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Well, we would actually like to ask you, first of all, about the operational situation, how did this night pass for you in the sumy oblast, whether the enemy hit hard and whether there is any certain change in trends in the frequency of these strikes and also a change in what exactly the enemy is doing. In sumy oblast, you have a word. You you know, literally 10 minutes ago there were two loud explosions in sumy, one of them not far from the center of the city, now there is smoke, we already know that the russians hit the kaba, and now our film crew, including , according to what is happening, we still have an air alert in the region, in fact it continues, we see another column of smoke. A little further outside the city, however, this, this was the second arrival, or is this a fire that has been burning there for several days, from time to time, it flares up, then subsides, dry grass burns and peat farmers, we will learn about it just now, in fact, for the second day in a row , the russians are attacking sumy, the city itself, the Regional Center itself, are attacking with kabis, as you know, kabis are something we cannot shoot down, and our air defense, on alas, against them without. Strong , so we already have at least the second hit in these two days about the wounded, about the consequences and so on, i will not speak yet, because i will repeat myself again, the explosion went off literally 10 minutes ago, and if we are talking, and if we are talking about where the enemy is hitting, it is Energy Infrastructure or other critical ones infrastructure, these are civilian objects, these are all civilian objects, these are infrastructure objects, in particular in. Yesterday they were on tets, today also on critical infrastructure. In connection with the fact that they became more active in the sumy oblast, has life changed in the region, i mean, are some enterprises perhaps working less, shops, pharmacies, educational institutions, those that work not remotely, but in the usual mode, how does it look now . While it looks the same as before, nothing changes except at the border, there are actually certain interruptions in the delivery of products with the arrival of certain medicines, especially in the fivekilometer zone, that is, not all entrepreneurs still have passes to the fivekilometer zone, they were recently updated and sumy ova, even in cooperation with the military, does not have time to simply issue the number of passes that is really needed. To those civilians who are still living and still working in the border zone. Mrs. Alyona, i would also like to ask you very carefully about the construction of fortifications, because. There is information that even the lviv Construction Companies are coming to sumy region, helping to build these fortifications, and actually, how does this process look now in terms of whether more private business should be involved in order to speed up this process, and actually, maybe you can share that, well or not the military, yes, or the military administration, are they satisfied with how this process is taking place and whether everything is satisfactory in terms of the plan and. The fortifications themselves, yes, are they reliable and the actual pace of their construction . Yes, regarding the rates of construction, they are really going on work every day, that is, there are no days off, there is no such thing as simply equipment or people standing, we are constantly watching the construction of fortifications, as far as it goes qualitatively, lets say this, the opinions of the military differ, but there are. Well, lets say this , different fortifications of different types in different places, that is why i think that the military has different opinions on this matter, and as for whether there are enough funds, for now there is enough to manage, as they say, to master these funds, actually lviv companies we have employees, not only from lviv, but from several others regions of ukraine, and lviv ova is helping sumy region now as well. To build fortifications, according to recent reports, it is 150 million for sumy oblast to build shelters specifically in schools, there were a number of requirements, that is, not every school could receive it, in fact, you had to have a vision and an estimate and some other things in order to apply, do you already know in which areas will these shelters be built, are they sums, or are they still closer to russian territory, and what does it look like in general . Childrens education . Children study in a 20kilometer zone in the lane from the border exclusively remotely, i. E. All these schools do not offer offline education, in all other Schools Education takes place either offline or according to a mixed system, i. E. Well, for example, children study offline for two or three days, online for two or three days, what is this related to by the capacity of the shelters, that is, not every school that has a certain number of students can accommodate them in the shelters at the same time during an air raid, so the children go in shifts, the children go on different days, different classes go, that is, in this way, trying at least slightly improve the quality education, because we all understand that Online Education is a little lower in quality, especially for younger classes, in terms of building shelters, for example, a shelter, in fact, a kind of underground school was built in velikoparivsky groma. About 15 million hryvnias were spent on this in velika pyserivka itself. And now, what we see, literally two weeks ago, the authorities in the region announced the mandatory, forced evacuation of children from the entire velyk pserivska community, that is, we understand that this underground school and this large school shelter, unfortunately, will be simply undemanding in the near