Neil that we live the other option. If they made silly tshirts that said going postal or perhaps lets trade for stamps, that might work. Neil the bottom line is too much. If you start the trend i for joining us. Next is money with adam shapiro in for melissa. Im adam shapiro in for melissa francis. Heres what is money tonight. It is eight days until the sequester plows into the u. S. Economy. Who is really facing the most financial pain . How can you make money from it . Todays panel cuts through all the washington noise to get you some answers. Plus a breakthrough for health care. Thousands of selfserve kiosks come to walmart and sams club stores. Can Free Health Screenings prove a gamechanger for providing care . The founder and ceo of the Company Behind them joins us. Ditch that fancy trip to the caribbean and come get baked in colorado. Call jeff sipc oli. It gets green light from colorado regulators. Businesses plan to lure tourists and turn colorado into the next amsterdam. Will be a hit or the next buzz kill. Even when they say it is not it is always about money adam good evening to you. Just eight days and a few hours until the latest government improsed fiscal disaster. Eight days until cuts that both sides say they will completely crater the economy take place. And just eight days until budget cuts could tank wall street and the stock market rally which up until today had the s p, and the dow up 6 . Lets get right to our money power panel to itemize some of the specific ways were all going to feel the pain if lawmakers fail to find a solution. Former congressman Steve Bartlet is a member of the campaign to fix the debt fiscal learship council and Strategic Policy advisor. Matty dupler, director of budget and regulatory policy with americans for tax reform. Jonathan hoenig is chief Portfolio Manager for capitalist pig. Com and a fox news contributor. To all of you, before iget into what we all know is painful news coming our way, jonathan i want to start with you with something positive. How can you make money on the cuts as some people say ta the economy . Where could you profit . I think i could profit what would consider unlikely place, aam, the u. S. Dollar. The fact of the matter there has been this scare scenario put out there what amounts to a tiny cut in the rate of growth of Government Spending will crash the economy. In fact i think it will have the opposite impact. I think investors interested in playing this trend can look at a fund like uu the p th fund actually goes up as the value of the dollar goes up. You know what . As wk as our own economy looks at least were taking some steps to stem the spending. That help the buck and i that is where i put the money now. Adam jonathan, i wanted to start with a positive note because the next eight days will be negative. Mattie, these cuts will affect everybody across a wide spectrum. We have the threats of usda cutting food inspection. We know the department of defense, 800,000 civilian employees furloughed. Where is the sensibility in any of this . The sensibility is something i think jonathan was driving at. The idea that the government and size of our government is what the concern needs to be and focus needs to be on if were looking at long term solvency, if were looking aually recovering from is still a very beleaguered economic time. The sequester is not the greatest way to cut spending. It is not the most efficient way to try to trim the sizes of government but it is at least a step in the right direction. You will hear fearmonger from all sides, about defense, usda, whatever agency is is the most important to them. The thing tt people realize and need to focus on just because the government is spending money doesnt mean theyre spending it well. To spend more doesnt mean theyre doing more. That is something that agencies need to come to terms with the sequester coming down the pike. Adam former congressman Steve Bartlett, you were in government, you understand spending. 85 billion in cuts talking about hitting march 1st. Do you think it would be far worse . Both sides of the political spectrum say there is something we cant afford. There is argument y have to cut spending when do we begin, if you cat afford to do it, when do we start . Sequestration is not the right thing to do and the wrong way to do it but the wot thing would be continue to ignore the problem. The fact the trillion dollar annual deficits and burgeoning federal debt is a gargantuan problem in the long run that really needs to get reduced. So, sequestration is not the right way to do it but still better than doing nothing at all and contuing to feed that. Adam go ahead, mattie. Jonathan. Talk about the potential loss ofobs to really Government Spending. A job is only good if it is a job that actually creates wealth. All the Government Spending, whether the fda or faa or any of the industries of the agencies that could be affected they actually dont produce wealth. The money is better spent in the private sector. That is where it belongs. That is ultimately wwat the cuts are going to produce. Adam mattie, let me ask