why should we pay for her house, particularly when she was the richest woman in the world? >> it was shortly after the fire that she gave her famous speech to the guild hall. >> 1992 is not a year on which i shall look back with pleasure. >> she'd called 1992 a horrible year. >> it has come back to me. >> it is unprecedented an acknowledgement to the nation how things had gone wrong. >> no institution should be expect to be free from the scrutiny of those who give it their loyalty and support. >> the queen real rised that it was a time of reckoning. >> that speech is the prelude of a whole series of reforms. it is finally agreed that the