Government should take note, instead of throwing money into an 18 trillion black hole they call our debt. The fact of the matter scott, they dont do that in fact quite the opposite. Lessons to learned here . What do you think . I think so. Thats the tough part. And lets be fair the government is not being run like a business, and maybe thats the problem, because if the government were in business the way its doing business would basically have it if it were on the stock exchange, it would be close to zero because when you have the government in current position neil, where they have the taxpayer the slush fund full, of last resort they can just keep hitting up and businesses too over 100 billion in fines on the banks alone. So the financial crisis, guess what in the government doesnt care if it manages money well like apple does because it can always get more. Neil think about it, the government cant give money out they are knee deep in debt. If they werent hogging all the money we wouldnt be in this predicament. What do you think . The government has never been held responsible. Its real, its real its real pleasant these days and attractive and popular to attack businesses. And attack the 1 and to say these corporations are so greedy and putting money overseas. Theyre sheltering it. But look at what governments doing. They take your money, create a budget, spend way more than the budget and tell you, you havent done enough. They raise your taxes in an effort to save power. They put money into Enterprises Like the Railroad Track and post office, and those entities give your taxpayer dollars to politicians and political contributions and run these in the ground. Its unbelievable. If these people were in the private sector they would be thrown into jail for debt mismanagement. We have children bankrupting in terms of our future. Social security robbed and borrowed from and never paid back. Its a travesty. Neil i look at apples success too, gentlemen, and scott, raise this with you, what could the government learn from apple . I think whatever your differences are with apael, and i have a problem with the rollout of the watch, et cetera, the fact of the matter is apple is lavishly devoted to customers keeping them excited keeping them engaged hearing their complaints and thats something you do not hear out of washington. You get a lot of lip service you dont get a lot of followup. Bingo. Thats the problem here. The constituency if you will, and jim kind of hit on it. The government goes after us. They go after you, after your tax dollars. If you have a Small Business, they regulate you. They tax you. They tell you, you cant move overseas to do better business. Its all the things that are against what a Great Company like apple and many others do they learn from customers and bring them solutions and work with them to make things better. The government is against you. And its not just obama its been other president s as well that have said, hey, were going to work with you, listen to you, were going to have the meetings and talk, town halls, whatever. Guess what . Nothing gets done except higher taxes more regulation and a tougher environment for you to live in. You know what it is if you dng it jim accountability. Apple knows its not going to be king of the road if its not really, really careful. And it has to be diligently following its bosses shareholders, customers. And if not, game over. So i think accountability is the crux of the problem for government because it doesnt give a damn. Its accountability, responsibility, and when you control the money, you can control the voters. And this has been something thats happened in every great civilization in history. So what happens is you just print more money, that way you get the votes and stay in power. That doesnt happen in the private sector in. The private sector you have to perform or youre out or out of business, and the markets take care of things, the markets dont care of themselves in politics. In politics, its whoever had control of the money. And these politicians should have nascar patches in terms of who gives the money, thats where the votes go, and we have the auctionocracy going on where all the money controls the votes, its a big power grab. That does not happen in the private sector. Who are you going to give your money to . I trust Warren Buffett before, tim cook more. I trust them more than either republican or democrat. Politicians arent held responsible to anybody but the money. Neil thank you very much, i trust tim cook too, as long as hes not doing the earth day dance he was doing. A little scary. Gentlemen thank you. Kicking yourself because youre not an apple shareholder. Relax, you likely already are, you dont know it. Chances are if you own a 401 k or have any type of pension or mutual fund, apple stock is in your portfolio. Larry winget fears that is the problem. Apple is in way too many portfolios disproportionately represented and setting up investors for a fall when the time comes that the stoblg fall. Larry a very good point. How do you balance that out . Youre not saying no to apple but everything in moderation right . You know, i love the fact apple is making a lot of money, its good for all of us who own stock. I do. Im sure you do. Lots of people do like you pointed out. People seem to forget what goes up eventually does come down. So the stock will fall at some point, who knows, when but it will. Thats the way the market works. The key in my opinion, the key word to a great portfolio is the word diversification. You got to be in