future. Other schools that build these shelters are located throughout the region. At a different distance from the cord, ms. Alyona, we know that yesterday was exactly the second anniversary of the liberation of sumy oblast from the russian interventionists, and i want to ask you if there were any events in sumy oblast, so it is possible that this second anniversary of liberation was commemorated, and how peoples attitude towards the russians actually changed over these two years, that is , after sumyshchyna survived. This with my own eyes saw the russian measure, as they say, in all its glory, or did the attitude or mentality of people change after that . You know, regarding special events, well , nothing like that happened in our country, it happened, lets say, there were no organized events, well, in principle, in the border nearfront region, in fact, they try not to do them, regarding the change of attitude there. Despite the common halfthousand kilometer border with the enemy, there are not so many prorussian sentiments in sumy oblast, and those people who had a neutral attitude towards a fullscale invasion, most of them, from what we can see and communicate with people, have completely changed their attitude, those who were radically prorussian among people, then in principle, you know, we see different, for example, we come to visit grandfather. Who was already hit by the Third Russian rocket near his house, and he still says i dont know who is shooting it, that is, there are very different people, if we take the more northern part of the region. Then there are a few people who were and remain prorussian, but they did not have such an occupation or any serious consequences, that is, the russians simply walked past them or through them in transit, the same people who saw, those who are constantly under fire, then i will tell you, there were never any prorussian people there, ms. Alyona, and i wanted to clarify, but these people who live there, do they have it . To watch russian tv, do they generally get this signal of russian tv, somehow this signal reaches them, do you know if there is there is an opportunity for locals to watch russian tv channels, actually to be exposed to this russian propaganda, those people who have satellite dishes and are able to receive a satellite signal, then yes, they have access to russian channels, but in the border villages there are actually not many such consumers, but whom . They are dating from, well, we understand that often in the border region in one village in ukraine, one part of the family lives, here after 2 km is already on the territory of russia, the other part of the family, do people communicate with each other, talk, maybe discuss there, who hits what, you know, its a very, very difficult question for these families that are separated by the state border, and they are from. Since the beginning of the fullscale invasion, we have a lot of communication with such people, since the beginning of the fullscale invasion, they hardly communicate with on behalf of their families, what is this connected with, the fact that people who are in the territory of the Russian Federation look at them very carefully, regarding all their connections with ukraine, and actually in order not to frame their relatives, their loved ones, people completely cut off any communication, or they simply leave some household items, such as bye there. Happy birthday or interested in health, without discussing the war, they are very afraid and worried that any information they have given or not given to their relatives may result in some liability or some punishment in russia, or coercion to such cooperation with the russian Law Enforcement agencies. Thank you alyona, alyona yatsina, a journalist from sumy, was in touch with us and informed us. About the actual situation in sumy, literally a couple of tens of minutes ago there were explosions in sumy, alyona reported that there is currently only one, yes, but she does not have any information about the victims at the moment, well, we will monitor the current information, immediately inform you about the most important things that are happening in sumy, in particular , yes, we are going on a break now and after it we will add our next guest, wait. Attention, move from unpack tv. Sofa cape covers with a discount, only from uah 599. Your sofa is dirty. Sofa cape covers, the upholstery is torn. Sofa cape covers, on disgusting color. Covers, sofa cape, one movement. And in front of you is your updated favorite sofa for almost nothing. Just look at these incredible furniture repurposings from our customers. Its so simple and so affordable, because the price of chokls is lower than the price of furniture. Cape sofa covers adapt to any sofa. 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Sharp presentation of facts and competent opinions. And in america they also say, lets have better roads , we will have even better ones. A special look at the events in ukraine, there will be some katsaps on the border of kyiv and beyond. What kind of world do you dream of, mr. Norman, can we imagine it . All this in an informational marathon with mykola veresny. Saturday 17 10, sunday 18 15. On espresso. Vasyl zimas big broadcast. Two hours of airtime. Two hours of your time. Two hours to learn about the war and what the world lives on two hours to keep up with economic and sports news. Two hours in the company of favorite presenters, presenters who have become like relatives to many, as well as distinguished guests of the studio. Events of the day in two hours. Vasyl zimas big broadcast. A project for smart and caring people. In the evening united by football, stronger together. Well, lets continue our information marathon, we will inform you about the main events of today and not only andriy dubas. The president of the association of ukrainian banks is already with us in contact with mr. Andrii bodush talk about financial matters. By the way, mr. Andriy, welcome to eteriso. Glory to ukraine. Hero, glory, glad, glad to hear. In return, therefore, the annual inflation in march decreased to 3. 