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Liz the bells are clinging on wall street, and we lost some hefty gain yesterday, but not all of it. Dow jones industrials vanishing up, down actually. We sliced the losses in half in the last two and a half minutes. David when there is downward pressure from the fed, nothing pushes the market like the fed would. Liz i know those levels matter, but a lot of red on the screen. David the fed may be finishing up the money printing before the year is out, gold took a big hit down 24, again all because of the minutes from the Federal Reserve suggesting there is now an even defied within members between those who are for ending qe or continuing until the years end. Liz dow Jones Transport 52week high. The index often looked at as a barometer for the overall market. Airlines, railroads, fedex and ups. David the yields rising for a Third Straight day since may. 1. 91 . Historically it is low, but significant jump seven basis points. The cliff deal led to most of us with higher taxes. New Health Care Taxes plus we have the upcoming debt ceiling battle. His 2013 looking at a good year for business despite the problems for politicians . We have two ceos, one with insight on the consumer and with insight on Small Businesses, the ceo of famous daves both here to talk about new taxes and how it is affecting their business. Liz a strong year. Remember this commercial . Theyre hitting alltime record in 2012. They have had 24 recordsetting months in a row set to the vampire commercials and very much in part because people want to buy their cars. Coming up, president joining us exclusively. David before all that, a busy hour. What drove the market with the data download. Stocks erasing earlier gains after they signal the Bond Buying Program may end of this year. Cross the unchanged line 33 times before finally deciding which wanted to do firmly into the red stepping a twoday streak of triple digit gains. All three major indices ending lower. The dollar related to all of this extending gains against euro pushing the currency to the lowest level in three weeks, the euro falling to an intraday low of 1. 30. Payroll Services Firm reporting the economy added 215,000 private sector jobs in the final month of the year up from revised november. Professional services, trade and transportation boosted hiring in december and of course tomorrow we get the allimportant jobs report for the month of december. Liz our markets panel, managing director and partner, ace investment strategist chief trader, lets start with the cme. It could not surprise a lot of the traders. In the last two minutes we have seen the biggest sel cell e have seen all week were in a while. A lot of selling on the close so some very interesting action and that was happening as i was hearing you talk about last two minutes. David was it the yield . Looking at a yield edging very close to the 2 mark. Historically speaking that is low, but very significant for day to day traders. You have looked at and unhedged marketplace for a long time and you could be seeing some hedging coming in at these levels. That is a big number going into the end of the day. Liz can you clarify something for us . We were down about 40 points, five minutes before the close and then we were down about 20 or so points yet you see sonic celebration of selling. Where were the money flows at that point . It looks like were getting some hedging coming in potentially at these levels. We will watch the opening tomorrow, they will really start raising the flags so where were when, really what you saw in the last couple of days is the people that were already long, the institutions were the buyers. Right now at the end of the day, we see little bit on the institutional side this week but nothing like we saw on the close. Liz we want to come back to you in the s p futures close, but 1456 is the key s p level. David gentlemen, great to see you both. Required talk about the fed in a second but first the tax changes Congress Finally decided on. You think of who is going to hurt the least because number likes higher taxes. Who is going to hurt the least and i think of the Largecap Companies because theyre probably hurt less than most people, is that we are putting your money, to be largecap now . That is one of the areas. Largecap multinationals have over 50 of their revenues coming from overseas so they will not feel the drag a lot of Small Companies will here in the united states. Liz lets talk about if you get a sense we will have no problems in the u. S. , or your little frightened about certain pockets of equities, and if so, which ones . Overall we are bullish for the area im concerne i am conce the small cap. The situation with personal income tax is going up, like they are, smallcap and midcap usually like. David im thinking about whether we have worked all the bad news and the stock market. Clearly yesterday and the trading day before that you got the indication we had and we were due for a runup. Look at what happened with the fed today suggesting they will not be printing any more money going into next year, 2014. Maybe even midyear printing money. Is that a concern, said one worry that hasnt been worked into the stock market . That is something a little bit new to the market. Either way were talking down the road and permanent came out and told us as long as inflation stays low to a. 5 or the Unemployment Rate stays above 6. 