Gerri lets get to the top story. Hedge funds coming for your many. With the advertising blitz fullpage ads cold calling. And these guys have reason to do this now. Judging by recent performance they have done a terrib job to manage the billions of dollars they alrey have. Here now personal finance expert, a welcome. With all of the solicitations. The s reverses theeeve yearold re to bef the solicitation. Also private equity funds and consumers are calling foul. Are they at risk . Has potential problems the market place will lk fferent in a coule months when the anges take effect. Companies with little no Operational History soliciting funds they will be on your tv will see the huge billboard on th tv. Maybe even on an facebook. Gerri theyre already on twitter. There is another one that says no information like the inside information. Here is the ttom line. With the inx funds charging 2 and another 20 off the top. See even if you have access to the best hedge fund what does that mean . Th have to appeal to the masses even only certain income levels over the past couple years, a big dea they will ill go after these guys fast furious and give the mutualfund industry are rise also the try to get the wealthy people to invest their up against different restriction so it is interesting to see how that plays out. Gerri people are smaer than this. Our viewers are too smart to get caught up in this. Did you make over a certain amount may you are more sophisticated but investment schemes go across all socioeconomic. Gerri b so but our viewers your ears are very savvy. Gerri but there is a flip side. Private equity, that is the stock market. Also the highfrequency firms string of the market. It is not a safe place to invest wth indivual stocks maybe how do you do that . You do not do the ipo because you cannot get a good price. Bb this . Sun will be legitimate some will be fraudulentome will hit the unsuspecting investors to have their way. Gei th is the bad news and some people will get caught up in that but that is the onus on the input individual investor because they will not get any help as usual. The ual things you should be doing anay. And the remainder to be taking extra precaution. 60 days away . I know you will be watching. You come back to tell us what you willee. I will. I will do that. Gerri federal rerve officials are not on the same page at because investors are obsessed with they will slow the stimulus and ben bernanke try to clear the confusion and ter barnes is in cambridge massachusetts to jointly with the latest. Investors were waiting to get any word from ben bernanke about tapering t antative easing bond purchases of 85 billion per month to keep longterm Interest Rates down and of fed chairman sellas like he was interested in that later they and souders. An appoinent at 7. 6 if anythin overstates the help of the labor market given participation rates and ny other indicators of the underemployed and meum long term unemployment. Were not thereith maximum employment mandate. With price stability stabily, inflation is 1 that is below the 2 objective. So both sides said the mandate employment and inflatn say that we need to be more accommodating. But the fed chairman spoke a couple of hours after the minutes were released of the meeting back in june and it is not clear from those minutes that the chairman has the full support of the other fed members. Here is one key line for the minutes several members had judged that th reduction of acid purses purchases would soon be cumulative decline of an ployee batson september in 2012 in the ongoing increases of private payroll which had increased their confidence in the outlook for sustained improvement in labor rket conditions. But then it also shows half of theomc participate in its belt quantitative easing should into lat this year. Back to you. Gerri ow the latest edition yesterday we put the irs of the walsh team for leaking thousands of Social Security numbers of wind. But today is good news from illinois of all places. Th newest member is democrat governor using his line item veto power to suspend a state lawmakers pay because of the inaction on the 100 billion pension cris. He sayshere will be no paychecks for legislators until they get the job done. Imagine that. Know if wean only do that washington bbv would see a budget. More to come including half of the james galdolni estate gs to the irs we wi tell you the same step to take to not fall into that trap. This time fighting crespo negative cholesterol if we will get one doctors opinion after the break. Hey, buddy . Oh, hey, flo. You want to see something cool. My Insurance Company told me not to talk to people like you. You always do what they tell you . No. Try it, d see whatour good driving can save you. You dont even have to switch. Unless youre scared. Im not scared, its. You know we can still see you. No, you cant. Pretty sure we can. Try snapshot today no pressure. Gerri amedical game changer a gene marker for cholesterol that could prevent heart attacks in hand