Shopping online. What about you juggle what level of security do you feel when you shop online, especially as cyber monday hits tomorrow. 202 7488000 for those of you under 30 years old. Those 3150. 1 for for those 50 years old and older, 202 7458002. If you want to give us your thoughts on how secure you feel shopping online on our social media channels, you can post on. Ur twitter page, cspanwj you can also post on our facebook page, facebook. Com cspan. And, you consen can send us an email on this topic at journal cspan. Org. Aps take a look at cyber monday, a lot of people expecting to aboutalso talking security concerns saying it was only two years ago when 11 billion worth of credit and , including information stolen from customers, who shocked in stores. As early as two months ago, Cyber Security firms uncovered a new kind of malware that can burrow into Business Systems to steal information. At the same time, Online Shopping has continued to rise, even in years when black friday stayed stagnant. It was the National Retail federation to put up statistics, taking a look at what is expected for what is known as cyber monday. About 3 million worth of commerce will take place 3 billion worth of commerce will take place tomorrow. Overall, if you look at sales done all my between november and december, about 83 billion in sales. Most of those will browse on smart, and make those purchases on tablets. Cyber the idea of security in this shopping season, and how secure you feel shopping online. We have divided the phone lines differently today, by age. If you are below 30, 202 7488000. If you fall between 31 and 50, 202 7488001. If you are 51 years and older, 202 7458002. Again, your shopping security, as you go online to do shopping. It was the federal trade that is responsible for things about commerce, especially on the internet. Not too long ago, posting an online video that takes a look at security measures while you are shopping online. Here is a bit of that video. [video clip] paying by credit card gives you some protection that other methods of payment do not. If there is a problem, the law gives you a right to dispute charges. If someone uses your credit card without your permission, some companies will cap your liability at 50. The chargespay entirely. Before you enter your credit card Information Online, check if the website address starts s meanstps, the secure. Host the federal trade commission has set up a whole Website Online to give you some guidance and protection for shopping online. Guardonline. Gov. Especially as the cyber monday hits tomorrow, your thoughts on shopping online, how secure you feel. 202 7488000 for those under 30. 202 7488001 for those 31 to 50. 202 7458002 for those 51. Ears old and older we will start out with ginny this morning and ohio. Thanks for calling. Go ahead, give us your thoughts on the level of security you feel. Im not under 50, im 53 years old. Im sorry. Host its ok. We were going to ask. Ashamed of myt aides feared i dont want people to know how fat i am. Fat i am. Ll you have thaow i would rather just go out shopping. It is more fun. Host have you ever bought anything online . Caller no. I live with my mother. Online, wesomething have some and get it for us. I suppose you associate with people who shop online. Did they tell you it is a safe way to do it. Caller they think it is. Host you are not convinced. Caller you are just a little more leery. Host got you. Your christmas shopping, you will do it in stores. Caller do you shop online . Host we want to talk to the viewers about these issues, viewers like yourself to do it day after day. We believe it at that. We will go next to steve. Steve is an oregon in oregon. Go ahead. Caller i do not have much faith in anything involving money and the internet. There is no security. Once you lose it, it is gone forever, and you will spend a. Ouple of years getting it back ive had my identity stolen twice. Bye by the v. A. , and once the oregon state employment department. That is your experience as far as your identity. When it comes to shopping online, have you ever bought anything online . Caller i have occasionally, by trying to shy away from it whenever possible. A little bitked about your own personal experiences. Why do you think shopping online is not safe, specifically . Caller because if someone gets a hold of your information, if the system gets hacked, or whatever, you are screwed. Who will you call . The government does not care. Theyre not doing anything to protect anybody, are they . Tough. You lost. Steve. Hat is again, the lines are divided differently this time around. For those under 30, 202 7488000. For those 31 to 50, 202 7488001. For those 51 and older, 202 7458002. Lets hear from zach in ohio. Good morning, zach. Go ahead, tell us about the level of security you feel. 28. Er im young, every time i have had my data stolen it has been from brickandmortar, nothing to do with online. I got a notice that my data had been part of a breach. Tmobile recently had a breach. Lost all of ohio our information. That was a breach. It was only done in brickandmortar stores, never an online experience for you, as far as your internet shopping is concerned. Caller by and large, if i have to use my bank account, i