you this, picking up what jonathan is saying. Weve seen cuts in other countries ireland with austerity. European countries with auerity. They have very high unemployment as a result of austerity. That is the argument some people say we shouldnt do these cuts. If you dont do these cuts, dont you make the problem even worse further down the road . You make the problem worse. Look what the president is proposing. Not even that he wants to dial book a lot of restraint. He wants to grow government on top othat. He wants to increase taxes on employer. He wants to continue to way his way to squeeze out people who want to create jobs and entrepreneurs and folks looking to get off government payrolls and say that he wants to take money from those folks and redistribute to peoplewho still arent working. That is what you hear from the left a lot, how benefits are cut, how Unemployment Insurance will be cut. Weve been expanding these types of benefits and programs for five years and the economy is barely getting better. So at some point folks need to look what the crent policy is, and understand that might be part of the problem, not part of the solution. Adam mr. Bartlett, i asked jonathan earlier if there was a positive to this. I was specific how someone might invest against these cuts. Im curious, is there a positive to the cuts . Looks as if were going to get them. Might washington learn its lesson finally . I dont think i would go quite that far but i do think the sequestration following on from the fiscal cliff and following on from the debt limit a year earlier is another motivation, another impetus to pr the congress to finally, maybe it will happen this year, we all hope, get together to come up with a longterm fiscal discipline where you can balance the budget over the long term, do it right, do it systematically, do it thought fully but to reduce spending so spending comes in less than the tax revenues. Thats what needs to happen. Thats what the sequestration hopefully is designed to cause congress to do. But congress is going to have to respond to it. Frankly most people in Congress Know that liberals and conservatives and republicans and democrats. They just havent been able to quite get there yet. Adam lets wrap up very quickly, jonathan, first. Worstcase scenario, what is the outcome of all that . The worstcase scenario that the spending cuts didnt go far enough. I think, adam, many people have this turned around. The fear is that spending cuts could cause economic collapse. What will cause collapse i the spending cuts dont go far enough. That is what my fear. I think what is more likely to occur, cuts will occur, people realize gee, the sky hasnt fallen. The economy hasnt collapsed. Hopefully that paves way more cuts, Smaller Government and greeter wealth creation. Adam congressman bartlett, bestcase scenario, what happens . The bestcase scenario as a result of sequestration well iminate some spending that is doing some good. As a result of that is a congress will get together and pass a longterm budget that will begin to balance itself and to get us out of the fiscal cliff. Adam mattie, you get the last word. What is the reality, neither worst case or best case but what will we be talking about monday, march 3rd . Worst case or best case were in a position government is spending too much money. We needawmakers to agree we get spending under control. Adam i should have said monday, march 4th. Thanks for joining us here on melissa franciss program, money. Im sure well talk about sequestration now till the end of the deadline. Well shift gears. A money update on a story that will make you want to slam down the phone on government waste. An investigation into Government Program that gives free phones to the poor. Were telling you about this because youre paying for it. Almost half the participants are scamming you. All of us, that give, land line or cell phone or both, were all being charged monly to support the program called lifeline. The federal mmunications commission which is conducting the investigation, they have already found that nearly 41 of the 6 million lifeline subscribers cant even show that they need the basic requirement for enrollment. That is just the beginning of how our money is going up in smoke. The person who reported this story for the wall street journal is back with more of the outrage just allegations. Outrageous. Thanks for joining us. How do 41 of people that dont qualify for a program admittedly has legitimate expectations how do they get away with this. We dont know theyre scramming. They didnt respond to the request for certification. They could be eligible but they couldnt be reached because a lot of people are homeless but they werent eligible. Were looking florida, wisconsin, oklahoma are conducting their own investigations. What theyre finding some of the phone companies which are part of lifeline were going to hospitals to sign up people who would not have been eligible, is that not accurate . Yes. I did a followup story to our initial story which reported the 41 figure. We started looking at potential fraud in the