old plans next year, but consumers with higher medical bills decide to go with obama care, the government could end up paying out more than it expected according to the american academy of actuaries which sent out a warning letter about this just yesterday. the white house and press secretary says it's really no big deal. listen. >> the reports in the press vary widely. i think that -- i think it's important to note that when you look at the number of people who would, for example, get benefits in the marketplaces, tax credits and the like, is 17 million and i think the largest number i have seen in terms of cancellation letters is three and a half million and i don't even know if that's accurate. >> so joe, let's say carney is wrong there. just how much money are we talking about? >> that is the billion dollar question. so far, no one we've talked to can tell us that number, but the american academy of actuaries has warned that the president's plan to give states the ability