a lot of Different Things in case something happens to one of those thing, and its hard to predict whats going to happen, and to which one of those things it will. Think about the people who put all their money in real estate and lost all their money because it was only in real estate. Neil youre right, think of all the people who tyco plant and enron plant and put all the money in the stock as the Company Urges to do with the 401 k and we all know what happened. You can never put all your proverbial eggs in one basket. How many eggs do we talk about and how many baskets . Is there a rule of thumb larry . It kind of depends how old you are, how risk averse you are. Everybody needs a good solid Financial Planner not somebody taking your money but actually cares about you and your money. So there are a lot of whatifs that play into, that no golden rule that says absolutely these are the percentages. It all depends how old you are and when you expect to retire and what you need from retirement, and how long you plan on working. So all of those things have to be taken into consideration. And heres the deal neil, is that we have half of the people probably watching today representative of america in that half of people in america dont have any money in the stock market. So what those people need to do is go look at how they can get the highest rate of return in their money. Pay off Credit Card Debt. Thats where i would start. Neil think about, it if you have a credit card carrying 21, 22 interest, you paid that off, you paid yourself 22 , right . I know when you look at average Credit Card Debt in america right now thats certainly where most people should star. Start there. Back off about worrying about investments until your Credit Card Debt is paid off. Neil you need money to invest. Washington would learn that and folks would listen to you. No they didnt. Neil larry winget. Another tense night in baltimore. Get ready for many more, and by the way not just in baltimore. When cigarette cravings hit, all i can think about is getting relief. Nicorette mini starts to relieve sudden cravings fast. Anytime. Anywhere. I never know when ill need relief. Thats why i choose nicorette mini. Im sick of it im sick of it im not going to tell and you tell you we going to march, we going to do this, we going to do that. Give me this change lets change as black people when is this going to stop . When . Neil well, not right away apparently. That was minister Jonathan Dunphy during the ferguson riots. Reverend good to have you back with us here we go again, huh . Yeah, neil how you doing . Neil doing fine. Why does it keep happening, what do you recommend when you see and hear whats going on . People have the right to legitimately protest and more looting and arresting and attacking people and everyone gets angry it becomes a national incident. How do you calm things down . I mean at this point, like i told you neil like we said in ferguson its whats being taught to our youth. As you could see yesterday in ferguson it was the youth. You keep pumping that their victims and blacks at the bottom to the youth and theyre reacting. God is not mocked. You shall also reap. You understand . These leaders keep telling the youth youre at the bottom and the Justice System aint showing those men no love. Lets go back, it starts at home. Neil. This stuff starts at home. You keep talking about the Justice System like its a cool place to be and we keep making this a racial issue, and its not this is a sin problem. Your jackedup kids keep moving under a wicked method this is coming from whats being taught at home you understand . Tell the children to stop committing crimes putting themselves in situations thats going to be unfortunate thats where this is coming from. Neil you know what i love. Nobody is telling the children that. Neil sorry to jump in you on. To your point, we had alita king, if im a mom or dad, im yanking those kids that i see out of the protests and sure enough as she was speaking one mom famously was yanking her son out of that. I saw that. Neil this kid is embarrassed on international tv. But having said that. She said get the hell out of here, what are you doing . And im wondering why mom and dads white or black, you have an obligation to keep an eye on them. A lot of the parents and i praise god for that woman she knows she knows her son. She knows thats not you. These children are wannabe thug, they wannabe thugs. This is all that crap they internalize with the music and want to go out there and try to be something theyre not. Like they say, you aint about that life you understand . But that mother knew, she knew this aint my son. But a lot of the mothers need to step up to the plate and grab your children because theyre coming out of here act this way, and you know thats not them, and they know its not them. Stop using race. Neil you are right, when you consider their age somewhere younger than my own boys, 12 and 13, thinking these kids are glomming onto something, its exciting, it seems neat, and weird telling someone saying hey, hey, get your butt back home. For one, neil im going to give my condolences to freddie grays family and Walter Scotts family. It is unfortunate. Its a constant cycle how we respond you understand . Its how we respond and these leaders in the front and i understand its a lot of them out there trying to help the community, but we need to tell these teens and these children out here to just stay out of trouble, period. Stop making this a white and black issue. Tell these children to stay out the