program. What we found that a lot of state Public Service commissions have been looking into some of these companies and theyre finding some strange thing in some cases. So, in the case that you mentioned in wisconsin, the Public Service commission looked into a Company Called midwestern telecommunications, incorporated. And what they found in their investigation they were getting applications from children, okay, which are not allowed to be part of the program adam it is supposed toe one phone per household, correct . Thats the rule, one phone per hsehold. The there is another company in alaska, called alaska digitel. What they found, the department of justice investigated them, they settled with the doj for a million and a half dollars. Adam thats it . Just a million and a half. What they found in their investigation is that this company hired a marketing company, because theyre in this fierce competition for these lifeline subscribers. That Company Actually went to hospitals an signed up patients and inserted hospital addresses as their address which is not allowed. Adam here what seems to be the problem with this program. Each of us, check your bill, the phone bill. 2. 50. Universal service fee. Adam universal service fee. Good intentions. People down on their luck or meet requirements need access to employers through a phone. Get it. But these are people who dont need access to a phone. In fact lets play the famous sound bite. Everybody remembers obama phone. Remind you about people who have these phones. Got obama phone . Yes. Everybody in cleveland, all minorities got obama phone. Put obama as president you know. He gave us a phone. Gave you a phone . How did he give you a phone . You sign up. Youre a on social security, you got low income, you got disability . Adam now these phones, i should point out, cleveland is city ilove i lived there for eight years. These phones are intended for people who might be on disability. For people who cant afford to use the phone. The incentive is for these companies to sign up as many people as they can because it doesnt look, itas only last year they started to request who is getting the phone. Why did they wait so long to look who is getting the phone . The program has been around for several years . Just want to correct one thing. I know there is lot talk about the obama phone. The program was created under Ronald Reagan and expanded under bush and continues under the obama administration. Why did it take so long is a good question. The fcc actually began looking into into 2010 because government esnt work very quickly. Adam efficiently. Took them a year and a half or two years to actually pass the reform order. So they passed it in the beginning of 2012. So took them a while to get to that point. People are saying that the reforms are working. Theyre starting to weed out a lot of these. Adam it will have about 2 billion in savings they say. In the next few years could save up to 2 billion. It is still early in the process. We dont know if theyre actually going to get to that number. Adam one thing i tried to do is find that woman who was in at famous sound bite because she may actually qualify. She may. Adam has anybody tracked her down since that . I have not tried to track her down. Maybe that is followup story for us. Adam we should point out when people are getting away with phone they shouldnt have, denying somebody who needs the phone. One of the question being raised should there be a cap on this program. There are earth programs that come out universal service fee, theyre capped. The low Income Program which lifeline is part is the only one of the universal service fees programs that are not capped. That is one thing to be discussed. Adam spencer, we appreciate you being here. This will be a story that continues to go on and on. All the best to you, sir. Les turn to todays market moment. Stocks dove after the fed released fomc minutes. More fed officials expressed openness to you ll pulling back on stimulus measures to support the economy. The bluechips tumbl 108 points. It w the dows second worse day this year. Nasdaq and s p 500 each lost more than 1 . Coming up next on money, boeing reportedly has a plan to get the 787 back in the air. Can it convince passengers to step back on board . We have got your ticket to ride. Plus, need a Health Screening . Walk up to a selfserve kiosk. The devices are being debuted across the country. Is it a breakthrough for the melt cre industry and can you profit from it . The ceo behind the company we have coming up. Adam rocky running up the steps of the Philadelphia Museum of art. That 1976 reference is less important than this. Money update on the boeing dreamliner battery fiasco. The anes have been ground due to lithiumion batteries catching fire. Word is boeing has a plan to fix those Batteries Company officials are going to meet with the faa friday. Will this get the dreamliner back in the air and are you willing to get on board . Peter goelz is former ntsb managing director and been following this story from day one. Boeings stock closed up on a day when a lot of stocks took a hit, 87. 