5 the easy interestrate policy will be here to stay. The socalled risk trade concept is still there for now and could be changing a little down the road fo but for the time being t is still there. Still a lot of catchup investing that needs to be done. Liz show us the money, wheres it going to go . I think it is going to go to the lagging sector of last year. The Housing Market has revised little bit, something related to it is consumer durables. They had not been doing that well last year. People put off the buying, consumer durables. People are starting to get into the furnitures and supplies. I like that senator consumer durable. David stock wise were talking about whirlpool and Companies Like that . I like whirlpool a lot. I also like an accessory store, i think these are the leaders in that sector. Speak we feel some leadership could come in the leadership world, lets try to drill down little bit would it be in a commercial area, residential, singlefamily dwellings . Speak of the areas we like our realistic, most recession if we have properties so w we like student housing, self storage and some Senior Living centers. All demographics are very, very strong. David what about the jobs number . Are you going to be influenced at all in your decision about investing with regard to equities based on what happens . If we have a terrible number tomorrow, will that affect you at all . We are longterm investors and whainwhat happens with the s report will not impact our outcome. We think the jobs report coming out tomorrow we are not expecting any huge surprises on the upside or the downside. Liz what is the number one mistake investors have the potential to make in 2013 but that you want to warn them against . Based on the environment it is still not a momentum investing market so chasing the momentum, chasing a stock, the market that has already gone up to be another mistake. Buying lower, sell higher. Very difficult to do, but exactly the things to be done. Right now i think we are still in the middle of a rally so there is a little bit more to go but throughout the history over the past 45 months, 13 or so outside ready to be sold about 7. 5 downside it is ready to be bought. David are you still 50 in cash . Yes, we are waiting a little bit. I like the market, i think the s p finishing up about 15 to 17 taking us to 1670. David if that happens at the end of the year you would only be about 10 in cash, right . You are absolutely right. I want to take my profit and going lower by intuit. Again, not easy to do. Some clients get all freaked out by saying that. Liz thank you both. David appreciated. Liz today is the start of the 113th congress. The first battle is already over. But there are much bigger fights around the corner. Up next it is to d. C. For the very latest. David a very strong year for car sales but the most american or foreign automakers. We will dig into the numbers and talked exclusively about their record sales. Unbelievable increase over last year gearing up for Even Stronger sales down the road. Liz we continue to drive you to more profits in 2013. We have analysts ready to share his internet stock winners and also losers. How can you miss that . Stay with us right here on fox business. [ indistinct shouting ] [ indistinct shouting ] [ male announcer ] time and sales data. Splitsecond stats. [ indistinct shoing ] its so close to the options floor. [ indistinct shouting, bell dinging ]. Youll bust your brain box. All onhinkorswim from td ameritrade. From td ameritrade. Music is a universal language. But when i was in an accident. I was worried the Health Care System spoke a language all its own with unitedhealthcare, i got help that fit myife. Information on my phone. Connection to doctors who get where im from. And tools to estimate what my care may cost. So i never missed a beat. Were more than 78,000 people looking out for more than 70 million americans. Thats health in numbers. Unitedhealthcare. At legalzoom, weve created a better place to handle your legal needs. Maybe you have questions about incorporating a business youd like to start. Or questions about protecting your family with a will or living trust. And youd like to find the right attorney to help guide you along, answer any questions and offer advice. With an a rating from the Better Business bureau legalzoom helps you get personalized and affordable legal protection. In most states, a legal plan attorney is available with every personalized document to answer any questions. Get started at legalzoom. Com today. And now youre protected. David s p futures are closing. Lets go back to the cme, how is it shaping up for tomorrow . Tomorrow after a good inside day, look for the positive. A public opening, there could be some sellers. We stayed within and inside range, it has been a very interesting week to say the least. Liz three points away from this level, watch that. Shares of game stop falling today. Nicole petallides on the floor of the new york stock exchange. Nicole not good news for game stop. We have seen it under some pressure. They had concerns about a fresh patent from sony that could block the resale games on playstation four. Can we go to gamestop . The store itself always seems to be hot but so constituent upon so many moves. New games, new hardware, lot of talk about the wiiu, did not do as well as some people had hop hoped, that would be another factor as to why we are seeing gamestop coming under pressure. David thank you very much. A fiscal cliff steele was the last straw. More than 90 new members. Liz john boehner was reelected as speake speaker of the house. What issues will be front and center for the new class . Peter. Peter we dont have a look at the photos to figure it out, it will be a busy few months ahead. The speaker winning reelection today, 220 votes, six votes to spare. This is why hes going to have to work through march. The sequestered, 100 billion in automatic spending cuts delaying for two months for the legislation this past tuesday, the debt ceiling and continuing resolution, people forget this, the cr keeping them operating through midmarch, the budget and the debt will be the biggest bikes. And the acceptance speech, warning the president too expected. 