system, period. Stop the drug dealing stop the killing stop the gang banging, stop the murdering, the purse snatching. It starts with you. Change starts with you. Im not going to tell the Police Department to change. Im going to tell you to change. Neil jonathan when you look at baltimore whats going on very high youth unemployment among africanamerican males extremely high running north of 20 . Very similar to ferguson very similar to new york city around the areas when we had the garner riots and the rest. The common theme is areas economically challenged or outright depressed. Is that a common theme, if it is what do you advise, what do you tell kids and parents what do you tell officials in those areas . Im going to mention this that young man harold from new york, 17 years old family brought him over from nigeria was accepted to eight ivy league schools. Was accepted to all eight. If you want to make this a racial issue guess what color he was . He was black. He had no excuses. Whats your excuse why you want to steal loot samsungs and jordans talking youre in this for freddie gray. The devil is a lie. That man climbed to the top. His family brought him from nigeria and he climbed to the top whats your excuse . I dont want to hear it a lot of people dont like me because i dont cater to your ignorance. Im at the bottom because im black please you are at the bottom because you choose to be there. Stop making this about race. This is 2015. Mighty through god for bringing out the strong hold, corinthians 10 verse 4. You need to check yourself now. It is time for you to intro spect and examine yourself as a person and individual. Now if youre a leader out here still misleading these children woe unto you. And these people say dont you know who you will and the organizations i have started . Do you know the consequences of playing with gods soul misleading his children . Do you know that . Forget your organization, this is about gods children and leading them past down the path of truth. These children need help, neil. They need help. Our children are watching this. Our children are watching this. My son is watching this. Our children are watching this neil, and we keep responding with the same foolishness. What are we sowing in the seeds of our children . God has to intervene. God will remove every wicked leader from the face of the planet to get his will done in jesus name and in the name of promise, time for us to turn seek the faith of god to heal our land. It is that hour neil. Enough of this foolishness. Enough of it, because jonathan, you said it better my friend. Why should i add anything. Jonathan gentry. Hnathan gentry. The real question that needs to be asked is what is it that we can do that is impactful . What the cloud enables is computing to empower cancer researchers. It used to take two weeks to sequence and analyze a genome; with the microsoft cloud we can analyze 100 per day. Whatever i can do to help compute a cure for cancer, thats what id like to do. When you do business everywhere, the challenges of keeping everyone working together can quickly become the only thing you think about. Thats where at t can help. With the tools and the network you need to make working as one easier than ever. Virtually anywhere. Leaving you free to focus on what matters most. Your moms got your back. Your friends have your back. Your dogs definitely got your back. But whos got your back when you need legal help . We do. Were legalzoom, and over the last 10 years, weve helped millions of people protect their families and run their businesses. We have the right people onhand to answer your questions backed by a trusted network of attorneys. So visit us today for legal help you can count on. Legalzoom. Legal help is here. Neil should we fear washington . These avengers of money. Three former treasury secretaries saying gridlock gridlock is the biggest threat to our economy. But theyre bemoaning the least Productive Congress ever. All at the same time were looking at one of the most incredibling stock markets ever you could argue their incompetence or intransigence has propelled this market to highs. From the looks of it the less washington does the better. But says the lawmakers need to do more to help. Susan, your argument is if this is what gets you a rally, Congress Keep doing nothing . Heres the situation, with the way congress is right now and the president , in the gridlock, that is a better thing for Small Businesses because we cannot afford any more of this administrations antibusiness policies and legislation. Just this week the senate had reform bill 544 for the secret signs format. Neil sure, 544. You know about that. Regulations with independent analysis. Because regulations are stifling Small Business. Neil i think what the three treasury guys are saying, one republican, two democrats, congress itself is failing to address the bigger issue as is the president of entitlement spending, debt spiraling out of control, and that normally is a big problem but ignoring it is a bigger problem. Do you agree . I do agree, and i think that no matter what happens the economy continues to go. Whether it goes up or down, if congress doesnt do anything there are certain people who benefit from the marketplace what were in today, and youve seen the richest among us get richer. What we have to figure out is how do we get the economy working for everybody. Neil the point is debt is choking us alive refusal to address democrat spending democrat or republican is to blame. Do you agree with that part, susan, they have to get off