igniting a race to be the first to offer the drug. We have a cardiologists. Dr. Campbell, this is fascinating. This means i can eat anything i want but pharmaceutical companies are racing to develop this drug which sells like it will be really expensive. How does it work . It is a game changer. Cholesterol is one of the most important risk factors for Heart Disease for every 1 percent to lower cholesterol numbe you will reword death by 1 this is an injectable once or twice per month and it pushes the numbers down to the lower ranges in the havever seen before. Gei letsive some background. A couple of people out there with the mutated gene they have cholesterol levels 14 or 15. Unheard of lels if we could then make that that would help so many people. The possibilities are amazing. Absolutely. If we could modify the risk factor such as high cholesterol we could impact disease with the rising Cost Health Care if we could prevent heart attacks in the cost associated with it it could be a game changer. However the otheher side is that they make you very theyre veryxpensive because theyre incene negative expensive to make. Gerri is unlikely they will not pick up the tab . Lb difficult toet insurance expensive to m make. Companies to cover this i spent a good amount of time arguing for them to pay for my patients. If it is a game changer in the long run theyay. Gerri theyre already testing the drug to fight amazing results for golfer way could we s this introduced . The fda approval process is long. at least 12318 months to complete the Clinical Trials then present the data and lethem decide if this is good to helphe patients. Gerri what companie are likely to be first out of the gate . Those that are far it a star amgen, a fee and pfizer. One of these already has plans plants offshore to start making the drug taking there will have a big return gerri thank you for bringing this. You will answer the question next how you do that . Had you keep your estate safe from the irs . How the government is spending your tax dollars dollars, using the many to spy on yound the phoneaing many we will explain. [ villain ] well mr. Baldwin. It appears ourourney has come to a delightful end. Then i better use the capital one purchase eraser to redeem my venture miles for this trip. Purchase eraser . Its theasy way to erase any recent travel expense. I just pick a charge, like my flight with a few taps, its taken care of. Impressive baldwin. Does it work for hotels . Absolutely thank goodness. Mrs. Villain and i are anning our. You scare me. And i like it. Lets go whats in your wallet . Gerri James Gandolfini leaving a large amount of money to friends and family but the lions share will go to the irs. 30 million is heading straaght to of calcium with a death tax. But does not include t state taxes. How a kid you avoid this . To a degree now realestate e. Turner attorney. 30 million goes to uncle sam what did he do wrong . It is easy for uso look at the media in the payroll in the sky to say he did subbing wanted in a Perfect World that you stayed buried forever in you give your wife everything. Gerri the wife should always get everything. Ut she doesnt pay taxes gerri the wife can take it all with no tax is . Exactly. Number two if you get everything to charity, and the taxes. Period. Number three, he could give out gets yearly, 14,200. Gerri but what about a ust . There was the real vocable trust for operty when you put that into a trust not only doesnt skip the taxes but it freezes the day it goes into the trust. In his primee bought a home. Now 2013 it is worth 60 percent more. It doesnt matter if it freezes 1980s all depreciation is noaxable and up at 10 million is also not taxable. If you put into a trust he is not payg xes. Gerri he was only 51 i am sure he was not thinking about this but the tax bill is due in nine months. Not exactlyut tey get an Automatic Extension so it is 15 mont but then they have to put down a reasonable estimate. That could be a problem because you normally paid tas at of your assets but now they paidefore they get e money. But th good news is the irs will work with you they wl set up a payment plan and charge interest so that lps you out. Gerri you can do that every ye. Talk about thh death ax is generally and what levels you have to pay and how does that work . In 2010 when steinbrenner didy paid no tax on the estate. But right now you pay 40 percent minus the 5 million exemption 40 million to the irs in based new york york, manhattan, he has to pay 60 percent state tax plus 40 death tax negative 5 million exemption federal and 1 million exemption state. Gerri you mentioned the wife there is a complicated situation his wife is not the mother of his son. What does that mean . When he marrder in 2008 he did not give her everything he wrote this in 2012. He gave the wife 20 . Every wife in new york has a right to get onethird no matter what. She can elect not to take a 20 and take a 30 he would have been better off if he gave her the 30 percent and then helped her with