travelers if they have to cancel trips or should everybody be just automatically buying travelers insurance whenever they buy a ticket? >> travel insurance companies say they have seen inqueerininq goes up. cruise lines are offering refunds, although they say it may take as long as 45 days for folks to get their money back just because of the sheer volume of calls they're getting. airlines may default to offering you a credit, a bit of sleight of hand on their part although the d.o.t. regulations state that if your flight is canceled, you are owed a full refund if you do not elect to fly again. >> pete muntean, thanks. tires, floods, tornadoes, hurricanes. just some of the disasters that come with a steep price to pay. stay with us. 48 hour freshness and 1 quarter moisturizers in. dove 0% aluminum deodorant