16 trillion rising, or National Debt is draining Free Enterprise and weakening everything. The American Dream is in peril so long as the namesake is weighed down by this anchor of debt. Break its hold, we can set the economy for you. Peter other issues they will be wrestling with, Immigration Reform and possible uncontrolled measures post the new town tragedy. David maybe he had a cold. Peter he might have gotten emotional. Liz i like that. George foreman used to cry a lot. We noticed this. The internet continues to evolve. Up next we have analysts with internet winners and losers for 2013, but guess what, one of his losers was actually the hottest internet stock of 2012. Find out which one it is next, and what he was on before all the big boys. David working americans pay more taxes, so what does this mean for business in america particularly retail . The ceo of the famous daves barbecue restaurants and ceo of first edge to tell us how washington regulations, taxes and all the rest of it is affecting the way they do business. Shes still the one for you you know it even after all these years. But your erectile dysfunction you know,that could be a question of blood flow. Cialis tadalafil for daily use helps you be Ready Anytime the moments right. You can be more confident in your ability to be ready. And the same cialis is the only daily ed tablet approved to treat ed and symptoms of bph, like needingo go frequently or urgently. Tell your doctor about all your medical conditions and medications, and ask if your heart is healthy enough for sexual activity. Do not take cialis if you take nitrates for chest pain, as this may cause an unsafe drop in blood pressure. Do not drink alcohol in excess with cialis. Side effects may include headache, upset stomach, delayed backache or muscle ache. To avoid longterm injury, seek immediate medical help for an erection lasting more than four hours. If you have any sudden decrease or loss in hearing or vision, or if you have any allergic reactions such as rash, hives, swelling of the lips, tongue or throat, or difficulty breathing or swallowing, stop taking cialis and get medical help right away. Ask your doctor r about cialis for daily use and a 30tablet free trial. Liz from botched ipo to come from behind winners, internet investors endured a choppy ride last year, but we have an analyst with three internet stocks he says are screaming for the new year. The instat analyst, and we have some losers you say people have to stay away from. I want to get these names because the internet sector has been very alluring too many people but facebook really through people for a loop as what happened was a botched ipo that drew attention away from what has been an unlivable a successful start of a company all the way through. You love this now, why . Had a couple to a seer but now the two biggest push is on the behind the company so now toward modernization in 2013. Liz they will figure a way to make a lot of money because everybody is using smart phones now to check their facebook. Mobile modernization would be a big thing for them in 2013 as well as 2014. Coming from mobile over the next two years. Liz you think people will click on mobile ads enough facebook can say the companies i will charge you for that . There are multiple different ad units which i understand is developers on the promoted post. A lot of them are connected with people who use facebook. They dont even know they are interacting with and add. They are part of the contents. That only are they part of the content, but also socially relevant. You may have it in mind, clicked on with the past, it is relevant to your experience as well. Liz let me quickly touch upon in t instagram. Will they figure out a way to monetize instagram without annoying people . I think it is behind them now. You will see facebook look to monetize instagram. I am seeing roughly 250 million in revenue for the first full year at 50 margins so it will be a strong catalyst in 2013. Liz let me get to your next pick, that is amazon. Im surprised the people who pay this because the price to earnings ratio, the trailing pe, 3080. Is that really sustainable . It is a peg ratio, broad expectations seeing 50 growth for amazon. Liz i am an amazon prime member, but i wonder the stock. Very nicely over the past year up 44 . Will it may make that . I see the stock depreciation, and the stock is not for everyone. It is for growth investors. That is fine. Over time i think this stock will rationalize and come down to a level to buy the stock. 2013, 2014 in march and extension year for amazon led by expansion of gross margin and fulfillment expenses. I look back for amazon has come off, the stock price depreciated significantly coming off of the recent investment cycle they are on right now. Liz facebook, amazon. The company should be very familiar with. Liz he helped found fox. Is a Perfect Blend of growth and value. Unique combination in the space. I look at this stock is he a stock that is very undervalued. Relative to growth expectations. Liz which do you think will be the real driver . Going through secular phase led by people with a lot more comfortable posting Information Online led by social media and the trade down in the economy to go out and meet someone. Liz lets go through these quickly. One of them by the way with a wa huge performer over 2012. That is a well. Why do you think these are not the winners . I think those two companies generate key monetization of core levels and display advertising. I think internet stocks are benefiting from ad dollars away from print media. They will be challenged they can market share away from this book. They will have a hard time taking share from google, facebook and amazon as well. Liz great to see you. Capital markets, he is their analysts. David creative ads like this one are helping drive sales. Just announced 2012 was their best year ever here in america. How does the automaker plan to keep up the pace . We will find out. Joining us exclusively later this hour. Coming up, a fiscal cliff deal good for businesses . Two ceos from two very different companies. Ready to voice their concerns and whether they will invest into what the government just did or invest out of it. Coming right up. 