the taxes. He definitely used an attorney i dont know how good the attorney was but. Gerri also at 51 he probably wasnt thinking Something Like this would happen in so early. And nobody is thinking about mortality at age 51 and you cannot plan especially with the volatile relationship with your family cannot plan in thee are vocable trust you cannot get it back. It is there for ever. That is what it means these words actually mean something. We try to break thatut that is a different sto. [laughter] but if he giv it to someone he may not get along with an five years that is a mistake but from heaven h may think he made a bad idea gerri they are more difficult when you make them yourself. He did you probably helped a bunch of people makeood decisions todayy at do think . Is it time for the death tax to die . I will share the results at the end of the show. We although nothing is certain but death and taxes even earning money long after you were gone. Which a member of the afterlife earned the most in 2012 . That is the top five. Number five job and in. 32 yrs later he earned 50 million thanks to the new d remastered music. Never fort Charles Schulz the peanuts creator still earned 26 million. The hollan lot a holida Television Specials on our favorite. Number three maryland darrell five decades after she died still raking in 30 billion in 2012. Number two Elvis Presley marking the 70th anniversary which help the king of rockandroll earned 60 million and number one richest dead celebrity he Michael Jackson three years later biing tour ended million dollarin 2012 fro a radio airplay, a merchandising feature films and album sales also elizabeth taylor, albert einsin and dr. Seuss. Nothing is free any more by doubt how much taxpayers ar payingor the government to spy on us. How the government from a major recovery . Thpursuit of a better tomorrow is something we all share. But who can help you find your own path . Who can build you a plan, not just a pie chart . Who can help keep your instments on course, whatever lies ahead . That someone is a Morgan Stanley financial advisor. And were ready to work for you. Thats a good thing, but it doesnt cover everything. Only about 80 of your part b medical expenses. The rest is up to you. So consider an aarp Medicare Supplement insurance plan, insured by unitedhealthcare Insurance Company. Like all standardized Medicare Supplement plans, they pick up some of what medicare doesnt pay. And save you up to thousands of dollars in outofpocket costs. Call today to request a free decision guide to help you better understand what medicare is all about. And which aarp Medicare Supplement plan works best for you. With these types of plans, youll be able to visit any doctor or hospital that accepts medicare patients. Plus, there are no networks, and youll never need a referral to see a specialist. Theres a rangof plans to choose from, too. And they all travel with you. Anywhere in the country. Join the millions who have already enrolled in the only Medicare Supplement insurance plans endorsed by aarp, an Organization Serving the needs of people 50 and over for generatis. And provided by unitedhealthcare Insurance Company, which has over 30 years of experience behind it. Call today. Remember, Medicare Supplement insurance helps cover some of what medicare doesnt pay expenses that could realladd up. These kinds of pns could save you up to thousands in outofpocket costs. Youll be able choos any doctor who accepts medicare patients. And you never need referrals. So dont wait. With all the gooyears ahead, look for the experience and commitment to go the distance with you. Call now to request your free decision guide. This easytounderstd guide will answer some of your questions, and help you find the aarp Medicare Supplement plan thats right for you. [ whirring ] [ dog barks ] i want to treat dogs. Our Business Needs more cases. [ male announcer ] where do you want to take your business . I need help sellingrt. [ male announcer ] from broadband to web hosting to mobile apps, Small Business solutions from at t ave the security you need to get you there. Call us. We can show you how at t solutions can help you do what yodo. Even better. From our fox business studios in new york, here again is gerri willis. Gerri taxpayers picking up the tab for the government of wiretap us. According to the asssciated press of federal government is giving millions to Telecom Companies in order to listen in on tpayers private conversations. Here to weigh and, senior Political Columnist for the washington examiner. Welcome back to the show. Who is getting tapped and is it right that we are usingaxpayer money to do it . This is about wiretaps, not just about the government collecting this sort of message data of who you are calling in all of that, but they can do it without warrants or anything like that. This is about people they are suspecting of being criminals and terrorists or Something Like that who they have probable cause on, but if at t is going tell wiretap your telephone