inndisorder, terry says. Mark says this. Yes, i booked a trip to cancun on saturday. We asked this question and 42 said yes. 50 said no. Here are some of your emails. Andre from texas right that the economy will improve under this administration and i am having a huge sale on unicorns up to 50 . And alan from california says about planned tax hikes, the government should not raise the taxes on heating oil to support the farm bill area maybe you have time to look at the relevance of the farm subsidy. He loved hearing from you. Go to gerriwillis. Com. Finally tonight, is it me, or does it seem as though this administration is doing everything it can to stop the job growth . The minimum wage obama is advocating cut 500,000 jobs according to this ebl. Obamacare is a similar job killer according to the independent ceo. Job losses could tally 2. 5 million jobs next year as obamacare enrollees have to stay home rather than work on insurance coverage. Work is a good thing. Its an organizing principle for many of us. Our country is the most productive nation in the world trade but this Administration Says i will be better off staying home writing poetry. I dont know what they want us to do. Thats it for tonight willis report and we thank you for joining us. We will see you here tomorrow. Fasten your seatbelts and hold onto your identity. This year, its going to be a bumpy ride. Welcome, everyone. I am Charles Payne in for neil cavuto. It turns out that target and Neiman Marcus were just the beginning. A new report showing 91 major hacks have been ordered in the verse 43 days of this year. Thats more than two per day. And its not just big retailers that were talked about. Medical offices, local banks Thomas School districts. Transportation companies and even nursing