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The coffee giant will give customers a 10 Cent Discount when they bring the cup in for a reveal. Russian president Vladmir Putin granted french actor gerard dapardieu russian citizens of he upset against the french president hollande raising rich taxes by to 75 . David businesses dealing with new tax hikes and business regulation. John gilbert ceo of famous daves. John kraft, first edge solutions. They have a different perspective on see solutions. Is the new tax deal going to change the way you do business in any way shape or form . David, i dont think it will change the way we do business business. It will give us our comfort our customers have a little more predictability in their lives and set down. Fiscal cliff created hesitancy for customers to spend over last couple months. Im happy to say that part is over. Seems we have a situation where we have half the battle figured out. David tax credits, are you using them t all . The president always touts his tax credits as a boon to Small Businesses. Has it helped you at all and are you using them any in way . Absolutely. We were concerned the tax credits would beed out as part of the fiscal cliff solution but in theyre still part of how we do business. The r d tax credit we used and will continue to use Going Forward. David robert, a little different business. Most people know famous daves. They might not know first edge solution. What do you do i quickly. Direct Marketing Company that develops software to manage mobile and email. David how many employees do you have . We have 100 employees and three plants, atlanta, phoenix and wisconsin. David you fall right into the Small Business category concerned about obamacare, dont you . Because you have just enough employees you have to begin to provide services maybe you havent been providing in the past . Absolutely, david. I think the fine line with us is we also develop Software Solutions for the health care and Insurance Industries of the so as a result of obamacare were actually able to help some of those insurance and Health Care Providers develop Better Communications strategies to reduce their costs and increase better efficiencies in reaching their consumers. David as an employer robert how will it affect your relationship with your emmloyees and your costs . Weve been in conversations about that because absolutely it is a fear. No question we dont think theres a free ride for anybody. There is no such thing as free health care. It might sound good but when you put 40 Million People that are uninsured on the program, somebody will have it pay for it and ultimately it will fall back on all our shoulders which means downward pressure across the board at a macro level. David john, weve been talking to restaurateurs hit by obamacare because theyre hit by insurance coasts they havent paid before. Some people are thinking of switching their employees from full time to part time as a result of this. Have you thought about that. David, were looking at a wide range of options as we try to understand the true impacts of obamacare. Our feeling right now we think we can walk the fine line between creating shareholder value and doing right by our employees as it relates to health care. We already have Health Care Programs that we offer to all employees. Some of those Health Care Programs vary in affordability and also in terms of benefits you about we think like many Restaurant Companies we can walk a fine line as we understand more and more what the true impact of obamacare is over the next two to three years. David but it doesnt sound like youve taken off the table the idea of moving some fulltimers to part time . No. We havent and somebody who waited tables years ago myself, that part of our Employee Base does have flexibility in terms of how many hours they work and where they work. So we want to be able to be competitive in the marketplace and offer the best, the best array of benefits that still live up to the spirit of the law. David now, robert, for all of the tensions that america has been put through over the past several months over this whole fiscal cliff deal, youre not bothered by divided government that much. You think that one side really does restrain the other and for all of the crazy hysteria that we have to go through, maybe divided government is not a bad thing, right . Well, i think that is a pretty darn bold statement. I dont know if i would live by those words but i do think some sense of balance when these guys arguing sometimes creates a level of certainty and essentially like john was talking about earlier the fact that we finally have a bill that was passed that at least gives us some concern Going Forward so we know how to plan and strategize for 2013 and 2014 and beyond but were certainly not out of the spend issue. David no. That is a much larger issue than the tax issue. I mean it is like, were using a garden hose to fill up a bucket with a hole in the bottom and now were using a fire hose to fill it. Your revenue doesnt touch where your expenses are. David it hasnt been touched at all. That is all a tax deal. We will probably have to deal with the spending issue when that debt deal comes up. Thank you very much for your perspectives from the front line of business. John gilbert and and david. Liz, over to you. Liz car sales continue to rise at ford