and listen in on your phone calls that costs them money. There is no good answer. Of course it would be wrong test at t with the bill, so the only other alternative is to stick you with the bill. Gerri it is always me, jim. It is always me. Lets those shows some numbers of how much this costs. It in federal cases its just under 3 million. Its a pretty significant chunk of change. Kino, we talked a lot about what you describe as met today. This is google, yahoo, collecting all this information which free. They do not charge the federal government to turn that over. Is there any instance in which cricket, at t, verizon are not charging theovernment for this information . Well, to the degree that it cost the company money, the explanation is that they are covering tir costs in providing it, but also we know that the Different Companies are charging different amounts. And so it is not like their is a market out there where prices are being set by market forces. The company says, will try to do this. Is someone making a profit . Here is why i am upset. I love profit. I dont mind profit, but if a Telephone Company is profiting f of wiretaps of its own customers, then you are creating a lobbying force for me wiretapping because that is the way it works in washington. Gerri from making my head hurt. Once someone gets ridge of the government and the government grows more the wake. Gerri here is what makes me mad. Shouldnt this be disclosed . Absolutely. Gerri you dont disclose it dilose it when you are going after dru dealers, but afterwards our like to know how much money you are spending of my money. A lot of the spending when it comes to intelligence operations is never disclosed bause we dont want them going out and saying, well, this is how much we are paying fo the secret listening device and that the caves of northern pakistan. That protection that they get for being intelligence agencies were conducting secret operations is eended to the point where all of a sudden because we do not haveood transparency, theres not really a democratic accountability. We did have congress go ahead and get this information, but they did not even know it was there for years. We dont have the abili of decracy to work with these intelligence agencies keeping this inforormation secr. Gerri pparently we know nothing. That is all the information i have bn able to surmise as we find out everything that is being kept from us and others by the federal government. It is astonishing. Thank you for coming on. Appreciate it. Thank you. Gerri it is time for the stories that you are clicking on on foxbusiness. Com. And up and down day on wall street. The stock market turns higher after minutes from the fed policy meeting shows they were not ready to slow down stimulus. Investors change their mind. The price of oil rising nearly overnment reported another steep decline in our nations supply. Oil has risen 12 per barrel or 13 in the past two weeks. The initi reason reason for the job was the uest in egypt. A federal judge says the evidence was overwhelming that apple conspired with publishers to raise electronic book prices back in 2010. The judge says that apple knew that no publisher could risk acting alone. Apple stepped in to help. The Company Continues to deny any wrongdoing and says it wi appeal. The tribunal wants to split its broadcasting and publishing businesses. The move will let one company ta advantage of the growth and broadcasting while the other focuses on its struggling newspapers. Twentythree tv stations along with major newspapers including the Chicago Tribune and the l. A. Times. And those are some of the top stories right now. Coming up, you have heard the old saying, what happens in vegas, stays in vegas. What is currently happening with housing in vegas should definitely stay there. A nnw sta law makes it much hardero foreclose on people who are delinquent on their mortgages or who have abandoned their mortgages altogether. So people are just basically living in their house for free. The ceo of teen Team Investments is here to help break down. You know, this is one of those situations where it is theaw of unintended conseququences. The governmt wants to fix the problem wh foreclosures that have gone awry so the put in place rules and totally screwed uphe market. Tell us what is going on here. [silence] gerri unfortunately we cannot hear right now, so we will come back. Just a few minutes. When we come back, a look at the changing world of Credit Card Rewards and it next, our farmers maets really more fresh them what you buy the sermark . Were putting some of your favorite fruits to the test. Stay with us. Clnts are always learning more to make their money do more. to help me plan my next move, i take scottrades free, inbranch seminars. Plus, their live webinars. I use daily market commentary to improve my strategy. And myocal scottrade Office Guides my learning every step of the way. Because they know i dont trade like everybody. I trade like me. Im with scottrade. announcer scottrade. Ranked