78. Is this proposal sufficient once and for all to settle this problem . Ts proposal will be vetted for some time in the air. They will have to test it out. On a physical level it will focus on two things. First it will focus on the battery. What really was disturbing about the incident in boston was that the fire, the problem propagated from one cell and there were eight in the battery. Adam they call that a runaway issue . A runaway issue when boeing got the plane certified said would not happen, right . Would not ocr. That was the problem that they really zeroed in on. And think where theyre going to head is some sort of barrier, a fireproof barrier, between the different cells, so this, if one goes, it is not going to propagate to all eight or even to the ones adjacent. Adam why didnt they do that from the beginning . And why should i trust boeing, a company i love. I was in washington this last week and taking pictures of the 1938 liner at the air and space museum. Why do we think this is the solution . They were wrong the first one around as it appears . They will test this one as extensively as they can. The second thing they will do is strengthen the containment the battery is located in. Again it had been designed they thought to contain whatever fire, whatever problem could occur in the battery. It did not. In the boston case. Theyre going to strengthen that extensively. So that, no fumes, no flames to contain it. Adam part of this, this is twopart solution. More fire resistant box and a venting system in case there should be a fire get the smoke out of the plane instead of into the passenger cabin, right . That is correct. The third part is, this is where they have still got work to do. They have to figure out what the root cause of not only the boston event and ana event in japan. What happened. Adam that is the part whether im a shareholder of boeing or happy to be a customer on several of their aircraft, when do i feel confident, if they dont know what caused it . There is a report out of japan it is faulty wiring with the battery but that may not be accurate, right . I havent heard of anyone signing off on it on this side of the ocean. I would say the jury is still out on that. Adam what is the future for boeing . This is a major company. You put your finger on it. Aviation safety abhores a vacuum. The french worked for four years to find the black boxes from their a350 that crashed in the south atlantic. They had it find out what happened this is the same sort of thing. Were going to have to find out what set these batteries off. I think they will do it but it will take a little more time. Adam very quickly, does the threatened strike by almost 25,000 engineers and technicians at boeing threaten the Dreamliner Program . I dont think it threatens the program but, boy, these guys couldnt pick a better time to try to leverage t company, could they . Adam timing is everything. Mr. Goals, appreciate you being here on money. You have a great evening. Thank you, adam. Adam time for todays fuel gauge report. Gas pres are now up for the 34th straight day. Aaa reports the average price for a gallon of gas climbed two cents overnight, hitting 3. 77. But oil futures took a beating today. Concern grew that the gas price rally may end up hurting oil demand. Good old fashions demand destruction. Crude plunged to their a onemonth low, settling at 94. 46 a barrel. A Brazilian Court drop ad closely watched criminal case against chevron and transocean. They face charges after an offshore oil spill in 2011. Critics called the charges frivolous. The case is blamed for oil decline in brazilian. They are seeking, listen to this figure, 20. 4 billion in damages. Next on money, selfservice Health Kiosks. They debut in walmarts and sams clubs across the united states. When it comes to Affordable Health care do they become just what the doctor ordered . The ceoehind the Company Joins us in a fox business exclusive. Amsterdam, meet your new competition. Regulators approve pot tourism in a state used to living mile high. How it could give some visitors the munchies. That is coming up. Do you ever have too much money . Not. Adam a new push to revolutionize the health care industry, now you can check off medical exam on your next run to the drugstore, Grocery Store. Solo health makes selfservice Health Kiosks that could be a wave of the future. Here is what you do. Sit for four minutes. Answer basic questions on the monitor. Out pops everything from eye screening to Blood Pressure and weight reading. The stations will be put in 2500 walmarts and sams clubs next month. With me in a fox business exclusive is the founder and ceo of the technology, bart foster. All right have 1500 of these key ochks across the country. Where did you get the idea to do this . Thank you, happy to be here. Actually got the idea, i was working at novartis. I was in sales and marketing. I was selling contact lenses. I was in england on a assignment. Walmart needed a way to drive traffic from existing store into the optical center. I had idea what if you had a kiosk