Disneys fairly terrific. The government, well, more fairy tale. Hard to say, this much is not when disney plunks down a lot of money for something, you know its given a lot of thought with expectations of making a lot more money. Disneys marvel and lucas film purchases are set to pay huge dividends thanks to what will likely be a huge rollout of blockbuster sequels including avenger, the age of ulterror then theres ant man due out in july, and from lucas films deal star wars the force awakens, due out in december. A new thor, a new captain america, a new guardian ofs of guardians of the galaxy over the next few years. Well you really dont have to be a superhero to see the super returns. Contrast that with governments inability to produce so much as one, one taxpayer hit. I liken obamacare to like ishtar. And then the billions it has spent in mortgage and college loan reworks for those underwater to, well water world. Drowning in debt left to bragging that its annual losses are now only in the half trillion dollar deficit range. Talk about a bad movie. And the thing is we have no choice but to pay for this one whether we like it or not. Even as disneys shareholders or are loving life. Where is thor when you need him to drop a hammer on washington say enough is enough . To our own fiscal superhero steve moore. On the difference between cinderella and just sinful. Kaley, what to you make of it . You know, its a really compelling contrast when you compare, as you just said, the private sector and disney to the government. I think the biggest case study for government inefficiency and bad investments is are renewable energy. Since 1973 the government has put 150 billion taxpayer dollars into renewable energy. What do we have to show for it . Not much. 2 of our Energy Resources neil thats up from. 1. [laughter] steve, what do you make of it . Well, you know, look, i agree that green energy is a perfect example, but theres so many others. I mean the postal sft cant deliver the mail. When i talk to fred smith, you know, the ceo of fedex, he says i love competing against the Postal Service its one of the worstrun companies in america. Neil it is not. Who dumps on the Postal Service . Is. Come on theyre horrible. Look, theres the green energy stuff. My favorite example, by the way, the one that resonates with my kids is when obamacare came out and they couldnt get a web site up running, and most Junior High School students now know how to run a web site. Neil to invest money or strategically invest of course, you have you have to have money to do that, we dont have that money pause were broke. But when disney does it, they plan it out. When they purchased marvel and lucas films, 4 billion plus they had to think, all right, were going to have to get a lot of bang for the buck, leverage all our parks, and theyve crunched the numbers, and theyre going to make pay dirt on this. That could turn into a 10 billion juggernaut for them. Not bad. Yeah. Not bad at all, and you contrast that to the government which can afford to take uncompensated risks. Perfect example is tesla. Tesla was lent 500 billion i believe it was, and they paid it back, but the government got nothing in return neil were going to be getting to that on a separate level. Steve, im beginning to wonder now, you know, normally when a company goes before shareholders, they have to bring numbers to the shareholders. They have to say, all right weve had this improvement our stock is doinget this, ya da yada, yada. I dont know what anyone in the government brings back to their investors that would be us, the taxpayers. Let me give you the perfect example. Out in california theyre building a 70 billion high rail, you know, system that virtually every story shows nobodys going to ride. Now, i would say theres not a Single Company in america that would come within two miles of financing that but they have the deep pockets of california taxpayers on top of federal taxpayers and these kind of White Elephant projects get funded. Now, look, in the private sector some of those movies that you mentioned are going to probably flop right . Neil absolutely. Like antman that worries me. [laughter] the people who are going to lose are the people who freely invested in it. Neil very crucial point. Nobody asked me to informs in the california invest in the california high rail system. Neil this is why potential candidates suck up to you because youre brilliant. [laughter] kaley hes quite right. Thats a companys decision. Thats a free market decision. That is our decision. Right . Yeah, absolutely. But in this case the taxpayers are left to foot the bill as always. But to the point that there is taxpayer responsibility, its our responsibility to demand of our federal government to bring down the debt to make some wise investments, to not reelect the guy who is the cause of a lot of this as you mentioned tesla, obamacare, renewable energy. So its up to us. Neil have you ever tried on a Glass Slipper itself . Because it seems very uncomfortable. Have not. Ive avoided that so far. Neil cinderella this weekend is going to be a big hit, i think. I know how it ends up. Anyway, quick again finish caylee touched on it but what is the difference between disney and, lets say tesla motors . Disney shareholders are enjoying the fruits of the companys investments that are clearly paying off. Its weird and its true because nobody seems charged to buy teslas electric cars but everyone seems charged to buy teslas stock. Have you seen this thing . One analyst says shares could hit 1900 for a company where not all batteries are exactly charging. John Thompson Says lets start wearing, jared levy says time to start buying. You just say it is what it is and dont quibble over the details . Forget about it is what it is if you look at the real potential of this company, think about this, 71 million cars were sold in 2014. If 510 years from now tesla can just sell batteries to 6 of that capturing just 1500 per battery pack, that would equate to 11. 