highest in Customer Loyalty for brokerage and investment companies. You are gonna need a wiman. And my cash back keeps the party going. But my Airline Miles take it worldwide. [ male announcer ] it shouldnt be this hard. With creditcards. Com, s easy to search hundreds of cards and apply online. Creditcards. Com. Gerri farmers marke versus supermart. Farmers markets arerowing in popularity across the u. , but are there items in the produce better than wha y can find at the supermarket . With more on thi editor of supermarke to right here on set. Grt to see you. So, listen. I have the Farmers Market in my neighborhood, and everyone thinks it is the coolest thing to go to, but you look around the corner and there are boxes with mexico stamp on them. Is a great place to go to meet your neighbors. Just as you point out, this whole issue of local is really getting stretched. It used be between 50 miles, then itas 250 miles, now the state to another country. Bottom line is you have to be smart and let the hand that table. If this is the are organic in one of those handwritten signs of a Cardboard Box and ask to see if the there is a certication. By law they have to have the certificate. Gerri how many people using Farmers Markets . Have a sense it is the most popular thing in the world. It has grown 10 percent according to usda with the past year and is now over 7,800 exactly. Thats huge. Especially in seattle where Farmers Markets are now going in to the parking lots of supermarkets where they are ining forces. The supermarket is gettiig new customers as a result because you see what the price is here, you see it. You go inside demand that mht be local or from mexico, but there is the cost difference. Gerri the stock a little bit about how to buy local. I mean, if you really want to get the local farmers produce, howd you do so . You can go there, but talk to the farmer. A lot f them are just people going to the perris markets in the morning in buying it. A great way to get local produce is joini the csa. You get a box every week. It looks great and fresh and you dont consume half of it because you do not know what it is or what to do with it. You really want to be smart, go into the stork. Every supermarket as both organic and conventional, some local, but keep in mind tt if it is in season it is probably going to be local. This ttme year you will get ea blueberries and strawberries and beaches and all at, but in january you are not ing to get those products local. Gerri lets talk about supermarkets. Continue. Going to buy local, really going to try to up our quantity of materials from local farmers. I mea should you just go to the supermarket . Absolutely. That is what i do, to be hest with you. I have one across around the corner from me inanta monica. I prefer going to the supermarket in knowing what i am getting with all the hype. Also, Farmers Markets are not what they used to be. If theyre sling jams d jellies. Gerri you know, the idea, the spinoffs of being it is from a small farmer and it came right from 10 acres, not so. Some of tse are big farms. Lets face it. It is commercially pduced. And there are exceptions. One of the best and oldest in theountry, there you will meet farmers and talk to them and learn from them. What you should always do is taste. And if there is someone who want, dont buy from them. Taste first, talk to the farme see wherit is grown. Our relationship going. Gerri organic Farmers Markets. Howan i be sure . Certification. Evader not have that whiteiece of paper up there that certifies that they are organic theyre not. Gerri it is great to see you. Im here. To. [laughter] gerri so good to e you. Thank you. Well, still to come, my 2 cents more, and where have all the cash rewar don . Credit Card Companies finding different ways to reward customers. Details coming up. Te me into your darkest hour and ill never desertou il stand by you yeaaaah ah. So thats our loyalty program. Youre automatically enrolled, and the longer you s the more rewards you get. Great oh ill stand by you wont lobody hurt you isnt there a simpler way to explain the loyalty proam . Yes. Standing by you from day one now, thats progressive. Gerri well, if you your barely asking yourself where they a go. Card issuers of not offering as much as they used to. Joining me now, senior financial analyst. Interestingly enough, introductory bonuses, those that tend to get everyones eye and get them to sign up for the card, although there are more of them than what we saw a year ago, they are not as generous. A big change. In terms of the amount of cash back you get on every day spending, that is an area where we did not see a lot of movement introductory bonuses it has downshifted from whate saw a year ago. Gerri suld we be enticed or stay away in your view . I think they are attractive provided that you meet that cardinal rule. It is a good way to putome ca into your pocke pretty easy, especially if you are expecting a flurry of expenses. Lets say in the next two months you not only