their ass and do something. They have, to but its not going to happen under the current administration. Neil dont blame it all on him. Theyre not willing to compromise at all. I do agree that weve got to cut the federal deficit. Weve got to quit the entitlement spending. Neil we talked about, that chuck, theyre not doing it. And theyre nerds but they know math and concluded mathematically this cant go on. Heres the solution whats really happening. Everybody knows from my southern drawl im not a great economist but i am an accomplished businessman. The congressional districts have made super safe for conservatives and liberals, and theres no momentum to compromise, and without the compromise each one are worried about being primaried from the right or the left. You are right about that, each one should step forward and risk losing the reelection. Absolutely. We need somebody willing to make a bold stance and say i dont know if you ever watch house of cards . The president. Love it. Yeah kevin spacey says neil he killed people too, which makes him admirable. I hope im not giving anything away, he was not going to run for president because he wanted to get something done. Neil but he lied. I dont want to give it away. But he lied. Haha is there the fortitude for this sort of thing . The American People i think if youre straight with them say no we dont want this charade. Right. Obama administration talks about transparency. There is no transparency in this administration. So we have got to make some Small Businesses need tax reform. Neil youre look after your own self interests there. No wait just a minute, you know that the majority of employees it this country work for Small Businesses. Neil i understand that, i understand. All im saying susan i love you to death, chuck as do you, both parties have to come to the table, we have our oxes gore them now, if we dont, theyre all going to get gored. Theres a reason in the good old days there was a compromise to get democrats and republicans to do whats right for the American People. The extreme polarization left us to what the treasury secretaries are talking about today. The instability in the market business and stops everybody from hiring. Neil none of these guys when they were in office did anything to stress it. Absolutely theres two things in the town that matter, money and politics and getting reelected and focus on the American People and not those things. Whats the old saying absolute power corrupts something. I know it was the Small Business guys. Im sure hes a very, very smart guy. Neil thank you very much. Forget foreign governments is liz warren calling the shots . If you suffer from a dry mouth then youll know how uncomfortable it can be. But did you know that the lack of saliva can also lead to tooth decay and bad breath . Well, there is biotene specially formulated with moisturizers and lubricants. Biotene can provide soothing relief and it helps keep your mouth healthy too. Biotene, for people who suffer from a dry mouth. Here at td ameritrade, theyre always working. Yup, were constantly making thinkorswim better. Like a custom screener on your desktop, that updates to all your devices. And you can share it with one click. Wow. How do you find the time to do all this . Easy. We combined every birthday and holiday into one celebration. different holidays being shouted back to work, guys i love this times of year. For all the confidence you need. Td ameritrade. You got this. Neil is a vote for hillary also a vote for liz warren. One warren adviser telling the new yorker the liberal senator can get Hillary Clinton to do whatever the hell she wants. To former new jersey governor Christine Todd whitman on if thats what voters want. Thats a telling quote and im sure the warren people are justified saying, it they have gotten Hillary Clinton to align herself with a lot of causes near and dear to them. Like bashing banks and economic fairness not that theyre all communist but certainly to rail against business to rail against the financial sector, to rail against the 1 , i believe Hillary Clinton said topep the 1 . What do you think of that . No question that Elizabeth Warren is affecting the agenda. I dont think Hillary Clinton is thrilled to have her people saying we can get her to do whatever we want. Its an interesting question. You and i have talked about this the republicans moving to the right, and the democrats say were not moving to the left. Guess what, gang you . Are. You have people like Elizabeth Warren pushing you to an extreme one what that is not going to reflect what the American People need or want for the economy. Neil i read this quote from barney frank the former massachusetts congressman who said, im quoting governor, right now shes as powerful a spokesperson on Public Policy as you could be in the minority. He went onto say democrats are afraid of Elizabeth Warren. No democrat wants Elizabeth Warren being critical of them. What do you think of that . I have no idea how it happened so fast. Except to say that i dont think theyve seen leadership from the white house. And thats what the democrats have been looking for. Looking for a leader. Harry reid is on his way out. They dont have a leader. Nancy pelosi on her way out. Harry reid on his way out. Elizabeth warren is willing to stand up and appeal to that evermore liberal block within the liberal party and the same thing is happening you are getting pushed further and further the way the congressional districts particularly are set up that you dont have to worry about the general election