4 billion this profits for tesla which by the way forgetting cars forgetting the maintenance, forgetting anything else the company does, that could equate neil wait a minute are you saying it doesnt matter that they sell the cars but if theyre pig in the batteries yes. Neil john, obviously, investors are choosing that argument than they are the sales argument, and it seems to be working. You say that could be short lived. Yeah. The Battery Technology in these cars is not what people really want. They want to be able to drive 4500 miles and fill up in two minutes neil theyre getting closer to that, arent they, john . No, its the charging time, they just cant get that down. The wiring system, the electrical grid is not deep enough. You cant pump enough electricity through the wires. Thats the whole point, john. Teslas recreating that whole industry. Thats why theyre building these gigafactories. And yes, its a cultural shift, right . Were going to have to fuel our cars for 30 minutes or 20 minutes neil but it might not be so environmentally clean. In the end, if youre plugging up to an outlet and that outlet is a utility and its fueled by coal i love coal to death but its maybe not the cleanest source of fuel ironically, it may not be friendly to the environment. Yeah. Youre shifting the source of pollution from your tailpipe to a power plant 50 miles away. Its just a shift of location neil and arent hybrids in general doing well, guys . I have a hybrid part electric. It gives you the two worlds here. This is all on something that plugs in. The other thing to think about is fact that we are eliminating we ship oil by truck, right . If we could change that and maybe just deliver oil to certain stations were not going to have all this shipping and movement of petrol all around. That eliminates some of that waste and helps to make up for some of the stuff we were talking about earlier. I love it. I think what teslas doing is brilliant. Neil all right. Gentlemen, i appreciate it. Meanwhile tesla could be taking a cue from japan. Like a coiled spring just well, on the verge of springing because dont look now but japans nikkei index is on fire. One that took nearly two decades to spark but whats that they say about being better late than never . Its now about the hottest index on earth. Up about 8. 4 by comparison our s p is flat. So forget about whats got japan so hot what does all of this say about investors who just sit back and wait . To Financial Plan pete dunn. If you were absorbing this 20 years ago or waiting for this turn around youd be in for a long wait. But are there lessons for investors here . And i would liken it to those battered in the nasdaq 15 years ago. To those who sit back, you had been rewarded . Youre going to get your car washed and you fear its going to rain, and thats why people dont get their car washed, and thats why people dont jump into the market in situations like this, neil. Ive just always felt theres really no bad time to buy. Theres only bad time to sell. And which is tough to hearyoure a shortterm investor if youre a shortterm investor. But as a longterm investor, you know, the time is ripe to start getting some profits finally. Neil you know i think thats a brilliant point. My worst quality as an investor is ill hang onto something forever. Im not impatient about dumping it. I just hang on. And i dont know whether thats a good strategy especially if youre just hanging onto a loser. What do you tell folks who, you know be patient, i could see with the index where teem is your friend. In terms of japan, it could be a long time to prove its your friend, but what do you tell folks . Yeah, neil, were not allornothing investors. You and i dont have to the bounce 100 of our portfolios into japan and back to the u. S. We can diversify and have a 10 allocation towards that and let it play out as the rest of the portfolios play out too. You know, the more we can take emotion out of investing and just let good strategy take place over time, in my opinion, thats the best way to do it. Neil people always forget too dont t they that reinvesting the dividends and interest that itself is compounding on the side right . No. Thats true. And i also think if people are that spooked about the market whether it be, you know, japans going to fall off again or even domestic markets are going to fall off again there are other personal finance strategies to make your money still work. You could choose to aggressively pay down debt or just accumulate neil buy little more when its cheap, fewer when its not whatever. Yeah. I dont think new investors that have been on the sidelines for this long are going to jump two feet into japan right now anyway. Neil youre