plan a vacation but ticket. You incur aot of expses for airpne tickets, hotels, meals, parking the car at the airport. Thats a pretty wicked easy way deadbeat debt spending threshold gerri are iuers making it harder to get these bonuses . Certainly not getting any easier. One of two different flavors. Core acutecare coverage cops or, the same level of spending you have a less attractive bond deal of bus. So clearly dnshifted from what we saw a year ago. On the plus side we did see more cars offering introductory bonuses. Instances where cars the did not havene last year now do. Some more of them, but i would not say that it is it any easier to get. Gerri what you look for . Keeping in mind, that our viewers are not necesrily fans ofredit cards, but my view is, take what you can get from these companies because theyre giving you fees everywhere else. If you pay your balance in full every month, this reward program is an incentive for you to use the card as a way to g cash back, they will spend anyway. But a card, you have to pay the balance and fall and the other thing, if not a big spender, many retired in your expenses are lower and you live in a rural area were not a lot of people accept credit cds, in that case i would stay away from cars that have an nual fee because you will not spend enough turn it back. Gerri thats a good idea. I like that. The big money question. Q. Has the best rewards program . Not a onesizefitsall answers, b i was a couple of things. 1 cash back is relief continuing to be the baseline of what you will learn under cash back. Thgh we did see some that offered more than 1 ch back on all of your spending from the very first dollar of spending. I would look toward those areas. The other thing is about half of the cards that we surveyed have category bonuses. 2 back on groceries, 3 percent and gasoline. You can tailor tailored to your spending patterns so that you can squeeze the most value out of it as possible. Gerri i like squeezinout you. That is a goodolution. Thank you for coming in. Appreciate your time. Thank you. Gerri now we will get back to something that we started earlier, talking about a new law that makes it much harr to foreclose on people who are linquent on their mortgages or who have abandoned their mortgages altogether. Lets go back to the ceo of team investment. Do we have you now . Cell phone, video, we are problem solvers. Gerri i love it. You guys are good. Here is the average in this story, which really caught my eye this morning. It appears in the wall street journal. The government changes the rules, tries to penalize those banks that were not doing foreclosures and a good way and taking their own good time about it, and now t market as mpletely stopped. If you want to buy a house in vegas it is darn hard to do because there are no choices. What do you say to that . That is exactly right. This bill is ridiculous. In october of 2011 when it was implemented, the foreclosures went from 4,000 per month to yak, and in march of this year as the real intercommunity thought that that was going to have a flood of foclosures hit t market and then they didot do it. Last month they came up with Something Else to amend that to say, okay, we will release these foreclosures. There was a new legislation put in place basically to say, no, we are not. Two steps forwaward, one step back. Las vegas is a mess for more than just that. Ere are not a lot of jobs. If you are not working in the entertainmentndustry are the military there is no reason that this housing bill is happening. Now we have over 13,000 alum sitting in some type of foclosure, and there are only 2,000 pounds on the market. Gerri an interesting story that i read this morning about one individual in particular. They had been foreclosed on, right oh, there you are. Just popped a picture. In foreclosure for four years. Not ming up mortgage payment for a long time. In the meantime he has been saving for is next house, so he has all this money accumulated, no penalties. That is no way to run a marke that is criminal. The fact that he is living for free basically on taxpayer dollars because we bailed out the banks and he is going out and going to go by and other home, probably for cash because he gets paid a substantial amount of money is ridiculous. Talk about working the system. That is cpletely worki the system, and there are over 60 percent of homes in the foreclosure process that are in pre foreclosure. That is a lot of homes sitting in that market. We talk about bubbles all the time. There could be a bubble of loss biggest. Gerri i keep hearing that because prices have turned around. After fallin 60 through the meltdown, now ty turn around and have gone back up. Are you recommending people buy right now . Aru saying stay away because of these weird Market Dynamics . Absolutely weird Market Dynamics. I have not had any of my investorss by at all because there are so many factors that you just dont know how it will turn out. Those are variables that i am just not willing to risk peoples