anquished families aren't the only ones waiting. insurers are also waiting. some families have received $20,000 in insurance to help them pay for hotels and go to where their loved ones may be missing. insurers could be on the hook for more. the airline industry spends billions of dollars an planes, fuel, maintenance and insurance. a 777 like the malaysia airlines jet that disappeared likely carries a $2 billion policy. that insures the plane itself. it also includes liability for passengers in case something happens. 239 people aboard a giant aircraft that disappears into the night. government officials still piecing together information.