that would screen the vision, education you the importance of eye health and tell you where to go to do something about it. Adam something about eye health, 30 million americans need to get eye exams and miss them every year. It is much more than that. It is Blood Pressure, the weight, screens. Ask you questions to determine bmi as well as health risks. Do i pay when i use the kiosk or totally funded through advertising i see while im in the fourminute process . You dont. As consumer it is free. It is a free service to use. And our whole focus is trying to empowe people to learn about their own health care and take care of themselves. Adam there was something i read too. The critics are worried because of the advertising element. For instance if someone is there tting an eye exam, obviously you want t to show them products that would be for eye care. But you have what is called solo trigger advertising, am i right . What is that . So the way the advertising works, is were trying to deliver a very contextly relevant information in content that will enable someone to take action. So sometimes it is advertising of certain products. Sometimes it is ingredients. As an example, a vitamin assessment. Sams club has this vitamin assessment that allows you to answer a few basic questions and find out what vitamins might right for you. Adam i as consumer have to give the kiosk run these ads, am i correct or i have to run the ads i want to see . Absolutely. Were not capturing patient identifiable information or consumer identifiable information. It is race, age, how often you eat fruits and vegetables a day. Adam not oven enough. Every question is trigger for content were able to cue up for consumers to use. Adam 16 . 11,000 of 69,000 participants at the 1500 kiosks actually wanted to see the ads, correct . Actually we just ran some studies with healthy choice and 71 of the people saw the ads, and then 77 of the people said they were somewhat likely too purchase those products. So weve seen really good results. Adam so i can see the benefit for advertisers who want to reach, it is all about the niche. We have that in my industry. What about the benefit for me as the consumer . This data, i can take this to my doctor, can i not . Absolutely. You certainly can. As a consumer, the real benefit is you can get actionable information and you mentioned that the eye exam u it is not really an eye exam. It is a vision test, it is a screening. But your eyes, they deteriorate slowly over time. You think youre 20 20. You have no idea what the vision screening does, it simply allows you to get a base being reading and tell you what to do. Adam mr. Foster, i have only ten seconds. This is yes or not you have an ipo for people that want to invest in this . Were looking for companies to be Strategic Partners with us. Trying to really focus on building the company to be successful. Whether it is ipo or Strategic Partner were open to a lot of different options. Adam i think well have you back on as those options become apparent. 2500 solo Health Kiosks which will be in walmarts and sams clubs starting next month. Thanks for being on money with us. Thank you. Adam next on money, watch out amsterdam, pot tourism gets the go from regulators in colorado. How businesses plan to use Rocky Mountain high to lure travelers from across the globe. Crowd funding launched popular products but investors trying to jump in may want to hold off. Well tell you why the sec is making it dangerous ground for investors. Yep, the sec. Piles of money straight ahead. Snow adam well, we may soon call colorado the mile high state. A task force agreed yesterday that under amendment 64 tourists should have the same rights as state residents. Those tourists should go from hitting the slopes to hitting the bong. Not everybody is keen on letting tourists toke up. Marijuana means big money for colorado. Up to 60 million in taxes alone. That is what they proproject it will raise. They could use the revenue for schools and education. We have the coauthor of bill alcol colorado. Nsible did we get that right . Are they marketing colorado as a hey, come visit and get my . Coloradans made the decision to tax marijuana and regulate it like alcohol. Well treat folks that visit our state. We have a vibrant tourist industry any way like we treat coloradans. If youre 21 years old and purchase marijuana from regulated storefront and pay tax money to help our state looks like the government is allowing our visitors to do so. Adam im not passing judgment. It is kind of like las vegas. We know why people go to las vegas. 