will use paypal because it puts wall in between. Otherwise, i will use the credit card. When you are spending someone elses money, like with a credit card, it is easier to fight that, rather than get the bank to get your money back. Host do you think it is a generational thing as far as the level of security people feel putting Information Online . Caller partially, by think range,in the 50yearold like my parents, for example, they are in the same boat, and have had brickandmortar issues. Target and home depot had their stuff breached. Generally, when i go to a retail store, i use cash because of that. From leona is up next massachusetts. Good morning, thank you for calling. Caller thank you. Into my computer twice when i was trying to shop online. They got into my entire network. Change allhaving to of my passwords, all of my computer cards. Host you have had to do that a couple of times, it sounds like. Caller i just do not need this garbage anymore. Lose . How much did you how much money are we talking . Caller well, i did not lose any money because as soon as i found network, id my called all the Credit Card Companies, and they immediately cut everything off. Host got you. That is the owner from massachusetts. Michelle is from florida. Thanks for calling, go ahead. Aller good morning i think it is hit or miss whenever you use credit cards. You take a chance on losing your money and identity, but at the , i had my identity cards, but the credit were good, the banks have always been really good. They give you all your money back. It all gets resolved. I do not have a problem shopping online. Now, i have to have extra security pass codes, and stuff like that. How much of a hassle is it for you, as you get these things resolved . Caller it is a pretty big hassle. It takes a little while. It takes a month. If you are dealing with the irs, it takes a year. Host what is your Comfort Level now. When do you decide this is you dont want to put information out there. What signs to look for when you shop . On securelike to shop ps. Sites like the htt that is important. I do not shop at a lot of different places. I tend to stick to the same place as i shop at. I dont like to put my information out there, everywhere. I will not store my credit card information anywhere. Host got you. Again, if you are just joining , with cyber monday happening tomorrow, we are asking you to give us your thoughts on the level of security you feel shopping online. There are three numbers you can call. 202 7488000 for those of you under 30. 202 7488001 for those 31 to 50. 50 years and older, 202 7458002. From sylvia, in virginia, you are next. Caller i just want to speak up for those 51 and older. I feel like a lot of us sound really paranoid. I do not have a problem shopping online at all. I have been doing it for years. Once. Was hacked the Credit Card Company caught it. They called me, informed me, and sent me a new card. I have had more problem with brickandmortar stores, using a credit card at a gas station has been a problem. I have been hacked through target, home depot. In a way, i feel more safe shopping online. I use common sense. Sure that the s is there. I only shop with reputable stores. If im shopping with someone who i have not shop with before, i will google them, and read reviews. I do not want is a sound like everyone 51 and older is with Online Shopping. Host what made the difference for you . Caller i guess i have always been computer savvy. I have been on the internet since the 90s. I used computers in my business. I had my credit cards hacked before i ever started shopping online. I have had people buy Airline Tickets in Foreign Countries on my credit card. I have always know the you have to keep a check on your credit cards and know that nothing fishy is going on. Every time i have had a problem, it just took one phone call, they removed the charges, and i never suffered from it. Host the Los Angeles Times has a piece take a look at cyber monday. Saying, a sign of its once unique status, the volume of black friday Online Shopping is not creeping closer to cyber monday sales. Online sales for this years black friday will reach 2. 7 billion and they will likely inpass cyber monday sales 2016. Consumers use mobile devices to shop, but not necessarily to buy because the Shopping Experience is still not as easy as with a desktop computer. That is in the Los Angeles Times. Barbara from new jersey, you are next. Caller good morning. I heard sylvia speak a few minutes ago. Echo everything she says her response is perfect. Please, do not use this talk of desktop computer. Use a tablet. Only go to websites that have httpsht prefix which is , the s stands for encrypted. Do not be afraid of cyber monday. Do not be afraid of it. Im talking to the old folk now. Planning to do a lot of Online Shopping tomorrow . Caller everything. Everything is being done tomorrow. Credit cards only. You never use a debit card. Credit cards only online. Be picky about your merchant. They have to have the right prefix. The Credit Card Companies will protect you. I have been hacked twice. I had a phone call last october from someone who still my information from a brickandmortar store, and took the information, and shopped in ,is temple, turkey istanbul