mon on. Gerri thank you for coming on and describing the story. It is unbelievable. Appreciate your time, and thank you for being patient with the uipment. Thanks so much. Gerri we will be right back with my 2 cents more, an art answer to the question of t day. Ist time for the deaths tax the boys used double miles from their capital one venture card to fly home for the big family reunio you must be garths father . Hello. Mother. Mother traveling is easy with the venture card because you can fly any airline anytime. Two words. Double miles this guy can act. Wanna play dodge rock . Oh, you guys and with double miles you can actuay use, y never miss the fun. Beard growing contest and go win whats in your wallet . Honey, we need to talk. We do . I tookhe trash out. I know. And thank you so much for that. I think we should get Medicare Supplement insurance plan. Right now . [ male announcer ] whether youre new to medicare or not, you may know it only covers about 80 of your part b medical expenses. Its up to you to pay the difference. So think about an aarp Medicare Supplement insurance plan, insured by unitedhealthcare Insurance Company. Like all standardized Medicare Supplement insurance plans, they help cover some of what medicare doesnt pay. I did a little research. With a Medicare Supplement plan, youll be able to stay with your doctor. Oh, you know, i love that guy. Mmhmm. [ male announcer ] these types of plans let you visit any doctor or hospital that cepts medicare patients. And there are no networks. Is this a onesizefitsall kind of thing . No. There are lots of plan options. It all depends on what we need and how much we want to spend. [ male aouncer ] call now to request your free decision guide. It could help you find an aarp Medicare Supplement plan thats right for you. What happens when we travel . The plans go with us. Anywhere in the country. I like that. You know what else . Unitedhealthcare Insurance Compan has years and years of experience. What do you say . Im in. [ male announcer ] join the millions already enrolled in the only Medicare Supplementnsurance plans endorsed by aarp. Remember, all Medicare Supplement plans help cover some of what medicare doesnt pay d could really save you in outofpocket medical costs. Youll be le to choose your own doctor or hospital as long as they accept me. And with these plans, there could be low or no copays. You do your pushups today . Prepare to be amazed. [ male announcer ] dont wait. Ll today to request your free decision guide and find the aarp Medicare Supplement plan to go the distce with you. Go long. Gerri the irs said tprofit off of the death of the sopranos star. Money will go to federal and state taxes, so is it time for a death tax to die . Heres whayoure posng on my cebook page. I dont care how much he had, he paid the taxes already. Don agrees says taxes were paid when it was earned, why is it being taxed again . Boy, dont i agree. We asked the question on gerriwillis. Com. 99 said yes, 1 said no. Here are some of your emails. Chris in pennsylvania writes regarding whether or not police should have access to your cell phone records i have to ask what part of Civil Liberties confuses them. What is next . That is a reality already, perhaps next is what foods we buy. Possibilities are endless. And what an awesome show, every show is a great learning experience. Your audience loves every minute. So nice, johnny. Looka headsup, weve got a lot of great responses to that segment, the best and the Worst Charities we had go to gerriwillis. Com for all the details if you want to see that. It would be fuy but werent so serious. Talk abou with the messages i gn a news. Hedge funds markeng to you. Or the dumb mone there is no information like inside information. Come here for the high fees, stay for the underperformance was another. If you would simply by a boring index fund, you wouldve crushed the hedge fund whiz kids with the fancy pants education and exorbitant fees. Even the asterisk Hedge Fund Guys have performed lows in the digit returns this year, and some of them even lost money. One is down double digits this year, it was specifically designed not tlose money. With that kind of performance, who is the dumb moy now . And a programming note, next week the willis report is giving you a users guide to health care. We can help u navigate it and get you the most from your doctor, insurer, health care and lower your cost. Again, this starts monday. Thank you for joining us, we will see you back here tomorrow. Lou good evening, everybody, thank you for being with us. Cheers erupting inside the House Republican caucus meetingon immigration. Speaker john boehner and Republican Leadership confirming late today the house of reesentativewill not be taking up the Senate Passed gang of eight immigration bill. Commerce and darrell issa reporting to fox that the said bill will not see the light of day in the house of representatives. It was not a wel wellthought approach in the senate, the reason the senate bill has is little