probably right. I think the discussion is amongst more seasoned investors. Neil all right. Peter dunn, thank you very much. My pleasure. Neil meanwhile, this woman getting whopped in the face with a basketball and all because she couldnt take her eyes off her phone. Thats because she was watching our brand new segment [laughter] when millennials have problems they just cant face. Time for boomers to get in their face. In 20 minutes theyre at it again. And what the tech, marty mcflys flying hoverboard is almost here, back to the future. [ male announcer ] legalzoom has helped start over 1 million businesses. If you have a business idea, we have a personalized legal solution thats right for you. With easy stepbystep guidance, were here to help you turn your dream into a reality. Start your Business Today with legalzoom. Bring us your baffling. Bring us your audacious. We want your sticky notes, sketchbooks, and scribbles. Lets pin em to the wall. Kick em around. Kick em around, see what happens. Because were in the howdoigetthisstartup offtheground business. The takingyourbusiness globalbusiness. Were in the problemsolving business. 400,000 people ready to help you solve problems while theyre still called opportunities. From figuring it out to getting it done were here to help. The real question that needs to be asked is what is it that we can do that is impactful . What the cloud enables is computing to empower cancer researchers. It used to take two weeks to sequence and analyze a genome; with the microsoft cloud we can analyze 100 per day. Whatever i can do to help compute a cure for cancer, thats what id like to do. Get fastacting, longlasting relief from heartburn with it neutralizes stomach acid and is the only product that forms a protective barrier that helps keep stomach acid in the stomach where it belongs. For fastacting, longlasting relief. Try gaviscon®. Neil all right. What the tech . Show me the tech. Lot of you love our Brand New Technology segment, but enough about me. This segment that was thought up by me, if you want to see tech before deciding whether to invest i can understand it. Like i say, were here to serve. And today no less than jo ling kent here to show what the bells and whistle guys are serving. Jo ling, we should point out that you actually had a chance to try out a lot of this stuff. Where were you . It was the luxury tech show here in new york, and it was actually really show because its an inviteonly event where the rich and the wellheeled can check out that cool technology. Thats me riding on a segway without a handle which is new technology, pretty cool. Neil that looks ridiculous. It was awesome. Neil okay. Lets go into this. You tried this digital headband. What is this about . Is. Well, its called the muse, and basically its something that you put on your head, and you hook it up to an ipad to help center yourself. To i look centered there . I dont look very centered. And to calm your thoughts and to focus. Neil is it still you also use headphones separately. I dont believe it comes with the headband neil and what does it do . It helps you listen to the ocean and if your mind wand orers, the ocean starts to crash the waves start to get loud whereas when youre calm, its more like a calm wave, oceanside beach setting. So the idea is how to train yourself to focus or to calm down. Athletes are using it neil do you remember woodstock . [laughter] they werent using that. Neil they were not. Anyway, forget a smartwatch, why not go for the whole ensemble . A Company Called tough is selling, what is it smart jewelry . A lot of people are skeptical, but theyre pretty beautiful in perp. They range from 100 150 each. The battery lasts a year which is amazing neil more than more than the am watch certainly, thats only apple watch, thats only 18 hours. It allows you to send messages if you want to notify people within your social network, or you can have it set up if im upstairs in my office and i need a coffee, i can push a button, and neil ca i view toe cavuto would bring me a coffee. Neil not likely. This is the juvenilely fashion of jewelry fashion of right now. Neil is a Jewelry Company making this or a tech company . Its an allinone Company Called cuff. You can see im holding a banging. You bangle. You insert this piece of technology, a sensor basically into the jewel isly. So its great for all ages, according to the founder. He says its good for people in college who are going out they want to make sure theyre staying in touch with people in case something happens or say an elderly person falls and theyre not able to get neil but we have existing stuff like this. This is more fashionable. Neil i got cha. And more updated technology than some of the other stuff were seeing. Neil i got invited to a ponderosa opening the other day fairly similar. [laughter] jo will be covering south by southwest thats another geek thing, right . Another geek thing. Its a big conference in austin. Neil right. They all talk about the latest, coolest stuff. But the future of tech, shes the woman doing it. Weve got what the tech here dont we . Okay. Now i told you that plunking down 150 million for that manhattan penhouse was risky penthouse was risky. If youd only listened, the same exact one is going for a song, 110 million now. When even the superrich are saying, thats rich, its time for the rest