turkey. The Credit Card Company caught it, i never would. It was several thousand dollars, they wiped it out, nothing on my record. Host can i ask you a question . Use aid earlier tablet versus a desktop computer. What is the difference . Caller in all honesty, i can use apps. The different apps give you secure zones, in terms of usability. The apps are the key. You have an app for a Big Box Store you can isolate yourself to the apps, and see how they do business looking at their security notes. All you have to do is look at the security notes, and it will tell you what they do. Michigan, hello. Caller good morning. As a couple of the callers mentioned, about paranoid old fogeys, i am a paranoid old not feel secure shopping online. I do not shop online. I like to shop in person. I like to look the person in the eye who i am shopping with. We pay cash, unless it is huge amounts, we pay cash. Not feel secure shopping online. I will not be joining in the cyber monday frenzy. Host is it because of stories you have heard from people . Why are you hesitant . Caller some of it is stories i have heard and read. Plus, in another life, i was insecurity. Host ok. Even with your background, he would not do it personally . Caller no. Host what about the person who called before who said using an at the level of security, what do you think about that argument . Caller i dont think anything about the argument because i do not understand her reasoning and explanation. App whether it is on a tablet, desktop, or laptop. I do not understand her reasoning behind that. We all have to tell her subs the thingso do that we do. Host angel from washington state, you are next. Caller hi pedro, you look as handsome as ever. Host go ahead. I do not get the fear factor. I worked for the cia. I know there is a level of security we all have to have online, by never felt insecure. Not do facebook. I dont do twitter. Really, if you want to lighten the load on yourself, you do not put yourself out there too much. I shop on amazon. I do love amazon. I feel very secure online. I have never had any problems or issues. Youhat one color said, if use your credit card, you are protected. Hey will advocate for you if you have a situation where you have something that goes wrong with the credit, they will advocate for you. I have only had one issue. I think in 20 years, i had one issue. How much shopping do you plan to do instore . Caller of goodness. I tried to avoid stores like the plague. We are avoiding the flight these plague thesethe days with germs. Host that is angel giving us her experience. Others have given us their thoughts on feeling secure shopping online. That is because tomorrow, typically known as cyber monday, a big incentive by companies to have people purchase online. If you want to give us your thoughts on your level of security shopping online, we have divided the lines differently, by age groups this time. Younger, 30 years and 202 7488000. 50, 202 rs to 7488001. For 50 years and older, 202 7458002. Congress is back on the hill this week. To give us a preview, niels lesniewski. Give us a sense of what the breakdown is between the house and senate as far as activities geared what are the big things that have to get accomplished this week . Guest really the first item up for business in both the house and senate are things that do not necessarily need to be accomplished, but on the house side, they will be addressing a resolutions,al involving the Environmental Protection agency. That is a special legislative process that allows for these resolutions of disapproval which already passed through the senate to get to president obamas desk, however, of course, when it is the obama administration, the epa came up regulations, they are certain to face the veto pen. On the senate side, we are looking at the budget reconciliation process coming up, assuming all goes well, at a Conference Meeting on monday , sometime in the second half of the week could be the extended voting. That would be a measure that would repeal as much of the Affordable Care act, or. Bamacare, as they can before the thanksgiving lot on theeard a topic of syrian refugees. Is that on the agenda at all . Guest the discussion about syrian refugees, as well as the question of what to do about the visa waiver program, and the european citizens, and others to enter the united states, without needing to obtain a visa as a taurus, or sure to business meeting, or the like, that will certainly be on but there is nothing bubbling up yet, in terms of how the senate will address that. What i will say is this is where we will get into the discussion that willher or not be tied into the government funding measure. The omnibus appropriation measure will need to arrive by the second week of the month. That is where the big test will be, whether or not there needs of syrianandoff refugees. Ist part of the discussion whether or not there will be another government shutdown. How is the outlook of that happening . Guest since there has been a budget agreement, there has been less likelihood that there will happeningown showdown. It is not to say theyre not lots of negotiations still to be done, including things like. Olicy writers there is also, i would add, even before we get to that