you have to worry about the primary. Neil it could costut general election, you and i are old enough to remember what democrats did with george mcgovern. Drove hard left, captured the nomination captured liberals hearts and went down in flames. Im wondering maybe republicans sit back and enjoy this . I certainly think we should. Nothing we should be saying to discourage it if we want to win. Elizabeth warren is not reflective of i dont believe the majority of the democrat party. Certainly not the electorate as a whole. Neil now, you raised eyebrows when you didnt think it was a good idea for Chris Christie to run for president. Maybe i didnt get that correct. What did you say . What did you mean to say . What i said is personally i think he is a leader and we need a leader in new jersey. We need him to be there look at the issues. Whether he decides to run or not is obviously his decision. I happen to think he will. And hes got a legitimate chance and people should be look at him. Neil you think he has a legitimate chance . I think so yes. Neil new jersey is worse off now than when we came in. Economically yes, thats true. Neil governors need to have a record it run on or leave the whole George Washington bridge thing behind him, i think thats much ado about nothing. But governors are judged especially you are in charge about what youve done, and i dont necessarily fault the governor alone dealing with the democratic legislature, what have you. I dont know if that record is so impressive. Thats what hes got respond to, and one of the things i said for a long time do the job youre elected to do and the rest can take care of itself, to a degree. Obviously if you are interested in being the president of the United States youve got to do other things. Neil all the money guys in new jersey have glommed on either to jeb bush or scott walker it all has to be weeded out. Thats a telling sign, right . It is a telling sign chris has challenges to overcome precisely because of the economics in the state and the things hes got to look at. That doesnt knock him out of it. Its too early to weed anybody out of this. You know that as well as i do. Weve seen all kinds of things happen at the end. Go back to the democratic primary eight years ago or six years ago, i guess, who would have thought Hillary Clinton could have been beaten . Neil and who would have thought a woman could be elect governor of new jersey. I remember those polls as well. Governor, thank you very much. Always a pleasure. Neil same here. Forget showtime call it showstopper time. How the edgy network is pulling itself back from the edge . Do you want to know how hard it can be to breathe with copd . It can feel like this. Copd includes chronic bronchitis and emphysema. Spiriva is a oncedaily inhaled copd maintenance treatment that helps open my airways for a full 24 hours. Spiriva helps me breathe easier. Spiriva respimat does not replace rescue inhalers for sudden symptoms. Tell your doctor if you have kidney problems, glaucoma, trouble urinating, or an enlarged prostate. These may worsen with Spiriva Respimat. Discuss all medicines you take even eye drops. If your breathing suddenly worsens, your throat or tongue swells you get hives, vision changes or eye pain or problems passing urine stop taking Spiriva Respimat and call your doctor right away. Side effects include sore throat cough, dry mouth and sinus infection. Nothing can reverse copd. Spiriva helps me breathe better. To learn about Spiriva Respimat slowmoving mist ask your doctor or visit spirivarespimat. Com push your enterprise and you can move the world. But to get from the old way to the new, youll need the right it infrastructure. From a partner who knows how to make your enterprise more agile, borderless and secure. Hp helps businesses move on all the possibilities of today. And stay ready for everything that is still to come. Neil well its official showtimes homeland is moving, sort of. It wilbe avoiding all forms of extremism next season. The bad guys will no longer be from pakistan after showtime got a mouthful from pakistan. All episodes filmed next year in germany. They are not kowtowing to anyone. It certainly looks like they are. Dave let me read a quote from a pakistani official who told the New York Post this. It was the portrayal of pakistan and more to the point islamabad that they got this going. Islamabad is a quiet picturesque city, in homeland its a war zone where shootouts and bombs go off. Nothing could be further from the truth. Thats why showtime said you are right. Every mayor of new york city should object from the beginning of movies silent movies to now because new york has been destroyed, portrayed as an island of criminals, you name it. This is not what its about. This is an ongoing effort over decades to lobby hollywood to force groups like cair and others, look at sum of all fierce by tom clancy where initially it was a group of muslim terrorists changed to white supremacist, ongoing efforts to lobby hollywood. I dont know what showtime did. Lets say for sake of argument, they made a change, but if that show is about exploring the issues from a dramatic point of view of muslim terrorism. Why shift to white supremacist when the problems in germany happen to be mostly from muslim terrorists. Neil i immediately thought of that. If youre going to go to germany you better raise their concerns are just as paramount as ours and i imagine the fundamentalism is going to come up if thats the new venue. What you have in hollywood is a combination of playing to the left approach