only pay for what you need. ♪ liberty. liberty. liberty. liberty. ♪ this is the greatest idea you'll ever hear. okay, it's an app that compares hundreds of travel sites for hotels and cars and vacation rentals like kayak does for flights. so it's kayak. yeah, like kayak. why don't you just call it kayak. i'm calling it... canoe. compare hundreds of travel sites for thousands of trips. kayak. search one and done. retirement income is complicated. as your broker, i've solved it. that's great, carl. but we need something better. that's easily adjustable has no penalties or advisory fee.