point, a more immediate deadline facing lawmakers to once again, either extend, or finish, the surfacersial report on transportation. There is no shortage of things that have to be done within the next two weeks. The thing they have to be careful about is make sure they do not accidentally take too long doing anything, and then have a shutdown. Host you hinted at this, how many working days between now and the end of the year . Guest that is a really good question. As few as 10, probably. Is whendecember 11 everyone would probably like to be out of here. A possibility that they work through september 18. That might be likely. Certainly, no one wants to get closer to christmas. Christmas falls on a friday this year, so ideally they would like to take the entire week off. Thanks a lot. Guest thank you. To your calls,ck take a look at your level of security, as you shop online. Under7488000 for those 30. 202 7488001 for those 31 to 50. 202 7458002 for those 51 and older. Lets go to lawrence in illinois. Caller good morning, pedro. Online. Edit cards actually, even in brickandmortar stores, but the car does not leave my hands. The only instance i have had a credit card stolen is in a restaurant. That was in a restaurant was not that familiar with. Other than that, i cannot remember the last time i wrote a or paid cash for anything. Even my utility bills online get automatically charged. Like people said, the credit banks, willes, the alert you. You can even set up alerts for example,that my wife travels a lot, and if she gets gas somewhere, i can , and i know that she used it because she is traveling. The only time i wrote a check or paid cash actually, i pay my , like a taxes in cash bank closese the because i do not want the county to have my money a minute earlier than they deserve it. Other than that, thats about it. Host do you have one of these credit cards that has the new Chip Technology on it . Both. i have i have so many credit cards because they keep giving you freebies. You get free miles, free points, cash back. I cannot turn down free money. I have so many credit cards. Put im done using them, i them in a safe, or something, and use them once a year to keep my credit balance open. Like i said, everything i charge my utility bills go through the credit card. When my credit card bill comes in at the end of the month, i pay everything in full, the get all the freebies. If you are using a rugby dont reputable bank, like i said, they will alert you if they find something fishy going on, or you can set of the alerts for almost anything you want. You can set up an alert for a charge over a certain amount of money, or charge at a gas station. Host got you. Thank you for calling and telling us about your experience. Henry from boston, massachusetts. Caller good morning. Theonly problem i have is delivery service. I have done a lot of shopping online, no problem. , sometimesy System People will sign for it. You can track the status of it says is, and when delivered, and you have not received a package, then you contact the people the you purchased the item from. I have had no problem with them, it is just a little income you get the do not get it when you think you should. I have never had any problem of losing anything. Online using a credit card. I have not had any problem. Host that is henry from boston, massachusetts. Isnthas this saying, shopping online more secure than giving away to your credit card who can take it to the back room and copy its information . Feel secure shopping online . Were getting peoples thoughts this morning on this topic. This, as the director of National Intelligence puts out a memo, about metadata, saying on november 29, the ends, and thenod the government will stop bulk. Ting metadata in the usa freedom act requires that the government must now metadatapplication for under terms that specifically identifies a person, account, device, and a way to limit the scope of information. Again, that is from the director of National Intelligence. Carrie from salem. Go ahead. Caller anytime you go and apply , there isit card going to be a black strip on the back of the credit card. That has all the information that you have given to that company. A company can sell your information to any company that they want to. That is how come the other Companies Call and tell you you can go and pay a bill that you already paid before. As long as you go and pay at one time, you have been guilty, and you have to repay it. You can pay up to five times. The republicans are sending our jobs overseas at three cents per hour, and theyre taking away our jobs here. It is like the sneaky keystone pipeline. That will disrupt our drinking water. It is like they do not honor our treaties of the native americans. None of them are honored. Host lets hear from terry in mobile, alabama. Caller good morning, pedro. I feel quite secure because i prepaid. Ords then if anybody gets any information, it will not do them any good. There is no reason to be afraid. I have one major credit card. I pay a few things with my credit card automatically. Things like netflix, small things like that. 80 of the time, i pay cast. Host you have never had an instance where your information was stolen . Caller never. Like i said, if you use a