and General Motors but how do they hold up against their foreign competitors . You have to hear this one after the break. Here from one of competitors that finished a record year. More of you are buying this kind of car, audi the president of audi america is joining us. Find out how they are spending big bucks to drive the business forward. This is 100,000. We asked total strangers to watch it for us. Thank you so much. I appreciate it. Ill be right back. They didnt take a dime. How much in fees does your bank take to watch your money . If your bank takes more money than a stranger, you need an ally. Ally bank. Your money needs an ally. Liz here is your fox business brief. It was a sea of red down on wall street after the fed signaled that its Bond Buying Program may end this year. At the closing bell the dow jones finished lower by 21 points to 13,391. Natural catastrophes including Hurricane Sandy and the corn belts drought cost the u. S. More than 160 billion in insured losses last year. This according to german reinsurer munich re. The company says the u. S. Insurance industry record an additional 65 billion in losses worldwide. And starbucks continues to expand outside the united states. You thought it was everywhere . Guess what, the coffee chain giant setting up its first cafe in vietnam early next month. Starbucks will work with a hong kong parter to open up the storied in whochy mean city, saying asia is cost driver david consumers seem to be putting the pedal to metal as auto sales accelerate in december. Liz 12 was the best year for automakers since 2007. Jeff flock has covered the auto industry. Looking at the details, nice, nice month again. Good month, good year. Some better than others but pretty much good for everybody. At the end im going to have a trivia question and an answer for you. What do you think is the bestselling car of the year worldwide . Think about it. I will have the answer in a moment. First lets take a look at the numbers, who did well in december . Well, pretty much everybody except for one. Starting with the American Automakers, ford, gm, both up. Toyota was up. Chrysler up, double digits again which was a surprise. The overseas automakers did better in december, largely. Vw up 35 . Honda was up double digits. So was hyundai. Only one down on december of anyone was nissan. Now take a look at yearend because this was the last month of the year so who did well yearend . Again you look at American Automakers but they did much better last year. The japanese obviously recovered better. Toyota up 27 on the year. Chrysler up 21 . They had a great year all the way around. Honda was up. Hyundai is up. Everyone was up. It was a good year. I tell you we were on the Conference Calls today. Mark reuss at gm saying he thinks next year will be even better. Maybe 15 1 2 million selling rate. Toyota says they will sell 100,000 more cars than they did last year. Look at the stocks. Gm and ford both largely up this year or today on trading and toyota not so much. What do you think was the bestselling car in the world . Liz im going to say, can i have two choices . No. David just one. Toyota corolla . David hold on. Dont tell us. Dont tell us. Good guess. Go ahead. David my guess, chryslerjeep cherokee. Interesting guess. Here is the reason this one is it. The ford focus. Liz whoa. David we missed it . You know why . Because it is one ford. They sell it all over the world, same car. Everybody else does a separate nameplate. Liz alan mulally thing. He put everybody on the same train, power train and said make the european ford focus because it is kind of cool the one for everyone. David amazing car selling in europe. Jeff, thank you very much. Good stuff. Thanks for the quiz. Liz german automaker audi, did you hear about them . They posted record breaking u. S. Auto sales in december. Sales rose 17. 3 yearoveryear. How will they keep this momentum going into 2013 . David joining us in a fox business exclusive, audi America President and good friend of scott business. Scott, great to see you. U. S. Sales just going gangbusters. Congratulations on that. I have to put it in context because it is a big world. Audi is part of the whole world economy. Does the success of your group, audi america, does that balance out the losses from what is going on in europe . You know, audi as you know is strong across the world and we will have a record year grownly. Well do over 1. 4 Million Units around the globe and we have actually held our own in europe. Were significantly up in china. But of course being up 18 yeartodate in america is helping the cause. Good news all around. David let me be specific, scott. I love you but have to hold your feet to the fire. Audi vehicle sales in germany and europe shrank 4. 1 . There was shrinkage in your rob will the boom times in america balance that out . Absolutely it will. We are up 18 yeartodate. Well pull our fair share for audi across the globe obviously. Liz how have you got americans to be so attracted to audi vehicles . What is it . I think it is a simple formula. We launched great products. We have great technologies. Of course youve sign the recent announcement from audit. Were investing 17 billion between now and through 2016. This is not a business where you can cut corners. This is a business you need to invest. That is exactly what audi does. That allows us to have fresh products, Fresh Technology and consumers are in love with them. David on the other hand, your parent company, i dont want to bewarer of bad news here, but im just stating facts. Your parent company, volkswagen is basing for flat earnings because they invested so heavily hightech for smaller cars particularly in europe. It doesnt always pan out, does it, high spending . What are you spending money on for out did i . Overall the spending absolutely