310 million americans are potential tourists from which colorado could raise money. If not the people all over the world who might go there to get high. Isnt that basically what were talking about . Come to colorado and get stoned . People come to colorado for sking, et cetera, micro bruce and craft beers. If people want to come here to relax with marijuana instead of drinking a beer, if youre 21 and older want to pay taxes on that use it responsibly the colorado government looks like it will let you do so. Adam some of the downside of this, just as it applies to a citizen of colorado, it would apply to anybody else. Can only have up to one ounce of marijuana on you, correct . Thats correct. Our voters by 55 said that those 21 and older can have up to an ounce in our state. Adam is there a concern maybe people from outside colorado would come to colorado and purchase more than one ounce in an attempt to take it across state lines and sell it illegally . There is concern about that. Thats an issue that regulators are taking very seriously. There is some discussion limiting out of state purchases to 1 8 of an ounce, 1 have 4 of an ounce. To make it difficult for people to take it across state lines. Crossing state lines with colorado or going anywhere besides colorado is 100 illegal and will remain so. Adam i should point out fox business did a whole series on medical marijuana two years ago. Colorado has had a long history of medical marijuana successful any. But the obama administration, the federal government has flipflopped repeatedly on its attitude towards states where marijuana consumption is legal. Do you worry that inviting people in for marijuana tourism might invite the federal government to crack down what is legal in your state but not legal federally . I think colorado has the opportunity to demonstrate to the federal government and to the world that marijuana prohibition has not worked. That we can regulate this product and sell it to adults 21 and over whether just visiting here or whether they live here. Were hoping that the federal government will respect states rights and allow colorado raise tax revenue. Take marijuana sales off street corners and put them behind the counter for adults. Adam weve seen people thrown in jail in california operating legal by state law, medical marijuana dispensaries and centers where they grow marijuana. Why do you think you would be exempt . The federal government goes back and forth. Right now they are not in favor. The federal government is a bit schizophrenic on this issue. What we found in colorado, we had a very successful medical Marijuana Program here for years. We have hundreds of staterun medical marijuana stores. We demonstrated to federal government we do it responsibly. Keep it out of the hands of teens, keep our roadways safe and produce tax revenue. Instead of giving money to cartels and we decided to move marijuana sales behind the counter and we hope the federal government will respect our states rights decision. Adam you know you guys open up to all kinds of jokes from fast times at ridgemont high. This is something at the forefront of a national issue. A lot of people a talking about it. Com visit sometime. Adam love to visit colorado. It is a great state. Up next on money, some of the hottest products on the market like the pebble smart watch were backed by crowd funding. The sec may be hanging investors out to dry. Well tell you if the whole idea is as safe as you think. At the end of the day its all about money. This is america. We dont let frequent heartburn come between us and what we love. So if youre one of them people who gets heartburn and then treats day afr day. Block the acid with prilosec otc and dont get heartburn in the first place [ male announcer ] e pill eachmorning. 24 hours. Zero heartbur adam we have breaking news out of the nations capitol. A House Oversight subcommittee, is demanding, demanding that the Federal Reserve turn over documents and studies relating to sales of securities in its portfolio. Peter barnes covers the fed for us. What does it mean for all of us in the real world . Hey, adam. This look like a new line of attack as part of House Republicans going after ben bernanke and fed easy money policies. The subcommittee on economic growth. Part of the House Oversight committee, Darrell Issas subcommittee, has issued this letter to bernanke demanding materials from him basically how it will unwind quantitative easing and 3, qe 4 and forever. 3 trillion of bonds and holdings on the fed balance sheet. As you know the fed began all this back in 2008 to try to help keep Interest Rates down to push them down even lower. Subcommittee chairman jordan is demanding more information, documents and communications with, between the fed, the white house, the treasury department, and others, relating to this on hothe fed would undo this. Any studies it has potentially. And what potential impact it could have on the economy. And a potential loss it is could have. The letter says quote, with these continued concerns about the size of the Federal Reserve portfolio and the potentially devastating consequences from any unwind, congress and the public must be fully informed about the Federal Reserves expectations and actions, adam. Adam peter, we saw the stock market drop triple digits today just on the hint that qe3, quantitative easing, was going to be perhaps changed. Could these hearings or release of these documents tank the market even further . Well, yeah, im not sure. If i knew that i would be doing the hit from my villa in st. Barts. The fact that this pressure that republicans continue to push on the fed and bernanke, could, might have an impact, but so far, bernanke has claimed it has not. He has tended to ignore any kind of pressure like this to, for example, stop quantitative easing. Adam peter barnes. Senior washington correspondent. Thank you very much. Have you gotten into crowd funding yet . Believe it or not the concept is so hot that total investments last year were expected to reach a stallingering 2. 