of us t the world is filled with air. But for people with copd sometimes breathing air can be difficult. If you have copd, ask your doctor about oncedaily anoro ellipta. It helps people with copd breathe better for a full 24hours. Anoro ellipta is the first fdaapproved product containing two longacting bronchodilators in one inhaler. Anoro is not for asthma. Anoro contains a type of medicine that increases risk of death in people with asthma. It is not known if this risk is increased in copd. Anoro wont replace rescue inhalers for sudden copd symptoms and should not be used more than once a day. Tell your doctor if you have a heart condition, or high blood pressure. Tell your doctor if you have glaucoma, prostate or bladder problems, or problems passing urine as anoro may make these problems worse. Call your doctor right away if you have worsened breathing chest pain, swelling of your mouth or tongue, problems urinating or eye problems including vision changes or eye pain while taking anoro. Nothing can reverse copd. The world is filled with air and anoro is helping people with copd breath air better. Get your first prescription free at anoro. Com. Neil now, im not saying theres going to be another housing crash i am saying there is a crack in the cabana, and i think it bears watching because if it spreads, its a sign the guys with all the cash are cracking or at least, well, theyre thinking spending more than 100 million on a manhattan apartment is cracked. Now, dont get the wrong idea. Multimillion Dollar Properties are still very much the norm in at least the big apple, just not the mega multimillion Dollar Properties. Theres a 7,000 square foot downtown penthouse whose owners were originally seeking 140 million, now theyre looking for 29 million. Theres an Upper East Side property cut in half. But what if i told you not just new york, from miami and West Palm Beach to malibu prices on eyepopping properties arent quite as eyepopping . Let me be clear, they are hardly going for a song, but when the very rich start saying theyll hardly pay the ridiculous price do take note of the tune. Its changing, and it is worth studying because the fear is this is the stuff that trickles down maybe leads to price points in all Real Estate Markets coming down. Its happened before. Youve got real estate watcher Katherine Clark and the author of that intriguing piece on whether its happening again. So katherine, you wrote the article. What did you notice and what does this portend . Well, for so long weve been hearing about luxury really driving the Real Estate Market here in manhattan its really been the buzz word now for almost two years. And weve seen prices really spiraling up so far that, you know, last month we saw a penthouse on 57th street sell for more than 100 million which was the first time neil and who buys these places . Formers coming in that plunk down the cash . Well, marketing firms have been saying around 3040 or those buyers are from abroad and about half from asia but weve seen a lot of russian buyers bra sulk january buyers buy brazilian buyers. Neil the russians are losing a lot of worth in terms of oil, the asians are looking bumpy, so thats driving out the potential pool of buyers right . Thats really whats worrying people. Theyre looking at the middle east theyre seeing Oil Prices Going down, wondering if thats going to neil lets say that happens katherine. Play that out. Well if you look at the falling ruble, russian buyers are starting to sell some of their assets here. If you look at european buyers, we see that the dollar is so strong against the euro now were seeing them back out of the market neil what does that mean . Lets say that top end market goes down to bargain basement, but what does that mean for average folks . Do they look at that and say, ah, thats new york. Thats crazy, just not as crazy . I think what it means for average folks is when you look at the developers, they bought the land for these buildings at a ridiculous rate. Theyre spending a lot to make them uber Luxury Properties with crazy views really the topnotch stuff neil and they folk to haved in these eye factored in these eyepopping prices. Exactly. And if they cant get the numbers they predicted, we could see another crash on that particular end of the market. Neil real quickly, does it go to the rest of the market . Thats really an interesting question because the reason were seeing this predominantly i think, is that so much inventory has come into the market on this luxury end. There are really hundreds of properties coming online that only a billionaire could afford whereas on the lower end of the market were not seeing that at all. There really isnt enough in terms of homes for real new yorkers. Neil well, im holding out. That 80 million condo, i know i can get it for 70. [laughter] i believe in you. Neil katherine, thank you very much, the New York Daily News real estate editor. In the meantime, have you had it with millennials moaning . No offense. You should see it when boomers start bitching. Im as mad as hell, and im not going to t at mfs, we believe in the power of active management. Every day, our teams collaborate around the world to actively uncover, discuss and debate investment opportunities. Which leads to better decisions for our clients. Its a uniquely collaborative approach you wont find anywhere