does pay out. This is a expanding business and you have to latest and greatest stuff particularly the luxury investments. You may have flatness but overlong term it absolutely does pay out. If youre looking at audi specifically were looking at new production facilities. Were increasings production in hungary. Were increasing production in mexico. Were looking at plug in hybrids and more Diesel Technology and of course all new products. We have entirely all new a3 sedan and q3 suv that will hit the u. S. Market in 2014. These are all the investments were making in the u. S. Liz how do you find the demand for plugin hybrids in u. S. The audi axed the electric vehicle concept from production. But you guys are pretty committed to having renewable gas there are other things you want to do, but do you find the demand for the plugsin hybrid is something American Consumers can wrap their minds around a little more comfortably . We have to be clear about this thing. I think you have to look at Consumer Acceptability and you have to look at infrastructure and if we look at the near term what audi has done we invests heavily in our current technologies. We think there is a lot of work that can be done with the combustion engine. The second phase is diesel which were launching four new diesel engines this year. As you start to move beyond diesel we think there is room for plugin hybrid. Now i think this is going to be obviously from a point of view not gigantic market share off this thing but it is clearly a technology we believe in. David scott, were looking at some of these wonderful commercials. Super bowl is coming up. Well see more of them. How much do your a ads and marketing play into your success . It plays a lot into our success. What weve done, turned ourselves into marketing and become a challenger brand and very aggressive brand. Most importantly we gotten into the conversation in america. Historically audi was unknown brand if you will and now were front and center. The super bowl led us there and well be back. Liz i was going to ask you, in a different concept, no the vampire thing or Something Different . We have a whole different concept. Unfortunately they dont let me talk about the things. We have a great concept were excited to share in couple weeks. Liz jeff, thank you. We like to see businesses doing well. David scott keough, good to see you. Thank you very much. Well, brace yourself, the new year isnt just bringing higher taxes. The Obama Administration hag a slew of regulations also on its agenda. Find out what they are next. And the hit that you could be taking. Liz so many people out there were focused on the fiscal cliff the Obama Administration quietly released its long overdue regulatory agenda on december 21st, which by the way did miss the october deadline. It was quite a book. Regulatory watchdogs saying there are expense sieve and onerous regulations for almost every industry on the agenda. Fox newss Shannon Bream joining with us that story. Hi, shannon. Hello. The by law the administration is supposed to issue a report about regulations in the pipeline that will have significant economic impact. It is supposed to happen in april and october. Those deadlines were never met in 2012. Instead we got the administrations regulatory agenda on the friday afternoon before christmas. On federal register where regulations are housed, 77,000 pages. 3700 proposed new rules and regulations. Estimated cost of implementing the administrations new regulatory agenda is more than 123 billion and will likely require companies to spend 13. 6 million manhours processing all the necessary paperwork. They control cost of products that you, that you buy. They control the, your living conditions, your work conditions. They limited kinds of activities that you can do. They limit things you can do with your own property. They subject people to all kinds of violations that they had no idea they were doing. That of course can ultimately impact somebodys liberty. Because some of these regulation haves criminal penalties and you could wind up in jail. Many of the proposes regulations well see now in 2013 do stem from the new Health Care Law. While regulations often have a very legitimate goal it is the execution of them that gets a little tricky. So a lot of times the regulators will say, our regulation protects consumer safety or protects Public Health but what they dont tell you is that theres a massive hidden cost to a lot of these regulations in the form of job losses, increased cost of consumer goods. A lot of times those reallife consequences get lost in the shuffle. By the way these are the regulations we know about but just so you know, when it comes to the regulations from the new Health Care Law and doddfrank administration is already 50 behind on the deadlines it missed on both of those major laws when it comes to regulations that will tell us how to term them. Guys, back to you. Liz thank you, so much, Shannon Bream. David up next a rubber ducky that probably wont fit in your tub. It is five stories high. Well tell you where it is when we go off the desk. [ male announcer ] where do you turn for legal matters . At legalzoom, weve created a better place to handle your legal needs. Maybe you have questions about incorporating a business youd like to start. Or questions about protecting your family with a will or living trust. And youd like to find the right attorney to help guide you along, answer any questions and offer advice. With an a rating from the Better Business bureau legalzoom helps you get personalized and affordable legal protection. In most states, a legal plan attorney is available with every personalized document to answer any questions. Get started at legalzoom. Com today. And now youre protected

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