markedly diminished spending on services, and caused a reallocation of spending towards goods. the supply of goods to americans has increased substantially, but there's still pressure there, and there are shutdowns and covid impacts in asia where we import many goods from. so we are experiencing a lot of supply bottlenecks -- >> right. >> there's a shortage of semiconductors. that's pushed up the prices of used cars and caused a reduction in production of new cars. this is temporary pains that result from a covid economy. >> right, so -- let me ask about that. while it's heart impacting everything from gas price to say groceries, when do you expect the inflation to get back to the 2% range, which is considered