else. Put our global active management expertise to work for you. Mfs. There is no expertise without collaboration. Do you want to know how hard it can be to breathe with copd . It can feel like this. Copd includes chronic bronchitis and emphysema. Spiriva is a oncedaily inhaled copd maintenance treatment that helps open my airways for a full 24 hours. Spiriva helps me breathe easier. Spiriva respimat does not replace rescue inhalers for sudden symptoms. Tell your doctor if you have kidney problems, glaucoma, trouble urinating, or an enlarged prostate. These may worsen with Spiriva Respimat. Discuss all medicines you take even eye drops. If your breathing suddenly worsens, your throat or tongue swells you get hives, vision changes or eye pain or problems passing urine stop taking Spiriva Respimat and call your doctor right away. Side effects include sore throat cough, dry mouth and sinus infection. Nothing can reverse copd. Spiriva helps me breathe better. To learn about Spiriva Respimat slowmoving mist ask your doctor or visit spirivarespimat. Com muck were not gonna take it no we aint gonna take it neil and i bet you thought only young people were complaining and whining these days. You should hear how older folks are complaining about them complaining and whining these days. Ungrateful kids, spoiled monsters. In my day wed have given them a wedgie and kicked them in the rump. [laughter] when boomers bite, and not just to scream. Get off my lawn [laughter] neil what . What was that . Neil i think they were saying get off my lawn. [laughter] on the show that finally gives the notsocoveted demographic the chance to say whatever, whatever they want to say. Thats right, it is time for bitter boomers. Almost as hot as what the tech because you never know what the heck will set this cocoon crowd off. [laughter] and playing the part of bitter boomers tonight, actual real bitter boomers including charlie gasparino, steve lead and look what the cat dragged in, Senior Editor but still bitter just the same charlie brady, in a very rare appearance because hes that angry. Guys, welcome. My rear end and legs look a lot better than the picture you just showed neil here is the first issue guys. Darn boomers are facing the possibility that not only is there not enough money for their retirement because a lot of these kids might suck you dry, ask you to pay their college loans. What do you think . This is a huge problem. Its one that faces a lot of our viewers and our entire demographic neil but youre going to get the bill, charlie. Well thats it. Youve got kids in school their expenses you know, many times cosign loans neil never do that. What are you going to do, turn down your kids and tell them no . Absolutely. You know, neil, its not just school loans, its car loans, its apartments that your name is on. Neil you dont think there should be a rescue for them. Im sorry charlie neil no, youre bitter youre angry. I am angry, i am darn angry about this whole school system. The United States spends more on education than any other country in the world neil so you wouldnt bail them out . No. Neil you wouldnt forgive some of their loans . Ill tell you this, we are number 36 in the world. Shanghai students are 36 points higher than neil is that your way of saying no damn way . No damn way, yes. We need to teach these kids a lesson and to, you know give them a kick in the rear end. We need to reopen a piece of Guantanamo Bay and pet all the debt put all the debtors into that prison just for a year. Neil warned you charlie. By the way, no waterboarding. They should just go down there for a year just to see what its like and then maybe, you know, we might forgive some of their loans. You dont think that works . Yes, i think it can does. Its too nice down there. Neil we boomers got some nice things along the way. Whatd i get . Neil we had very low Interest Rate loans, and we had College Costs that were nearly i went to three schools. Neil what you have to realize, first of all theyve dumbeddown these tests so so that if you were when i was taking the test, im not rying to say anything neil that was before they had paper. Right. [laughter] i had right, yes i did. But when i was taking these tests like a 650 or so was like an 800 today. They had to dumb this stuff down. Is that why i got a 400 . Yes. Thats a 700 man, youre a lot smarter than you thought. [laughter] neil you work with a lot of young people charlie. Do you see this not here, but do you see this in society, that they dont appreciate work ethic . Theres a lack of appreciation for the work ethic theres also a lack of skills and an inability to work independently, an independent to take criticism without, you know, getting offended by the way. Hes so right. By the way they hate it when i throw coffee at them. [laughter] no. Charlie brady is 100 right. Im friends with some high school not high school, middle schoolteachers, ps6 neil whoa whoa, whoa, what are you saying . This fella that im friendly with hes from russia, hes a tough teacher but hes fair and hes good. If he yells at a student because the neil not Vladimir Putin . No. No no, no, no pregnant girlfriends. But no, nothing like that. He just says pay attention. And the mother will come in and complain to the principal, the principal will say, hey dont yell at her. We dont do that. We cuddle them when they make a