which is the soft approach of terrorism. Look who heads the mpaa now . Former senator from connecticut. Neil Motion Picture association. Right the Motion Picture association. Look whats been going on for years. Neil you think theyre afraid . Yes, theyre afraid to do what theyre supposed to do. They changed the scripts from disney movies snow white, the new version, cinderella the new version, white snow white to black snow white they have changed every script. They are obfuscating the script. Neil it isnt gone old in the real world, it is a fact in the real world. How many times has hollywood reflected the real world. World war ii movies Clint Eastwood the westerns the spaghetti westerns they reflect a certain part of the world, now ignoring a common reality that is pervasive around most of the world. Neil are you going to watch the show now anymore . Did you . I didnt really watch it before, but i think americans should really look up and say you know what . I look at drama as escapism lets not being pressured. What its called it libel terrorism. They go after you using the laws they lobby push, the portrayal. Neil david webb, tea party 365 founder. From showtime to showdown House Speaker john boehner saying congress may not have the votes to stop the nuclear deal with iran. To republican senator John Barrasso if this means the deal will be the deal that ultimately is approved. What do you think, senator . Its hard to say. I think the most important thing is Congress Gets a chance and the American People get a chance, to take a look what is in the deal because as you know the iranians are saying theres one thing in the deal, and the white house is saying its something very different than that. So the American People want to make sure that whatever it is veryifiable, enforceable, accountable because we all agree that iran with a Nuclear Weapon makes the world less stable, less safe and less secure. Neil youve been leading an effort to own up disavowing any acts against United States and colleague marco rubio there are others saying free all related hostages including the Washington Post reporter, they are putting two cents in valid addons to this, and the argument you are hearing from the powers that be the both parties is it is weighting this thing down to the point it cant be approved. That is your ultimate goal anyway . Well what were talking now about is the different amendments that are on the floor dealing with iranian deal. Mine has to do with the president certifying that iran is not supporting terrorism. You see in iran the chants of death to americans this is all about the money, neil. The iranians want the money. Thats why they want the sanctions released. I think they will promise anything to get money. My worry is theyre not going to use the money for hospitals or schools or roads theyre going to use it to support terrorism. And i want the president to certify every three months as he would have to do with other parts of the deal that iran is not using the money for terrorism. Neil well never know right . You dont take them at their word now, you could argue what good is it written on a piece of paper . Well, this was part of the original bipartisan bill. Nine democrats cosponsored it. I think its a reasonable request. Remember neil, the president had opposed sanctions being put on by congress in the first place. Then when we passed it 1000, he signed it and i believe it is the sanctions that brought iran to the table in the first place. So the American People and the representatives in congress, i think, have a role in what is likely to be the most consequential piece of legislation and agreement of an american president probably of this decade. Neil well watch closely senator, always a pleasure, thank you. Thanks for having me. Neil its no secret, it is everybodys dream to be on americas favorite segment what the tech. In 90 seconds im going to show you how to turn that dream into reality . Think of this you, thats right you, could be on a future what the tech segment. You could be a star like our next guest. Google wants you to pitch your ideas and the executives like it theyll buy your patent and own your soul. Not the own your soul part. Anyone who buys your patent will own your soul. To what could be your big break. What theyre saying is you have a good idea we think its a good idea. We take under umbrella the patent and away we go. Why is that a good thing . The ambulance chasers of the internet which are the patent troll firms take the lions share of the money given to the inventors, they get 70 of the money and the inventors are lucky to see a few percentage points. How are they paid . The inventors paid . Neil they assume they are trying to violate the patent. Google is trying to take a stand and say ill pay you directly to save me the headache. Its a revolution in the tech industry. Neil but google gets the patent. Yes. Neil google owns your great idea and making all the money off of you. Definitely a conflict of interest in this. Neil yeah, i think so. Which is why it is largely symbolic they are trying to make a statement. Neil evil offer from an evil empire, what say you . Whos more evil, the patent trolls taking 80 of the idea. Neil now youre saying lawyers who work or google or not work for google. Its a scheme. Fair enough. Like you pointed out the conflict is so great, this isnt a solution, this is a symbolic gesture. Neil at least it consolidates the fees into one entity. I kid i kid, i kid. Samsung announcing Virtual Reality gear on sale may 8th for 199 bucks, is that in time