2 . Yes, the state Statistics Service informs. The nbu explained the rapid slowdown in inflation as unpredictable factors. He says that among these factors last years harvests are significant. Winter of this year, well, lets talk with you more about this, very often economists say that we have very good inflation, but you know, good and inflation would seem like this somewhat controversial concepts, because inflation is something negative, yes, but they say that it is good here, that is, as i understand it, it is not the worst, as we could hope for, in a word, what about our money, what about our inflation , you have the word, thank you, and i will. Try to explain these economic terms in a rather simple language inflation, of course, on the one hand can be bad, a bad factor, and on the other hand can be good. Inflation is an increase in prices, but we must also take into account that when prices rise, so too is almost equal to the fact that wages are growing, its just that they are slightly with a slight delay in time, the fact may arise, cause surprise, when, for example, in ukraine during the period of a fullscale invasion, we have low moderate inflation, that is, when it even there is not 3. 2, we take, for example, the measurement for today, at this moment, but we are talking, for example, about the measurement in annual terms, then everything is equal in the conditions of the economic, military and financial challenges in which we live, and this is very a good indicator. Now lets go lets figure out why . In my opinion, the main such. Factor that we have low inflation in ukraine is that we have a Large Coalition of Financial Partners in ukraine who are helping ukraine to overcome this challenge with russias military aggression against ukraine alone, in the financial sense, that is, we have a huge flow of funds to ukraine, which help the Ukrainian Government and the national. Bank to maintain the stability of the hryvnia and to fulfill its financial obligations in principle, that is, the main, in my opinion, stabilization factor, stability of these macroindicators, including inflation, in my opinion, it is the fact that ukraine continues to receive International Financial assistance, which allows to cover the budget, which allows to fill the gold bank with currency. Reserves and thus we dont have the socalled Printing Press included, when, for example, the National Bank, if there is no income, but we need to cover expenses, its not , of course, always bad, but its er e can be used and was used, especially in the 22nd year at the beginning, when the first and second and in the middle of the third quarter, we did not yet have such an understanding of whether we would have Financial Support from the outside, and then 400 billion hryvnias were printed first, then 200 billion hryvnias, and this was then reflected in the hryvnia, because at the beginning of the war we entered with the hryvnia to the dollar at about 20. 9 hryvnias to the dollar, and then the National Bank had to devalue it to 36. 56. And even further, when already the third and fourth quarters of the 22nd year and practically the entire 23rd year, we had a huge influx of ee financial aid, if not im wrong, in one year it was about 39 billion dollars, then in the 23rd year it was summed up as 43 billion dollars, these are huge funds for ukraine, for the ukrainian economy, and in fact it. Covered all the unearned revenues that we could not to receive due to russias attack on ukraine, but it allowed to fulfill its budget expenditures. Mr. Andrii, entrepreneurs call their main problem not the pressure of the government, not the pressure of the tax authorities, but something else. So, a recent study by the institute for Economic Research and policy consulting says that now the biggest threats to business. Er, it is the danger of work, it is quite obvious, and the lack of personnel, it is quite unexpected, why it is unexpected for me, because we communicate, for example, with people from druzhkivka, which is right next to the front line, and we are told that people are in the city returned, people are working in the city, there is work, they are opening cases, we remember that recently there were publications about the fact that new fops are opening, especially women are opening a lot of fops, that is, from the looks of it, everything is working. Works, business, works, develops, here studies Say Something else, why so . Look, i have graphs in front of my eyes right now that show exactly what you said, and on the one hand, if you take these three months of the 24th year, on the one hand, we see that there is an increase in the amount of supply in the market, that is there are new requests from entrepreneurs to. They are looking for new new employees, but in principle, you know, when there is a demand for work, then in principle it should be good for ukrainians, for workers, but with on the other hand, we see the decrease in the number of new resumes in various services that help to find a job is such a kind of paradox, but what it consists of is the end of the story. We are in the second more than two years of fullscale invasion, first of all, a certain number of men and women are now at the front. Er, on the other hand, er, there is a part of people, and men, and in most women, of course, who are both internally displaced persons, as well as others who have gone abroad, this is also ee figure, which is measured in millions people, according to various estimates , ranging from 6 to 8 Million People went abroad and have been there for two years, and that is why we have, like entrepreneurs, a need to close