8 billion. As great as it could be to fund a new project, it could be a risky opposition. The sec missed its own deadline, to set up rules, imagine that, to protect investors and their money. How do y assure youre credible project, we have a member of bio funder, which is essentially crowd funding. This is fancy term, to go on the interin. Ive got a product. I want to raise money and i give you equity in this project, correct. Correct. Adam can you do that right now because the sec missed the deadline or is everything on hold . Yes. Absolutely everything is on hold. There is no surprise that the sec missed the deadline. Mary schapiro, former chairman of the sec was not a fan of the jobs act or crowd funding in particular. Nobody is surprised. Adam the obama administration, this was part of jumpstart our business startups jobs act a year ago, two years ago. This was supposed to have been in place by december 31st this year. Its not. What is the potential of impact of people who want to get their entrepreneur hal businesses off the ground as well as job creation . Well, it is going to delay. Were going to have to wait and see what the new sec chairman, chair woman is going to do with it. The belief is that, its a muchneeded implementation. But they are, as you know, already late. Also with the full implementation of doddfrank. So i dont see that happening anytime soon. I believe it will take at least another year before. Adam . The potential, raise up to it is a cap, one Million Dollars for a startup business. You think that cap should be raised because they will look at all of this, right . Correct. Adam what is the benefits of raising the cap . We are always trying to protect the investor, protect the investors. There might be a shyster out there. The sec is trying to protect investors but to facilitate capital formation. The legislature realized they would be unable to create jobs only from the top. They needed to happen from the bottom up. That requires infusion of capital. The banks are not lending enough. And, entrepreneurs are seeking capital. Who will put that money if not us . Adam right now the way the law is structurerd, smalltime investor like myself, if you have 100,000 income you can only go into this for 2,000. Most people could survive if they lost that 2,000, correct . Correct. It is not a big burden. Adam this is wrapping up. There are countries where theyre doing this . Correct. England, australia. No fraud has been detected so far or minimal amount of fraud. So i dont think it is that risky. I think we have a track record we can lean on and look at. I apologize. We have to cut this a little bit short because of the breaking news out of washington but it seems to me. Were trying to create jobs in this country. Were trying to raise money for entrepreneurs. This might be a way to do it. Absolutely. I believe that. Adam thank you very much for joining us here on money. Well take a quick commercial break but achieving the impossible in the city of angels. A new plan could tame los angeles soulcrushing traffic. How that drive to Grocery Store may finally take less than, two hours you can never have too much money or too much gasoline in the gas tank. Adam it is time for a little fun with spare change. We are joined with julie and finance. First up, anyone who hates driving in los angeles, this one is for you. The city of angels. The first city to synchronize all of its 4400 traffic lights. Thats right, the mayor flipped the switch on tuesday. It is supposed to increase travel speed by 60 , reduce travel time by 12 . I think the drivers will be flipping Something Else on the switch here. Do you think it will help . I dont know, but they say that will save the day of your life in traffic. So when you are on your deathbed, if i only have one day, this would be the day that was saved. Adam you dont need an entire city to be coordinated, you should do it by neighborhoods. A couple of other points, they have been talking about this since 1984. [laughter] that is her government in action. Adam i just feel like they are going in the wrong direction. 16 faster speeds, shorten driving times by 16 . Its like a math problem of one train leaves the station. [laughter] adam okay, moving on. Mitt romneys dad, famously asked back in 1959, who wants to have a gas guzzling dinosaur in his garage . Think of the gas consumption. Well, america, you could own that car. His 1964 bramble or by going to ebay and bidding on it. It is closing at 9 00 p. M. Tomorrow night. [talking over each other] adam i had a 1964 cruiser and the 1964 daytona. But who is going to come over if you have an old car, it would be a rambler or anything