mistake. Neil maybe when we were kids, we were treated to harshly you touch the kids today, you can go to jail. We got hammered by the nuns. I had sister mary left hook all through Grammar School and you learned. You know why . They cared. Neil how did she care if she was punching you . She p wanted you to learn. It was their vocation. Neil you can understand why millennials are saying we dont need to take advice from you. [laughter] still among the very best, they really are. One of the biggest lessons i ever had when i went to school and i went to a pretty good school i debated regis. And oh, my goodness ive never seen neil Regis Philbin . No. Im sorry neil. I get [laughter] you know, listen, they are trying to be a little serious here, but they are you know, lets face it, we handed them this lot in many ways because we, the boomers, created a society where everything everybodys a victim. And they are neil well, we were little wussies after i agree. They were just a manifestation of our creation which is this is a country neil we all share the same dna. So what are you saying charlie about this generation . I think they need to shape up. Theyve got to stop instagraming the doughnuts they had for breakfast neil that was me, charlie. You never got back to me. Theyre spoiled. And they feel too entitled because of the buy bias biases how about my idea of gitmo . Gitmo no. Ive got a better idea. If youre number 36 in the world, youre not going to graduate neil i hear ya. Shanghai is kicking our butt. Bring back the draft. Two years of mill tar service thatll do it. Thatll do it. Just think if you put em in gitmo and had em make stuff like license plates and stuff [laughter] neil when we come back kids are you listening . Theres a new poll out that says Ronald Reagan was right government is the problem. But get this, if we had any its one of the most Amazing Things we build and it doesnt even fly. We build it in classrooms and exhibit halls, mentoring tomorrows innovators. We build it raising roofs, preserving habitats and serving americas veterans. Every day, thousands of boeing volunteers help make their communities the best they can be. Building Something Better for all of us. Tigers, both of you. Tigers . Dont be modest. I see how youve been investing. Setting long term goals. Diversifying. Dip you got our attention. We did . Of course. Youre type e well, i have been researching retirement strategies. Well thats what type e s do. Welcome home. Taking control of your retirement . E trade gives you the tools and resources to get it right. Are you type e . Neil forget isis, forget illegal immigration or even tit for tat over iran, you want to know whats bugging americans the most these days . The government. The same washington presumably trying to fix all these messes is the biggest mess of all. More americans citing the government as their biggest worry than the economy, than jobs than anything. To republican senator orrin hatch who says that pretty much says everything. Senator, that even surprised me. Its a play off the old Ronald Reagan thing, the government is the problem. Whats your take . Well, thats right. It is so big that its almost impossible to manage. Everything is coming down in this administration to the principal government controlling everything. The federal government controlling everything. When the president can issue an executive order that basically jumps as many as five Million People over those who have been standing in line, the hundreds of thousands who have been standing in line playing by the rules, living up to the laws theres something wrong with that. The American People understand that. You take almost any other thing obamacare, my gosh its wrecking the health care in this country. Over time its going to be so expensive we cant afford it, and right now its pretty difficult to afford it even now. Neil but do you take any umbrage in that, senator, that you might be dragged in as republicans as well theyre saying a pox on both parties houses we dont like the house . We dont like the senate the white house, were just sick of government . Well, i think the difference is, is that the republicans are not for bigger bigger and bigger government. We think we ought to bring power back to the states and to the people themselves, and we stand for that. And we think it can be done better. We know the states can do a better job for their interior, for the people within their states than the federal government can. And the more and more you build this federal government, the more and more nobody knows whats going on. Take cms. Cms is one of the largest agencies in government. Its a trillion dollars a year to run cms, and yet thats just a small part of hhs. Its a large part of hhs, but you have hhs running cms and not doing a very good job at that. And you can go into almost all these agencies and find all kinds of failures because the federal government is not going to run things as well as the state and local governments will. And the people want to be a little more free than what we are right now. Neil id be remiss if i didnt bring up this whole iran letter, and your colleague, ron johnson, doesnt take anything against writing it maybe to the iranian leaders he wrote it, that maybe whodelivered to was the problem. Do you share that . Well i can say this, you know, i dont blame senator cotton