vacancies, that is, to look for new employees, but there are not enough candidates for these vacancies, and then there is an increase, lets say what you can , for example, interest, that is, as in ordinary business. If you want to sell your product better, then you should lower its price, yes, that is, do such dumping, in this case, it should raise the offer to raise wages in the vacancies that are offered, and this is actually happening, and i believe that this is such a certain leveling element, you know, in what, the ukrainian workforce, ukrainians, in comparison, for example, with eastern, Eastern European countries, differed radically before the beginning of the invasion, for example, if you could go to work in poland and earn there i dont know 700 €, 800 or 900 or 100 € with such an unskilled job, then in ukraine it is almost impossible to achieve this, while today, for example, the struggle for quality a builder or, for example , a logistics worker, the ukrainian labor market will already bring somewhere similar indicators, so i think that here it will only be necessary, you know. Not to end up in such a moment when, for example, the quality of the employee for a certain amount of money is not equal to, not equal to, the profession, for example, which is offered, because, you know, an entrepreneur, if he needs to close a certain vacancy today, he will of course offer a higher and higher salary, but it is very important that to this higher and higher salary wages, workers still tightened up in terms of qualifications, because sooner or later there may simply be a moment when, you know, there will be a category, for example, of potential workers who will be able to do the same work simply for less money, well, but probably in under the conditions of the war, mr. Andrii, we would like to talk about the insurance risks that the war entails, these are war risks that are not widespread at the moment, so among insurance companies, for example, they are not ready to cover those or other war risks, but i know you already shared this information on our air, that now there are certain mechanisms being worked on, we have 3. 5 minutes, please share what you know as of today, the export Credit Agency together with the National Bank and with other participants of state organizations. Are developing a concept, so far it is a concept that will help investors, either foreign or domestic, to give some additional guarantees to insure against potential risks from military action. What might it look like . For example, an entrepreneur is ready to invest there uah 100 million, for example, in the construction of some factory or some enterprise, but he is not insured against the fact that tomorrow he will not get into this enterprise. A Russian Rocket or something else, some kind of situation may happen, and in this way the state simply analyzes how many jobs such and such an investment can create, and if it is interesting for the state, and it will definitely be interesting, and the theoretical probability, and if this enterprise is not militaryindustrial complex, lets just take a classic enterprise, i dont know about processing or something sewing factory or something else, then of course the probability of such a direct hit, direct destruction of nonmilitary. Is low, and thus the state can guarantee this enterprise that if your enterprise is damaged or destroyed, we will compensate you from the state budget for these losses, and thus, on the one hand, the entrepreneur says now i have logic build this factory not, for example, in poland or slovakia, but it is also possible in ukraine, because there are still better conditions in terms of wages and so on and economically profitable, and you for. Guaranteed me as a state potential compensation for the risks of losing the war, today it is being developed in the format of a concept, i think that this year, by the end of this year, a draft law and specific proposals will be developed that will allow this to be done already , it is not a quick process, because we also have a budget deficit, and we see problems with the rhythm of International Financial aid, but we need to work on this, because there is already such a large, you know, influx of potential from international and investors. Of of ukraine, regarding its prospects for investing here. We thank you. Andriy dubas, president of the association of ukrainian banks , and eteri spresso, talked about our financial issues. It is important to understand, yes, what is happening with our finances. By the way, here is also an economic topic, i want to inform you that the company clearly calls on ukrainians to save electricity during the peak every day. Hours and let it become a habit, this is a direct quote from serhiy kovalenko, the ceo of the company, because yesterday, as you know, the Energy Center has lost all its generating capacity and they are urging that this year ukrainians should develop this habit in the evening hours, in the morning hours, when the need is greatest, and to close the economic topic altogether, the National Bank raised the official the dollar rate is at a historical maximum, so. For the fifth day in a row, the dollar is getting more expensive, we have a kind of record or antirecord, its hard to say, but now its time for other news. Yes, we pass the floor to our colleague iryna kuval, who is ready to share the latest information. Iro, we give you the floor, and actually, we ask you to tell us briefly what this issue will be about. Well, i will tell you about the situation in the kharkiv region, and also about which traitors car exploded in moscow, wait for more details in a moment. Its 4 p. M. In ukraine, and we have a news release on the espresso tv channel in the studio of iryna koval. Greetings to all viewers. Russians killed one person in kharkiv oblast. Three more were wounded by enemy artillery fire