for mothers day . I think these look stupid. I dont know. I dont know. And can you only wear it with the galaxy phone. The 6 or the 6 edge. A hoke to buy more phones you put the phone in the front. Neil really . And not only that it gets very hot. After 25 minutes you are feeling queasy and very warm. Neil the head set gets hot . Yes yes this is serious computing to put near your brain. Neil all right, how does it work only with a Samsung Phone or galaxy phone . What they do is put the phone in the head set right in front of your eyes like a view finder. Neil thats heating up, bake your pupils out. The retina is fried. Continue. You are fried. A mini usb cable that runs from the head set to the phone, which is the brains to the operation. Neil a usb going to the phone . This is stupid. It is Science Fiction right now. One day maybe its interesting. Its in the corner of gaming. Neil you are here before saying this is the future, maybe they get the glasses down to size. I dont know why they always show elephants in the ad. But what do you make, you like where this is going, this is the future. Im guy that loves tech. Its creative to think about a device that lets you go games or to worlds or to travel virtually in your head right . Its kind of like this. Its your imagination. You dont need goggles nar. Fair enough. This is a clear imagination, thats exciting. Neil unless your eyes are being fried. And it overheats and drains your whole battery. Neil it could ruin your day. It could definitely ruin your day. Spirit of it is interesting. I think theyll get it a little better. But now its not an iphone 6. Not in the realm of pragmatism. Its pretty much a toy. Neil okay a toy that kills you. A toy that fries your brain. Neil thank you. Always so good. The Supreme Court is taking on marriage, judging by twitter avatar Hillary Clinton is ready for a green light, but are businesses . After this. Neil you know you can never tell with these things, it looks like the Supreme Court is a little divided as it hears the opening arguments for the samesex marriage issue. It will be ready to make a decision, were told by the end of june but as Corporate America with a green light for gay marriage . Way ahead of the government. Businesses are more prepared than understanding. You are saying a bunch of them have had this settled among themselves for years . This actually started when you look back in early 2000 employers were very focused on Offering HealthInsurance Benefits to employees that might be in a domestic partnership. So they were already way ahead of the curve. We started to see it more with large employers but the trends show you that small employers today are offering the same benefits to domestic partnerships. Samesex marriage. I mean really its theyre already there. Neil states right now do not, you know, have laws supporting samesex marriage, 37 do, which is the crux of this debate in the Supreme Court. Lets say in the end of june, Supreme Court rules samesex marriage is the law of the land, for businesses in those states shoe that adjustment going to go . This is going to be great thing for business and a great thing for businesses in those states because theres many large employers that are already offering these benefits too domestic partnerships or samesex marriage obviously its not a legal one, but its something that will actually make it easier on the businesses. They wont have as much administrative costs. Neil what about the businesses that on religious grounds oppose this. The hobby lobbytype cases, right . Theres always going to be a few. I can tell you, neil, if you look at catholic hospitals across the country, that maybe from their point of view wouldnt support samesex marriage, they are offering benefits today to their employees it have benefits for their spouse or significant other. So it is going to have an impact on business, yes, theres going to be some outliers that may not want to get on board but have to. Neil but for small and medium businesses not the Large Companies that is where it gets onerous if they are not happy. Yes, but the percentages show theyre on board theyre moving in the right direction. I really think businesses are way ahead of the curve because they need to create an environment to attract retain top talent. And if they dont have a culture that promotes diversity and inclusion people arent going to want to work there. I think part of the reason why the businesses are already there is they realize talent is the greatest asset. Unfortunately, we still have some of the states that are treating people like second class citizens and its really having an impact. For the most part i think businesses are on board. Neil we shall see, and the court will rule on this the end of june Justice Kennedy could be the socalled swing justice on all of this. Hes tipped both ways on the issue in the past. Some recent rulings indicated he would tip in favor of gay marriage. We shall see. Strange inheritance is next. Thank you for watching. See you tomorrow. Inheritance. Com. . a letter arrives in the mail with news of a strange and lucrative inheritance. If i got a letter like this, i would think it was a scam. Someone is scamming us. So is it a scam . I said, you know, ray, there is a fine line between a genius and idiot. He said, yeah, i crossed that two or three times a day. Who is this mysterious benefactor . Hes a hidden man. He didnt have the family life. He didnt have a friend to talk to. He really truly was a man but an inheritance . Thats the strange inheritance. And the strangest story still