for coming up with this letter, and i think basically its saying to iran, look, what youre going to enter into with the president is just an executive order, and that could be changed by the next presidency. I think thats important for they probably understand that but its important for them to understand that congress has a role here neil no, no, i agree with that. Obviously, thats not what he was saying, but you got caught up from the iranian leader coming out and making it the football and not the message. Oh yeah. It wasnt just the iranian leader, it was the democrats in congress because theyre so used to just running everything, and they think they can they dont realize theyre in the minority as we speak. Theyre not allowing any votes you know . Theyre not neil maybe that gets back to the whole malaise with government, right . Its just so out of control in. Well, part of that is because its Big Government where you cant run it, you cant run it from the congress, you cant get congress to be part of it. Youve got a president whos out of whack who hates the congress and is going to do everything on an executive order basis, veto everything. Take the keystone pipeline. My gosh, it doesnt take brains at all to know thats a pretty doggone important thing to do. Neil all right. And yet look at what hes done. Take the irs. Im in the middle of the irs neil please. Im going to leave it at that. Okay. Neil senator, always good having you, sir, and i very much appreciate your talking the time. Nice to be with you. Neil orrin hatch. Doing a very quick Google Search during the commercial type in slow as molasses. Chances are youre going to come up with stories on google apps. Well the real question that needs to be asked is what is it that we can do that is impactful . What the cloud enables is computing to empower cancer researchers. It used to take two weeks to sequence and analyze a genome; with the microsoft cloud we can analyze 100 per day. Whatever i can do to help compute a cure for cancer, thats what id like to do. Neil all right. Ceos who dont tweet Search Engines who dont catch and ivy leaguers who dont have to dress up for class. David asman Dagen Mcdowell you get the buzz. First up, why ceos arent writing anything down, at least on the internet. Because when it comes to tweeting or emailing, the boss apparently loves being a luddite. I can see remember that at sony . If you were a big cheese, would you want to risk some underling leaking that stuff out . I guess i can understand why so many bosses are saying no to this. Yeah, because theyre cowards. When youre at the top, youre afraid of falling off. Its very simple. When youre at the top of a mountain and when youre a corporate ceo neil i think a lot of these guys dont even know i think they do. You can fall off so easily with an offhand comment on twitter or even in an email neil theyre very guarded. They are afraid. And they have all their people cowardly bore, too, and a lot of them dont have anything interesting to say on twitter. And if youre quick to be on twitter going to be on twitter, you better make it work. Richard branson is fascinate aing rupert murdoch, huge number of followers. Theyre telling people what theyre doing with their daily leaves neil notwithstanding. Yeah. I mean, i think that actually made people each more fearful that they thank goodness there are only a few Anthony Weiners out there oh, i dont know, it gives us fodder. Kind of miss him. Neil google clueless for two years, the online powerhouse acknowledging it took them two years to notice it was leaking hundreds of thousands of personal customer details. Apparently, security researchers over at cisco were the ones that caught it. Now google has to explain how web sites registered via google apps got ensnared. I think its time to stop blaming companies for this. If anything, what was at stake here were the names and addresses and so forth of people who thought they were anonymous. You cant go on to the internet and be talking, communicating with anybody and think its going to be anonymous. People have to grow up now. But these companies, they need to step up and take responsibility for this. Neil i dont think they can. I will tell you why, because of health information. As that becomes increasingly digitized with the Health Care Law with the digitization of all our health records, it is going to become very dangerous for every individual thats why i dont think you should put it up there. You dont have any control over it. Anonymous, im not talking about stuff that you think the is anonymous is not going you dont have control over your own [inaudible conversations] neil all these things like dwarf tossing, if i were to type [laughter] you big on that . Neil look, on to issue three. [laughter] i was thinking Anthony Weiner neil stop it. So light, she could be tossed. Neil Yale University is now offering a fulltime masters programming online partnering with a learning Software Company to create programs for medical crees. Degrees. Harvard offers similar Extension School programs but not entirely online. Dagen, what do do you make of this . I think this is awesome. I think it could possibly reduce costs, it could encourage people to get advanced degrees. I learned integral calculus off a videotape i cant pronounce that. Neil you dont want to know what i learned im wondering how they get people to talk like in this online. I mean, its very difficult neil is that the yale its a yale masters. Full deal. May i add one thing . Neil quick. I want to encourage jamie dimon if youre running a business legalzoom has your back. Over the last 10 years weve helped one million Business Owners get started. Visit legalzoom today for the legal help you need to start and run your business. Legalzoom. Legal help is here. Bring us your baffling. Bring us your audacious. We want your sticky notes, sketchbooks, and scribbles. Lets pin em to the wall. Kick em around. Kick em around, see what happens. Because were in the howdoigetthisstartup offtheground business. The takingyourbusiness globalbusiness. Were in the problemsolving business. 400,000 people ready to help you solve problems while theyre still called opportunities. From figuring it out to getting it done were here to help. In a work, work, work world. Take time for sunday. Just know that your truck. Has a little thing for monday. What ice the deal, neil . Neil and what is the deal with shoppers not shopping . Most americans getting refunds planning to sock the dough away rather than spend it. Target laying off 1800 workers because business bad. Follow the crumbs and dale in minnesota thinks maybe things are just crummy. Its pretty clear that you dont spend when you dont think its wise to do so right about now. And theres jim in minnesota what little Discretionary Income is left over after obamacare and the indirect effects of current fiscal policy is being squeezed. Marie in new york im saving for that rainy day thats already here. D. L. In new york city i just heard this whole spending slowdown goes all the way up to the 1 . Theyre cutting the asking price of multimillion dollar condos and apartments. Even the rich are saying thats rich. Carol emails once again you insist things arent all that bad. They are, idiot. Quit trying to give the president the benefit of the doubt. He stinks and his policies stink, and while im at it, you stink. The Overall Economic numbers are improving but clearly americans dont feel it, so that improvement isnt real to them. As i repeatedly said on this show, we are off the mat compared to where we were right after the meltdown, but were hardly off to the races. By the way, you stink. Dont write me again, i hate you. [laughter] meanwhile, the stress test that has me a little stressed. Not with the banks that apparently passed it, but the government conducting it. I ask where is the stress test for the governments finances or the Government Spending abuses . Whos checking on whether the government is ready for another financial hit . Stacy via infowest. Com yep fannie mae is going to lower their borrowing standards while our banks are under a magnifying glass as the treasury and Federal Reserve find more ways to print and borrow more money. Patrick it is time for a full accounting for where the money went, because it certainly wasnt stimulated much. Keep pushing. Hannah in maine i think your comments were brilliant. Who is the government to judge anyones fiscal soundness . There are brains in that big skull of yourselves clearly. Really . Had to go there with the pug skull . Rick its not the government doing these stress tests, cavuto, why not an outside Accounting Firm or Rating Service . Or failing that, go ahead and have the government do it. Then take the same stress test on itself. Perform one on itself. See how it does. Karen writes neil, what did you mean when you said the governments sloppy spending is behind the meager recovery we have . It is a recovery can, right . So why dont you shut up . Well, karen, between the Federal Reserve pumping trillions of dollars propping up our markets and the president pushing us trillions of dollars more in debt for the nominal improvement weve seen, this is very much the most expensive recovery in american history. So why dont you shut up . Jack via msn cavuto youre stupido. Jack youre an ass. Hugh in florida i had a close friend who had a cardio stress test, passed the darn thing and died of a heart attack the a week later, so who says stress tests work at all . Especially if they miss obvious things. Many of these government ones op banks do including what happens if theres a precipitous run on stocks and one on the dollar and one on bonds all at the same time . Not among the possibilities tested. Shelley via comcast neil, you really stress me out on your stress thing. How do i destress now . Well demand the government hold itself to the very standards it demands of others. I have no problem uncle sam preaching, but doesnt he have a right to be playing . Whats that they say, eating your own pudding . Thanks for watching. Dont forget, monday is ask neil anything monday. You can get your questions in. It could be personal, it could be financial advice. Love advice, many people seek me out. I understand. All fair game. Monday we play. Welcome to the best of imus in the morning on the Fox Business Network from the middle of new york city. Its good to have you with us for this hour asby really lined up some terrific interviews and just a great musical performance. Well start it off with a former High School Teacher who you probably know better as bill oreilly whos by the way a pretty successful author. His latest book is called the last days of jesus. He was here in the studio